The Unfortunate Truth About Moving Home
We’ve collected thousands of real home-moving complaints and horror stories from everyone involved in the home buying process. These are the frustrations, losses, headaches and awful scams that happen in the current system. Read the posts to educate yourself - as forewarned is forearmed!
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Wall of Complaints and Bad Experiences
A live picture of where property transactions keep breaking down across the UK.
This wall brings together real experiences from home movers, professionals and others involved in buying and selling property. By sharing what happened, contributors help expose problems many agents, solicitors and service providers still underestimate, giving consumers, journalists, researchers and the people trying to fix the system clearer evidence of the scale, patterns and pressure points that need attention.
offer handling
best and final
estate agent conduct
buyer detriment
Buyer suspects an estate agent failed to submit their best-and-final offer, raising concerns about offer handling and whether the agent acted in the buyer and seller's interests.
They argue that better updates alone would ease much of the anxiety that currently pushes people to complain about their conveyancer.
Our leasehold flat has ground rent clauses that double every ten years; multiple buyers’ solicitors have now advised their clients not to proceed.
Several viewings ended with the same feedback: people loved the flat but were nervous about what else the managing agent was failing to do.
After selling, says they dragged their feet closing the account and removing name from liability.
Financial loss
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Fall-through risk
Our house sale fell through at the very last minute, but the agent had new viewings lined up within days and found us another buyer quickly.
Delay
A r/HousingUK user says their conveyancing solicitor ignores emails from both them and the seller’s side, and the seller is threatening to pull out because nothing seems to be moving.
Hidden info
We’re stuck in a flat with service charges that keep climbing and every buyer backs out once they see the annual bill.
Fall-through risk
They’re clear that hiding a live row is likely to end in either a fall-through or a nasty legal fight after completion.
Delay
Total garbage... only got us a single viewing in 6 months.
Financial loss
Fall-through risk
“Sale fell through… cost me thousands… they kept the deposit from the buyer.”
Poor communication
A Trustpilot review says their house was under offer but progress was extremely slow and their case handler didn’t respond to emails or calls for long periods.
They did not respond even to a solicitor's letter, which tells you everything about their attitude.
Hidden info
Reallymoving advises buyers to scan the TA6 carefully for any hint of neighbour trouble and to walk away if the seller seems evasive.
Sales tactics and pressure felt relentless; communication was poor and it added stress at every stage of what should be a simple process.
Delay
Our conveyancing through Angela Viney Conveyancing Services stopped overnight. We’ve got buyers, removals booked and a mortgage ready, but nobody answering.
Financial loss
The same reviewer frames it as being pushed into repeated price cuts rather than getting an honest strategy to actually sell the property.
Fall-through risk
I am worried they may withdraw from the purchase
Our mortgage offer was withdrawn just days before the current deal ended, leaving us scrambling for a worse rate. No clear explanation was given and nobody would discuss it with our broker or solicitor.
Fall-through risk
So slow we lost our buyer… our buyer finally pulled out…
Poor communication
Appalling communication and customer service.
Delay
Poor communication
Buyer says solicitors are chasing the vendor’s solicitor but the UK process feels painfully slow compared with expectations.
A Webuyanyhome guide says nuisance neighbours can sabotage a sale by putting washing out during viewings, making noise or even warning buyers not to move in.
Poor communication
Conveyancer promised weekly updates but I only heard anything when I chased repeatedly.
Fall-through risk
Our solicitor somehow managed to miss a major planning application behind the house; when it cropped up late in the process, the whole deal fell through.
Financial loss
Delay
Home mover reports paying fresh legal costs after their original conveyancing firm stopped operating and their file had to be transferred at short notice. The experience left the poster feeling the agent had not acted professionally.
Memorandum of sale
Delay
Broker dependency
Buyer says an estate agent would not issue a memorandum of sale three weeks after offer acceptance because they were waiting for mortgage adviser and panel confirmation, delaying the process before solicitors could properly start.
Delay
Buyer says their solicitor forgot to request the EPC until very late, delaying completion unnecessarily.
Financial loss
We’d finished searches, survey and enquiries, ready to move, and then found out we’d pay about £17k more because the chain couldn’t hit the tax deadline.
Delay
This must be the worst legal firm in the country. They just cause endless delays.
Posters describe feeling like they have to chase every small step themselves or risk the file just sitting at the bottom of a pile for days.
Solicitor failed to warn that the loft conversion didn’t have building regs, now leaving buyers with a compliance mess.
Our solicitor recommended an online conveyancing outfit that turned out to be painfully slow; the buyers almost gave up on us entirely.
Financial loss
The conveyancer assured us the property was freehold, but it was actually leasehold with 63 years remaining. The oversight meant we had to withdraw, losing survey and legal fees.
Delay
We were supposed to complete months ago but a problem at the top of the chain ruined everything, leaving us paying rent and storage.
Financial loss
Relatives say they feel trapped between dumping the flat at a huge loss or continuing to bleed money on charges for an empty property.
Hidden info
Industry pieces stress that councils, leases and charges are now considered core facts – not nice-to-have extras – in listings.
Financial loss
They’ve seen lots of cases where poor block management and opaque costs scare buyers away, forcing existing owners to drop their asking prices or stay stuck.
Estate management
Unexpected bill
New build estate
Seller says a property management company charged homeowners for periods when it said it was not maintaining the site and demanded almost 700 pounds before Christmas.
Hidden info
NetLawman reminds sellers that any neighbour dispute, even a past one, must be disclosed on the TA6 form or they risk misrepresentation claims later.
Financial loss
We paid for two valuations and the reports were nearly identical and full of basic errors, which didn’t justify the price at all.
Poor communication
Misleading information
Reviewer says a property remained unsold after months on the market and criticises the estate agent and sellers for lack of transparency, trust and honesty.
Slow solicitor
Agent pressure
Anxiety
Buyer says their solicitor was so slow that the estate agent claimed the seller might pull out, leaving the buyer anxious and unsure whether the agent was bluffing.
Posters swap stories of new-build flats that shed value fast and then sit on the market while owners are stuck paying high charges.
Financial loss
Fall-through risk
We were desperate to move closer to friends after a bereavement, but repeated fall-throughs and slow conveyancing left us stuck where we were.
Seller states their solicitor failed to mention a disputed right-of-way, now causing legal threats from neighbours.
Hidden info
If the agent had been upfront about the lack of sign-off, we’d never have spent hundreds getting that far into the process.
Hidden info
The redress scheme says clearer material information means happier consumers and fewer disputes for agents and developers.
offer not passed on
in-house broker
conditional selling
bad practice
Consumer discussion describes an estate agent refusing to pass on an offer unless the buyer had an appointment with the agent's mortgage broker.
They feel misled by the original figures and trapped in a place where rising charges and a nasty lease clause could scare off any future buyer.
Delay
Financial loss
Seller says simple enquiries were left for weeks, creating a chain-wide delay and extra moving costs.
Hidden info
We justified the service charge when we moved in, but years later it’s higher and our flat just isn’t shifting – it feels like we’ve paid to make our own home harder to sell.
Fall-through risk
Our buyer was relying on a gifted deposit from parents, who changed their minds halfway through; the agent only told us when the chain had already collapsed.
Fall-through risk
Our chain has collapsed four times now. One buyer changed their mind, another had a mortgage offer expire, and another just disappeared.
Poor communication
We paid for a search and expected the results. Our solicitor didn’t send them until after we cancelled the deal.
Buyer notes last-minute disruption close to exchange — conditional mortgage discovered too late.
A reply warns that many buyers will “run a mile” when they see ‘modern method of auction’, implying it can hinder sales and reduce serious interest.
Fall-through risk
In the PM Property Lawyers support group, hundreds of buyers and sellers say they were days from completion when the shutdown hit, leaving them stuck with packed boxes and nowhere to go.
Hidden info
The house we are buying is riddled with asbestos, there was no TA6 form, the seller's information form did not ask about asbestos, we have twice been denied access to the detached garage and the property was advertised as freehold but is actually being put through as leasehold.
Hidden info
Poor communication
Homes and Steeple reviewer describes the agent as the worst ever after a viewing did not match expectations.
Delay
Fall-through risk
Our first buyers pulled out months into the process; the agent had to run an open day to find a new buyer so we didn’t lose our onward purchase.
Quick Move Now’s data shows nearly three in ten UK property sales failed to complete in 2024 – buyers dropping out, finance issues or chains breaking apart.
Solicitor delay
Mortgage expiry
Poor service
Buyer says their solicitor has been the worst ever, dragging their feet so badly that the mortgage offer came close to expiring.
Delay
Poor communication
They described months of chasing for updates and a final bill that didn’t reflect the lack of progress or explanation before everything fell apart.
Delay
Fall-through risk
JMP Solicitors received a review from a client whose sale fell through twice; they praised the firm for staying on top of things and pushing both sets of lawyers so the eventual purchase didn’t drag forever.
Delay
Leasehold
Leasehold purchase is held up by linked parking and lease issues that make the transaction less straightforward than expected.
Poor communication
Formal complaints go nowhere; they reply when they want and don’t resolve anything.
Fall-through risk
I’ve seen countless posts where people’s house sales collapsed right before completion; it’s made me realise just how fragile the system is.
Financial loss
We had to go back to the market twice after buyers pulled out, and the whole process was so stressful it made us consider giving up on moving altogether.
They felt the broker was more focused on cross-selling life cover than actually finding the right mortgage for their circumstances.
Poor communication
Fall-through risk
Seller says YOPA gave no advice on increasing viewings and left the sold board up weeks after the sale fell through.
They worry that any future buyer’s survey will raise the same red flags, making it hard to achieve the original agreed price.
Hidden info
Shared-ownership leaseholders quoted in The Guardian describe service charges up to £8,000 a year on homes originally advertised as ‘affordable’.
Financial loss
Delay
Seller says delays in the chain created avoidable costs and left them exposed to extra mortgage, rent or moving expenses. while waiting for the intervention agent to locate the file.
Poor communication
Delay
Buyer says hearing nothing for weeks at a time during conveyancing makes them fear the worst about the purchase.
Financial loss
Fall-through risk
We were due to exchange today, with Butterworths / PM Law handling both our sale and purchase, and have just been told the firm has been shut down. Everything is on hold and we don’t even know who has our money.
Buyer claims the lender became frustrated at the slow pace and threatened to withdraw the offer.
Fall-through risk
Hidden info
Sale fell through due to having no sign off from local building control for an extension.
Fall-through risk
Hidden info
Our buyer pulled out because of a boundary dispute we inherited from the previous owner – a hedge encroaching a few inches suddenly became a deal-breaker.
Poor communication
Had to chase by phone constantly because email contact went nowhere; the online portal was unreliable and seemingly never updated.
Financial loss
A quick-sale firm cited HomeOwners Alliance research suggesting about half of sellers who lose a buyer are left out of pocket by nearly £2,700 when a sale falls through.
Poor communication
Mid-sale, reviewer couldn’t get through for days and considered withdrawing because nobody responded.
Delay
Poor communication
Even then, the rest of the move was a slog of chasing solicitors and waiting on paperwork – it feels like the whole system is built on delay.
Financial loss
We sold our house before it even went on the open market in a really popular area where nothing needs doing. The surveyor has picked up some minor things but has valued it nearly £50k below the agreed price.
The constant ultimatums from the other side left us feeling bullied; our own solicitor seemed unwilling to push back, so we withdrew the property from sale.
Delay
Poor communication
Seller says they had to keep ringing for weeks to get basic marketing material arranged.
Delay
One Reddit post says the sellers kept delaying completion while the buyer’s mortgage offer ticked towards expiry, potentially adding thousands in extra interest if they had to reapply.
Hidden info
Eric Robinson Solicitors explain that failing to disclose an ongoing dispute with neighbours could count as misrepresentation and land you with a big compensation bill after completion.
Poor communication
A reviewer says they requested a refund after a failed search result and were met with silence.
Financial loss
Fall-through risk
Three separate chains collapsed for different reasons and every time we had already paid survey, searches and legal fees which we never got back.
Hidden info
Listed a house no lender will offer mortgage on due to spray foam insulation rotting risk to the roof timbers.
Fall-through risk
Our buyer pulled out citing ‘personal circumstances’ and that was that. The vendors of the house we were buying immediately put theirs back on the market and reduced the price.
Buyer reported that their solicitor failed to verify crucial planning documents and only noticed after exchange.
The Law Society warns that if you receive a message saying bank details have changed, you should question it and verify using the firm’s published contact details because law firms rarely change bank details mid-transaction.
Hidden info
The estate agent assured us previous sales had only fallen through for ‘personal reasons’, but the survey revealed historic flooding they hadn’t disclosed.
Financial loss
Hidden info
The ground rent doubles roughly every 20 years; it didn’t look serious in the listing, but the long-term cost is eye-watering.
Hidden info
The managing agent wanted hundreds of pounds for the leasehold information pack, and by the time it arrived the buyer had completely lost interest.
Financial loss
A reviewer says a site’s ‘Land Registry’ positioning caused them to overpay for something available cheaply via government.
Fall-through risk
Hidden info
The agent never mentioned the house had subsidence or that a previous sale collapsed over it. Buyers can easily waste £500–£1,000 on surveys before discovering what the seller already knows.
Delay
We keep being told the hold-up is with the management company and their solicitor. Meanwhile our purchase is now two months behind.
Financial loss
We’re devastated – unless a miracle buyer appears almost instantly, we’ll lose the home we were trying to buy as well.
Hidden info
We only found out our sale had fallen through because the buyer’s solicitor finally admitted there was no building control sign-off for a recent extension – something the agent never mentioned when we offered.
The broker stresses how close the chain came to failure purely because the lender’s timescales and the solicitors’ pace didn’t match up.
Fall-through risk
Our house sale fell through at the very last minute but, to be fair to the agent, they had viewings and a new offer arranged within days.
Delay
Fall-through risk
Our buyer’s mortgage fell through after they’d already had an offer; two weeks later the agent still hadn’t given us a clear explanation of what went wrong.
Delay
They warn others to ‘avoid like the plague’ if they want an efficient conveyancing firm.
Delay
Financial loss
Expensive and happily miss deadlines
Delay
Our buyers’ solicitor at KB Property Law shut overnight. We’re being told by our estate agent that nobody can get through and the chain is stalled.
Hidden info
On a leaseholder forum, one owner complains they feel ripped off paying over £1,200 in service charges for a small block with no lift and minimal services.
Delay
Firm dragged out conveyancing so badly it frustrated the lender and the other side’s solicitor.
Our tenants have moved out, we’ve moved out, and the person we’re buying from has also packed up. The only thing missing is completion, and that’s blocked because our PM Law firm no longer answers the phone.
Delay
It took them 5 months after instruction to send initial enquiries.
Hidden info
The report contained basic factual mistakes about safety items that were clearly present, undermining trust and complicating the transaction.
Delay
Fall-through risk
Our sale fell through seven months ago and the house has sat unsold since; we’ve already lost one new-build reservation twice because our buyer vanished.
Delay
Fall-through risk
They say they also lost their onward purchase and had to take the property off the market to fix the defect, which took 12 months.
Fall-through risk
Chaos… the reason our property sale fell through in the end.
Delay
The seller in that thread says they are close to exchanging on their onward purchase but stuck waiting for the buyer’s lender to sort its panel problem.
Leaseholders allege the agent would not provide proof of buildings insurance, forcing a change of managing agent and escalating dispute.
Poor communication
Delay
A review-style complaint says Seller says they were told everything was progressing, but no one could provide a clear next step or credible timeline. following the February 2026 intervention.
Hidden info
We were trying to sell a retirement flat and paid tens of thousands in service charges and council tax while it sat unsold for years.
Our conveyancer failed to advise us that the seller had not provided proof of building regulations for a loft conversion. We only found out when our insurer refused cover after completion.
They contrasted the experience with the previous agent, who they felt had just put it online and hoped for the best rather than actively managing the sale.
I watched the chain implode when a lender refused to renew an offer that had quietly expired while the solicitors were still sending paper forms around.
“Very aggressively asking me to pay £3K… asked to view… refused.”
They’re watching neighbouring houses sell while their high-fee flat sits, because anyone who can do the maths realises the charges kill affordability.
Delay
The Legal Ombudsman’s ‘delays outside a firm’s control’ case study still upholds a complaint where a conveyancer failed to chase missing documents for nearly two months.
estate-agent referral
solicitor choice
sales progression
buyer confidence
Review says the seller originally chose another firm because of an estate-agent referral and lower price before later moving to a different solicitor after buyer confidence became an issue.
Delay
Our sale went quickly, but the buyers’ solicitor still hasn’t got the LPE1 from the management company and it’s holding everything up.
Financial loss
I have a maisonette with only 65 years left on the lease. I cannot afford the cost of extending it and do not want to spend money I will not recover. I owe 52k on the mortgage and need around 75k from the sale but interest from buyers is minimal.
Delay
Hidden info
Mortgage application stalled because the surveyor insisted a loft room wasn’t a ‘real bedroom’ despite council documentation.
Financial loss
Another account says Client says they faced extra fees because a collapsed or intervened firm could not complete the conveyancing work they had already paid for. while waiting for the intervention agent to locate the file.
“I hope these kind of firms are regulated… complaint dealt with by a 3rd party.”
Porting issue
Early repayment charge
Affordability
Home mover says mortgage porting was unexpectedly refused because of affordability and loan-to-value policy, forcing them to consider a new deal and a large early repayment charge.
Fall-through risk
My flat sale fell through just days after my mortgage offer was approved, and now I’m stuck wondering whether to cancel it or try to re-use it on another place.
Despite repeated regulatory warnings about email payment fraud, our conveyancer sent our bank details without any security checks or verbal confirmation step. We later learned those basic safeguards are now widely recommended good practice.
Hidden info
I assumed the big fee was only payable on completion – turns out it was added to the loan and still due once the offer was issued.
Financial loss
The seller refused to budge, so we walked away having spent hundreds on fees just to learn the true condition.
after we pulled out of a sale due to unforeseen circumstances, totally unreasonable.
Fall-through risk
Our flat sale fell through just before exchange when we discovered the managing agent had invalidated all the EWS1 forms; suddenly nobody’s lender would touch the block.
We exchanged on a new build knowing the mortgage offer would run out before the developer’s completion date – now we’re panicking that the lender might refuse to extend.
Hidden info
We bid on a house believing it was freehold. Later we found it was leasehold with escalating charges written into the contract we didn’t see until after exchange.
Financial loss
Hidden info
Guides warn that high service charges shrink your buyer pool because people look beyond price and fixate on the ongoing cost of running the flat.
Financial loss
A forum user describes paying an invoice that later turned out to have been intercepted and altered with different bank details — a reminder of how easily ‘trusted’ payments get diverted.
Delay
Hidden info
Poor communication
We lost our buyer because the freeholder’s management company ignored emails and phone calls for weeks, so the solicitors couldn’t get the information needed to proceed.
Delay
I’m almost losing my flat with the slow process…
Financial loss
By the time the full picture emerged, we’d already spent a lot on surveys and legal fees and had to decide between walking away or pursuing a misrepresentation claim.
A buyer complains that their solicitor didn't check a crucial covenant that prohibits renting, discovered only after exchange.
Financial loss
We lost the house and a non-refundable booking fee because the application was never realistic in the first place.
Hidden info
In ‘Neighbours hindering sale... what can we do?’, posters warn that once you make a formal written complaint about neighbours, you must declare it when you sell.
Fall-through risk
A Victorian house sale collapsed after the buyers’ survey flagged ‘damp’ everywhere, even though the sellers had lived there a decade with no actual problems.
The surveyor’s report read like a horror story, and the buyers demanded a huge price cut we simply couldn’t afford to accept.
We never received the fortnightly reviews we were sold on, and the communication from YOPA was painfully slow.
Poor communication
After terrible experiences with a previous solicitor and the housing association, having someone actually return calls and push the transaction forward was a relief.
Delay
The whole chain is ready but we’re told the funds can’t be released in time. Bank and CHAPS delays are now threatening completion.
Fall-through risk
A HousingUK user said endless chain collapses had left them ‘exhausted and heartbroken’ after losing their dream property multiple times in a row.
Buyer unresponsive
Sale delay
Uncertainty
Seller says a buyer effectively dropped off the face of the earth and the transaction stalled while the seller could not tell if the delay was caused by the buyer or the solicitor.
Delay
Fall-through risk
Seller says the agent mishandled their sale over many months and the buyer walked away the day before completion.
They ended up questioning whether the valuation reflected the actual house at all, or simply a tick-box exercise.
Delay
They said their solicitor remained calm and supportive despite the chain changing repeatedly and the lease throwing up problem after problem.
Financial loss
When developers pulled out of the deal, my conveyancer still billed almost the full fee despite us never getting to completion.
Search issues
Complaint
Missing information
Buyer says their solicitor failed to clearly provide or explain searches before completion, then three months after moving the buyer still could not access them and had to submit a complaint and data request.
An MSE poster nearly at exchange is told someone in the chain has let their mortgage offer expire – nobody had spotted the date until the last moment.
Delay
A first-time buyer says they’re stuck in ‘limbo’ because the vendor’s onward purchase is delayed, nobody will explain why, and they have no timescale despite Christmas approaching.
Hidden info
Buyers are questioning the boundaries... we pay a service charge... buyers need to think about whether they want to proceed.
Delay
Client claims their solicitor repeatedly sent documents with names spelled incorrectly, delaying mortgage approval.
Fall-through risk
If anyone wants to DESTROY their transaction… AVOID.
Buyer says their previous conveyancer failed to complete title registration promptly, complicating a later transaction.
We were told the surveyor was independent, but the valuation matched the mortgage offer almost exactly and left us unable to renegotiate a clearly over-priced house.
A home-selling guide says surveys and down-valuations are now one of the top reasons sales collapse – buyers use the report to walk away or renegotiate, and many sellers just give up.
Delay
Fall-through risk
House sale fell through because an enquiry took six weeks to get a reply.
Poor communication
Tenant complains the agent’s responses were unclear and unhelpful when they needed proper guidance on a property issue. The problem was communication during a live property transaction.
Poor communication
Home movers already stressed by fragile chains feel dismissed when firms brush off concerns instead of explaining what’s happening and why.
Delay
Poor communication
Fresh Legal Ombudsman data for 2025/26 shows almost half of accepted complaints are about poor communication or delay, and a third concern residential conveyancing.
Financial loss
They say they’re trapped in a flat they can’t afford and can’t sell, with their life plans on hold because nobody wants to take on the charges.
Delay
This is holding up the sale of my property
Poor communication
“No communication since 30 October. Calls and emails all unanswered.”
Hidden info
Our flat’s service charge is now so high that every serious buyer disappears as soon as their solicitor sees the figures.
Delay
Our sale didn’t complete on the agreed day because the buyers simply failed to transfer funds. We’d booked removals and time off work and ended up sat in a packed house waiting for a call that never came.
The mortgage experience was so bad the lender agreed to compensation. The customer said they’d leave as soon as the fixed period ends.
On our first purchase attempt the lender pulled the mortgage after a change in policy; we’d already paid for survey and legal work.
Hidden info
Our buyers got spooked when the management pack listed a huge ‘reserve fund’ contribution for cladding works that nobody had ever mentioned.
Financial loss
Experts warned that high ongoing costs can stall price growth and leave flats languishing unsold while nearby houses continue to move.
Delay
Firm closure
PM Law clients with live purchases and sales faced uncertainty while intervention agents worked out which cases were most urgent.
We’d been on the market a year, changed agents, cut the price and finally got a cash buyer – only to watch the deal evaporate at the last minute.
Financial loss
Delay
Another account says Seller says delays in the chain created avoidable costs and left them exposed to extra mortgage, rent or moving expenses. The complaint theme was slow replies and lack of urgency.
Hundreds of us have joined support groups because we’re effectively homeless in the middle of a transaction – our old homes gone, our new homes blocked, and nobody giving clear answers.
Delay
Long investigation backlogs mean unhappy home movers may wait months just to get an answer about poor conveyancing service.
Cladding
Leasehold
Mortgage expiry
Buyer of a Birmingham flat faces the risk of their mortgage offer expiring because the seller's solicitor has failed to progress lease and cladding-related paperwork for months.
Fall-through risk
Our first sale fell through due to mortgage valuation issues and we had to accept a lower price with the next buyer to keep things moving.
Fall-through risk
my apartment sale is about to fall through for the second time because of this and I could cry
Financial loss
They describe being threatened with significant fees and being chased by solicitors, while also facing ongoing mortgage and council tax on an empty property.
Financial loss
Hidden info
Leaseholders complain of being charged £150 ground rent plus hundreds in late payment fees, with the structure of fees not properly explained.
Delay
A first-time buyer described the process as far slower than expected, with long waits, stress, and minimal proactive communication.
Financial loss
Case studies include owners whose lives and retirement plans are derailed because they can’t afford to extend leases or escape toxic contracts.
Poor communication
The Ombudsman says typical subsidence complaints include claims being rejected, repairs taking too long, poor communication and homeowners being unhappy with the standard of remedial work.
Poor communication
They are terrible: they ignored my complaint and could not even follow their own complaints procedure.
Hidden info
A follow-up investigation accuses housing associations of mis-selling ‘affordable’ homes where service charges later rise by hundreds of percent.
Hidden info
Another buyer discovered a planned new road close to the garden via local plan documents, not mentioned anywhere in the marketing details.
We used John M Lewis & Co for conveyancing before they were linked in news reports to the PM Law group. When our first solicitor mishandled things we almost lodged a formal complaint before another stepped in to sort it out.
A buyer on r/HousingUK describes being pitched ‘guaranteed exchange in a month’ packages by online conveyancers who then threaten to hold up the chain unless others pay to expedite.
Poor communication
I was left stressed and unsure because emails and calls were ignored for long periods.
Financial loss
Hidden info
Another leaseholder on MoneySavingExpert is begging for help after service charges on their flat ballooned, saying they can barely afford to stay and are scared it’s now unsellable.
Delay
Post-completion delay leaves buyer worried the conveyancer has not finished the Land Registry work after the transaction completed.
Financial loss
Hidden info
A MoneySavingExpert poster said their riverside flat became hard to sell because the service charge got so high that buyers looked elsewhere, and even years later the prices still lagged behind similar blocks.
Fall-through risk
The buyer pulled out the day before exchange claiming they had found another property; we were packed and ready to go and suddenly everything collapsed.
Booked several viewings as a cash buyer and the estate agent never turned up or called. I had to chase them and was told it was a mix-up.
A long, invasive survey ended with our renovated home valued far under the accepted offer, jeopardising the mortgage.
Hidden info
Our buyers backed out when their lender refused to lend on a pre-fab construction – something nobody flagged when the property was first marketed.
Never received first invoice; then a letter with fines added — aggressive escalation for tiny sums.
Delay
Waiting months for a certificate needed to complete the sale of an apartment.
Delay
Poor communication
Many negligence claims against conveyancers involve delays and failure to keep clients informed.
Buyer says lack of urgency and unclear next steps made the whole purchase feel out of control.
We realised how badly our first estate agent had overvalued the house when we had to relist with a national firm at only 72% of the original asking price after a failed sale.
Fall-through risk
Hidden info
They encourage sellers to explain honestly why a previous sale collapsed, because hiding it just makes new buyers more suspicious when they inevitably find out.
Delay
Financial loss
It feels surreal that a decision completely outside my control could cost me my mortgage deal and months of extra waiting.
Poor communication
Delay
Reviewer says the firm went radio silent after receiving a deposit and left them doing their own chasing.
A PistonHeads thread about down valuations includes someone who says the surveyor ‘missed a lot of things and added things that didn’t exist’, leaving both sides confused and angry.
We moved out of our old house ready to complete on the new one when our PM Law firm suddenly closed. All our belongings are in storage and we have no permanent place to stay until someone sorts the mess out.
Solicitor kept asking for documents already sent and claimed files were ‘mislaid’, stalling progress.
First-time buyer says solicitor put them under pressure to exchange without resolving outstanding enquiries.
Delay
Our purchase is stuck because Butterworths Solicitors – part of the PM Law group – closed with only a handwritten notice on the door. We were expecting to exchange within days and now have no idea who holds our file.
Delay
Hidden info
Another account says Buyer says the property transaction became stuck because leasehold information and parking arrangements needed extra clarification before the solicitor could proceed. The complaint was about poor handling rather than a general advice question.
in-house broker
conditional selling
fee refund
buyer pressure
Buyer says they felt forced to use an estate agent's in-house broker and later received a broker-fee refund after complaining publicly.
Delay
Buyer says their purchase fell apart when the vendor let the place instead, and now refuses further viewings until after notice to the tenant.
Delay
It took them 5 months after instruction to send initial enquiries.
Fall-through risk
Buyers pulled out after a survey that we believe was inaccurate, with basic items seemingly missed or misreported. The chain collapsed because of it.
A quote request turned into persistent badgering via email/text/calls.
Delay
Our buyers chose PM Property Lawyers via an online introducer and now we’re six months into what should have been a straightforward no-chain sale. Our own solicitor and agent don’t know how to get the deal through.
Our estate agent says several buyers and sellers are now ‘between houses’ because their completions involved Butterworths and can’t go ahead. People have moved out, but they haven’t been able to move in anywhere.
Delay
Mortgage issue
Buyer says a lender took so long with approval that they described it as the longest process they had experienced, with the application submitted through brokers and prolonged underwriting creating stress.
Financial loss
Fall-through risk
I had the same experience as a buyer. Sale collapsed and the solicitor still invoiced me £1,000.
Financial loss
Hidden info
A HousingUK user said their service charge doubled in a year on a tiny studio; they’re now seriously worried the flat will be hard to sell because the fees look outrageous on paper.
Mortgage declined
New lender
Purchase risk
Buyer says a mortgage was declined and they are now worried whether the decline will affect applying with another bank and delay or jeopardise the purchase.
Fall-through risk
They’d already mentally moved to a new village to be near friends, only to find themselves stuck in limbo while chains collapsed around them.
Fall-through risk
Our sale fell through the day before exchange; the buyers suddenly decided they didn’t want to proceed without giving any clear reason.
Poor communication
On two occasions we have been told things have been done (over the phone) when in fact several days later we get the notification to tell us they have only just been completed.
Hidden info
They emphasise that complaints to the council or police create a paper trail buyers can uncover, even if sellers try to gloss over the history.
We have leasehold garages with a peppercorn rent but the freeholder repeatedly enters the garages, complains about what we store, and insists we should be paying rent. After 14 years we have now received a solicitor's letter demanding insurance and rent payments, which feels like continued harassment.
Financial loss
The reviewer tells others to avoid them ‘for your own sanity’, feeling stuck and unable to move forward with the extension.
Poor communication
They say nobody will give them straight answers about what is outstanding, leaving them feeling helpless in the middle of the transaction.
Financial loss
We were due to complete when our buyer’s mortgage offer expired; instead of moving, we’ve been left with an empty house and mounting costs.
Delay
Poor communication
Conveyancing review says the buyers’ solicitor caused delays and poor communication, even though their own firm stayed responsive.
Hidden info
Fall-through risk
A review-style complaint says Seller says late discovery of a leasehold issue risked losing the buyer because the information had not been clarified upfront. The complaint theme was slow replies and lack of urgency.
New build
Search delay
School place risk
Buyer says a new build part exchange was close to exchange but searches had not come back and developer solicitors had not raised enquiries, putting school place plans at risk.
Delay
Buyer is warned to keep chasing the solicitor because leasehold complications are causing hold-ups in the purchase.
An agent repeatedly allowed misleading marketing about 'no onward chain' and the ombudsman process felt useless.
Our solicitor assured us everything was ready for exchange, but on the day they admitted the mortgage deed had never been sent to the lender for approval. We lost our booked removals and had to negotiate a new completion date with the whole chain.
Poor communication
They point out that when a solicitor stops communicating, chains wobble and clients start imagining the worst, even when problems could be fixed with a frank update.
Delay
Financial loss
Poor communication
One affected mover says Buyer affected by a law-firm closure says their conveyancing file and completion timetable were thrown into uncertainty while they waited to learn who held their papers and funds. because the transaction could not simply continue as normal.
Hidden info
One Sun article follows a couple whose service charges shot from under £3,000 to £7,500 a year – they’ve slashed the price, but still no buyer wants the liability.
Financial loss
Hidden info
Bettermove explain that high service charges make flats harder to sell because buyers don’t just compare asking prices – they factor in years of expensive running costs.
Fall-through risk
Our sale fell through on the Thursday morning, but Parkers had it back on the market by Friday and sold again by Saturday, which literally saved our chain.
Fall-through risk
I only discovered how toxic my ground-rent clause was when my neighbour’s sale collapsed because their buyer’s solicitor advised them not to touch it.
Poor communication
Days passed between replies; I felt like my case was always at the bottom of the pile.
Delay
Another poster with a long-running home insurance claim said they felt completely stuck while repairs dragged on and they lived in a building site for months.
Financial loss
A 2025 thread ‘House sale fallen though, gutted and totally fed up’ talks about how people end up with solicitor bills and fees to pay every time a buyer pulls out.
We almost completed without anyone checking building regs for the loft conversion; when the lender asked for paperwork that didn’t exist, the buyers walked.
Financial loss
My retired parents’ buyers pulled out at the last minute, putting their dream new-build at risk and leaving them facing the loss of all the fees they’d already paid.
Buyer pulled out
Agent silence
Memorandum of sale
Seller says their estate agent did not tell them for weeks that the buyer had pulled out after memorandum of sale, only raising the issue much later when discussing what to do with the property.
Our sale fell apart when the buyer realised their buy-to-let mortgage needed a higher rental coverage; the numbers just didn’t stack any more with rising rates.
Valuer seemed positive in person for the remortgage, then later down-valued the property. It caused shock and immediate mortgage stress.
Delay
Financial loss
Delayed completion guidance warns movers can face storage costs, hotel bills, cancellation fees, extra mortgage payments and other reasonable losses when completion is pushed back.
Delay
Endless delays, lies and inefficiencies... asked to review documents they have not sent.
Financial loss
Hidden info
Service charges on flats have jumped sharply and many leaseholders say the rising fees are making their homes harder to sell.
“Overstate value then get you to reduce.”
Poor communication
Delay
Review says Purplebricks made empty promises and caused a stressful sales process, with repeated communication failures and poor basic service.
The homebuyer report read like a shopping list of problems, from roof issues to electrics, and our lender insisted on retention conditions we couldn’t meet.
Delay
Poor communication
I got one email after weeks of silence despite repeated calls and messages.
Hidden info
Leasehold reform articles talk about how opaque service charges and ground rents have left millions of flat owners feeling trapped and worried their homes will be hard to sell on.
Hidden info
LawHive explain that if a seller lies about neighbours on the TA6, it can amount to misrepresentation and give buyers grounds to claim losses later.
Fall-through risk
Another MSE user says their house sale fell through the day after the stamp duty holiday ended because their buyer’s buyer pulled out without explanation.
Poor communication
Another account says Tenant complains the agent’s responses were unclear and unhelpful when they needed proper guidance on a property issue. after the PM Law group closure.
Fall-through risk
They say many deals either collapse or have to be painfully renegotiated once the surveyor’s number doesn’t match what the estate agent promised.
Hidden info
She felt the story about a previous sale collapsing ‘for no reason’ didn’t add up and suspected there were undisclosed problems the sellers weren’t being honest about.
modern auction
reservation agreement
survey cost
conveyancing cost
Buyer asks whether survey and conveyancing costs can be recovered after a modern method of auction transaction fails, highlighting risk around reservation agreements and sunk costs.
Hidden info
A buyer alleges an estate agent failed to disclose a severe flood risk until their solicitors raised it close to completion, after they’d already spent thousands and given notice to their landlord.
They’re worried that arguing over historic bills might come back to haunt any future sale or cause problems with buyers’ solicitors.
Our buyer’s lender refused the mortgage after seeing the valuation report, and there was nothing we could do but wait for a new buyer and start again.
Delay
Fall-through risk
Our sale fell through a week before exchange when the buyer suddenly ‘changed their mind’ – no real reason given, just months of stress down the drain.
Fall-through risk
Allegation of gazumping being encouraged/handled badly, making the purchase feel insecure.
Hidden info
Buyer of a tenanted flat feels the estate agent was irresponsible for marketing the property without checking whether key rental safety documents such as EICR and gas safety certificates were available.
modern auction
reservation agreement
non-refundable fee
buyer premium
Buyer reviewing a run-down property says the buyer must sign a reservation agreement and pay a non-refundable reservation fee of 4.5% of the purchase price, minimum £6,600.
Delay
They report having to resend important paperwork multiple times because the firm either misplaced it or asked for duplicates they’d already received.
auction fees
reservation fee
modern method of auction
buyer premium
Buyer asks about auction fees where the buyer is expected to pay a reservation fee of 4.5% of the offer price or £6,600, whichever is greater.
Hidden info
A HousingUK buyer said the seller ticked ‘no disputes’ on the TA6, but they later learned of repeated complaints and issues with the houses next door.
Fall-through risk
It’s now been over a year since we engaged Let Property to purchase a property - only the seller to withdraw during completion
Financial loss
If we have to reapply, the new rate will cost thousands more over the fixed term – all because the process drifted and nobody took responsibility.
Hidden info
We feel trapped by a lease where rising service charges make the flat unaffordable to keep and virtually impossible to sell on.
Hidden info
They say that if they’d known charges could get this high, they would never have bought the property in the first place.
Our agent put the house on the market with 'no onward chain' even though the vendor did have an onward purchase.
Financial loss
We moved from a new build into a 1970s home and are finding problem after problem. Asbestos in ceilings, doors and windows that do not shut properly, a loose kitchen with exposed wires, a leaking bedroom ceiling caused by a botched job, and even large wasp nests. We thought there would not be much to do and now worry we made a mistake.
We found out by email while we were on holiday that our buyer had backed out – it completely ruined the trip and we still haven’t resold.
Poor communication
Using PM Law has been one of the worst legal experiences I’ve ever had. Years of poor communication, unanswered calls and the feeling they simply didn’t care what happened to my case.
Delay
Fall-through risk
The sale eventually collapsed because the buyer at the start of the chain was never really serious and delayed arranging their mortgage until the last possible moment.
Delay
The new firm stepped in after that collapse, found another buyer and actually kept the seller updated throughout negotiations.
Delay
Near exchange but buyer’s solicitor won’t respond to emails; sale has already dragged on for months.
Our original buyer changed their mind just before exchange, saying they’d found another property; we never got any more explanation than that.
Mortgage issue
Financial loss
Buyer says they applied for a mortgage but a small historic default caused major problems, leaving them unable to get approval despite the default being only 37 pounds.
When we complained about the filthy carpet, the agent offered a spray rather than doing the clean they had promised in writing.
Fall-through risk
A Pattinson review says the original sale fell through and the seller was then pushed towards auction, with the agent suggesting they list 20% below market value.
Delay
They also say local authority searches and unresponsive lawyers can cause such extreme delays that frustrated buyers start viewing other properties instead.
Financial loss
We completed our sale through a PM Law firm but never received the balance of our sale proceeds before the collapse. That money was supposed to fund our next purchase and without it we can’t move forward.
Hidden info
The housing association kept sending ‘revised’ service charge estimates after we’d found a buyer; by the third increase, they pulled out.
Delay
The estate agent insisted the property was ‘chain free’, then months later we discovered the seller still hadn’t found anywhere to buy.
Financial loss
Hidden info
They’ve slashed the price but the combination of age restrictions, high service charges and exit fees has made the flat incredibly hard to sell.
Hidden info
Another Reddit user complained that service charges in London new builds are outrageous and predicted many of these flats will be very hard to sell in future.
Fall-through risk
A Facebook post from an accidental landlord says their sale fell through two days before they moved abroad, so they ended up letting the house rather than selling it.
Delay
Firm closure
PM Law clients with completed purchases still had to resolve post-completion registration work after the firm closed.
Delay
Twice we got to the point of almost exchanging, and twice different buyers pulled out at the last minute – it’s soul-destroying watching months of progress vanish overnight.
Poor communication
We were told to avoid certain conveyancers because they ignored clients completely.
Financial loss
Even if the asking price is tempting, big annual fees and vague wording about increases can knock thousands off what buyers are willing to offer.
Seller says their solicitor lost the signed TR1 form and blamed the postal service despite never having posted it.
Financial risk
New build
Incentive deadline
Buyer worries they could be contractually bound to buy a new build but lose the developer incentive if completion happens after the deadline, increasing monthly payments by around 200 pounds.
Poor communication
Reviewer says a relative’s previous solicitor was a nightmare, showing how poor conveyancing service damages confidence in the whole process.
They warn that buyers may pull out or seek compensation if they later uncover disputes that weren’t declared before exchange.
Financial loss
Between two failed sales and one abandoned purchase, we reckon we’ve thrown away more on fees than we saved from years of careful budgeting.
Delay
Hidden info
Our 2009 sewage treatment plant was installed with building control approval and complies with regulations, but the buyer's solicitor keeps raising additional queries. We are worried this will delay or jeopardise the sale.
Hidden info
Fall-through risk
A further complaint summary notes Seller says late discovery of a leasehold issue risked losing the buyer because the information had not been clarified upfront. following the February 2026 intervention.
Financial loss
They describe feeling stuck in a property nobody wants, with their lives effectively on pause while those charges keep climbing.
The muddle over who actually managed the block left the buyer worried about future repairs and charges, so they pulled out.
Broker fee
Failed application
Poor value
Buyer says a mortgage broker charged 600 pounds for specialist advice but failed to find a lender after a failed application, while the buyer later found an option themselves.
Fall-through risk
Poor communication
Buyer alleges their transaction would have collapsed without constant chasing because nothing moved proactively.
Financial loss
Hidden info
We’re told that high service charges are now normal for newer developments, but buyers won’t pay the same price for a flat with huge annual costs, so our sale keeps failing.
Two interested buyers said they loved the house but wouldn’t live next to that level of hostility.
Delay
Fall-through risk
Hidden info
MSE users describe flats where annual charges reached £3,000–£6,000; every time a buyer’s solicitor saw the schedule, the sale stalled or fell through.
Fall-through risk
British Homebuyers have reviews from sellers whose first sale with a local agent fell through; once they moved, BHB quickly found another buyer and kept the deal together.
Financial loss
Hidden info
Another Guardian story said some shared-ownership buyers saw service charges jump by hundreds of percent, turning ‘affordable’ homes into serious financial liabilities.
The conveyancer missed a clear warning in the searches about a proposed major road scheme behind the property. We only discovered the plan after completion when public notices went up on our street.
Complaints route feels like a loop: told to complain again rather than fix the underlying problem.
Hidden info
purchase attempt that fell apart due to a lack of critical information being disclosed upfront
By contrast, our previous agent had basically left us drifting when the first buyer walked away, with no clear plan to get things moving again.
Buyer pulled out
Leasehold flat
Market frustration
Seller asks how the process is allowed after a buyer pulled out of a leasehold flat sale, leaving the seller frustrated after accepting a low offer and losing time in a difficult market.
Poor communication
“Connells never respond to email enquiries.”
Delay
Financial loss
The emotional toll of the sale collapsing was brutal; months of planning and packing vanished in an afternoon phone call from the agent.
Financial loss
A 2008 thread titled ‘Fuckity fuckity fuck’ describes a sale collapsing right near the end after the buyers vanished, leaving the sellers over a thousand pounds out of pocket.
Delay
It’s a simple no-chain flat purchase, but the conveyancing alone has dragged on for more than four months and I’m losing rental income.
We did everything on time but you can’t complete a sale when the management company just sits on emails and ignores reminders.
Delay
Another broker warns that solicitor delays, chain problems and new-build hold-ups are all common reasons mortgage offers expire before completion.
Hidden info
Seller reports that their agent listed the property with key material information missing, leading to a buyer pulling out on survey and the seller still being chased for the full fee despite getting no completed sale.
The report contained multiple factual errors about safety features and basic details, which we then had to spend time disproving.
The report he produced undervalued my home by almost £100,000, which caused major issues with my mortgage.
Freeholder delay
Outstanding enquiries
Deadline risk
Buyer says final enquiries are still outstanding after months because the freeholder is supposedly unavailable, risking the purchase even after the seller agreed a deadline.
Delay
Fall-through risk
Chain collapsed after eight months when a buyer finally pulled out, and the poster blames constant solicitor delays, repeated unanswered enquiries and nobody taking ownership of the process.
VERY POOR SERVICE DO NOT USE, WE BEEN IN THE PROCESS BUYING A HOUSE…
Delay
Our house sale didn’t complete on the day it was meant to because the other side hadn’t transferred the funds; we spent the day surrounded by boxes, going nowhere.
Damp
Cracks
Survey uncertainty
Buyer says cracked windows, damp, patch repairs and bubbling wallpaper were only noticed after making an offer, causing them to question whether to pay for a survey or walk away.
Poor communication
Delay
Buyer says Ackroyd Legal gave very poor communication, no updates and a property process that took ages.
Fall-through risk
Another review for the same lender mentions rushing a case through to offer in 48 hours to stop a client’s chain from collapsing completely.
Hidden info
Analysts say in many cases, service charges are now the second-biggest household bill after the mortgage, and that buyers factor this in when deciding whether to proceed.
Martin & Co’s survey of 500 homeowners found many had experienced down valuations, sometimes forcing them to renegotiate or abandon their purchase altogether.
Delay
Poor communication
Chain-free purchase dragging for months with little action; feels like constant chasing with minimal progress.
Fall-through risk
A poster on Digital Spy said they were ‘so stressed’ after their house sale fell through on the day they were expecting to complete, leaving them with removals booked and nowhere to go.
Delay
A Reddit post titled ‘Frustrated with UK conveyancing delays’ describes a supposedly simple, no-chain purchase dragging past four and a half months because of ‘searches’.
Hidden info
NetLawman’s guide on neighbour disputes makes it clear you must disclose both resolved and ongoing disputes on the TA6 when selling your home.
Shared access
Mis-sold
Sale collapse
Buyer says a sale collapsed because they felt mis-sold about shared access to the rear garden, leaving the seller forced to relist and later accept much less.
They said the idea that someone can buy your freehold as an investment and then strip your disposable income through escalating charges is exactly why they’d never touch a leasehold flat.
Fall-through risk
A long-running MSE topic ‘Selling house with noisy-ish neighbours’ includes a story where a sale fell through because the buyer couldn’t tolerate the loud TV of the deaf neighbour.
Financial loss
Poor communication
Vendor says service was worse than expected: poor handling, poor communication, and extra costs later.
A LegalAdviceUK poster said their house sale was on the verge of falling through because the seller’s solicitor was so slow that everyone else in the chain was losing patience.
Land Registry delay
Probate
Sale uncertainty
Family dealing with Land Registry delays after a death asks how a house sale can proceed when the title still shows joint owners, creating uncertainty during probate and sale planning.
The first conveyancer didn’t understand the quirks of our lease and the buyer walked away; the second firm had to unpick a lot of previous mistakes.
They worry these shock bills and opaque accounts will scare off any future buyer and keep them stuck in the flat.
On Trustpilot, a seller said William H Brown took days to arrange viewings, failed to tell a tenant about an appointment and then broke promises about how offers would be handled.
Financial loss
Fall-through risk
Our original buyer pulled out and the agent suggested selling them our searches to claw back a bit of money, which shows how wasteful the system can be.
The buyer couldn’t understand how three estate agents thought the price was reasonable while the surveyor saw it as significantly over-valued.
They warn that hiding the problem is likely to backfire: if the buyer later finds out, they might sue or try to unravel the deal completely.
The buyer’s mortgage offer was due to expire and with no completion date in sight, everyone up the chain ended up back at square one.
A new-build homeowner says they believe clear defects were dismissed or limited by technicalities, leaving them to shoulder the impact.
Fall-through risk
Two houses we tried to buy went straight back on the market the day the sales collapsed, with the agents brushing off the stress they’d caused us.
Poor communication
As a Butterworths client we were never clearly told they’d been absorbed into the PM Group. Only when the closure hit the news did we realise our wills and documents were locked away with no response to our emails.
Fall-through risk
Our lender’s valuation came back £45,000 under the agreed price; the seller refused to budge and the purchase collapsed.
Financial loss
Hidden info
A MoneySavingExpert poster said clients with riverside flats were already struggling to sell a decade ago because service charges got so high that buyers simply weren’t interested.
Financial loss
Fall-through risk
A seller describes long Land Registry timescales and the domino effect: buyer loss, onward purchase loss, and money down the drain.
They’ve seen cases where charges started at a few hundred a year but climbed close to a thousand a month, making the flat virtually unsellable without huge discounts.
Financial loss
“장umping is alive and well… avoid at all cost.”
Delay
They noted how proactive sales progression and frequent updates made the difference compared with their first, failed attempt.
Poor communication
The seller’s solicitor says ‘we don’t do phone calls’. That is helpful when the chain is shaky and you don’t know what’s going on.
Delay
Fall-through risk
On another thread, a seller said the buyers’ solicitor constantly delayed answering simple enquiries until the buyers gave up and the whole transaction collapsed.
Delay
Chain-free buyer says they are three months into the purchase and still have not exchanged.
Professional negligence
Legal complaint
Conveyancing issue
User raises possible conveyancing professional negligence after a property transaction issue, showing concern that legal advice or process failures may have caused loss.
Delay
Every time we chased, we were told ‘the pack is being prepared’ while our buyer threatened to walk away.
Delay
There’s nothing wrong with the flat, just timewasters – but each collapse knocks her confidence and adds more months of limbo.
A second set of buyers then dropped out just days before exchange, citing devastating work news – we felt like the rug had been pulled twice.
Our buyers kept sending increasingly aggressive emails demanding last-minute discounts, threatening to pull out every few days until we finally told them to forget it.
Delay
When we tried to resurrect the purchase a few months later, we were told the original mortgage offer had expired and we’d have to start again from scratch.
Delay
Systemic issue
Industry article says the average property transaction now takes around 123 days, highlighting how slow legal processes test buyers and sellers.
A mortgage broker article warned that if your mortgage offer expires before completion, it can effectively stop your purchase and force you back to square one with a fresh application.
Poor communication
Financial loss
Agent review platform describes a 2026 complaint about poor service and billing after a cancelled subscription, showing frustration with property-industry supplier conduct.
Fall-through risk
Our conveyancer never clearly explained why we still had to pay them when the sale fell through; we only found out from an online guide that this was common.
Delay
Our flat has been back on the market for four weeks with only two viewings. Last year our agent left the listing live on Rightmove for eight months without telling us and we worry this has made buyers think something is wrong with the flat.
A valuation came back tens of thousands under expectations on a modern home, throwing a mortgage valuation into chaos.
Delay
Hidden info
its almost 15 weeks and our lawyer has advised us application for adverse possession and indemnity insurance
Financial loss
Our surveyor wildly overestimated the cost of some minor damp and movement; the buyers panicked and demanded a huge discount we simply couldn’t afford.
Delay
We are first time buyers and had an offer accepted on 30 October. A week after instructing solicitors I rang for an update and was told the person listed as our solicitor is not actually acting and the real one is on annual leave. His secretary will not accept calls or reply to emails. Our broker also called in sick so our mortgage application has been delayed and we are worried the sellers will think we are dragging our feet.
Delay
Financial loss
It then took weeks for them to finally admit they couldn’t proceed, by which point we’d already wasted time and money keeping everything ready to go.
Poor communication
A ReviewSolicitors page for one firm includes multiple complaints about poor communication, with clients saying they constantly had to chase for basic updates.
Poor communication
I asked for a completion date, they told me ‘TBC’. Two hours later they emailed saying they’d booked next week. Then they cancelled without notifying us.
Poor communication
“Communication was very frustrating… multiple emails not responded to.”
Delay
In the end it wasn’t a single big problem, just a thousand tiny delays from different firms that pushed us past our mortgage expiry date.
Claims of organised scammers and review suppression; alleges genuine reviews flagged and removed.
Delay
Fall-through risk
Poor communication
Transaction dragged on so long the buyer pulled out; emails ignored and no urgency at all.
Delay
In ‘House buying hell – is there anything I can do?’, an MSE user describes months of silence and delays from their solicitor while their purchase slowly unravels.
Financial loss
We lost money on a failed sale after the estate agent held onto the buyer’s deposit longer than they should and both sides argued about who’d lost out.
Financial loss
Fraudsters impersonated our solicitor and we sent thousands of pounds of deposit money to the wrong account.
Refusing the in-house mortgage broker made the buyer feel frozen out of viewings and offers, like access was being used as leverage.
Poor communication
Seller says lack of updates and replies dragged out the process and threatened the whole chain.
Our sale failed because the buyer’s lender didn’t like something in the searches and we never really got a clear explanation of what the issue was.
Delay
Would give zero stars if possible. Completely missed deadline to complete by over a month.
As a broker I’m seeing more surveyors slash valuations so much that buyers can’t bridge the gap, forcing entire deals to be abandoned.
the mortgage offer that his broker had got from Halifax to buy ours was conditional on him being released from his brothers mortgage.
That article also highlights confusion around the Building Safety Act, saying some conveyancers now refuse to act on certain flat sales because of cladding and liability concerns.
Poor communication
I accepted an offer a week ago and was told the estate agent would run affordability and other initial checks before marking the property as sold subject to contract. A week later I have had no update and no response to my email, and I am starting to worry about the lack of communication.
Delay
Valuation was completed, but the lender still hadn’t reviewed it. The broker was told it could take up to 10 working days, delaying everything.
consumer choice
referral fees
estate agent commission
conveyancing
Industry report says the CLC referral-fee review would examine whether estate-agent referral arrangements narrowed consumer choice.
Delay
One review mentioned that buyers hadn’t been properly vetted, leading to failed finance and wasted weeks for everyone else in the chain.
We pulled out when our solicitor explained the lease wouldn’t let us keep a dog or even hang washing on the balcony; it felt like a legal straightjacket.
Financial loss
Hidden info
I am buying a buy-to-let in a high flood risk area with a history of flooding. The current owners use Flood Re but landlords cannot, and I am struggling to find future-proof insurance cover at a reasonable cost.
Financial loss
Fall-through risk
Our mortgage broker never mentioned that the product fee was non-refundable if the purchase fell through; losing that money stung almost as much as losing the house.
Poor communication
“We had to chase and chase; nobody takes ownership.”
Hidden info
A neighbour’s extension had crept over the boundary years ago and nobody said anything; our buyers walked as soon as the title plan and reality didn’t match.
A reviewer warns that a ‘Land Registry searches’ site appeared official, took payment, and they say the requested information didn’t arrive.
Financial loss
Poor communication
The reviewer said calls and emails weren’t returned, and then extra money was demanded for paperwork, adding insult to injury after the deal died.
Developers forced her to exchange while the property was still unfinished because they knew the mortgage offer was ticking down.
Hidden info
A housepricecrash.co.uk thread bluntly says ‘service charges will make your flat hard to impossible to sell’ and calls leasehold a scam.
Fall-through risk
We’ve had a year of chain collapses and wasted time with other agents; every time someone above us pulled out, the whole process reset.
Financial loss
Hidden info
Northern flat owners have seen service charges rise by over 50 percent in five years.
iamsold
modern auction
non-refundable reservation fee
buyer risk
Buyer says they cannot proceed through iamsold modern method of auction because of the non-refundable reservation fee and the property's history of survey-killed sales.
Poor communication
Our broker was unreachable for days at a time while the lender kept asking for urgent responses. We nearly missed the exchange deadline.
Delay
Poor communication
Repeated delays, unanswered emails and rude reception staff meant our buyer lost patience and walked away from the purchase.
Financial loss
We’re out of pocket on valuations, legals and searches and the lender just walks away. It makes you feel like the whole process is stacked against ordinary buyers.
Financial loss
We’ve had a notice to complete served, our lender has already released the mortgage funds, and we’ve paid our deposit. Because PM Law shut overnight, the money is in limbo and we could be in breach of contract through no fault of our own.
Fall-through risk
A Trustpilot review for SmoothSale said their previous sale collapsed and threatened their whole chain, but the company got the property re-listed and sold again within a week.
Financial loss
Hidden info
Leaseholder alleges they were overcharged for works that weren’t carried out and felt costs were presented in a misleading way.
The conveyancer changed fee-earner three times without telling us. Each new person claimed they ‘weren’t familiar with the file’, and basic questions had to be answered over and over again.
Delay
Fall-through risk
House sale fell through because the company took six weeks to answer a solicitor’s enquiry.
Chain-free delay
Timeline confusion
Exchange delay
First time buyer says a supposedly chain-free purchase has dragged on for months with no exchange, showing how even simple transactions can stall.
Fall-through risk
A Trustpilot reviewer for Agent & Homes said their first sale collapsed with a different agent who had simply stuck it on Rightmove, but the new agent stepped in and actually drove the deal through.
Poor communication
Slow, understaffed and liars.
Financial loss
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Our buyers chose a PM Law group firm because it was on an online panel. After the shutdown there’s nobody to answer enquiries and we’re now stuck paying a mortgage on an empty house while we wait.
Delay
Reviewer says a house purchase took roughly 37 weeks after delayed communication and repeated administrative issues.
Delay
We were about to put in an offer on another property when our buyer backed out after four weeks, leaving us completely gutted and back at square one.
Hidden info
They stress that buyers should check the TA6 carefully, as it’s the main place where sellers must spell out any history of rows with neighbours.
Even after dropping the price further by tens of thousands, the property still didn’t sell, leaving the owner feeling cornered and undervalued.
Hidden info
Campaigners say many leaseholders were tempted in by low initial estimates without clear warning that charges could later soar.
Financial loss
A complainant describes feeling unsupported by the complaint process after incurring significant costs due to misleading chain information.
Poor communication
Email responses were so slow I started wondering if this was normal for solicitors.
Fall-through risk
Poor communication
A HousingUK user asked whether you can ever find out the real reason a buyer pulled out, because their agent just shrugged and said ‘they changed their minds’.
Firm collapse
Delay
Financial loss
Consumer-facing guidance on PM Law closure warns affected conveyancing clients may need help retrieving files, establishing what happened to client money and completing post-completion work.
A seller says they’re blocked from selling because the buyer’s mortgage company insists on an EWS1 despite the block being under 18m and reportedly having no cladding.
Financial loss
Hidden info
The retirement flat seemed like a sensible investment, but high service charges and exit fees have made it unbelievably hard to sell on.
Failed purchases
Emotional cost
No protection
Home mover says repeated failed purchases caused major financial and emotional loss, showing how limited protection buyers have when transactions collapse.
Agent communication
Completion day
Fall through
Seller reports that the estate agent only managed to reach the buyer after completion had already fallen apart, showing how little control sellers have when a buyer withdraws at the last minute.
Delay
Our house sat on the market for weeks with almost no viewings and the agent did not seem proactive at all.
Financial loss
Delay
A review-style complaint says Seller says delays in the chain created avoidable costs and left them exposed to extra mortgage, rent or moving expenses. while waiting for the intervention agent to locate the file.
Poor communication
Consistently sat on our case with no action being taken, lied about what work had been done
Solicitor failed to notice a restrictive covenant preventing driveway changes, leaving new owner facing enforcement.
Fall-through risk
We've just had buyers pull out on the basis of survey from this company.
Financial loss
In another case, neighbours spent more than £200,000 fighting over a 16-inch strip of land – money that could easily have been the difference between moving and being stuck.
Once our mortgage term neared its end, we were bombarded with persistent calls and emails. It felt like pressure tactics rather than helpful advice.
Poor communication
Broker was dismissive and refused to help, then we later passed affordability with a different broker. We’re also concerned our details were shared onward without consent.
Delay
Financial loss
Fall-through risk
Our sale collapsed after six months, just before exchange. Now we’ve got two weeks to find another buyer or we lose our onward purchase and thousands in fees.
Delay
I keep refreshing Rightmove wondering how we’re meant to find a new buyer in two weeks just to keep our onward purchase alive.
Delay
Poor communication
Deed of variation promised ‘shortly’, then slow follow-ups with repeated chasing required.
Hidden info
Hearing that a property has already been under offer and fallen through makes you wonder what the survey or searches turned up that you’re not being told.
Delay
Poor communication
A different Trustpilot review says a conveyancer ignored emails for weeks and the whole experience was ‘really frustrating and stressful’, despite being recommended by a high street agent.
Fall-through risk
In another MSE thread, someone said their sale fell through after survey and they were left deciding whether to fix issues or accept a lower offer from the next buyer.
Financial loss
Upfront fee… property didn’t sell.
Poor communication
Delay
Seller says Purplebricks failed even to arrange a For Sale sign for weeks and that the service involved long hold times, poor communication and inexperienced staff.
Poor communication
A buyer says their purchase is stalling because the vendor’s estate agent won’t reply, and getting basic information about a management pack is ‘like getting blood out of a stone’.
Fall-through risk
A Reddit post titled ‘Down valued house at a bit of a loss’ describes two purchases falling through, £5,000 wasted and a year completely lost to the housing market.
Fall-through risk
Our sale fell through after the solicitor sent the wrong draft contract twice and then went on holiday without telling anyone.
Hidden info
We had to drop out after our buildings insurance quote doubled when the insurer saw the flood risk, which nobody had mentioned before.
Delay
In ‘Lost our buyer – need advice!’, a seller says they only had three viewings in six weeks and the third buyer backed out after an argument between themselves.
Fall-through risk
A Yopa review site lists repeated complaints like ‘house sale fell through’, buyers that weren’t properly checked out and poor advice on which solicitors to use.
We now have formal complaint letters and council reports that should clearly have been disclosed before we committed our life savings.
Delay
Poor communication
They describe clients who struggled to get basic answers about what stage their purchase had reached, or why nothing seemed to be happening for weeks.
Delay
Fall-through risk
Hidden info
On a motorbike forum, a seller said their sale fell through because the buyers only noticed two months in that the house had no driveway and needed obvious updates.
Financial loss
The same police warning highlights how payment-diversion fraud hits right near completion, when people are under pressure and moving large sums—exactly when a collapse can be financially devastating.
Financial loss
Buyer says estate agent communication failures added cost and hassle (extra solicitor certification demanded).
Fall-through risk
Hidden info
‘Checks’ and investor packs claimed, but buyer says crucial info wasn’t disclosed upfront and deal collapsed.
Hidden info
I’ve seen people trapped for years in leasehold properties they can’t sell because of service charge hikes and nightmare managing agents.
Fall-through risk
They thought they were relocating with a portable deal, but after repeated fall-throughs and missed payments they ended up being ‘dumped’ by their lender completely.
Delay
A lender-recommended survey dragged on for months, with poor updates and slow movement that blocked the mortgage and delayed everything else.
Delay
Hidden info
The Sun highlights a couple whose service charges jumped from £2,800 to £7,500 a year, leaving them unable to sell and delaying plans to grow their family.
The agent never checked basic details with the seller and we constantly got conflicting information.
Feedback was always that buyers loved the house but were put off by being next to flats and the parking situation, even at a price below recent comparables.
Delay
Financial loss
By the time we heard the valuer wasn’t comfortable, the buyer had already instructed their solicitor to pull out and we’d wasted months.
Owners now find their supposedly ‘affordable’ flats incredibly hard to sell, because prospective buyers baulk at the current charges and the risk of future hikes.
Delay
My house has had five offers from five viewings in just two weeks, but several offers are the same price. All buyers are first time buyers. I do not know how to choose between multiple identical offers.
Poor communication
Buyer says an estate agent would not go ahead with a viewing despite an AIP being provided, insisting on lender confirmation and suggesting use of the estate agent's own broker.
Financial loss
Fall-through risk
An Alexander Grace Law client complained that when their initial sale fell through, the firm still charged the full amount even though the transaction never reached exchange.
Hidden info
Another post in The Vault community shows a buyer being turned down for a flat because the service charge was more than 1% of the property’s value each year.
They say they’re trying not to panic, but every day of silence makes them more worried the sale will collapse at the last minute.
We discovered late in the day that the property relied on a ‘flying freehold’ over next door; our lender’s underwriters were deeply uncomfortable.
Financial loss
One poster said auctions are often where ‘doer-upper’ properties end up after regular buyers can’t stomach the cost and hassle of refurbishing them.
Bad marketing
Rightmove listing
Lost momentum
Seller says their estate agent left a listing live on Rightmove for months after viewings were paused, making buyers wonder why the flat had not sold and damaging its relaunch prospects.
Fall-through risk
Buyer pulled out after being passed from team to team and feeling the conveyancing was mishandled.
Delay
Buyer says delays in November made them so sick of the process they no longer wanted the flat.
Financial loss
A seller says the agent provided little proactive marketing and appeared to demand extra money for basic follow-through.
Poor communication
Their message to solicitors is blunt: start searches early and communicate clearly, or risk chains collapsing while everyone waits for paperwork.
The estate agent kept telling us ‘it’s all with the solicitors’ while our buyers’ searches hadn’t even been ordered.
Poor communication
Massively undervalued the property I am purchasing by £12k which caused a lot of stress, and wasted time.
I am selling my leasehold flat and the estate agent is unhelpful, avoids phone calls, and gives no guidance on the selling process. It is my first time selling and I feel completely unsupported.
Delay
Fall-through risk
A Times summary of the same Santander report says roughly one in three transactions still fail after an offer is accepted, largely due to delays and issues uncovered late in the process.
Financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Delay
Fall-through risk
Poster describes a buyer nearly losing a house after the conveyancer left and nobody reallocated the case.
Delay
Mortgage issue
Buyer started a Help to Buy remortgage in August with a November completion target, but solicitor delays pushed the case past the planned completion date and left them stressed about what to do next.
Delay
Fall-through risk
A seller says their flat sale collapsed after the company took weeks to answer a key enquiry needed to proceed.
Delay
Fall-through risk
We’ve sold our home and given notice on our rental, but because PM Property Lawyers have collapsed, the purchase side has stalled completely. Our agent says the whole chain could now fall apart.
Fall-through risk
On another page of that thread, a commenter said their own sale fell through several times due to Covid disruption before they finally managed to complete.
Delay
Fall-through risk
We put our house on the market, found buyers and had an offer accepted on the place we wanted, only for everything to fall apart weeks later.
Fall-through risk
A seller says their house sale fell through for the second time ‘inches from completion’ and blames the estate agent for telling them the buyer’s mortgage was sorted when it wasn’t.
Still marketed
Accepted offer
Agent conduct
Buyer says the estate agent would not take the property off the market even after solicitor details were exchanged, forcing the buyer to consider bypassing the agent through solicitors.
Fall-through risk
Even though our initial sale fell through, the law firm still charged the full quoted fee and didn’t reduce anything despite the extra time and stress we went through.
Financial loss
The reviewer describes an in-house adviser as making misleading assurances and then going quiet once fees were paid.
Financial loss
A seller says a searches/title issue about land ownership triggered an adverse possession application, and they already lost one buyer and wasted fees on a property they wanted.
We were hit with an insurance loading because the property had a historical subsidence claim, something we only discovered after paying for searches.
Hidden info
Our flat has been on the market for ages but the massive service charges scare away every buyer, leaving us trapped and unable to move on with our lives.
Delay
Huge delays to the point that as sellers we almost lost our mortgage offer.
Hidden info
We discovered there was still ground rent on what we thought was a new ‘peppercorn’ lease – the charges weren’t obvious at the start.
Delay
Zapperty warn that missing documents – things like completion certificates, warranties and building regs sign-off – can delay or even derail a sale because buyers’ solicitors won’t sign off without them.
Poor communication
The previous agent basically disappeared once the ‘sold’ board went up; when the chain broke we had no plan, no updates and no buyer.
The agent’s marketing was basically just listing it online; when things got difficult, there was no real strategy to rescue the sale or find better buyers.
Delay
Financial loss
We discovered on the day of exchange that our lender wouldn’t draw down until an obscure wording in the lease was amended, which added weeks and cost us the buyer.
Delay
Seller threatened to pull out because conveyancing ‘dragged’; poster later complained and received compensation.
Poor communication
We used Valerie Holmes Law for our purchase and only learned about the PM group closure from social media. We’ve heard nothing directly and completion is off.
Financial loss
We’re stuck between pushing the sellers to hurry up or accepting that we’ll pay higher monthly payments for the exact same house.
Delay
Financial loss
Fall-through risk
They highlight cases where clients thought they had a fixed fee, only to find extra charges added when a sale dragged on or fell through.
Fall-through risk
A Digital Spy poster described being ‘so stressed’ when their sale fell through, saying they had no idea you could get that close to moving and still lose everything.
Financial loss
Hidden info
The advice everywhere is to look very closely at lease length and ongoing service costs, or you risk being stuck with something buyers keep walking away from.
They worry potential buyers will run a mile once they see how high the charges are for such a modest building.
Morning of exchange
Buyer changed mind
Wasted effort
Seller says their buyer withdrew on the morning of exchange because they were no longer feeling it, even though conveyancing had been rushed to catch up and everything seemed on track.
Delay
Poor communication
A buyer says they couldn’t get through to a human and the lack of response stalled their purchase.
Delay
Fall-through risk
After my first purchase fell through I used the same surveyor again, but this time he kept rearranging and going quiet for weeks, leaving the whole purchase in limbo.
Financial loss
The article notes that insurers may load premiums heavily or even refuse cover after a flood, making the property harder to sell and more expensive to own.
Avoid like the plague! Very poor competence and communication.
Hidden info
We’ve spent over £43,000 on charges and council tax trying to sell Mum’s retirement flat for years, and it’s still on the market for far less than we first listed it.
Poor communication
Buyer says they were effectively forced to see the in-house mortgage adviser to have a better chance of purchasing.
Financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
The buyer demanded thousands off the sale price for every minor issue on the survey and sent daily threatening emails; eventually we cancelled the sale for our own sanity.
Delay
A seller says repeated non-responses made their transaction drag and created avoidable delays during conveyancing.
conditional selling
in-house broker
offer handling
buyer pressure
bad practice
Buyer says they are convinced an estate agent buried their offer because they refused to use the agent's in-house broker, describing repeated pressure calls after they said no.
Hidden info
Conveyancers still in the dark on material information: guidance withdrawn and sellers unsure what must be disclosed.
Delay
The estate agent and our buyer’s solicitor have both gone quiet for weeks. We’re stuck in limbo with no idea what’s outstanding.
Financial loss
Buyer view: estate agent demanded address certification by a solicitor — extra cost and hassle.
Financial loss
By the time our sale finally went through, we’d already paid surveyors and solicitors for two separate failed purchases and were nearly out of savings.
Delay
Former owner says Land Registry delay was caused by the conveyancing solicitor not sending appropriate documents at completion.
Fall-through risk
Our friend’s entire chain collapsed because a single buyer’s mortgage offer expired right before exchange and the lender refused an extension.
Delay
A ReviewSolicitors entry for AVRillo notes that the other side’s solicitor was ‘vague and slow’ in their replies, using a different excuse each week to delay exchanging contracts.
Delay
Financial loss
Poor communication
Buyer affected by a law-firm closure says their conveyancing file and completion timetable were thrown into uncertainty while they waited to learn who held their papers and funds. The review pattern points to stress caused by delays and poor updates.
Financial loss
Delay
Buyer says a seller delayed completion by six days, causing claimed losses of £5,500.
Fall-through risk
Solicitor gave wrong advice about lease extensions and nearly caused the purchase to fall through.
Fall-through risk
Seller says a survey report spooked their buyer, who backed out after reading it, despite the seller disputing the findings.
Hidden info
A buyer says they demanded the service charge in writing before offering, were quoted about £1,064, then discovered it was actually around £3,600 — and they wouldn’t have offered if told the truth.
Our solicitor never explained what ‘subject to contract’ really meant; we assumed it was all done, then watched the buyers walk away with no penalty.
Delay
Even though the sellers’ solicitor already had the contract pack ready from a previous buyer, it still took far longer than expected to send anything across.
The landlord has decided to sell and we’re getting multiple viewings a week. I’ve been kicked out of my own home so strangers can look round and it feels like harassment at this point.
They added that while everyone technically knows what they’re signing up to as leaseholders, the way some landlords try to change the deal mid-way feels like a breach of trust.
Financial loss
Hidden info
We only discovered an EWS1 was needed once the lender refused to issue a mortgage offer, by which point we’d all sunk money into legals and surveys.
Delay
Fall-through risk
Seller says their house sale fell through twice; each time buyers suddenly went quiet for weeks before admitting they couldn’t proceed.
Before we switched agents, we went through several failed chains where nobody seemed to coordinate the move properly, leaving us stuck in limbo.
We discovered after completion that the solicitor had never checked whether the solar panel lease met our lender's requirements. The bank later queried the documentation and we had to pay for additional legal work to satisfy them.
Delay
Poor communication
Throughout my property purchase, communication was almost non-existent, emails were repeatedly ignored for days or even weeks.
Hidden info
Raised an easement/boundary-related dispute and only received automated replies; no complaints procedure provided.
Financial loss
Hidden info
Some shared-ownership leaseholders face five-figure service charges making their homes unsellable.
Delay
Our conveyancer is impossible to get on the phone and rarely answers emails. We wanted to exchange next week but can’t even get an update.
Financial loss
They warn that an expired offer can mean more credit checks, new valuations and the risk of being offered a worse rate than before.
Delay
My solicitor said the buyer’s solicitor were 'wide-boys' and couldn’t get straight answers from them; it ended up taking eight months before the whole thing finally fell apart.
Delay
Financial loss
Poor communication
We paid PM Property Lawyers an upfront fee, then they suddenly decided they couldn’t act. Despite promising to refund us, weeks of chasing later we still hadn’t seen our money back.
Hidden info
Trading standards guidance lists specific points – tenure, ground rent, council tax, utilities, and more – that agents must disclose clearly.
Financial loss
Buyer says their solicitor brushed off concerns about a shared septic tank and only after exchange did they learn it failed current rules and would need an expensive new treatment plant.
Our neighbour started parking across our drive once the For Sale sign went up and shouting at viewers about noise and bins.
Our buyer’s solicitor is one of the PM Law brands. They moved out with their children ready for completion, but with the firm shut the agent says they’re effectively homeless while everyone waits to see what happens with the funds.
The estate agent’s recommended conveyancing factory was slow and chaotic; we only saved the chain by speaking directly to everyone ourselves.
The Advisory’s guide on conveyancing complaints is full of examples where consumers feel abandoned mid-transaction and forced to chase updates themselves.
No progress
Cash purchase delay
Poor service
Buyer says their solicitor had not started work on an empty freehold cash purchase after roughly eight weeks, would not share documents, and left the vendor becoming impatient.
Down valuation
Mortgage valuation
Finance risk
Buyer says a mortgage valuation rejected the property after the broker had to try other lenders while highlighting the issue, creating uncertainty around whether finance could be secured.
Delay
Fall-through risk
Our house sale fell through the day before exchange – one email from the buyers’ solicitor and months of planning just evaporated.
Hidden info
Delay
Buyer worries the solicitor may need to review survey issues before completion, adding more friction to a probate purchase.
Poor communication
I would give zero stars if I could.
Delay
Fall-through risk
Our house sale collapsed purely because the management company took six weeks to answer a straightforward solicitor enquiry that was needed for the transaction to proceed.
We’ve got a notice to complete, our solicitor has already sent the mortgage funds to a PM Law firm, but no keys have been released. Every day that passes increases the risk of us being in breach of contract.
Delay
We are mid property transaction and the service is worse than useless. Endless delays, lies and inefficiencies.
Financial loss
Citizens Advice list examples of people losing money because an estate agent didn’t return a buyer’s deposit properly or sold a property for less than it was worth, leaving the seller out of pocket.
We’re paying for a short-term rental an hour from the kids’ school because our sale completed but the purchase can’t go through until the PM Law situation is sorted. We did everything right and still ended up effectively homeless as a family.
Fall-through risk
Our initial sale fell through, so we asked Rav at Agent & Homes to handle things. He managed both the new sale and our onward purchase far more smoothly.
Estate agents have had to issue special guidance to sellers and buyers whose files were with PM Law firms, because so many chains are now frozen.
New build warranty feels pointless: ‘always on your own’ when defects appear and claims rejected.
Fall-through risk
Was passed from team to team and due to their incompetence my buyer pulled out.
A buyer says they were effectively punished with a very late viewing date after refusing the agent’s mortgage adviser.
A seller on a UK forum says they want to exchange and complete on the same day for personal reasons, but they’re worried about bank transfer timing and what happens if completion fails.
iamsold
modern auction
non-refundable reservation fee
buyer risk
Buyer says they cannot proceed through iamsold modern method of auction because of the non-refundable reservation fee and a history of survey-killed sales.
Delay
They say even the broker got involved to chase the solicitor, but it still felt impossible to get straight answers or timely action.
As a cash buyer we felt misled and pushed away, which wasted time and forced us to look elsewhere.
A more recent data release for 2024/25 again shows residential conveyancing topping the tables for poor complaint handling rates compared with other areas of law.
Selling a leasehold: charged hundreds for standard enquiries and slow responses risk collapsing the chain.
Financial loss
Poor communication
A ground floor apartment was flooded with sewage after a soil pipe blockage in the underground car park. Building insurance is being very slow because of poor communication with the contents insurer.
Hidden info
On HousePriceCrash, posters say central London flats with £2,000-a-year service charges and big council tax bills are just sitting unsold while houses still move.
Financial loss
Hidden info
A MoneySavingExpert user wrote that their leasehold flat had sat on the market for years with no sale, mainly due to high service charges and nervous buyers.
Hidden info
I received a letter from RMG, dated 13 Feb 2025
Delay
Fall-through risk
Our buyers’ conveyancer delayed things so badly that my purchase almost fell through. Their inactivity has had knock-on effects up the chain.
If someone had clearly outlined the indemnity option earlier, we might have saved the sale instead of losing the buyer over a relatively minor legal defect.
Delay
Our mortgage offer expired because the conveyancers and Land Registry issues dragged on; by the time things were resolved, the lender refused to extend and the deal was dead.
Fall-through risk
A seller claims they lost multiple sales because the management company didn’t send required information to solicitors.
Fall-through risk
After my original sale fell through, the agent pushed me into an auction at 20% below market value, then asked for another £30k reduction and it still didn’t sell.
Santander reckons more than half a million transactions collapse in England and Wales every year thanks to our antiquated homebuying process.
Buyer says solicitor did not disclose a pending planning application next door, even though it was visible on searches.
Financial loss
A review-style complaint says Client says they faced extra fees because a collapsed or intervened firm could not complete the conveyancing work they had already paid for. while waiting for the intervention agent to locate the file.
Fall-through risk
Our rental property sale collapsed twice and every time we’d already paid solicitors and had our tenants lined up to move, only for the buyers to disappear.
Several of us in the Facebook group are at different stages of selling or buying – some have exchanged, some are pre-exchange – but all of us have the same problem: our PM Law firm shut and nobody is telling us how or when our home moves can be rescued.
A reviewer alleges serious compliance failures and says the situation created chaos for residents and contractors.
Fall-through risk
A seller reviewing Avenue Road said their first sale fell through, but the agent had the property back on the market immediately and resold it within two days.
Financial loss
Selling leasehold: huge fee demanded just to answer standard enquiries by email.
Poor communication
They rarely replied, missed key dates and left me completely in the dark.
Delay
Fall-through risk
Selling agent called ‘totally incompetent’; after 6+ months the buyer pulled out the day before completion.
Fall-through risk
The lawyer never explained that I’d still have to pay hundreds of pounds if the sale didn’t complete; when it fell through, I got a bill I wasn’t expecting.
Delay
The reviewer says the delays exasperated their lender and the seller’s solicitor and that they would never consider using the firm again.
Fall-through risk
We’d lost and then re-gained the same house twice; by the time the chain finally collapsed again, we were just exhausted and fed up with the whole system.
Hidden info
In another MSE thread ‘Disputes when selling a home’, people warn that failing to disclose noisy neighbour problems on the forms can count as fraud.
Hidden info
We are buying a flat and only recently learned that each owner must pay about 4500 pounds for fire safety improvements in January, without clear information on what the work involves. The flat already needs major refurbishment and we are unsure how much reduction to request without risking the sale collapsing.
Buyer describes an estate agent failing to coordinate viewings and not explaining that sellers could only do limited times.
Poor communication
They said having an agent who actually picked up the phone and calmed them down made a huge difference compared with previous experiences.
We could never get a straight answer on what local search indemnity actually covered, which made us nervous about going ahead after the first sale failed.
Poor communication
Our move date was sprung on us with only a day to prepare because no one updated us.
Seller complains the agent overvalued to win instructions, then pushed for reductions after weak demand.
The sellers pulled out days before exchange, after I’d flown back to the UK and paid for a survey that even missed obvious cracks I’d filmed at the viewing.
They suggest keeping a close eye on the expiry date and pushing everyone in the chain to work towards it, rather than assuming it can be extended easily.
Hidden info
The Times reported on a family who have spent roughly £43,000 on service charges and council tax while trying for years to sell their late mother’s retirement flat with no success.
Delay
We later discovered that our solicitor had never sent our formal complaint to the firm’s complaints partner, despite assuring us it was being ‘reviewed’. Months were wasted before we went to the Ombudsman.
modern auction
agent commission
seller pressure
reservation fee
Seller says the estate agent is still pushing modern auction even after the house failed to sell, with concerns that extra agent commission is driving the recommendation.
Fall-through risk
Our first sale collapsed when the buyers couldn’t get a mortgage approved, and another property in the chain also failed because their funds fell through.
In the process of my moving and buying I was asked to send a copy of my trust documents... I have sent numerous...
Poor communication
They say the agent applied intense pressure to complete quickly and chased them daily, then the purchase fell apart and left them in a housing scramble.
Financial loss
Hidden info
I’ve seen so many leaseholders online saying high service charges and opaque costs are making their flats almost unsellable.
Financial loss
Urban Jungle’s guide bluntly says lenders can withdraw an offer right up until completion, leaving you without finance even after you’ve spent money on surveys and legals.
Delay
Fall-through risk
My lodger’s new-build flat was finished months late and she only completed two days before her mortgage offer expired; one more delay and the sale would have collapsed.
The buildings insurance quote nearly doubled after we declared past movement; our broker said some lenders would flat-out refuse, so we withdrew before it got that far.
Fall-through risk
Our buyer pulled out because our solicitors weren’t doing their job; every time the agent chased, they complained the lawyer never returned calls.
Complex property
Broker difficulty
Annex
Buyer says a property with an annex, holiday let bookings, farm buildings and Crown Estate land proved difficult for the mortgage broker to place with a lender.
Fall-through risk
Our sale fell through several times with a previous solicitor and housing association. It was only when Watson Ramsbottom took over that things finally moved.
Financial loss
constant phone to pay the buyers premium while staying on the call.
Fall-through risk
“So slow we lost our buyer… over 180 days… our buyer finally pulled out.”
Financial loss
Fall-through risk
An Action Fraud/NCA/Law Society leaflet claims victims can lose their entire deposit or purchase money, and includes a case study where a buyer lost £640,000 after spoofed solicitor emails led to a payment diversion and the purchase collapsed.
Poor communication
we are frightened to complain as last time we did so she replied very rudely
Delay
Fall-through risk
Seller says their sale fell through after the company took around six weeks to answer a solicitor enquiry needed to proceed.
Poor communication
Client says basic updates were missing and they had to chase repeatedly just to find out what stage their purchase had reached. after the PM Law group closure.
Delay
We’re terrified someone will lose patience before we ever get to exchange – months of work could vanish overnight because there’s nothing binding until the very end.
Financial loss
Hidden info
One MSE user said they’d advised clients with riverside flats that high service charges made them hard to sell and kept prices lagging behind other blocks without such expensive upkeep.
Poor communication
A reviewer complains that slow replies meant properties were effectively gone by the time anyone responded.
Poor communication
Delay
Seller says their property received only one viewing in the first week, with other viewings cancelled or no-shows, raising concerns about weak marketing and buyer follow-through.
We kept renewing our mortgage offer while chains kept failing further up; after the third collapse we finally walked away, thousands of pounds lighter.
Delay
Fall-through risk
Our chain collapsed after five months when the top property fell through; nobody seemed to have a backup plan and we had to start completely from scratch.
Hidden info
We are buying an older house and noticed a roof tile with a large hole and several slipped tiles, on top of already needing substantial work to the outbuildings. We want to know whether the survey will give us grounds to negotiate repairs or a price reduction.
Poor communication
As a first-time buyer, I was left panicking because the lender didn’t confirm the valuation and nobody could tell me what was happening.
Poor communication
We instructed Gaddes Noble after a bereavement to sell my gran’s house. They requested deeds and searched the wrong property, ignored calls and emails and added to the stress at every stage.
Hidden info
A HousingUK thread about leasehold flats warns that service charges and ground rents can balloon to the point where you’re left with something you ‘can’t sell’.
Fall-through risk
We’re buying a house where the last sale fell through because of damp. The seller already has a £10k quote for works and everyone is nervous the whole thing will collapse again.
Fall-through risk
Delay
Buyer facing seller threats to pull out says solicitor delays and unresolved fire-safety/building-height enquiries are blocking exchange.
Hidden info
Our solicitor assured us the property had no boundary issues, but the seller’s responses clearly flagged a long-running dispute. It had been overlooked entirely.
Financial loss
Poor communication
They felt the agent’s poor communication and attempts to spark a bidding war actually cost them the house they wanted.
Poor communication
Tenant complains the agent’s responses were unclear and unhelpful when they needed proper guidance on a property issue. while waiting for the intervention agent to locate the file.
Poor communication
Unable to set up simple payment methods; the systems fail and support is difficult to reach.
Fall-through risk
After four collapsed chains in a row, I feel like the English system encourages people to make promises they can walk away from without consequence.
Delay
Our mortgage offer is due to expire before completion because the legal work has dragged on for months; the broker says we might have to reapply on worse rates if we miss the deadline.
Financial loss
They’d spent money on searches and a survey, only to be told the bank wouldn’t lend enough, leaving them with no realistic way to rescue the deal.
Poor communication
Three fee-earners cc’d on emails, none ever respond. I don’t know who is in charge of our case.
The owner felt the surveyor had massively over-interpreted minor issues and spooked the buyers into walking away.
Poor communication
Delay
One affected mover says Buyer says the conveyancing team lacked urgency, repeatedly failed to follow up and left them frustrated during a time-sensitive move. after the PM Law group closure.
We were hit with an HMO ‘zero value’ type outcome repeatedly and had to switch approach to keep deals moving.
Fall-through risk
My purchase fell through the day before exchange and I’m about a thousand pounds out of pocket on surveys and legal work because the seller just panicked and pulled out.
Fall-through risk
Some house sales don't happen, sad but things happen
Financial loss
Fall-through risk
The auction service recommended by our agent left us out of pocket when the sale collapsed and we were still charged hefty fees.
Not even 1 star... Absolute ridiculous service. I would never want anyone else to go through the same experience.
Hidden info
A Times piece on retirement flats showed one family spending over £43,000 on service charges and council tax while they struggled for years to sell their late mother’s apartment.
Fall-through risk
Eventually in August, I got the call I knew was coming. The buyers had lost faith and withdrew their offer.
Poor communication
Their valuation ignored obvious upgrades and still came in low, putting remortgage plans under pressure.
Fall-through risk
A Trustpilot reviewer for SAM Conveyancing explained that their first sale fell through at the last minute and the second buyers were awkward and slow because they were buying via a pension.
Poor communication
A reviewer says they ‘agreed and lost three buyers’ over nearly two years because their solicitors repeatedly failed to communicate or progress the sale properly.
We tried to shield the children from the stress but they’ve noticed we don’t have our own home any more. We’re sleeping in a friend’s spare room because our Butterworths / PM Law solicitor closed days before completion.
Their house was half-demolished for nearly a year and they were living in a few rooms, saying the whole ordeal with the insurer and surveyor felt worse than the original leak.
Delay
Waterstone Legal says slow conveyancing is often down to lack of communication between parties and not having finances fully in place before starting the process.
Our agent seemed resigned to the collapse; they didn’t have the reach to generate enough viewings quickly, so our whole chain was at risk.
We were pressured into using the in-house mortgage adviser and felt it affected how seriously our offer was treated.
The conveyancing factory missed every timescale they’d promised, raised new enquiries after agreeing a completion date and almost caused the whole chain to fall apart.
Hidden info
Our buyers walked away after their solicitor warned them about ongoing neighbour disputes over access; it was the first we’d heard that this could scare people off.
Our solicitor misinterpreted the lease clause about ground rent escalations. The error only came to light when our lender rejected the property, collapsing the chain.
Delay
Seller says their solicitor refuses to call the buyer’s solicitor and insists everything must be by email, causing huge delays.
Financial loss
Fall-through risk
I paid nearly £2,500 to PM Property Lawyers for my first home purchase and now the firm has collapsed with my case in limbo.
Financial loss
Delay
A review-style complaint says Home mover reports paying fresh legal costs after their original conveyancing firm stopped operating and their file had to be transferred at short notice. after the PM Law group closure.
Fall-through risk
Hidden info
The estate agent never mentioned a previous collapsed sale over access rights, which understandably scared off our new buyers.
Fall-through risk
Our mortgage offer was pulled after we changed car finance and the lender decided our affordability had dropped; the entire chain collapsed.
Delay
JP Goldman client says no work had begun because payment had not been requested correctly, creating avoidable delay.
Financial loss
They say they’d already paid for a valuation and searches and were devastated to lose the house with no warning.
Fall-through risk
A seller on GetAgent said their sale unfortunately fell through near completion, but their new agent quickly found another buyer and kept them better informed throughout.
Fall-through risk
“Our buyer withdrew within a day of the chain collapsing. Nightmare.”
Delay
Financial loss
Our buyer’s lender suddenly demanded a full structural engineer’s report on top of the survey; the extra cost and delay pushed them to abandon the purchase.
Fall-through risk
On r/HousingUK someone wrote that their seller used Taylor Rose and the conveyancing was so chaotic and unresponsive that they were actually relieved when the sale fell through.
Fall-through risk
The fixtures and fittings list tried to charge an eye-watering amount for an old shed, then threatened to bill us to remove it; that row was one of several reasons the sale collapsed.
We carefully lined up sale and purchase for the same day so our two young children wouldn’t have to move twice. Our PM Property Lawyers branch closed without warning and we ended up in an Airbnb with no idea when we’d actually get the keys.
Financial loss
One buyer lost £67,000 after sending funds to scammers posing as their solicitor.
Fall-through risk
One HomeSellingExpert guide estimates nearly a third of sales fall through and says many buyers are shocked to discover their mortgage offer doesn’t protect them from that risk.
The redemption/settlement figure on an equity release product was described as spiralling, leaving people feeling trapped.
Hidden info
Our housing association massively underestimated future service charges, so when bills quadrupled we found ourselves stuck with a home we couldn’t sell.
A Guardian feature on a cladding-blighted block describes residents living for years under scaffolding and blue netting, with flats practically unmortgageable.
Poor communication
Hidden info
Tenant says poor communication left them in unsafe mould conditions for months.
Financial loss
HomeSellingExpert say surveys show the average amount lost in fees after a sale falls through is roughly £2,700–£2,900 in England and Wales.
Hidden info
They stress that full disclosure of right-of-way issues is essential, because if buyers discover hidden problems later they could sue or even try to unwind the sale.
Delay
Our buyers are using this shambolic firm... now in month 6 of a simple conveyancing... no chain.
Delay
Financial loss
Poor communication
Leasehold sale stuck: management pack delays and high fees stall transactions even when everyone is chasing.
Hidden info
They quote stats that around 60% of Britons have had some kind of neighbour dispute, and many say they’d think twice about buying next to one.
Poor communication
We’d booked removals, taken time off work and lined everything up, then were told completion ‘wasn’t happening today’ with no real explanation.
We learned the hard way that arranging buildings insurance from exchange is our responsibility; a mix-up over dates nearly derailed completion.
Delay
My flat has been on the market since April. I paid £280k for this new build but listed it for £270k as it had already lost value, then dropped to £260k in July and have only had two viewers all year. I am wondering whether to take it off the market until after Christmas or drop to £250k.
Hidden info
A leading property law firm wrote that flat owners facing excessive and rising service charges can find it very hard to sell because buyers don’t want to inherit those bills.
Delay
Financial loss
Construction delays mean a 300 mile weekly commute and hundreds of pounds extra in fuel and childcare.
Hidden info
Our agent never explained why the previous sale had fallen through; only later did we learn about serious issues that should have been disclosed from the outset.
Our buyer’s solicitor is part of the PM Law group. They’ve already moved out of their place based on the agreed completion date and are now stuck staying with relatives because nothing can progress.
Chains involving certain online agents kept failing due to badly put together sales and lack of regulation.
Poor communication
They say poor communication and lack of UK-law knowledge led to confusion, mistakes and a feeling that nobody had ownership of the transaction.
Hidden info
One buyer said their heart sank seeing properties pop back on Rightmove with ‘sale fallen through’ – it felt like a huge red flag that something was wrong.
Financial loss
Hidden info
JBear Properties wrote that unsafe cladding, unknown remedial costs and rising service charges are turning many leasehold flats into ‘hard to sell’ units that only cash buyers will touch.
Financial loss
We lined up our sale and purchase to complete on the same day. The sale money is with a PM Law firm that’s now closed, so we’ve handed over our keys and don’t have a new home to go to.
Hidden info
A Daily Mirror case shared on Facebook features a couple who say their home has become ‘impossible to sell’ after service charges rocketed to £7,500 a year.
We found out our sale had fallen through while we were on holiday; there’s nothing like checking your email poolside and discovering you no longer have a buyer.
Financial loss
A seller blames slow replies and high fees for losing their sale, describing the arrangement as exploitative.
Hidden info
On JustAnswer, a seller was told that even a ‘resolved’ driveway dispute might still need to be disclosed because it created a formal record with the council.
Poor communication
A mortgage valuation was booked but the company couldn’t provide a sensible time slot. Seller felt messed around during a live transaction.
Hidden info
Another thread talked about £6,000-a-year service charges on a £400k flat, with people saying it would be incredibly hard to resell and that they’d run a mile from that development.
Delay
Financial loss
The solicitor acting for us forgot to send the leasehold enquiries to the seller’s solicitor. This added nearly three weeks to the process and pushed us into penalty fees with our landlord.
Hidden info
We only found out after exchange that the previous owners had multiple escape-of-water claims, which made the building almost uninsurable at renewal.
Delay
Financial loss
Right-to-buy buyer is still paying rent while waiting for the council to progress the purchase and respond to a complaint.
One branch staff member was incredibly pushy and even failed to turn up for a booked second viewing in my lunch hour.
Poor communication
No one ever answers calls; complaints get no response; basic communication is nonexistent.
Delay
Financial loss
They say it was incredibly stressful to discover everything was off track after months of preparation, and they lost out on the house they’d hoped to buy.
Fall-through risk
Poor communication
Estate agent and we both called the seller’s solicitor. They said they’d ‘try to call back’ and then vanished. The chain collapsed two days later.
referral fee concern
estate-agent solicitor
consumer choice
conveyancing
Reviewer says they avoided estate-agent solicitors because agents receive referral fees and the reviewer believed those incentives affected recommendations.
Probate issue
Agent disclosure
Delay
Buyer says an estate agent let slip late in the process that the seller was waiting on probate for their onward purchase, despite this not being disclosed earlier while the transaction stalled.
Fall-through risk
Truly incompetent, work missed deadlines, almost caused chain to collapse.
Financial loss
Their management service seems designed to do the bare minimum while letting others bear the cost.
Our previous mortgage was never redeemed before the PM Law collapse, but we’ve already completed our onward purchase. We’re now being chased on a loan secured against a property we’ve sold, while also paying the new mortgage.
The freeholder’s quote to extend the lease was so outrageous that our solicitor advised against the purchase; it turned a ‘bargain’ flat into a ticking time bomb.
Hidden info
They said they felt misled about the true level of charges and worried they’d be trapped in a flat that future buyers would avoid.
After our buyer walked away, the agent suggested we strip the house bare to attract ‘serious’ buyers, which felt like terrible advice.
Delay
NatWest required their valuation: the lead time was long and, on the day, they made minimal effort to contact us when access was blocked.
Delay
The solicitor acted as if the sale was progressing but had never opened the management pack. Three weeks later we learned they had not even downloaded it from the portal.
Customer said banks keep allocating the same valuers, leaving no choice. They felt the system encourages down-valuations that derail deals.
Financial loss
Try to get you to pay extra £500 commission as an 'incentive' for them to do their job.
Memorandum of sale
Agent delay
Accepted offer
Buyer says estate agent promised the accepted property would be removed from the market and a memorandum of sale sent, but a month later the memorandum still had not been issued.
Poor communication
As buyers we started avoiding listings with certain online agents. We had heard too many stories about poor communication and chains collapsing because the agent did not progress the sale.
Financial loss
Hidden info
We had an offer accepted on a house that needs a fair bit of work because of damp. We thought we could get a damp survey after agreeing the price, but were then told there was already a damp report that should have been sent with the home report and we never received it. Now we have finally seen it and want to lower our offer because of the extra cost, but we are not sure where we stand.
I am honestly terrified the house will collapse. There are cracks everywhere and we’ve had insurance issues because of suspected subsidence, but nothing has been properly fixed.
Delay
Hidden info
Poor communication
A JustAnswer user describes challenging a block’s service charges and then waiting six months with no reply, not even to their formal complaint.
Financial loss
MoneySavingExpert users share stories of down valuations where surveyors shave tens of thousands off agreed prices because local comparables haven’t caught up.
Hidden info
People keep saying ‘don’t buy a leasehold’ because of hidden management charges and ground rents that buyers only appreciate after moving in.
Delay
Poor communication
Another ReviewSolicitors entry for Gilson Gray describes ‘communication consistently poor’, with phone calls rarely answered promptly and emails often waiting days for a reply.
Hidden info
Posters warn that even if the annual ground rent looks small, its review pattern can make a home un-mortgageable over time.
Fall-through risk
A Trustpilot review for Lang Town & Country describes an eleven-month journey with multiple chain collapses before the buyers finally secured the house they loved.
Hidden info
Another leaseholder post talks about ‘annual service charges making my flat impossible to sell’, with prospective buyers and lenders alike backing off once they see the numbers.
Financial loss
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Fall-through risk
Our sale fell through because we couldn’t agree on who would repair a dangerous retaining wall; neither side wanted to inherit the liability.
They also highlight complaints where properties were sold for less than they were worth, with sellers blaming poor advice and weak negotiation from their agents.
Fall-through risk
Our first house fell through the same week we got our mortgage offer, but our broker managed to transfer it to a new property a month later.
Financial loss
I’ve spent money on surveys, searches and removals only to be right back at square one because the buyers walked away before exchange.
Fall-through risk
Our estate agent admitted they didn’t know why the previous sale fell through, which didn’t inspire confidence that anyone was actually managing the process.
Delay
Fall-through risk
They were told that three months to get from offer to completion is ‘standard’ now, unless everyone is very motivated or paperwork already exists from a previous collapsed sale.
Poor communication
‘Aggressive, lazy, uncommunicative’ — seller says the whole experience was awful to deal with.
Buyer says the process became an emotional grind because basic actions took too long and nobody owned it.
Poor communication
Our estate agent says they can’t contact the other side’s solicitor. We’re stuck with zero updates yet all parties know the chain is wobbling.
Quick Move Now say you can sell with an ongoing neighbour dispute, but only if you declare it – otherwise you risk misrepresentation claims.
Financial loss
Hidden info
A MoneySavingExpert poster says their flat’s service charge is just under £300 a month and they’re starting to suspect it’s the main reason it won’t sell.
Our family has been split up while we wait for a new solicitor to be appointed. I’m staying with one child near the old school and my partner is in a different town with our other child so we can juggle work and childcare until we finally complete.
Delay
Our buyer’s solicitor requested the leasehold pack three times and the managing agent still dragged their feet; by the time it arrived, the buyer had gone.
Delay
Fall-through risk
So slow we lost our buyer. After over 180 days of waiting for CDPLL to process the sale of our chain free home our buyer finally pulled out and I don't blame them.
Financial loss
They explain that fragile chains lead to huge wasted spend on surveys, legal work and mortgage fees whenever a buyer or seller drops out.
Financial loss
Delay
A further complaint summary notes Seller says delays in the chain created avoidable costs and left them exposed to extra mortgage, rent or moving expenses. while waiting for the intervention agent to locate the file.
Hidden info
JBear Properties note that average service charges on flats rose about 11% in a year to around £2,300, widening the price gap between houses and high-fee apartments.
Connells is the worst estate agent I've dealt with. Just pure harassment start to finish.
Financial loss
We walked away having burned cash on valuation, broker fees and searches for a property we never moved into.
Poor communication
noone knew the complaints process.
Our conveyancer did not explain how the complex ground rent review worked in the lease. When a broker later reviewed it, they warned that future rises could make the flat effectively unmortgageable.
Poor communication
I have zero idea of a timescale. I would just like to know if I need to start applying for a mortgage offer extension
We discovered that our solicitor had been on holiday for ten days without arranging proper cover for our file. During that time, the buyer's solicitor chased repeatedly and warned they were considering withdrawing from the purchase.
Fall-through risk
“The chaos they caused was the reason our property sale fell through.”
Poor communication
Delay
Seller says they were told everything was progressing, but no one could provide a clear next step or credible timeline. The complaint theme was slow replies and lack of urgency.
Fall-through risk
Buyer pulled out because it took too long and the other solicitor couldn’t get responses.
The buyer’s solicitor asked for documents that had already been supplied twice. Each time they ‘couldn’t locate the file’, and the buyer nearly withdrew in frustration.
Delay
Hidden info
Client says a conveyancing oversight went unresolved for two years, forcing a formal complaint and Legal Ombudsman involvement.
Delay
Client says documents were missed or delayed and simple conveyancing tasks seemed too difficult to handle properly.
Hidden info
Our shared-ownership flat hasn’t sold because buyers are put off by opaque service charges and complicated leases; the whole leasehold system feels stacked against us.
Financial loss
Hidden info
The property was marketed as ‘no onward chain’ to secure a quick offer, but later turned out not to be true—costing the buyer dearly.
Hidden info
Management company is claiming I owe for the rest of the year... can't add the new leaseholder until I've paid.
Delay
Hidden info
The boundary issue was fixed last year but Land Registry delays meant I couldn’t switch to a cheaper fixed deal for months.
Poor communication
Hedleys client says portal messages were rarely answered and only after significant delays.
An MSE poster worries that their perpetually loud, rude neighbours are putting viewers off and says the house will only sell at a hefty discount.
in-house broker
offer pressure
conditional selling
buyer pressure
Buyer asks how to avoid being forced into speaking to an estate-agent mortgage broker before their house offer can proceed.
Delay
Our buyers are using this shambolic firm we now in month 6 of a simple convayncing empty house no chain
Delay
We were told our complaint would be handled under the firm's internal procedure and that someone would respond within 28 days. Three months later nothing had happened, and we had to escalate straight to the Ombudsman.
Financial loss
Citizens Advice couldn’t really help; we were told buyers can just walk away pre-exchange, leaving us to swallow the costs and start again.
Poor communication
Chased them… 6 times… not had a response.
broker issue
conditional mortgage
failed transaction
conveyancer failure
Seller reports a buyer's mortgage was conditional on a separate release that had not been resolved, causing the transaction to fail after the buyer's broker and conveyancer had allowed it to progress.
Poor communication
One affected mover says Client says basic updates were missing and they had to chase repeatedly just to find out what stage their purchase had reached.
Poor communication
The conveyancer ignored repeated requests for confirmation of funds. Without that, we could not exchange and missed our original moving date entirely.
Delay
Financial loss
They described eight months of uncertainty with buyers dropping out, saying they genuinely didn’t know how they’d survived financially.
Financial loss
They described themselves as ‘totally broken’ by a system where your entire year can vanish into dead chains and sunk costs.
Fall-through risk
PropertyInvestmentsUK notes that fall-throughs often happen because surveys or searches reveal structural issues, rot or title problems that buyers weren’t warned about earlier.
Delay
The actual Conveyancer was very pleasant and helpful but lost steam as time went well passed original completion date. Went on holiday without telling me.
Financial loss
They felt stuck between walking away and losing money, or continuing with a conveyancer they’d already lost confidence in.
A leaseholder on Reddit said insurers still treated their block as high-risk after cladding works, sending premiums sky-high and making it very hard to sell because lenders were nervous.
Hidden info
They pointed out that communal heating rolled into the service charge is especially unpopular since energy prices spiked, putting off both buyers and lenders.
I turned up at my local Butterworths office in Kendal expecting to progress my conveyancing only to find a sign on the door saying they could no longer trade due to regulatory issues. There’d been no warning email, no phone call, nothing.
Delay
Our sale is ready but the conveyancer says they are onboarding our vendor. Four weeks wasted and counting.
Delay
Poor communication
No one at the firm seemed to take ownership; every message went unanswered for weeks.
Financial loss
Fall-through risk
After our sale fell through, we found out we could buy indemnity insurance for missing paperwork instead of doing expensive remedial works no one had explained properly.
Hidden info
Poor communication
Buyer complains of lack of transparency from the outset when dealing with TLC Estate Agents.
Delay
Fall-through risk
When the first sale fell through after months, we expected the agent to lose interest. Instead, they lined up a second sale and got it over the line in ten weeks.
Financial loss
Poor communication
Paid for documents but received the wrong ones and then emails were ignored; no clear complaints route.
Delay
Buyer can’t get hold of their conveyancer by phone or email the week they hoped to exchange.
We had to abandon the purchase when we realised the loft conversion had been done without proper building regs; the solicitor advised it would cause problems if we ever sold.
Delay
Financial loss
We accepted a bit less on price because after one failed sale we just couldn’t face going through months of uncertainty again.
Mortgage application
Broker advice
Flat purchase
Buyer with a recommended broker still fears rejection after making an offer on a flat and does not know how quickly they can apply elsewhere if declined.
Poor communication
A further complaint summary notes Client says basic updates were missing and they had to chase repeatedly just to find out what stage their purchase had reached. The review pattern points to stress caused by delays and poor updates.
Many can’t sell because lenders won’t touch the building while fire risks, mould and unfinished remedial work hang over the whole development.
Delay
The buyer's solicitor kept raising the same enquiry four times, even though the managing agent had already provided clear written answers. Each repetition delayed things and made the buyer think we were hiding something.
Poor communication
Persistent Failure to Communicate: Numerous emails and telephone calls have gone unanswered over unreasonable periods of time.
Hidden info
The Guardian reports that average service charges for leasehold flats in England and Wales have risen to around £2,300 a year – up 11% in a single year.
Lease defect
Electricity supply
Service charge risk
Buyer says a flat purchase revealed no express easement of access in the lease, landlord-controlled electricity supply and only ad hoc repair demands, raising concerns about long-term leasehold risk.
Delay
The sale eventually completed, but only after extra months of delay and a lot of unnecessary stress.
Delay
We were told nothing could be done when the offer lapsed, even though it was delays higher up the chain that caused the problem in the first place.
Delay
Fall-through risk
Our buyers walked away after eight weeks blaming a ‘personal issue’ – we’d already mentally moved and now we’re starting from scratch again.
Financial loss
By the time we saw the old structural report, we’d already spent money on our own survey; we felt misled and dropped out on principle.
Fall-through risk
Poor communication
Agent pushed hard to list, then failed to tell the seller the buyer chain collapsed; onward purchase lost.
Financial loss
We were warned by our solicitor that if the money stuck with PM Law isn’t released promptly, the seller could serve a notice to complete and then keep our deposit if we can’t perform.
Felt like the default outcome was to down-value, regardless of evidence. It caused stress and threatened the mortgage offer.
Financial loss
I felt completely broken when the vendor pulled out; the sale falling apart knocked my mental health far more than I expected.
A reviewer says they paid before realising it wasn’t the government service and felt the branding was misleading.
Leaseholder says they still couldn’t get an online account set up after years, despite emails and calls.
Delay
They argue the solicitor handled sensitive information too lightly by not verifying the details properly, and note the fallout can drag on for months.
Financial loss
Two buyers pulled out and the conveyancer billed for each aborted sale, so we paid hundreds for transactions that never completed.
Poor communication
Incompetent handling
Vendor says a Cardiff estate agent was awful for organisation, communication and knowledge, and that they regretted wasting time with them.
An advice site warns that a history of subsidence makes it harder for buyers to get buildings insurance, which in turn can wreck mortgage applications at the last moment.
After exchange, our buyer’s insurer withdrew cover because of historic subsidence; suddenly completion was at risk and nobody seemed to know what to do.
Hidden info
fell apart due to a lack of critical information being disclosed upfront.
Hidden info
Some have dropped the price repeatedly yet still get no serious offers, because the service charge figures look terrifying on paper.
Delay
Currently delayed because the buyer’s lawyers take a week to ‘process’ every document.
Financial loss
They highlight that even if the purchase price looks attractive, big annual fees can make a property much harder to resell and knock thousands off its market value.
Poor communication
Reviewer says there was a worrying lack of transparency in how TLC Estate Agents handled the property process.
The agent probably over-priced it and it needs rewiring and other work. Buyers seem unwilling to take on a ‘doer-upper’ at that level.
Financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Fall-through risk
We were days away from completing on our house when PM Law closed without warning. Our sale proceeds and purchase funds are now stuck in their client account and nobody can tell us when we’ll actually move.
Fall-through risk
They say their only ‘weapon’ is threatening to pull out, but they’re trying not to go nuclear while the chain drifts with no clear end-point.
Delay
Poor communication
Weeks of silence: complaints unanswered, calls go nowhere, and the move is stuck waiting for responses.
Hidden info
The flat’s sale history showed previous attempts falling through over service charge concerns; our surveyor flagged the same risks and we pulled out too.
Delay
The estate agent had been talking about survey quotes for weeks but nobody had even asked us to fill in the property information form, which shows how disjointed the whole process can be.
Hidden info
A r/HousingUK commenter says their colleague’s flat service charge shot up to £10,000 a year and is now basically unsellable without slashing the price.
Hidden info
Pinney Talfourd note that the new TA6 puts even more weight on accurate answers – incorrect or missing information can now more easily lead to misrepresentation claims.
Delay
Poor communication
I sent trust documents several times and still heard nothing back for weeks.
Hidden info
Says high charges on leaseholds don’t match service; described as extortionate.
Our buyers pulled out after discovering Japanese knotweed two doors down; their lender insisted on a management plan and nobody wanted to pay for it.
Hidden info
We eventually learned we didn’t legally own half the garden despite the agent advertising it that way; by the time the paperwork was fixed, our buyer had disappeared.
They said all the stories they hear from agents locally are about high-fee flats sticking on the market while houses and low-charge properties still move.
The valuation came in well below the agreed price and the buyer’s broker said the only option was a big reduction; when we said no, they walked away.
Poor communication
Absolutely appalling customer service and lack of knowledge as to what they offer.
We were executors selling a retirement flat. After a failed sale we started looking at auction because the property was clearly overpriced and needed work.
Fall-through risk
Poor communication
One British Homebuyers review said the first estate agent went quiet after a ‘sale’ was agreed; when the buyer pulled out, there was no plan B.
Our house sale has now fallen through three times. Each buyer had a different excuse and we’ve lost patience with the whole system.
Delay
Poor communication
They say the previous agent ‘did no marketing’ and the experience taught them how much chain progression and chasing really matter.
Financial loss
Site described as ‘not the official Land Registry’ with extra fees added beyond the headline price.
Fall-through risk
Hidden info
Buyer alleges key information withheld and sale collapsed late; refund battles added insult to injury.
Financial loss
A buyer warns that in the modern method of auction they paid thousands in a reservation fee, the seller ‘dragged their heels’, and after the 56 days the seller sold to someone else while the fee stayed non-refundable.
A lender’s survey knocked ten thousand off our home’s value despite recent renovations, and the buyers walked away rather than renegotiate.
Fall-through risk
A seller says their flat sale fell through because the buyer’s lender refused to lend without an EWS1 form, even though the building has no cladding.
A mortgage guide explains that once an offer expires, the lender is no longer obliged to lend – you might have to start a fresh application from scratch.
Delay
Reviewer says Muve asked for documents it had not provided and handled enquiries poorly during a house purchase.
Poor communication
Told it was a scam: documents not delivered and refund requests ignored; no phone number.
Financial loss
Fall-through risk
A Which? survey found that 84% of people whose sale fell through lost money, with an average loss of nearly three grand in fees and costs.
The valuer behaved like they were rushing for overtime, then downvalued and mocked the property—felt deeply unprofessional.
Poor communication
Delay
One affected mover says Seller says they were told everything was progressing, but no one could provide a clear next step or credible timeline. The problem was communication during a live property transaction.
Financial loss
Fall-through risk
We received a large inheritance specifically to buy a home, but the house purchase fell through and the money ended up sitting in savings instead of getting us moved.
Delay
We’re over five months in and still haven’t completed. Every week our conveyancer promises ‘next week’ and nothing happens.
Fall-through risk
We were left with our belongings in boxes and nowhere to go when the seller pulled their property from the market a week before exchange.
Financial loss
We had to pull out when the seller accepted a private offer from a friend after we’d already committed to surveys and legal fees, effectively using us as a stalking horse.
Estate agent contract
Notice period
Fee concern
Seller discovers their estate agent agreement may involve a long marketing term and notice period, creating anxiety about charges and how to exit if the service is poor.
Financial loss
Hidden info
MoneySavingExpert users discuss a flat that won’t sell, with the owner suspecting the near-£300 per month service charge is putting every buyer off.
Delay
A Russell-Cooke client describes switching to them after ‘unnecessary delays’ with a previous solicitor, saying the old firm risked them missing a stamp duty deadline.
Poor communication
Townends Estate Agents are called ‘the worst agent ever’ in one Trustpilot review, with the reviewer complaining about rudeness and very poor communication from staff.
Delay
We lost count of how many times the conveyancers sent the wrong version of the contract; simple admin mistakes added weeks until the buyers finally gave up.
Poor communication
A poster said their buyers gave no real reason for backing out; the solicitor just emailed that they were withdrawing and signed off with a casual ‘sorry’.
Later buyers tried to pressure us into exchanging with no firm completion date, which our solicitor warned could leave us badly exposed if anything went wrong again.
Server outage at the solicitor’s office left the chain stuck for nearly a week before they resolved their IT issues.
Poor communication
They are painfully slow to respond, regularly ignored my emails, and never pushed the buyers for updates.
A separate thread shows a buyer whose mortgage offer expires in five days and they still haven’t exchanged – they feel the whole move hangs on one date.
Financial loss
Fall-through risk
The Financial Times is now actively asking readers for ‘house moving horror stories’, saying recent research shows huge numbers of failed transactions and chains collapsing.
The whole process feels like a lottery – you can do everything right and still lose the sale because someone else in the chain panics or can’t get a mortgage.
Delay
Financial loss
Fall-through risk
Our house sale fell through before exchange after six months; now we’ve got two weeks to find a new buyer or we lose our onward purchase and thousands in fees.
Financial loss
A Financial Ombudsman case study shows an insurer rejecting a subsidence claim by arguing the damage happened before the policy started, leaving the homeowner with a damaged house and no payout.
Property marketing failed: sign/visibility issues and poor follow-up meant wasted time and lost momentum.
Delay
They underline how a single missed deadline can ripple up an entire chain and kill multiple linked transactions.
On our lender’s panel, but the experience felt negligent and unprofessional—made a stressful mortgage stage even worse.
Financial loss
They felt the agent wasn’t big or proactive enough to rescue the chain in time, and were weighing up the risk of dual fees against the risk of losing their onward purchase.
It warns that these rising charges can slow or even reverse price growth, leaving flats stagnating while houses in the same area continue to sell.
Delay
Financial loss
If they’d been honest from the start the whole saga could have been avoided – instead we wasted months and legal fees on a deal that was never real.
Hidden info
The sellers converted the cellar into a habitable room without building regulations approval and there is no FENSA certificate for the window. They only offer an indemnity policy. We are unsure of the long-term risks for lending and resale.
Poor communication
Useless staff… Phone calls and emails were not returned.
conditional selling
in-house broker
viewing blocked
buyer pressure
Buyer says an estate agent refused to show properties unless they booked an appointment with the agent's mortgage broker, with commenters identifying this as conditional selling.
Our neighbour started harassing viewers whenever we had a viewing booked – shouting over the fence about parking and noise.
Another contributor replies that regular updates are a basic part of the job, and that most complaints they see in similar industries stem from not keeping clients informed.
Fall-through risk
On another MSE thread, a buyer said their purchase might collapse because the tenant wouldn’t respond about moving out – they feared the eviction problems would kill the sale.
Felt bullied and pressured throughout the sales process by an aggressive staff member.
The agency turned complaints back on me and gaslighted me instead of accepting any responsibility.
Fall-through risk
At Avenue Road Estate Agents, one seller said their first sale fell through but the negotiator was constantly on the phone, keeping them calm and getting it sold again quickly.
Delay
House sale held up for ten weeks waiting for a management pack; no phone contact and slow email replies.
A Trustpilot reviewer complains about an auction-selling service recommended after a failed sale; they say they were pressured to price 20% below market and then urged to drop it even further with promises it would sell immediately.
“They had to change banks in November… CHAPS payment is nowhere to be seen.”
Fall-through risk
They felt the agent was more interested in pushing them into a quick disposal than in getting a fair price, especially after the first sale collapsed.
Hidden info
Reallymoving tell buyers to comb the TA6 form for past or ongoing neighbour rows; if anything looks worrying or vague, they say buyers are right to consider walking away.
Poor communication
Buyer says emails, phone calls and even live chat got no reply for over a week while a move deadline loomed.
Financial loss
Action Fraud warns criminals hack or spoof email chains between buyers/sellers and their solicitors/agents, then strike near completion by claiming bank details have changed at the last minute.
The more I look into it, the more I realise how little protection there is if a survey is inaccurate but still ends up sinking your sale and devaluing your property.
Financial loss
They said the real pain is psychological – doing the whole mortgage application process twice because somebody else changed their mind.
Delay
Poor communication
Mortgage issue
Buyer says their mortgage broker promised an application would be submitted on Thursday, then Friday, but a week later the broker still had not confirmed submission and stopped responding properly.
We thought we were on a genuine no-move-no-fee deal but still had to pay for searches and extras when the chain fell apart, which no one had clearly explained.
Poor communication
Multiple days to a week to reply to emails. My solicitor says they’re very busy but I feel totally ignored.
Delay
Financial loss
Poor communication
Buyer affected by a law-firm closure says their conveyancing file and completion timetable were thrown into uncertainty while they waited to learn who held their papers and funds. because the transaction could not simply continue as normal.
“Slow, understaffed and liars… I was told this… as soon as people knew who I was using.”
Delay
Fall-through risk
We had a previous sale fall through because the vendor became ill and decided to pull out two weeks before exchange after months of pushing the process along.
Hidden info
We had to abandon the purchase when home insurance quotes came back sky-high due to flood risk that nobody had warned us about at viewing stage.
Delay
Financial loss
Consumer guidance warns that legal firms can be liable where their own error causes a missed committed completion date.
Delay
Our flat has been on the market for five months with only occasional viewings despite lowering the price by 23k. We are close to negative equity and cannot afford to reduce the price further. We are worried the flat will never sell.
Delay
Financial loss
Our solicitor at Wilsons Solicitors was holding sale proceeds when PM Law shut. We’re now stuck waiting for the regulator to untangle it.
They contrast that support with earlier experiences where other agents seemed to disappear the moment a ‘sold’ board went up.
They say it was the first time they realised high charges can stop a lender or broker from approving a mortgage at all.
Delay
A seller says they’re 9 weeks in and their buyer’s solicitor appears to have done almost nothing, ignoring repeated chasers, and they fear the onward seller will pull out due to lack of progress.
Delay
Financial loss
I sent my deposit and the lender’s money to PM Law, we had already exchanged and were due to complete yesterday. I woke up to discover their phones were disconnected and completion wasn’t happening. I’ve got all my money tied up and no idea what happens next.
“The whole process of buying a house has been painful… largely down to our solicitor.”
Delay
Financial loss
A MoneySavingExpert user said their buyer’s mortgage offer expired after months of delays, forcing everyone to sit and hope while a new lender was found.
Hidden info
A guidance article explains that boundary disputes usually hinder sales and that it’s best to resolve or at least properly disclose them, otherwise buyers will either walk away or demand a big discount.
As sellers, we’d already moved out when Proddow Mackay’s office closed. All our documents and the purchase file are locked in a building we can’t access.
Hidden info
He said buyers wouldn’t touch the flat because of the service-charge liability and management issues attached to it.
The lender’s appointed surveyor refused to value the flat due to cosmetic repairs, even though it was currently occupied and safe.
Poor communication
Our conveyancer ignored emails from the developer’s solicitor, causing us to lose our reserved new-build plot. The builder refused to extend the deadline.
Poor communication
Vendor review says Robert Leech communication was poor and responses were unclear during the selling process.
Fall-through risk
We were advised to be vague about why the last buyer pulled out, but that just made new viewers even more nervous and slowed everything down.
Delay
The reviewer had already been burned by one collapse and praised having a team that moved fast enough to keep the rest of the chain intact.
Poor communication
They list failures such as not explaining who is dealing with the file, not setting expectations, and promising progress that never materialises.
Financial loss
A seller says their estate agent pushed the ‘modern method of auction’ with claims of no legal or estate agency fees (buyer pays via reservation fee), but they felt it sounded too good to be true and confusing.
Hidden info
Our leasehold flat has been on and off the market since 2021 – high service charges and a saturated local market mean every buyer eventually walks.
Poor communication
My purchaser used these guys. Slow and misinformation to say the least... No sense of urgency what so ever!!
Delay
One reviewer says their high street estate agent did nothing for six months – no real progression, no updates – and they only realised how bad it was after switching to a different company.
Delay
We have been in the process for 8 months because our solicitor is dragging his feet. Enquiries sent to him in June still are not properly answered and everyone involved is complaining he never replies.
Delay
A valuation report was seen as careless and contradictory, creating weeks of delay while the buyer and lender tried to make sense of it.
Poor communication
Delay
Another account says Buyer says the conveyancing team lacked urgency, repeatedly failed to follow up and left them frustrated during a time-sensitive move. after the PM Law group closure.
offer handling
best and final
estate agent conduct
buyer detriment
Buyer says an estate agent is suspected of failing to submit their best-and-final offer to the vendor, leaving them concerned about bad practice in offer handling.
conditional selling
commission
recommended broker
recommended conveyancer
Consumer says estate agents should not push conditional-selling behaviour with conveyancers and brokers that earn them commission, calling it a reason to choose another agent.
Financial loss
Fall-through risk
I thought ‘no move, no fee’ meant exactly that, but when the sale collapsed I was handed an £800 bill for an insurance policy I didn’t even know I’d supposedly agreed to.
Delay
Financial loss
Fall-through risk
A MoneySavingExpert user said the sellers’ previous chain had collapsed late on, yet their solicitor still took seven days just to send basic contract papers, making the new buyers fear another collapse.
Price drop
Buyer pulled out
Shared access
Seller says a buyer pulled out just before exchange citing shared access concerns, forcing a relist and eventually a sale around 10000 pounds below the previous agreement.
Mortgage rejection
Overseas mortgage
Affordability
Borrower says Halifax rejected their mortgage because of concern about an overseas mortgage and HSBC rejected because of UK residence length, leaving them unsure whether most lenders will decline.
Delay
Our cash buyer walked away after weeks of silence from the seller’s solicitor, who wouldn’t answer basic questions or return calls.
Poor communication
Lack of updates. Agreements to call back never happened. Documents not read. Horrendous experience.
The seller refused to budge on price after a down-valuation, even though the lender would only advance against the lower figure; in the end we had to walk.
Fall-through risk
The sale fell through and the buyer promised to share the survey report, but it never appeared; I’m now stuck trying to complain about a surveyor whose work I haven’t even seen.
Hidden info
Agents told to shape material information guidance. The industry says the rules are confusing, so we bought in a grey zone with hidden facts.
They warn that on top of daily stress, unresolved rows can make selling harder and encourage buyers to chip away at the price.
Our buyers took offence when we said we’d be taking the relatively new fridge; they said it made us seem greedy and pulled out rather than negotiate.
Financial loss
They complained that between valuation fees, surveys and legal bills, every failed purchase was like setting fire to another month’s salary.
Delay
Hidden info
Buyer says the property transaction became stuck because leasehold information and parking arrangements needed extra clarification before the solicitor could proceed.
A Trustpilot review for Conveyancing Direct says they were ‘so slow we lost our buyer’, with the sale of a chain-free home still not completed after 180 days.
Financial loss
Paid ‘over the odds’ repeatedly because of incompetence. Customer said service was non-existent and the process kept getting blocked.
Delay
Fall-through risk
We’ve been selling for seven months – the first buyer was dishonest and pulled out after 12 weeks, and now we’re stuck waiting again.
Financial loss
Scammers created a fake law firm website so the buyer unknowingly sent their full house deposit to criminals.
Delay
Our solicitor sent purchase monies to a PM Law firm on completion day, but the sellers didn’t get confirmation, the agent had no key release, and we spent the day sitting in a van with our belongings waiting for an update that never came.
modern auction
reservation fee
buyer premium
seller detriment
Buyer says modern auction pricing means the seller's expected price is effectively increased by a 4.5% reservation fee with a £6,600 minimum, alienating ordinary buyers.
We picked this company on price alone and soon found we'd made a terrible mistake!
Poor communication
The Ombudsman found that the poor communication left the client confused, out of pocket and unsure what had actually gone wrong until it was too late to rescue the sale.
They worry the high charges and lack of maintenance are systematically undermining the property’s value.
Our buyers disappeared after their insurer asked questions about historic flood events; nobody had mentioned the river bursting its banks a few years back.
We discovered after instructing solicitors that the loft conversion had no building regs sign-off; our lender refused to lend and the deal died.
The agent promised a professional carpet clean before we moved in but it was clearly just hoovered and left mouldy.
Poor communication
Official statistics regularly highlight communication problems as a key driver of complaints.
Delay
Financial loss
Poor communication
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Hidden info
The buyers fell in love with the house, then pulled out when they realised the garage was legally separate and could, in theory, be sold off on its own.
If I answer ‘yes’ to having subsidence or insurance refusals I can’t even get online quotes, but if I answer ‘no’ I’m terrified a future claim will be rejected for non-disclosure.
our mortgage offer expires in mid December
Financial loss
Delay
One affected mover says Home mover reports paying fresh legal costs after their original conveyancing firm stopped operating and their file had to be transferred at short notice. The complaint theme was slow replies and lack of urgency.
Financial loss
We felt we were paying almost full fees for a transaction that never reached exchange, on top of the cost of trying again with another buyer.
Fall-through risk
My house sale fell through and the place I was buying was taken off the market a week before completion – I feel like my whole life’s on hold again.
referral fee
kickback
recommended solicitor
hidden cost
Reddit discussion warns that estate-agent solicitor recommendations may include a referral fee or kickback built into the price paid by the buyer.
Financial loss
Fall-through risk
We tried to sell our old survey to another buyer after the mortgage fell through, just to recoup a fraction of what we’d lost.
Financial loss
Another account says Client says they faced extra fees because a collapsed or intervened firm could not complete the conveyancing work they had already paid for. because the transaction could not simply continue as normal.
“Letter delivered about a charging order… still registered in previous owner’s name.”
Financial loss
We spent thousands on a deed of variation but our ground rent issue still threatens to collapse the sale.
Financial loss
Fall-through risk
At 73 I found myself effectively homeless because my buyers’ solicitors disappeared; the sale collapsed and I’d already moved out of my home.
Financial loss
Being gazumped after paying legal and mortgage fees is brutal; we basically sponsored someone else’s price rise.
Delay
Buyer says their solicitor keeps blaming ‘missing paperwork’ but won’t specify what’s missing, delaying exchange indefinitely.
Delay
We’re in limbo because the management company is dragging its feet over paperwork and no one seems to be pushing them.
Low offer
Sale collapse
Leasehold
Seller of a leasehold flat accepted a low offer to keep things moving but later faced a collapse, highlighting the financial and emotional cost of failed transactions.
Poor communication
Another poster said their solicitor never chased anything and rarely answered calls; eventually the buyers just stopped responding and the transaction quietly died.
Seller solicitor
Mortgage offer risk
Leasehold flat
Parent says their son's first home purchase began at the end of October but was still being delayed months later because the seller's solicitor had not completed anything, putting the mortgage offer at risk.
referral commission
solicitor kickback
broker kickback
professional complaint
Estate agent says referral commission between agents, surveyors, solicitors and mortgage advisers should be banned, saying solicitors send daily referral-fee offers.
“No one can provide any form of timescales for a resolution.”
Mortgage issue
Financial loss
Poor advice
Buyer says their broker found a specialist 7.1 percent two year fixed mortgage at 95 percent loan to value because of previous credit issues, leaving them unsure whether the advice was reasonable or whether they were being pushed into an expensive deal.
Financial loss
Because I was misled about why the last buyers walked away, I ended up hundreds of pounds out of pocket when we had to pull out too.
Fall-through risk
Leaseholder says they paid a non-returnable deposit for a lease extension with an agreed timeline, but progress and communication collapsed.
Delay
Financial loss
It summed up the whole experience as ‘stress, delays and financial uncertainty’ – exactly how most people describe a chain once it starts wobbling.
Fall-through risk
A Trustpilot review for Agent & Homes describes switching agents after an initial sale fell through; the new agent actively marketed the property instead of just relying on a big brand name.
Delay
Fall-through risk
The new agent actively marketed the flat and coordinated buying and selling when the earlier attempt had just drifted until the chain collapsed.
Our buyers had lined up an affordable insurance quote, then the underwriter changed their mind when they saw old subsidence notes; their lender pulled the plug.
Delay
Our move was days away when Butterworths Solicitors in Cumbria suddenly closed under the PM Law group. We only found out from a notice on the door.
Delay
Offer accepted but completion still not happening; case passed between multiple solicitors after internal changes.
Fall-through risk
Agent & Homes were only instructed after the first sale fell through with another agent who’d done very little beyond sticking it online.
Another lender guide says once your offer’s expiry date passes before completion, the bank no longer has to provide the funds – you may need to reapply from scratch.
Our buyers pulled out late when their solicitor noticed a search result showing possible contaminated land; we had never been told anything about it.
upfront fee
poor communication
seller complaint
sale risk
Purplebricks reviewer says communication was appalling after paying upfront, with comments alleging the model leaves sellers forgotten once fees are secured.
Hidden info
Analysis in another article showed average service charges for flats rising 11% in a year to around £2,300, with high charges making many leasehold properties much harder to sell.
They warn that failing to mention formal complaints or letters can give a buyer grounds to undo the deal later.
Poor communication
Cardiff seller describes Darlows as a terrible estate agent with awful organisation, communication and knowledge.
Fall-through risk
My mortgage offer actually expired once before and the lender kindly extended it, but I know others whose whole chain collapsed when that didn’t happen.
Financial loss
After the first collapse we had to endure more viewings, more negotiations and more paperwork. It felt like living through the same nightmare twice.
We have done everything we need to do... but also no one seems to have any idea when these may be resolved and I have zero idea of a timescale.
Delay
They highlight buyers changing their minds, slow legal work and down-valuations as the most common reasons for deals collapsing after offers are agreed.
We lost our buyer because we couldn’t afford to replace old electrics up-front and their lender wouldn’t release funds until the work was done.
reservation fee
buyer fee
pressure to secure
hidden cost
Buyer says an estate agent advert demanded a £7,000 deposit plus a non-refundable reservation fee to secure a property, describing the fee arrangement as suspicious.
Delay
Financial loss
A PM Law / PM Property Lawyers client says even the complaints team showed ‘prolonged delays, lack of communication and repeated errors’, and that they waited weeks just to get their completion statement and money back.
Fall-through risk
After reading the report from a buyer, it felt like the house had been unnecessarily condemned, risking a collapsed sale.
Financial loss
Hidden info
Owners on the same thread said they pay around £180 a month service charge and still worry buyers will balk at the running costs when they eventually sell.
Delay
Both buyer and seller were told they would have to pay a marketing fee if the house did not sell. Months later the property was still unsold and they were still being chased for payment.
Fall-through risk
We used a budget online firm and it was such a relief when the sale fell through because dealing with them had been a nightmare from day one.
Poor communication
Financial loss
Incompetent handling
Client says Taylor Rose made serious mistakes and handled the complaint badly, with avoidable errors, poor communication and unresolved financial impact.
Financial loss
Our house sale in Scotland fell apart, but at least we received a £10,000 settlement; the downside was having to sell for less in a rush the second time.
Hidden info
The first buyer walked away as soon as they realised there was a management company fee on top of the service charge; they said it felt like paying twice.
Poor communication
The agent was more interested in chasing new listings than dealing with our complicated chain; once it wobbled a bit, they let it collapse instead of fighting for it.
Delay
An MSE thread titled ‘Buyer taking too long with conveyancing’ describes 14 weeks of queries from the buyer’s solicitor and a lender using its own lawyer, generating even more requirements.
Our solicitor forgot to request the redemption statement from our lender. Completion had to be postponed, and we paid a full extra month of mortgage interest.
Financial loss
Paid an upfront conveyancing fee, then was told they couldn't act; refund promised but hard to obtain.
Financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Financial loss
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They warn that buyers increasingly rely on TA6 answers and are willing to sue if they discover the truth only after completion.
Fall-through risk
One seller says their house sale fell through while they were on holiday – they only found out via email and still haven’t managed to resell.
Delay
Fall-through risk
Our buyers chose a solicitor based in Asia and the time difference meant nothing ever got done; weeks slipped by with no replies until the whole sale fell through.
Delay
We have been going through this sale since August 2024, with a second set of buyers and solicitors who are not responding. We have to move before our buyer's mortgage offer expires and I am at the end of my tether trying to get the solicitors to communicate.
Hidden info
The flat we are buying has no easement of access in the lease, electricity is supplied only by the freeholder, and there is no regular service charge, only ad hoc demands. We are concerned these issues may cause serious complications in the future.
Delay
Fall-through risk
Seller says a lender-panel surveyor report was so alarmist that their sale nearly collapsed, triggering renegotiations and delays.
Delay
Poor communication
They say if your solicitor doesn’t answer complaints within eight weeks, you can escalate, especially where conveyancing delays or silence are causing stress.
Delay
Poor communication
Reviewer says the earlier solicitor made very little progress and was extremely unreliable before another fee-earner took over.
A PM Property Lawyers review warns to ‘avoid like the plague’, complaining of very poor competence and communication that dragged out the whole conveyancing process.
Hidden info
“Final request… included unspecified additional charges… first correspondence I had received.”
Delay
Buyer alleges poor professionalism from a panel surveyor led to delays and raised doubts about due diligence.
Financial loss
Poor communication
Buyer says incorrect deposit and funds requests kept being made, making it feel as if the conveyancing file had not been properly reviewed.
Poor communication
“My mortgage offer expired… Absolutely no communication… Got a local solicitor.”
Delay
Fall-through risk
As first-time sellers we were devastated when our only buyer pulled out after four weeks for no clear reason, just as we were about to offer on our next home.
Our estate agent kept telling us everything was ‘progressing nicely’ while the buyers’ mortgage offer quietly expired in the background.
Fall-through risk
We had to pull out of a purchase because of a massive unforeseen issue affecting the whole area around the house. We lost our sale as a result and now the vendor is asking for our level 3 survey to help them re-list. We are unsure whether to sell it to them and what downsides there might be.
Financial loss
Hidden info
Our shared ownership flat has a £5,600 annual service charge we were never warned could increase this much.
Fall-through risk
Our previous sale fell through and SortRefer plus their panel solicitors picked things up on the new transaction and actually kept us updated for a change.
Delay
I’m meant to be moving in with my partner once his house sale completes, but his solicitor is one of the PM Law firms. With the closure, the sale has stalled and we have no idea when—if ever—it will finish.
The first sale fell apart, but the new agent we instructed actually marketed the house properly and found a replacement buyer before our mortgage offer expired.
Hidden info
On r/HousingUK someone said you can start with a flat that has a modest £50 service charge and £100 ground rent, only to watch a new freeholder hike both to the point the flat becomes almost unsellable.
I feel like I’m one admin error away from homelessness. My tenancy is ending, my purchase is frozen with a PM Law brand, and nobody can tell me when I’ll actually have a home to move into.
I’d already mentally moved; now I’m back in the same house, surrounded by boxes and constant anxiety about ever escaping this process.
Hidden info
In Scotland I had an offer accepted and the schedule said four bedrooms with three spacious doubles, but one so called spacious double is under 10 square metres. The listing also mentions a log burner which on inspection seems to be a bio ethanol stove. I am worried the property has been misrepresented.
We were told completion funds had been sent, but the bank confirmed nothing had been transferred. The solicitor later admitted they had forgotten to authorise the payment.
Our solicitor assured us that a long-running neighbour dispute was 'historic' and nothing to worry about. The first thing that happened after we moved in was a new solicitor's letter from next door.
The solicitor forgot to send the TA10 form to the buyer’s side. Without it, exchange could not happen and the buyer almost walked away from the chain.
Buyer complains that their solicitor failed to catch an issue with unadopted road access before exchange.
Financial loss
Spent ages feeding all our details, then it turned into a hard sell for life insurance. Felt like a waste of time rather than real mortgage advice.
Poor communication
Selling process described as ‘appalling’ with zero ownership — different person each call and no resolution.
Hidden info
Buyer says the estate agent blamed the seller information form for an incorrect advertised service charge, even though the seller had recently paid the higher charge and should have known the true figure.
AML fee
Extra cost
Agent practice
Buyer says an estate agent demanded a 55 pound AML fee even though the buyer questioned whether this should be charged by the agent at all.
Hidden info
People keep telling us that high service charges put buyers off SO flats, so even if we find a buyer they’ll probably chip us down on price.
General complaint of being slow/understaffed and giving misleading updates; others warned to avoid.
Hidden info
By the time we discovered the boundary fence had been in dispute with next door for years, we’d already spent hundreds on surveys and had no appetite for a legal fight.
Delay
Fall-through risk
Our mortgage offer expired after six months of conveyancing; four weeks later the chain collapsed and we were back to renting with no house and no offer.
Fall-through risk
This is the third time our house sale has collapsed right before completion – every time a different link in the chain breaks and we’re back to square one.
Delay
They wanted hundreds of houses at knock-down prices to move tenants out of London, and we felt squeezed and powerless for months while the sale dragged on.
Financial loss
Delay
A further complaint summary notes Seller says delays in the chain created avoidable costs and left them exposed to extra mortgage, rent or moving expenses. following the February 2026 intervention.
Financial loss
Fall-through risk
The Ombudsman criticised the firm for failing to keep the seller informed, leaving them confused and out of pocket once the transaction collapsed.
Financial loss
Fall-through risk
We’d already moved out when our sale collapsed and ended up paying mortgage and rent on two properties while trying to find another buyer.
Poor communication
Our solicitor at Proddow Mackay stopped answering calls after the closure notice. The phone is constantly engaged and the website has vanished.
They failed to chase missing replies to enquiries, claiming the seller was slow. The estate agent confirmed the solicitor had never requested them in the first place.
Land Registry
Complaint escalation
New build
Buyer says a solicitor failed to register a new build property with Land Registry and only acted after written chasing and threats to escalate the complaint.
Avoid like the plague! Very poor competence and communication.
Hidden info
A HousingUK user said they feel ‘trapped in a leasehold flat’ where service charges shot up while owners of neighbouring luxury units pay far less per square foot.
Which? even lodged a ‘super-complaint’, saying some insurance customers found dealing with insurers more stressful than the incidents that caused the claims in the first place.
If we tried to sell a place with issues like this, buyers would run a mile. But as tenants we just live with it because enforcement is so weak.
Financial loss
Fall-through risk
The buyer says the down-valuations and collapsed sales have left them feeling totally broken by the current market.
We started to wonder if we needed to change agents because nothing was happening and feedback was minimal.
Financial loss
They talked about feeling trapped – unable to sell, yet watching costs rise each year with no realistic exit route.
Fall-through risk
One poster said their sale fell through twice due to coronavirus disruption before they finally managed to move; it took a huge toll on them.
We’d checked comparison sites ourselves but didn’t realise underwriters might still refuse or load the premium based on their own flood maps.
Delay
my solicitors have said that they WILL NOT under any circumstances, issue draft contracts until the registration has been made
Delay
Seller says their solicitor didn’t chase the buyer’s solicitor for weeks despite repeated promises to do so.
They now feel completely misled, stuck living next to someone the previous owner apparently ‘absolutely hated’ but never mentioned during viewings.
Financial loss
Fall-through risk
I’m going to incur significant costs if the sale falls through
Delay
Our entire chain depends on a PM Law group firm that has suddenly closed. Estate agents and other solicitors can’t get any answers, and everyone is scared the chain will collapse.
Hidden info
Failure to disclose key details can be an unfair trading practice under consumer law, with serious penalties for agents.
Delay
Solicitor misread the lender’s mortgage conditions, resulting in extra documentation and delays close to completion.
Hidden info
We moved into a house in April 2024 and have now discovered there is foam in the cavity walls so the government scheme installers could not proceed. Their supervisor advised me to contact the conveyancing solicitor because the foam may cause damage and was never mentioned when we bought.
Financial loss
It’s soul-destroying to keep paying mortgage, bills and legal fees while chains keep collapsing around you.
The buyers kept changing and we had repeated collapses before a competent conveyancer and better communication finally got us across the line.
Non-stop calling even after blocking numbers and explicitly telling them to stop contacting me.
Financial loss
A buyer describes nearly losing a six-figure deposit right before completion after an email containing solicitor bank details was allegedly intercepted and swapped for scam details.
Delay
Very, very pushy - and a liar. … supposed to meet me… I waited for 20 minutes…
New build incentive
Completion deadline
Deposit risk
Buyer fears exchanging on a new build where incentives depend on completion by a fixed date, because if completion slips they could lose a 13500 pound contribution and face a higher mortgage cost.
Financial loss
They stress that buyers can even refuse to complete if they discover major omissions about a property’s history or disputes before the money changes hands.
Fall-through risk
the chaos they caused was the reason our property sale fell through in the end.
Survey described as substandard and missed obvious issues. The customer said the complaints route was stressful and overwhelming.
We believe our details were shared without consent during the process, which then harmed the application. Felt unsafe and unprofessional.
Delay
Financial loss
Poor communication
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Hidden info
On Reddit, a leaseholder described their annual service charge making the flat ‘impossible to sell’ – buyers are put off before they even step through the door.
Delay
Poor communication
Another r/HousingUK post asks why conveyancing solicitors are so uncommunicative, complaining of unanswered emails, calls going nowhere and weeks passing with no sense of progress.
Delay
They describe being stuck because the lender may also refuse to proceed without the information, so the sale can’t move forward either way.
Delay
Buyer is under time pressure because outstanding enquiries may stop funds being released in time for exchange.
One couple interviewed described moving out of their home, sending completion funds and then discovering their law firm had closed, leaving them effectively homeless for the time being.
We walked away when the gas engineer condemned the boiler; the sellers wouldn’t budge on price and we didn’t want to move children into a risky home.
Hidden info
Commenters reply that buyers are understandably wary of taking on a flat where service charges can jump by thousands in a single year.
Fall-through risk
One seller says their first house sale fell through, so they switched to a different branch who actually chased the chain and gave proper advice about the offers.
Delay
Our conveyancer took ten days to answer simple enquiries; the chain above us grew impatient and found a different buyer who could move faster.
Delay
Hidden info
A further complaint summary notes Buyer says the property transaction became stuck because leasehold information and parking arrangements needed extra clarification before the solicitor could proceed. after the PM Law group closure.
A landlord alleges a lack of transparency by their letting agent after discovering the tenant was paying a higher amount via a third party, while the agent only disclosed the lower figure used for their commission calculation.
Collapsed drain
Missed defect
Survey failure
Buyer says a house survey failed to spot cracks and movement later linked to a collapsed drain, leaving them asking where they stand after completion.
Delay
Hidden info
A buyer alleges an estate agent didn’t disclose a severe flood risk (level 3) before they offered — and they only found out weeks before completion via solicitors, after spending thousands.
Delay
Our mortgage application stalled because the surveyor deemed the property ‘unsellable’ based on its status, leaving us stuck and uncertain.
Delay
Butterworths were acting for my buyer and every question took a week to relay. In a fragile chain where quick answers were crucial, they caused needless delay and stress.
Delay
Financial loss
Paid premium package (£1,499); later told it only covered six months and had expired after buyer issues.
Our broker keeps asking why we haven’t completed, but the answer is simple: our conveyancer at a PM Law brand doesn’t exist any more and we’re at the back of the queue to be reallocated.
Several of my clients have seen deals collapse because surveyors knocked tens of thousands off agreed prices and sellers refused to negotiate.
The condition rating didn’t match reality after major refurbishment, and it undermined confidence in the mortgage process.
A William H Brown reviewer says when they rang about viewing a bungalow, staff were more interested in booking a valuation on their own house and pushing an in-house mortgage broker than arranging the viewing.
Poor communication
Promised regular updates but didn’t receive them; says buyers went cold and seller pulled out.
Hidden info
Our buyer backed out after their solicitor highlighted historic neighbour complaints about noise and parking that the agent had never mentioned.
Poor communication
They even say their estate agent was lied to about having spoken to them, and a formal email complaint initially got no response.
Delay
“Buying and selling should take 3–4 months. 12 months for ours.”
Financial loss
They explained that if you can’t get an extension, you may be left reapplying at worse rates, which can make the numbers no longer stack up for the house you wanted.
The worst estate agent ever: they placed tenants who used my property for illegal activities and destroyed it.
We had buyers drop out because they couldn’t secure finance, then more issues in the chain during Covid; our Yopa agent kept replacing them until it finally completed.
Delay
Poor communication
Weeks passed with no updates, leaving the buyer worried the deal would collapse; they felt ignored unless they escalated aggressively.
Delay
Solicitor forgot to send the mortgage deed to the lender until the buyer chased, delaying mortgage funds.
Delay
My leasehold property is sold subject to contract and the buyers have completed searches and valuation but are still waiting for mortgage approval. I want to understand how far along the selling and buying process we actually are.
Financial loss
They doubt they’ll ever sell for a fair price because any buyer will see they’re subsidising the entire development’s running costs.
Financial loss
They call it ‘a huge con’, saying the money has been ‘spaffed up the wall’ and that late fees and debt collectors loom if they challenge the bill.
Delay
I keep refreshing my email waiting for the solicitor to confirm exchange before the offer runs out – it feels like the entire move hangs on a single date.
Delay
The solicitor did not review the management pack for almost three weeks. Once they finally did, they found issues requiring further enquiries, delaying exchange significantly.
Marketing listing quality issues (poor photos, no video as promised) risking damage to letting/sale prospects.
Financial loss
They were first-time buyers and we think they just got carried away and offered more than they were comfortable with, then panicked and walked away.
Fall-through risk
I thought helpful until our buyer pulled out due to his survey.
Mortgage issue
Delay
Financial loss
Buyer says their mortgage adviser problems meant their offer was expiring before completion on a delayed new build and the replacement extension would be at a higher rate.
A purchase in Scotland was derailed by a ‘nil value’ decision that felt discriminatory versus other valuations we’d seen.
Delay
Financial loss
They say too many firms still fail to explain costs clearly or manage expectations, especially when third-party delays threaten a purchase deadline.
We were supposed to complete on Friday. Instead, we’re in a short-term let with our furniture in storage because our conveyancing firm shut overnight and nobody can tell us when we can actually move in.
Financial loss
Poor communication
Landlord says Bryants Estate Agents failed to pay rental income on time and gave no explanation despite repeated calls and emails.
Delay
Poor communication
A move was held up while waiting for the managing agent to provide a sales pack; the silence dragged on for weeks despite chasing.
Poor communication
We picked this company on price alone and soon found we'd made a terrible mistake! …We never heard from them.
Delay
Fall-through risk
Poor communication
Seller says they were repeatedly assured the buyer was serious, only for the transaction to collapse shortly before exchange after around four months of delays.
Hidden info
The neighbour stormed over during a viewing to shout about the shared drive; the buyers left halfway through and never came back.
A Sheffield Forum thread on gazumping notes that the only real ‘protection’ is to keep bidding or move on – until exchange, both sides are exposed to last-minute changes.
Delay
Poor communication
My solicitor changed handlers three times and each time I got the same story: ‘we’ll update you soon’. Weeks passed.
Hidden info
The Guardian reported shared-ownership residents whose ‘affordable’ homes now have service charges up to £8,000 a year, making them nearly impossible to sell.
Financial loss
Hidden info
The seller has painted over damp and mould after my survey, clearly trying to mislead the surveyor and hide issues. I know I can try to renegotiate but I want to know how much pressure I can put on them and whether there is any realistic claim for time wasting and survey costs.
Fall-through risk
Hidden info
Deal collapsed because key information wasn’t disclosed upfront.
Delay
Our buyers are using this shambolic firm... now in month 6 of a simple conveyancing empty house no chain.
Delay
Fall-through risk
We were four weeks from completion on a house when the seller’s sale fell through further down the chain, so everything collapsed for us on the final day.
Delay
Buyer says a no-chain purchase is still three months in with no exchange date, leaving them questioning why the process is so slow.
Financial loss
A poster calls a ‘reservation agreement’ product a “complete scam and unfit for purpose”, saying it was sold as protection against buyers pulling out, but left them feeling mocked by the outcome.
Delay
Buyer describes in-house broker delays after paying upfront, claiming months passed with little progress.
Hidden info
Ground rent rules are unfair — lenders got nervous when they saw doubling clauses that weren’t clear in the purchase packs.
Delay
Buyer accepted a short chain with no mortgages but says delays before exchange are now raising concerns about accountability.
reservation deposit
non-refundable fee
appointed solicitor
buyer pressure
Buyer says an estate agent asked for a £7,000 deposit plus a non-refundable reservation fee and appointed solicitor arrangement, asking whether the practice is standard.
Delay
Offer accepted months ago and we’re still nowhere near exchange. Every time I ask, it’s ‘we’re waiting on the other side’.
Delay
Hidden info
Buyer says the property transaction became stuck because leasehold information and parking arrangements needed extra clarification before the solicitor could proceed.
Poor communication
Reviewer says Leaders provided inefficient and unprofessional service with basic communication failures.
The HomeOwners Alliance notes that the biggest share of complaints to the Ombudsman now come from residential conveyancing – buying and selling homes.
After getting the keys, we discovered the seller had replaced all the downstairs switches and sockets with cheap white ones despite signing to say all fixtures and fittings would stay. They also left two light fittings incomplete. We want the original fittings back but do not know how enforceable this is.
Delay
Our solicitor waited until the day before exchange to tell us they had not yet received replies to enquiries they had never actually sent. We lost our removal booking and had to rearrange everything.
Financial loss
I paid nearly £6,000 in auction fees only for the sale to collapse. None of it was refundable.
Poor communication
AVOID, AVOID AVOID!!!! No communication with myself or vendor's Solicitors at all. No work done on the file.
Eight month delay
Mortgage offer risk
Poor service
First time buyer says the transaction took almost eight months and only exchanged the day before the mortgage offer expired after sustained chasing of solicitors.
Our whole move depends on the bank extending an offer – one hiccup from a third-party management company and the chain could collapse completely.
Financial loss
The same FT piece notes that failed purchases cost movers an estimated £560m a year in wasted surveys, valuations, legal fees and other costs.
Delay
Fall-through risk
We were FTBs and thought we’d done everything right, but our seller’s onward purchase collapsed and after months of waiting we simply gave up and stayed renting.
Delay
Our chain is hanging by a thread – we sold in September, but third parties keep dragging their feet and it feels like any tiny wobble could bring the whole thing down.
Delay
Fall-through risk
Our house sale fell through the day before we were supposed to complete – one phone call and months of planning, surveys and legal work just vanished.
Financial loss
Fall-through risk
We were using PM Property Lawyers to buy our first home. I’ve already paid thousands in fees and extra for a fire risk assessment. Now the firm has collapsed mid-transaction and I’m stuck in limbo, anxious that all that money and the purchase itself could be lost.
Hidden info
BLB Solicitors emphasise that the TA6 requires sellers to disclose complaints or anything that might lead to a future neighbour dispute, not just full-blown court cases.
Fall-through risk
Our chain broke after nearly a year of stress; the buyers at the bottom walked away over a roof issue and our dream house went back on the market on Christmas Eve.
Hidden info
Service charges rose 11% — we hadn’t budgeted for that level because nothing in the listing mentioned the historic increases.
Gazumping risk
Marketed after offer
Uncertainty
Buyer worries the estate agent or vendor is keeping options open after acceptance because the property has not been withdrawn from the market.
Fall-through risk
One Trustpilot review for DSB Estate Agents said their sale fell through three times before it finally completed on the fourth attempt because buyers kept changing their minds.
Delay
Waiting months for a certificate needed to complete a sale.
Fall-through risk
Poor communication
Vendor became worried they might lose the buyer and completed privately after losing confidence in Purplebricks.
Financial loss
We were charged for search fees twice because the solicitor misplaced the initial results. The firm refused a refund, claiming it was an 'administrative mishap'.
Poor communication
It showed us how much difference proper case tracking and communication makes when you’re trying to keep a chain from collapsing again.
Hidden info
We only found out about historic boundary disputes with the neighbour after our buyer’s solicitor raised it; they walked away immediately.
Financial loss
In a warning about property-transaction scams, police say Action Fraud recorded 143 conveyancing-fraud cases (Apr 2024–Mar 2025) with £11.7m total losses, mostly in residential deals.
Delay
They feel like the file is just sitting on a desk somewhere while the chain slowly loses confidence around them.
Analysts say these rising charges are slowing down flat sales because buyers factor the annual bill into affordability and often walk away.
Delay
The buyers’ solicitor is being painfully slow. We’re in a three-property chain and starting to wonder if we should just relist.
Poor communication
you have to chase them by phone because they do not answer emails.
Seriously harmful estate management: my complaints were met with contempt and I was blamed for their failures.
Financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
They see more and more cases where buyers only discover noise or harassment problems after moving in, then regret not asking harder questions.
Financial loss
I transferred my whole deposit to a PM Law firm a week before completion. Since the shutdown nobody can tell me where that money actually is or when it will be released.
Delay
“This company should be shut down… nearly 8 months… simple house purchase.”
Financial loss
Hidden info
Guidance for home sellers highlights that hiding or glossing over major costs can amount to mis-selling under consumer law.
Fall-through risk
Poor communication
The initial deal collapsed because the previous solicitor had let deadlines drift and never properly explained issues to either side.
Financial loss
After the buyer backed out just before exchange we were left with thousands spent on solicitors and searches and no compensation at all.
Fall-through risk
They say this cautious approach fuels fall-throughs when sellers refuse to drop to the survey figure and buyers can’t stretch further.
Fall-through risk
We went with British Homebuyers after a previous sale using a local agent fell through, and just wanted a route that would actually complete.
Hidden info
Conveyancers say they’re still in the dark about how material information rules will work in practice, leaving sellers confused too.
Financial loss
Fall-through risk
My previous purchase collapsed after searches and the solicitor charged me the full amount again for the new one.
I purchased a flat in London in 2013 with 103 years left on the lease and proper title deeds. It has now been announced that I only have 71 years left instead of 92. I feel completely shocked and do not know what to do or how this can be right, and I am starting to feel that even Land Registry is biased.
Hidden info
Fall-through risk
One affected mover says Seller says late discovery of a leasehold issue risked losing the buyer because the information had not been clarified upfront. because the transaction could not simply continue as normal.
Delay
Financial loss
Another adviser says that if your mortgage offer expires because conveyancing drags on, you’re usually forced through a fresh application – more paperwork, more fees, more stress.
Conveyancer unavailable
Delay
Uncertainty
Buyer says their purchase stagnated because the lead conveyancer became unavailable and the file had to be moved to a new team, reducing confidence in a pre-Christmas completion.
They clearly don't care whether you sell or not as the get paid either way.
Delay
Our solicitor failed to chase the freeholder for basic leasehold information, even though we had paid for the management pack. Weeks passed while they blamed 'third parties' instead of acting.
LandlordZONE reports landlords struggling to sell leasehold flats because charges have climbed above £2,000 a year, making the numbers unworkable for many buyers.
My conveyancer advised me the property was not registered in my name, rather the owner before.
Financial loss
Hidden info
LandlordZONE reports landlords stuck with ‘unsaleable’ leasehold flats as service charges climb above £2,000 a year and buyers balk at the costs.
Fire safety
Unexpected bill
Leasehold cost
Buyer says a flat purchase revealed a 4,500 pound fire safety charge due shortly after completion, with unclear works and an already neglected property needing repairs.
Hidden info
Laceys Solicitors warn that poor flat management and escalating service charges don’t just make life miserable for residents – they also make flats much harder to sell because buyers don’t want the hassle.
Fall-through risk
We turned to a ‘we buy any home’ style company after a traditional sale fell through and we were simply too worn down to risk it happening again.
Hidden info
Our buyer walked away when they discovered informal parking arrangements; there was no legal right over the driveway we’d used for years.
User recounts their estate agent letting a sale get close to completion twice before collapsing, leaving them furious and exhausted.
It’s brutal that you can get that close to exchanging and still have everything fall apart with a single phone call.
Delay
Poor communication
For that client, having a proactive solicitor was the difference between yet another collapse and finally getting over the line after months of setbacks.
Our buyers became increasingly aggressive over minor defects, sending long, hostile emails via their solicitor until our own lawyer advised us to walk away.
Delay
HS Conveyancing reviewer says they are still having issues nearly 12 months after completion.
Hidden info
The buyer says flood risk wiped tens of thousands off the value of a home they loved once they discovered recent serious flooding in the street via a local Facebook group.
My solicitor says the buyer’s solicitor hasn’t even contacted Barclays yet
Financial loss
Seller alleges repeated disputes over unexpected charges attached to selling a leasehold property.
Delay
Financial loss
We’ve lived in limbo for months, paying for a house we no longer want to be in while the chain repeatedly falls apart around us.
Delay
Financial loss
Leasehold clauses and rising charges have made it so hard to sell that we feel in financial limbo, waiting on reforms that keep getting delayed.
Delay
Poor communication
Buyer says conveyancers effectively ground to a halt for two months, with enquiries delayed after the file fell through the cracks when a case handler was off sick.
conditional selling
affordability appointment
viewing restriction
buyer pressure
Buyer reports an estate agent would not show properties unless they booked an affordability appointment, raising conditional-selling concerns.
Financial loss
Hidden info
The Times reported families losing tens of thousands trying to sell retirement flats – high service charges and exit fees mean years of council tax and charges on empty properties.
Houses usually sell quickly in our village but our agent could not generate interest or keep us informed.
Financial loss
Action Fraud Alert says payment diversion fraud is rising and often involves criminals impersonating solicitors or estate agents to intercept deposits and completion funds at the most time-pressured stage.
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Financial loss
Hidden info
Campaigners accuse some housing associations of mis-selling by downplaying future costs, leaving owners stuck in homes that are hard to sell on.
Another commenter replied that they’d personally avoid buying in that block because high charges and future increases would make it very hard to sell on.
The agent pushed us toward a house-buying company that offered far below market value after our open-market sale fell apart.
Delay
Financial loss
Poor communication
One affected mover says Buyer affected by a law-firm closure says their conveyancing file and completion timetable were thrown into uncertainty while they waited to learn who held their papers and funds. The complaint theme was slow replies and lack of urgency.
Financial loss
It highlighted how unfair charges and opaque insurance kickbacks can push annual costs so high that flats become unattractive to buyers and lenders.
Hidden info
The brochure missed key leasehold info. We discovered late the term was under 80 years and had to renegotiate everything.
Delay
My conveyancer says everything on my sale is complete and they have what they need for my purchase except one query about building regulations for a garage infill. They asked me to come into the office to get signed up. Does this mean contracts are being prepared for exchange and how long might it take from here?
Delay
We sold last September and put an offer in straight away on our next place; months later the chain is still crawling along and now our buyer’s mortgage offer is about to expire.
When a buyer’s mortgage problems surfaced, the agent appeared unwilling to keep marketing properly, increasing the risk of the sale collapsing.
Hidden info
The valuer noted knotweed within three metres of the boundary and our lender wouldn’t lend until it was fully treated; the seller refused, so we bailed.
Financial loss
Fall-through risk
They say if they’d known the reason the last sale collapsed, they would have walked away before spending money and getting emotionally committed.
Leasehold harassment
Garage dispute
Solicitor letter
Leaseholder says a garage freeholder repeatedly entered the garage, challenged permitted use and sent a solicitor letter for rent and insurance after 14 years, which felt like ongoing harassment.
Financial loss
Action Fraud warns criminals hack or spoof email chains between buyers, solicitors, and agents, then apply urgency and last-minute ‘bank detail changes’ to steal large transfers.
Delay
The article warns that overpricing leads to properties sitting on the market for months, with sellers eventually needing steep price cuts to get any interest.
Financial loss
They feel totally in limbo – trapped paying for a home neither they nor anyone else really wants at that level of ongoing cost.
Delay
Client says the solicitor made errors in the TR1 form and needed it signed again, delaying exchange.
Sole selling rights
Agent contract
Tie-in
Seller says their agent's sole selling rights contract created concern about being tied in for a long period, making it difficult to switch strategy when unhappy with progress.
Hidden info
The HomeOwners Alliance notes that average service charges for flats hit around £2,300 in 2024, up 11% in a year – and that this is now putting buyers off.
Fall-through risk
Our buyer pulled out of our flat sale right before exchange and we have had to put it back on the market.
Fall-through risk
A Trustpilot reviewer says their buyer pulled out because progress was too slow and communication was so poor that even the buyer’s solicitors struggled to get anything back.
Delay
Poor communication
The HomeOwners Alliance points out that the largest number of Legal Ombudsman complaints relate to residential conveyancing – especially poor communication and delay.
Hidden info
SharedOwnershipResources warns that estate service charges can make a supposedly affordable home hard to sell later, especially when the lease flags future charge risk.
Fall-through risk
They list classic causes – buyer cold feet, slow solicitors, mortgage refusals and survey problems – the usual chain of events that leave sellers back at square one.
Financial loss
Fall-through risk
On another forum, a seller describes feeling ‘so stressed’ after their sale collapsed, wondering whether to relist, rent or abandon the move entirely.
Fall-through risk
A Simply Adverse client says their house sale fell through three times while trying to port their mortgage, leaving them with mounting debts and a damaged credit file.
Delay
Fall-through risk
They described it as a nightmare maze of complaints and delays just to get the bank to offer a workable alternative after the collapsed sale.
Poor communication
Vendor says poor communication and terrible service after signing the initial agreement left them no choice but to complain.
Agents quoted in the article say high charges are reducing buyer demand and forcing sellers to drop prices just to get interest.
Financial loss
Charged me for sales packs… they never even requested.
Poor communication
I’d paid upfront for a full building survey and then spent a month chasing the surveyor for a firm date, worrying the seller or lender would lose patience again.
Poor communication
On another thread, a seller said their buyers pulled out just after survey with no explanation and stopped answering calls, leaving the house back on the market with zero warning.
Hidden info
Our managing agent suddenly slapped an extra charge on the account while we were in the middle of selling; that was enough to scare off our buyer.
Leasehold campaigners in a Facebook group describe having a sale collapse days before exchange when the managing agent invalidated all the EWS1 cladding certificates for the block.
Slow, understaffed and liars. Estate agents and other law firms actually hate working with this company.
Fall-through risk
They openly say the sale can fall through purely because an offer clock runs out – nothing to do with the buyers’ intentions, just the time it takes the system to grind along.
Conveyancer forgot to request a management pack on a leasehold property until the buyer chased repeatedly.
Unexpected invoice
No itemised bill
Poor communication
Buyer says their purchase fell through and the solicitor sent a higher-than-expected invoice without providing an itemised bill despite repeated chasers.
Felt pressured into using the in-house mortgage adviser rather than it being a genuine option.
Delay
“It took them 5 months… to send initial enquiries.”
They note that buyers may just withdraw if they think they’re walking into a war zone, which is why many sales with neighbour issues crumble late on.
Delay
I only spoke to receptionists and secretaries for months; I didn’t actually speak to the solicitor dealing with my sale until after it had fallen through.
Hidden info
Fall-through risk
Seller says late discovery of a leasehold issue risked losing the buyer because the information had not been clarified upfront. after the PM Law group closure.
Hidden info
Nobody had explained that the historic claim would keep causing problems every time someone tried to get a mortgage on the house.
Financial loss
They described spending on surveys and legals again and again, only to be flung back to scrolling listings, too drained to get excited about anything new.
Delay
Fall-through risk
Hidden info
Our house sale fell through at short notice after six months because the buyers suddenly decided the separate garage on the title was an issue, even though it had been there from day one.
Financial loss
The buyer calculates that if they miss the deadline, the higher-rate replacement mortgage will cost them around £5,400 more over the fixed term.
Hidden info
We only learned the lease was under 80 years after our offer was accepted – that should have been made clear from the start.
Buyer claims their conveyancer refuses to explain the local search results and simply says ‘it’s fine’ without clarification.
The poster describes the emotional toll of thinking a dream move was happening, losing it, then going through the stress all over again with a second buyer.
Poor communication
Chasing for updates felt like a full-time job – emails ignored, calls not returned, and then a casual ‘oh, yes, I’ll order that today’.
Delay
Poor communication
Fall-through risk
Seller says the buyer's buyer solicitor had all documents needed to give final advice, but there was still no progress, leaving the chain stuck and the seller losing patience.
Delay
Financial loss
Poor communication
Paid money upfront to a mortgage advisor and then waited months with no meaningful progress, forced to keep chasing for answers.
Fall-through risk
A chain-collapse article described a family who lost their buyer after a single missed deadline in a fragile chain, leaving them unsure whether to relist or give up moving entirely.
Hidden info
JBear Properties note that average service charges rose around 11% in a year, widening the gap between what flat and house owners can achieve when they sell.
Delay
Fall-through risk
Poor communication
Found out through someone else that the chain had collapsed; the lack of transparency meant weeks of wasted time and momentum.
Financial loss
Fall-through risk
I’m here to warn others who might be thinking about using this company who ultimately cost us the sale of our property.
Fall-through risk
The solicitor still wanted nearly the full fee after the sale fell through, even though the collapse was caused by their slow responses.
Hidden info
Every potential buyer baulks at the fact the service charge can be increased without any cap; they don’t want to sign a blank cheque for the freeholder.
Delay
I’ve got a mortgage offer that’s valid for six months on a house that’s now fallen through; I’m being told the lender may not honour it for the next place.
Hidden info
NetLawman explains neighbour disputes cover noise, boundary rows and anti-social behaviour – all of which must be declared when you sell.
Delay
Chain stalled: poor competence and communication; lender and other solicitor exasperated by delays.
Delay
Survey valuation came in significantly low versus expectations, causing stress, renegotiation pressure, and wasted weeks in limbo.
Hidden info
One buyer says they only realised how harsh their lease terms were after joining online forums and reading other leasehold horror stories.
Poor communication
Delay
A review-style complaint says Seller says they were told everything was progressing, but no one could provide a clear next step or credible timeline. while waiting for the intervention agent to locate the file.
Financial loss
Received an unexpected invoice just to ‘open a file’ after requesting quotes elsewhere; it felt like a surprise charge trap.
Fall-through risk
Another thread, ‘Sale fell through because of tenant next door’, describes party noise, rubbish and barking dogs that put buyers off completely.
Delay
Financial loss
Poor communication
Another account says Buyer affected by a law-firm closure says their conveyancing file and completion timetable were thrown into uncertainty while they waited to learn who held their papers and funds.
We’ve cut the asking price repeatedly but it still feels basically unsellable while the annual charges look like a second rent.
Fall-through risk
Seller says their sale fell through because the estate agent was ‘useless’ and is asking about the ombudsman.
Low deposit
Broker limitation
Mortgage access
Buyer says a broker could not find a lender that would accept a 10 percent deposit for a 150,000 pound property despite the applicant having no debts and saved fees.
Poor communication
Seller says Purplebricks’ complaints process was poor and the service collapsed after the upfront fee was paid.
One older forum thread describes a home where the mortgage valuation came back £50,000 lower than the agreed price, leaving the buyers scrambling to plug the gap.
Delay
Poor communication
They highlighted that poor communication and delay are still the most common issues in property work, years after reforms were promised.
reservation agreement
buyer fee
agent pressure
sale failure risk
Buyer says an estate agent pushed them into a Gazeal reservation agreement with special conditions that nearly trapped them into paying the agent if the sale failed.
Delay
We were repeatedly told our solicitor was ‘waiting on searches’, but when we checked with the local authority, no search request had ever been submitted.
Financial loss
We paid for two valuations and the reports felt copy-pasted and poor quality, leaving us out of pocket and no clearer.
“We feel there’s no point re-listing until this is rectified.”
A long list of survey issues, from damp to missing structural support, led the buyer to demand a huge discount and effectively killed the deal.
Payment dispute
Seller solicitor
Managing agent
Buyer says they paid their share of estate maintenance fees through solicitors before completion, but months later the managing agent still chased them for payment because the seller solicitor did not respond.
A seller says their buyer’s mortgage was withdrawn due to lease ground rent terms, and they’re scrambling to fix it with a deed of variation to save the sale.
Financial loss
Delay
Buyer says they paid for insurance because completion was said to be imminent, only to be left hundreds of pounds out of pocket.
Financial loss
Shocked to be basically 'scammed' by this firm.
Financial loss
Hidden info
Our housing association flat has become a financial trap; rising service charges and lease clauses mean every sale attempt either collapses or never gets off the ground.
Financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We’re in a leasehold block with endless management issues – missed maintenance, unanswered emails, random extra charges. Our solicitor warned it could put buyers off completely when we come to sell.
Delay
Fall-through risk
They’d spent half a year progressing the sale and suddenly had two weeks to find a new buyer or lose the house they were supposed to be buying.
Fall-through risk
Our sale fell through once already, and now the vendor is asking us to lower our offer just to get everything through quickly before the chain wobbles again.
Poor communication
A review-style complaint says Client says basic updates were missing and they had to chase repeatedly just to find out what stage their purchase had reached. The complaint was about poor handling rather than a general advice question.
Delay
A conveyancing complaints guide lists big red flags: slow responses, difficulty getting hold of anyone and reviews mentioning constant delays and errors.
They regularly hear from people who only found out about noise and harassment problems once they’d already moved in.
Hidden info
Dawn Solicitors say failing to reveal neighbour disputes or serious defects can be property misrepresentation, especially if buyers relied on the false reassurance when deciding to proceed.
Fall-through risk
Our mortgage offer was already in place when the original purchase fell through; the lender would only consider porting it if we jumped through more hoops and the new place met all their criteria again.
Fall-through risk
Hidden info
In Scotland our sale fell through after the buyers lied about their position, and we later discovered they’d misled us about what they were actually doing with the property.
Fall-through risk
Our buyer’s buyer has pulled out and we are desperate not to lose the house we are buying. We absolutely love it and are even considering putting a stakeholder deposit with our solicitor as reassurance to the seller that we will not pull out. Our solicitor says she has never done this before and does not have a suitable contract, so we feel very exposed and unsure how to keep our purchase together.
Fall-through risk
We’re the second buyers on a house; the first sale fell through over the summer and now our survey has found more issues that weren’t mentioned before.
The seller says they can’t even discuss completion dates until the lender’s solicitor is satisfied, leaving the whole chain stuck in limbo.
Delay
Financial loss
Their report says delays, seller withdrawals and bad survey results routinely kill deals after buyers have already spent over a thousand pounds on costs.
Fall-through risk
After our buyer pulled out at the last minute, the agent pushed us toward a quick-sale company that wanted a huge discount on the property’s value.
Delay
Fall-through risk
Our buyers’ solicitor was so slow that my agent warned the sale might fall through – months passed before they sent even basic enquiries across.
Fall-through risk
A previous buyer pulled out after paying for searches, and now we’re trying to buy the same property. Our solicitor is talking about ‘buying’ their searches, which feels like a minefield.
Poor communication
Homebuilding & Renovating magazine notes that a third of Legal Ombudsman complaints relate to conveyancing, with poor communication and slow progress the main reasons.
Delay
It’s now been over a year since we engaged Let Property to purchase a property - only the seller to withdraw during completion.
Fall-through risk
Our chain collapsed because one solicitor refused to pick up the phone; everything had to be done by old-fashioned letters, which kept going missing.
Delay
We are currently a month delayed… every document takes a week to “process”.
Hidden info
We were told the house had ‘no issues’, then discovered in the searches that there were historic enforcement notices and a flood risk nobody had mentioned.
We were told… smooth process if using their mortgage advisor and solicitors.
Financial loss
On an auction-fees thread, posters say big reservation fees (e.g. £5k+) are split between the auctioneer and the estate agent, which is why the method is sometimes pushed hard.
Financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Poor communication
Our estate agent never called unprompted; every update came only after chasing.
Financial loss
City of London Police reported 143 conveyancing-fraud cases to Action Fraud (Apr 2024–Mar 2025) with £11.7m in losses, highlighting how big these scams can be during property transactions.
Poor communication
One comment there says it’s not just the time taken, but the sense of incompetence and clients being left to do all the chasing themselves.
Poor communication
I ended up calling the partner at the firm because my case‐handler wouldn’t answer email or phone. After that things moved a bit quicker.
“Forced into visiting their in-house mortgage advisor.”
Delay
A mortgage broker’s Trustpilot reviews mention chains taking over five months to complete, even when the mortgage side ran smoothly, because of slow legal work further along the chain.
Buyer says solicitor mixed up their file with someone else’s, sending incorrect documents and causing major confusion.
Delay
Conveyancing dragged on with weak competence and communication, frustrating both the lender and the other side’s solicitor.
Fall-through risk
Delay
Seller has doubts about whether the buyer is financially ready because the sale has not moved toward exchange as expected.
Financial loss
It’s gutting to realise that in England you can get right to the brink of exchange, have the other side change their mind and you simply eat the costs.
Delay
Buyer alleges weeks were lost because the firm delayed basic admin tasks like logging documents and updating the portal.
Complaint/redress
Poor service
Legal Ombudsman decision data for 2025/26 shows published final decisions continue to include legal service complaints, giving a formal route for dissatisfied conveyancing clients.
Firm collapse
Delay
SRA intervention update lists multiple 2026 solicitor firm closures, warning affected clients that files and client money may need recovery and live matters transferred.
Overstated value to win instruction, then kept pushing reductions with poor follow-through.
I’ve seen several deals die at the last hurdle because buyers can’t bridge the gap between down-valued mortgages and stubborn asking prices.
Poor communication
We had buyers and then lost them because communication between the two conveyancers was non-existent; each side thought the other was dealing with key issues.
Hidden info
The mortgage adviser never checked the lease length properly; their chosen lender refused it at the last minute and the whole deal died.
The conveyancer failed to identify that the property was in a flood-risk zone requiring specialist insurance. Our lender refused to proceed three days before exchange.
financial loss
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the . While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Hidden info
A first-time buyer group post says the service charge on their flat tripled from £60 to £180 a month – far more than they understood when they bought.
Fall-through risk
Financial loss
Seller discovered a month later that the buyer they had accepted had not even applied for a mortgage.
Delay
Getting mortgage documents was painful: no easy export, requests via a web form, and then waiting for documents by post. That added days of delay.
Fall-through risk
Our buyer pulled out after survey but refused to share the report. We know something spooked them, yet we’re going back to market blind about what future buyers might also pick up.
Poor communication
Buyer complains their solicitor ignored issues flagged in the survey, including damp and structural movement.
Delay
Our purchase was delayed repeatedly because the panel solicitor wouldn’t respond to the mortgage lender’s queries in a timely manner.
Financial loss
Fraudulent Business Practices & Scam Warning If you are considering doing business with Let Property, READ THIS FIRST before handing over your money
Fall-through risk
Our buyer pulled out in November and we got through a further 3 buyers
Poor communication
Customer says promises of better service after complaint made no difference to the handling of their conveyancing.
Hidden info
A PistonHeads user says their daughter is being chased for an old service charge overspend from before she owned the flat, with the managing agent ignoring her explanations.
Delay
Fall-through risk
Buyer says conveyancers are dragging their feet over an indemnity policy close to Christmas, leaving completion unlikely despite enquiries being finished.
Delay
Angela Viney accepted our purchase, delayed for weeks then finally admitted they weren’t taking on instructions. They’d wasted two months and left us scrambling to find another solicitor.
Financial loss
Fall-through risk
I was told it was a fixed-fee job with nothing to pay if the sale failed, then hit with a huge invoice when the buyer pulled out at the last minute.
Too many people are just told ‘it didn’t work out’, when they actually need detailed reasons to avoid repeating the same nightmare on the next attempt.
Financial loss
we are dealing with a similar situation and potentially loosing a lot of money to this scam company..
Fall-through risk
Our sale fell through after the buyer’s surveyor flagged ‘damp issues’ everywhere. It feels like surveyors go nuclear so buyers panic and walk rather than negotiate.
Delay
Financial loss
They felt their own conveyancer had been asleep at the wheel, failing to chase the other side and allowing months to drift by while costs mounted.
Delay
I am selling a flat and the managing agent is delaying answers to the buyer's solicitor. Four answers are still outstanding and it has been two months with no progress despite repeated chasers. My buyer says they will pull out if this continues.
Delay
Land Registry told us fixing the title problem could take up to a year because of a queue of older applications, so any hope of salvaging the original sale vanished instantly.
The seller contrasts this with previous experiences where agents did little more than stick the listing online and hope for the best.
We’d paid for searches and surveys before anyone mentioned that some lenders simply won’t touch that type of construction at all.
We have a mortgaged house with no insurance and untreated subsidence. Every insurer we approach refuses cover and I don’t see how we can ever sell in this state.
Hidden info
The same piece quotes Hamptons saying rising service charges are now a major factor slowing sales of leasehold flats.
Financial loss
Pressure tactics
Fall-through risk
Seller says an estate agent pressured them to accept a £10,000 reduction days before exchange and threatened not to remarket the property if they refused.
Hidden info
On Property118, a leaseholder fears their aggressive freeholder is deliberately hiking service charges to make flats unsellable except to them.
Hidden defects
Asbestos
Unexpected repairs
Buyer says after moving into a 1970s house they found asbestos, defective doors and windows, exposed wiring, a leak from botched work and wasp nests, despite believing the property needed little work.
Delay
Everything took so long that a chain-free buyer eventually pulled out; emails weren’t answered and updates were impossible to get.
Poor communication
“Calls, voicemails, emails… all ignored for days.”
Mortgage offer expired while they only managed to order searches and stayed unresponsive.
Delay
SearchFlow says property searches can take anywhere from a few days to six months depending on the council – long enough for a nervous buyer to walk away.
Poor communication
Ten days of trying to contact them: no phone answers, no email replies, no progress updates.
Delay
The conveyancer seemed overwhelmed and disorganised; by the time they got round to raising basic enquiries, the other side had lost patience and pulled out.
Hidden info
NetLawman explain that neighbour disputes cover everything from boundary rows and blocked driveways to noise and anti-social behaviour – all of which must be disclosed on the TA6 when you sell.
Hidden info
Cunningtons say if a seller misleads you about problem neighbours or disputes, you may have a claim for misrepresentation once the reality comes out.
Land Registry
Poor communication
Post-completion issue
Buyer says their solicitor failed to complete Land Registry registration after purchase and was evasive about which documents had not been submitted, forcing repeated chasing.
After we complained, our conveyancer admitted they’d mixed our file up with another client’s and had to redo several documents from scratch.
Fall-through risk
Our house sale fell through the day after the stamp duty holiday ended because our buyer’s buyer dropped out. Nobody would give us a proper reason, just a brief ‘sorry’ from their solicitor.
Delay
First-time buyers from Spain say they made an offer in March but still have no exchange date despite signing mortgage paperwork weeks earlier.
Some say their flats are basically unsellable because buyers and mortgage lenders walk away as soon as they see the service-charge schedule.
We’d already agreed a long completion because we were relocating to Scotland, and suddenly our whole move was on ice with no clear plan B.
Delay
In ‘Why is my buyer’s mortgage offer taking so long?’, an MSE seller says they’ve heard “it should be out tomorrow” repeated for weeks while the lender keeps asking for more documents.
Hidden info
Even if they price the flat aggressively, they worry buyers will run a mile once their solicitor points out the service charge history.
Fixed-rate mortgage was set up without the customer signing the paperwork. A serious issue that had to be raised as a formal complaint.
Poor communication
A further complaint summary notes Client says basic updates were missing and they had to chase repeatedly just to find out what stage their purchase had reached. following the February 2026 intervention.
Poor communication
An article on inefficient conveyancers lists tell-tale signs: slow responses, poor communication and little use of technology – all of which can stall a transaction.
Delay
Financial loss
Fall-through risk
Seller describes repeated fall-throughs: each restart means more delay, more cost, and more stress.
Delay
We offered in early summer and were told conveyancing would take 12 weeks. We’re double that and still no exchange in sight.
Delay
Our buyers’ solicitor has been ‘reviewing paperwork’ for over eight weeks. We’re scared they’ll just walk away from the sale.
On another MSE thread ‘Pulling out of a house sale’, a first-time buyer wants to end their relationship and asks how late they can cancel the purchase.
Hidden info
Delay
Buyer says important information feels withheld and delays have made a supposedly straightforward short chain increasingly frustrating.
Delay
Financial loss
Poor communication
On MoneySavingExpert, one poster says their conveyancer turned the transaction into a ‘black hole’ – weeks of silence where they had no idea what was going on.
Financial loss
Now those same charges are scaring off every buyer and slicing thousands off what we might get back.
Delay
Financial loss
Totally incompetent - they should pay me. Expensive and happily miss deadlines.
Another Ombudsman case about subsidence shows an insurer refusing to fund preventative stabilisation work until the service intervened and ruled the policy should cover it.
Delay
Financial loss
They describe being devastated after paying for searches, legal work and removals planning, only to see months of preparation vanish overnight.
conditional selling
in-house services
buyer pressure
estate agent incentives
Commentary on the Panorama investigation says buyers were allegedly penalised if they refused agency in-house services such as mortgages or conveyancing.
They warn that failing to mention a serious dispute can be treated as misrepresentation, giving the buyer grounds to claim compensation later.
They now specifically target these problem blocks as cash buyers, because so many leaseholders are stuck with homes they can’t shift through a normal estate agent.
Delay
Reviewer says after the property was finally bought there were still unresolved problems and slow responses.
Financial loss
Hidden info
My solicitor told me the apartment I am buying is subject to a Section 106 and that it could cause significant future financial implications. I am now extremely worried and trying to understand the risks.
Poor communication
Terrible communication from the solicitor meant nobody realised the mortgage offer was about to expire until it was too late.
Delay
We had a viewing last week from a cash buyer and have heard nothing back. The agency keeps saying they will chase but I feel they are not really trying because we are changing estate agents when the contract expires. This was our first viewing in 13 weeks and apparently the viewer loved the house.
Delay
The estate agent repeatedly reassured us the chain was solid when in reality they hadn’t spoken to anyone above our buyers for weeks.
Financial loss
On Mumsnet people describe sales falling through at every stage – after offer, after survey, even on the day of exchange – you’re never safe until the money moves.
Fall-through risk
Seller says they lost a buyer because the firm took too long to respond to routine queries.
Financial loss
Fall-through risk
The estate agent kept the auction deposit when the sale fell through. We still lost money overall.
Poor communication
My purchaser used these guys. Slow and misinformation to say the least.
We agreed a sale and the buyer’s surveyor claimed there was dry rot in the loft; a second survey found nothing, but the buyer had already walked away and the chain was dead.
Delay
Poor communication
Seller dealing with probate says they’d already paid for searches, struggled to get written updates, and felt left in the dark for weeks.
Delay
Poor communication
Chasing my conveyancer daily; still waiting for basic paperwork to begin. 12-week target shot.
Fall-through risk
A poster described their chain falling apart on the day of exchange; they had completion dates booked, boxes packed, and then everything stopped in one email.
Delay
What was sold to us as a quick, clean purchase turned into a long chain with constant changes and delays.
In ‘Selling has pulled out of house sale not once but twice’, a buyer describes a nightmare vendor who keeps changing their mind and wasting everyone’s time.
Financial loss
The conveyancer failed to order searches for more than a month after receiving funds. This pushed us past the mortgage offer expiry date, costing us a re-application fee.
They say moving house is one of the most stressful life events and I agree. Trying to get solicitors to actually do what they are paid for is horrendous; if I behaved like them I would be sacked.
Poor communication
terrible comms from day 1; no replies to requests to amend my ad.
The hardest part isn’t just losing the sale, it’s mentally gearing up to relist and go through the whole rollercoaster again.
Delay
We’re now into month six. Our solicitor keeps saying they’re ‘waiting on the other side’ but can’t give any sort of timeline.
Delay
Buyers on Reddit have posted about mortgage offers expiring while they wait for searches and chains, saying they feel sick at the thought of their purchase collapsing after months of paperwork.
Delay
Poor communication
Searches came back early August, enquiries sent late August — no response until early September, and still no update.
Delay
The solicitor simply stopped responding to emails from both us and the estate agent for days at a time. When pressed, the firm admitted they were 'understaffed' and several residential files were waiting in a backlog.
Hidden info
Residents in ‘affordable’ shared-ownership homes say service charges shot up by hundreds of percent compared with what they were led to expect.
They suggest checking exactly what was ticked on the TA6 and then getting specialist legal advice if you’ve effectively been sold a house with a built-in neighbour dispute.
Poor communication
A conveyancing blog summarises multiple surveys showing nearly half of home movers felt poor solicitor communication prolonged their move.
Poor communication
Our sale became a nightmare because the agent was slow, ignored emails, and didn’t chase the buyer for updates.
Buyer says the agent heavily pressured them to use an in-house mortgage adviser, making the buying process feel coercive.
Delay
The Law Society’s guidance on complaining about a solicitor says the Legal Ombudsman mainly deals with poor service such as delayed or unclear communication, lost documents and billing issues.
A Screwfix community thread has a seller whose 150-year-old home was hit with a long list of issues and a down-valuation after the buyer’s homebuyer survey.
recommended solicitor
commission
referral fee
buyer choice
Buyer describes the estate agent having a solicitor contact them, then discovering a commission amount and deciding not to use the recommended firm.
Financial loss
We completed our sale through a PM Law firm just before the collapse, but the proceeds never reached us. That money was supposed to fund our next purchase and now both moves are on hold.
We feel like prisoners in our own home – constantly tidying for viewings and checking our emails, yet nothing ever seems to actually move forward.
Hidden info
Seller refused to fix a lease issue where ground rent over £250 could trigger extra risks – something we only discovered during conveyancing.
Delay
I’m buying a house and the seller’s solicitor is part of the PM Law group. Since the collapse nobody can give us any information. My own solicitors don’t know what’s happening with the other side and the whole transaction is frozen.
Poor communication
Property for sale: poor feedback and ‘always in a meeting’ — seller can’t get hold of the right person.
reservation agreement
Gazeal
buyer fee
sale failure risk
Buyer says an estate agent pushed them into a Gazeal reservation agreement with special conditions that nearly trapped them into paying the agent if the sale failed.
It confirms what many buyers and sellers feel – that the process is still too slow, opaque and stressful despite years of promised reform.
Financial loss
Our survey found an issue that will cost a significant amount to fix and I want to renegotiate the price, but the estate agent refuses to discuss it and is acting like it is wrong to even ask.
Financial loss
They’re stuck between selling at a painful loss or holding onto a property they no longer want and can barely afford.
Delay
Trying to settle a lifetime mortgage after bereavement felt like an endless loop of requests and delays, with no clear resolution.
Hidden info
A buyer says an estate agent handling a previously failed sale allegedly didn’t reveal that a 2023 extension has no building control sign-off — and they only found out deep into the process.
Financial loss
Fall-through risk
Fall-throughs in 2025 have cost UK movers an estimated £275 million so far.
Delay
“Only thing we are awaiting on is the management pack… everyone has chased.”
Financial loss
They’ve slashed the asking price by tens of thousands, but high charges and exit fees make buyers wary and the flat still hasn’t sold.
Fall-through risk
The top of our chain fell through, we found another buyer, then the next chain collapsed; eventually our mortgage offer expired and we had to walk away.
Delay
Never believe or trust… they took £700… after few weeks I didn’t have a mortgage.
Delay
Nightmare - Stay away. Made the sale so stressful and drawn out…
Poor communication
Leaseholder says they had to phone daily for a basic update about building works, with poor follow-up.
Poor communication
We discovered our solicitor wasn't cc’ing us into emails with the other side. We asked why. No answer.
Our buyer’s mortgage offer expired because they didn’t get it sorted until late in the process. Their lack of commitment took the whole chain down.
Fall-through risk
Poor communication
Our previous sale collapsed and I still blame the solicitor for never chasing anything; now I’m wondering whether to complain formally about them.
My experience with Conveyancing Direct has been dreadful, unhelpful, and depressing.
Delay
Financial loss
Off-plan delays left us paying for temporary accommodation far longer than budgeted.
Poor communication
We felt pushed to accept this surveyor via the lender, then got an experience of poor communication and avoidable hold-ups.
Financial loss
They are an organised group of scammers.
A mortgage valuation by Countrywide undervalued my property by £50k.
Financial loss
A Bishopsgate Law client calls them ‘the absolute worst law firm’, saying they’ve been dragging their feet for over a year on a simple lease extension while asking for more money and failing to liaise properly with the other side.
Financial loss
Fall-through risk
Buyer’s sale collapsed; they felt their solicitors kept cashing cheques while knowing their own sale hadn’t completed.
Fall-through risk
Our house sale fell through right near exchange and I felt physically sick; we’d mentally moved out and suddenly had to go back to endless viewings.
Poor communication
One affected mover says Tenant complains the agent’s responses were unclear and unhelpful when they needed proper guidance on a property issue.
“Land Registry can take time… should she be worried?”
With lenders refusing to lend on the flats, owners were told their only realistic option was to find cash buyers or wait years for remediation.
Sorting out the garden title took so long that our mortgage offer expired and the solicitors stopped returning calls, leaving the whole move in tatters.
Mortgage offer
Service charge
Last minute issue
Buyer was told about a material service charge issue just before completion and faced the possibility that their mortgage offer might be varied or revoked.
Delay
“Dragged out the whole conveyancing process… exasperation of my lender and seller’s solicitor.”
Financial loss
Fall-through risk
After my partner died I just wanted to move closer to friends, but repeated fall-throughs and slow solicitors left me stuck in the same house and emotionally drained.
Fall-through risk
They say they don’t know what they’re doing and want guidance/reassurance, but the lack of response makes them fear the transaction could collapse again.
Hidden info
Once we saw the schedule of works, it was obvious why the current owner was so desperate to sell.
Delay
Dreadful. Our buyers are using this shambolic firm we now in month 6 of a simple convayncing empty house no chain
conditional selling
recommended solicitor
recommended broker
sale risk
Buyer-focused explainer says conditional selling can cost more, risks sales falling through and involves pressure to use an estate agent's recommended solicitor or broker.
An equity release referral left us warning others—felt like a bad outcome and poor handling of a sensitive finance product.
Delay
Land Registry
Buyer says their solicitor was instructed for a straightforward cash purchase in July 2025, yet by January 2026 ownership still had not been registered and repeated calls produced no clear resolution.
Delay
Our flat has been on the market for months with hardly any interest. Shared ownership places like ours seem especially hard to sell right now.
Fall-through risk
A SmoothSale customer said their previous sale fell through, threatening the entire chain, until the company relaunched the listing and secured a new buyer within a week.
Fall-through risk
Our chain collapsed because one buyer couldn’t get buildings insurance due to historic flooding – the risk only came to light when their solicitor checked the searches.
Hidden info
New build
New-build buyers worry they may be asked to complete even though surrounding roads and works may not be finished.
Financial loss
Fall-through risk
We’ve now had two purchases fall through, each costing around £2–3k in fees – £5,000 gone and a year of our lives wasted.
Delay
A missing completion certificate for historic work meant additional indemnity policies and delays; the buyer lost patience and pulled out.
Delay
Financial loss
Santander’s delay left us paying for removals, storage and hotels while our belongings were stuck in a van.
Financial loss
They’d been told the buyer’s mortgage was approved and everything was ‘on track’, and were devastated to lose both the sale and their upfront costs.
Financial loss
Poor communication
The Advisory’s guide to conveyancing complaints notes that common problems include slow progress, poor communication, unexplained extra fees and buyers or sellers feeling ignored at key stages.
Hidden info
Case study: buyers withdrew after discovering a major nearby development that the estate agent hadn’t mentioned, even though it was known locally.
Poor communication
Buyer says their Muve account manager lost track of the case and even thought the buyers were sellers after months of handling it.
Poor communication
“I have no idea where the house sale is as no one is contactable.”
Delay
Lockings Solicitors list slow mortgage valuations, late survey bookings and missing paperwork as classic conveyancing bottlenecks that can stall a chain for weeks.
Delay
Poor communication
PM Property Lawyers have made our flat purchase unbearable: constant delays, no communication and we’re terrified of losing the property because they just don’t move things along.
Financial loss
Fall-through risk
On MoneySavingExpert a poster says a friend’s entire chain collapsed because one person’s mortgage offer expired and the lender wouldn’t extend it.
Hidden info
On r/HousingUK, one leaseholder says annual service charges have made their flat ‘impossible’ to sell – first-time buyers can’t afford it and landlords can’t make the numbers work.
Whitegates explain that when a surveyor values a property below the agreed price, the buyer may have to find a bigger deposit or the deal can fall apart.
Financial loss
A Times report says nearly 60% of leaseholders struggle to sell because of punitive clauses and rising charges, leaving many in ‘financial limbo’.
Financial loss
We tried an online agent for the lower fees but service was so poor we moved to a local high street firm instead.
Delay
Searches and mortgage offer were all done weeks ago but we still haven’t had draft contracts from the sellers’ solicitor.
Financial loss
Fraudulent Business Practices & Scam Warning
Delay
The process took nearly 200 days, and by the time surveys and legal checks were done, one buyer further up the chain had already dropped out.
Financial loss
I found out today that my solicitor from the PM Law group has gone under a week before completion. My £50,000 deposit is now in limbo and even the SRA can’t give me a straight answer about what’s happening or when this will be resolved.
Hidden info
One commenter said they’d only touch a leasehold flat if the service charge was low and stable; anything else is just asking to be stuck with a hard-to-sell asset.
Financial loss
Poor communication
“The conveyancer was appalling… ignored instructions and cost us money.”
A seller describes a failed completion day where the buyer’s solicitor suddenly asked for AML/source-of-funds documents at the last minute, even though the funds were already with them from a previous sale.
A leaseholder on a legal forum says charges in their block became ‘untenable’ after fire-safety issues were discovered and the building failed an EWS1 assessment.
Financial loss
More than a year after the transaction fell apart, the firm suddenly chased us for a conveyancing bill we’d never agreed, adding to the frustration.
Delay
Spent nearly an hour stuck in a queue trying to reach the mortgage team. No urgency, no support — just wasted time when deadlines matter.
Poor communication
They claim the conveyancer did very little unless chased, didn’t respond to emails, and the online portal either didn’t work or never reflected the real status.
Financial loss
Fall-through risk
Our buyer’s solicitor is one of the PM Law brands. We were meant to exchange this week, but nobody can confirm who holds the file or where the money will go, so the chain is hanging by a thread.
Poor communication
Despite paying the broker fee upfront, we spent 11 days with no update on our decision in principle while the seller grew impatient.
Delay
One reviewer says their conveyancer’s lack of contact left the lender and the seller’s solicitor exasperated and dragged the whole process out.
Financial loss
“I’ve just had a breakdown of the conveyancer fees… pay a fee for every single element.”
Delay
Move stalled for weeks waiting for a response; even formal complaint routes went unanswered.
Financial loss
Fall-through risk
The typical fall-through now costs movers around £3,400 in wasted fees.
Some buyers say the jump in charges has wiped out any sense of affordability and made their homes unattractive to future purchasers.
We gave notice on our rental because Butterworths told us we were on track to complete. Then the office shut with a sign on the door saying they can no longer trade, and now we’re stuck between homes.
Poor communication
Buyer experience: keybox code missing, no one showed up, long holds on phone, blamed everyone else.
Hidden info
A seller says they were charged a large fee just to respond to standard enquiries during a leasehold sale.
Poor communication
Financial loss
Commenter says once the upfront fee was paid they felt forgotten about by the online agent.
We’re in limbo: campaigning with the MP and media, but in the meantime our lives are on hold because nobody wants to buy into this mess.
Delay
By the time they resurfaced, the seller was threatening to remarket because they thought we weren’t serious.
Fall-through risk
Financial loss
Seller says a leasehold flat sale collapsed after the buyer pulled out, despite the flat having a renewed lease and no ground rent, leaving the seller frustrated with how the process allows late withdrawal.
Financial loss
A review-style complaint says Client says they faced extra fees because a collapsed or intervened firm could not complete the conveyancing work they had already paid for. The complaint theme was slow replies and lack of urgency.
Delay
My solicitor is pushing me to sign the exchange and completion statement this week even though I will not move in for another three weeks. I do not understand if that means completion will already have happened and what risk I take if something goes wrong before I get the keys.
The solicitor failed to send the contract pack to the buyer’s side for over 18 days. The estate agent only found out when the buyer threatened to walk away.
Delay
I had my offer accepted in early July. I have still not completed the purchase.
Poor communication
Delay
Another account says Seller says they were told everything was progressing, but no one could provide a clear next step or credible timeline.
We now have no fixed address: sold our house, can’t complete the purchase, and the only reason is that our conveyancing firm closed its doors overnight without warning.
Delay
Poor communication
The Legal Ombudsman’s conveyancing work shows many complaints centre on poor communication and delay – buyers left chasing solicitors who don’t reply for weeks.
Hidden info
Cunningtons highlight misrepresentation claims over hidden disputes, flooding and missing planning consents, all of which can derail sales or trigger compensation claims.
Financial loss
I physically moved out of my property on the assumption completion money would move the same day. The PM Law shutdown means the funds are trapped and I’m sofa-surfing with all my belongings in storage.
I was told last week by my conveyancer ... but today, the sellers solicitor said it was applied for on 26th feb 2025.
Poor communication
They describe missed timescales and difficulty getting through to the solicitor, with calls and emails often not returned when promised.
We’ve got a mortgage offer expiring soon, but PM Property Lawyers, who were meant to handle our purchase, have closed and nobody has told us what happens next.
Delay
We’d booked removals and arranged child care, then got a call at 4pm saying completion wouldn’t happen because funds hadn’t been released in time.
Fall-through risk
Our sale fell through twice for different reasons, and the final sale was plagued by leasehold problems. Thankfully our solicitor stayed patient and kept pushing it along.
Firm collapse
Delay
Financial loss
PM Law closure guidance says Gordons LLP was appointed as intervention agent and that the agent secures files and client money but does not continue the conveyancing transaction.
Delay
We were told the solicitor had ordered searches, but when we checked with the authority the request had never been submitted. Our mortgage offer nearly expired waiting for them.
Financial loss
I’m now facing the risk of incurring unnecessary stamp duty costs...
They list real court cases where buyers successfully claimed thousands because key issues like flooding or neighbour trouble were glossed over.
Delay
Financial loss
We’re paying council tax and utilities on an empty house we sold weeks ago because the mortgage wasn’t redeemed before the collapse. We’re scared of enforcement letters turning up for a place we no longer live in.
Not even 1 star but there is no option for that.
The solicitor acting for our buyer refused to answer simple pre-contract queries for 19 days. The estate agent confirmed they weren't even reading their emails.
Poor communication
As a Butterworths client I was never clearly told they’d become part of PM Law. Only after the social media posts did I spot a quiet change in the email footer. Now the firm has shut, my will and other documents are locked away and nobody is replying to requests for them.
Poor communication
Exchange risk
Extra costs
Seller says their own solicitor stopped responding while the buyer was ready to exchange, leaving them paying a holding deposit on rental accommodation and fearing the chain could collapse.
Fall-through risk
Our conveyancer seemed out of their depth and avoided our calls; by the time they acted, the chain had already collapsed.
Firm collapse
Financial loss
Fraud/scam
Report says South Yorkshire Police and the SRA are investigating suspected large-scale fraud at the collapsed PM Law group, with affected clients including home sale and conveyancing matters.
“They strong-armed me… to taking a review down… won’t give the other.”
Poor communication
Complaint about returning key documents: slow, unhelpful, and felt like no one owned the issue.
Poor communication
A recent Legal Ombudsman data release shows residential conveyancing still tops the list of most-complained-about legal areas, with poor communication a leading issue.
Hidden info
Subletting fee demand described as unreasonable and hard to dispute due to poor access to support.
Fall-through risk
A seller says their house sale fell through for the second time right before completion, and they blame the estate agent for saying the buyer’s mortgage was sorted when it wasn’t.
auction fees
reservation fee
modern method of auction
buyer premium
Buyer asks about auction fees where the buyer is expected to pay a reservation fee of 4.5% of the offer price or £6,600, whichever is greater.
Delay
One reviewer wrote that after ten months waiting, their simple complaint still hadn’t been looked at, calling the service ‘useless’ for small landlords.
Delay
Poor communication
Right-to-buy purchaser says Premier Property Lawyers stayed involved for 18 months before saying they could not handle the matter.
Delay
A reviewer says their chain-free transaction still dragged on for months and took far longer than expected.
Delay
“Work did not begin on my case for a month.”
Delay
Source-of-funds/source-of-wealth checks took longer than expected and delayed answers.
Financial loss
Paid and got nothing; now trying a bank chargeback because the firm won’t engage.
Financial loss
They guessed the first-time buyers had offered more than they were comfortable with, then panicked once reality and the survey costs hit.
Poor communication
Client says basic updates were missing and they had to chase repeatedly just to find out what stage their purchase had reached. following the February 2026 intervention.
Our agent told us there’s nothing they can do because HGA Conveyancing, part of the PM Law group, has shut and nobody is picking up the file.
Mortgage offer expired
Seller delay
Leasehold enquiries
Buyer says a slow purchase dragged so long that the mortgage offer expired in March and only a one-month extension was possible, despite making completion deadlines clear to the seller.
Delay
Poor communication
The Law Society says residential conveyancing makes up about a quarter of the Legal Ombudsman’s caseload, with delay, failure to progress and poor communication top of the list.
Hidden info
“I am extremely disappointed… purchase attempt that fell apart due to a lack of critical information disclosed upfront.”
Poor communication
Management company response feels automated; nobody takes ownership or fixes the underlying issues.
Delay
Leasehold issue
Conveyancing timeline guide says leasehold transactions commonly take longer and that searches, enquiries and mortgage offer issues can all drag out the process.
Financial loss
The last-minute gazundering attempt left us with no sale, no new home and a big stack of invoices from surveyors and solicitors.
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They highlight an industry short of conveyancers, with fewer lawyers handling more work and little incentive to innovate for ordinary home movers.
Hidden info
Another article notes it’s a legal requirement to disclose neighbour disputes on the TA6 form, and failing to do so can lead to a sale being unwound or damages being claimed later.
Financial loss
Shocked to be basically 'scammed' by this firm.
Financial loss
Firm closure
Former PM Law clients were told to recover paperwork and establish what happened to money paid before moving the conveyancing elsewhere.
Another poster describes being due to complete when their buyer’s mortgage offer expired, forcing them to ask if the lender would extend so the sale could continue.
They give examples where noisy or aggressive neighbours have derailed sales and left buyers feeling misled about what they were really moving into.
We instructed Gaddes Noble Law for a straightforward sale and purchase. Now, after the PM Law collapse, we’ve been left with no updates and no idea who holds our deeds.
Fall-through risk
The seller’s solicitor hid the fact that a prior sale collapsed over title problems; when our own lawyer uncovered them, we immediately pulled out.
Financial loss
Fall-through risk
One adviser in the FCA’s Financial Lives survey said they’d been told they could change the property address on their mortgage if the first purchase fell through, only to find the lender wouldn’t honour that when it actually happened.
Financial loss
Despite big price cuts, the flat is still unsold, and exit fees mean they’ll lose a chunk of the inheritance even if a buyer eventually appears.
Fall-through risk
They describe doing everything on time with their solicitor, but still losing the property because the ‘reservation’ didn’t actually force the seller to complete.
Fall-through risk
We have lost our buyer and want to offer them the survey report we paid for to our seller instead. We are not sure whether to go through the estate agent or the seller's solicitor.
Delay
We’re three months in and still waiting on local authority searches. Our buyer keeps asking what’s going on and I’ve got no idea what to tell them apart from ‘the council is slow’.
Hidden info
The Guardian reported shared-ownership residents facing service charges up to £8,000 a year, leaving some homes effectively impossible to sell on the open market.
Delay
The Law Society explains that the Legal Ombudsman mainly deals with poor service such as delayed or unclear communication, billing problems and lost documents.
Hidden info
Another Guardian piece accuses some housing associations of mis-selling by underplaying service charges, which later jumped by hundreds of percent after people moved in.
We were pressured into meeting an in-house mortgage advisor and it felt like a condition of being taken seriously rather than an optional service.
Delay
Poor communication
After months of chasing, our solicitor still hadn’t raised basic enquiries; the buyers’ patience finally snapped and they withdrew their offer.
Poor communication
I was told the solicitor would call me back today. It’s now 10pm and I haven’t heard a word.
Delay
Financial loss
We were warned that if we didn’t find a new buyer in two weeks, we’d lose our onward purchase and thousands in fees we’d already paid.
Delay
“The sale could have been finalised before the end of February.”
Poor communication
I don’t mind them lining up more viewings, but the agent could at least confirm if the offer is rejected instead of leaving us hanging.
Delay
They felt powerless watching weeks go by with no progress, wondering if the whole thing would be lost because one lawyer wouldn’t pick up emails.
Our adviser from the estate agent’s panel was aggressive and kept pushing their life-insurance add-ons before even fixing the mortgage.
A mortgage guide warns that once an offer expires, the lender is no longer obliged to lend – buyers may have to start again, often on worse terms than before.
Financial loss
After the PM Law group collapse, we learned the SRA had stepped in and taken over client files and accounts. As sellers we still don’t know when we’ll see our sale proceeds.
Delay
Firm closure
The sudden PM Law closure left conveyancing clients needing urgent support to protect transactions and post-completion registration.
Financial loss
Hidden info
Buyer says they were mis sold a house after discovering a long standing rat infestation and a neighbour dispute that were never disclosed, and now feels financially ruined with no help from their conveyancer.
Delay
Poor communication
Ongoing false promises and constant chasing over months, with the paying customer feeling ignored.
Financial loss
After all the stress of one failed sale, having a company that simply got it done felt like a relief, even if we took a hit on the price.
Delay
Fall-through risk
We were weeks from completion when the sellers decided they no longer wanted to move. After three previous failed chains, it was soul-destroying.
One angry customer talks about ‘rogue reports’ and asks where the accountability is when a single survey can derail a remortgage and future plans.
Hidden info
Everyone says flats are cheaper, but with service charges climbing every year they’re actually getting harder and harder to sell on.
Financial loss
Fall-through risk
We’d planned everything around completing before the stamp duty deadline. When the chain broke the day after, we were left paying higher tax and facing a collapsed sale at the same time.
Hidden info
On r/HousingUK, someone calls a £4,300 London service charge ‘unregulated and vile’, claiming a colleague’s flat became unsellable after charges hit £10,000 a year.
Delay
Reviewer believes their case would have been delayed by at least another month without their own chasing.
offer not passed on
broker verification
conditional selling
buyer pressure
Buyer says an estate agent refused to pass on their offer until the agent spoke to their mortgage broker, then imposed a same-day deadline despite the broker being unavailable.
One avenue of complaint to the Legal Ombudsman involved a solicitor who left a client unclear about a buyer’s intentions; by the time they realised there was a problem, the sale had already fallen through.
Financial loss
The seller we were buying from turned out not to own the house. We lost hundreds in fees.
Financial loss
We’re totally broken by the market – we’ve done everything right and still ended up with no house and a pile of invoices.
Poor communication
Kallars page includes low-star 2026 reviews where reviewers would not recommend the agency.
Valuation for a buyer’s mortgage looked rushed and didn’t properly check rooms or outside areas. Seller felt the process was careless.
Financial loss
They say pulling out would still cost them hundreds in legal fees, but carrying on could trap them with unaffordable charges and rising costs.
Financial loss
We sent several small transfers thinking they were to our solicitor. They were all going to scammers.
Financial loss
By the time we finally moved, we’d paid for two aborted purchases and one failed sale; we felt like we’d funded the entire industry except ourselves.
Our RTM company has told us to replace our flat front door and frame to comply with fire regulations, but the lease does not clearly say whether the door is part of the demised premises or the freeholder's responsibility. I do not want to be accused of overstepping if I arrange and pay for it myself.
Hidden info
A Homeselling Expert guide says estate agents must tell you honestly why a sale has fallen through – hiding the reason is treated as omitting material information.
We had buyers pull out because of their job situation, another over survey worries, and another who simply got cold feet. After the third time we were broken.
Hidden info
Another MSE user said they’d walked away from a flat purchase after discovering the service charge could be increased at the freeholder’s discretion with no meaningful limit.
Delay
Fall-through risk
Our buyer's buyer pulled out, breaking the chain. The agent suggested giving them two weeks to find a new buyer, but we are unsure whether that is reasonable or too short.
Delay
Our conveyancer allowed exchange to take place without confirming that a key indemnity policy was actually on risk. When the defect later surfaced, we had to spend weeks proving cover had finally been put in place.
Delay
Buyer in a probate purchase says replies have been limited and the legal process has created uncertainty close to proceeding.
Delay
By the time anyone reacted to the emerging problems, the buyers had lost patience. It was hard not to feel that better conveyancing could have saved the sale.
Delay
A seller says they needed a management pack for a sale and waited weeks while getting little help or clarity.
Fall-through risk
Our first buyer pulled out saying the solicitor was taking too long; we then lost a second buyer for similar reasons because the lawyer rarely replied to calls or emails.
Delay
Poor communication
Buyer says their purchase has dragged on for months with repeated chasing because messages and calls routinely went unanswered.
Financial loss
Unresponsive in replying to emails PLUS added on a new 'additional' charge virtually every day!
Financial loss
Lloyds Bank say conveyancing fraud cases have jumped by nearly 30 percent with victims losing huge sums.
The lender’s surveyor misidentified a hairline crack as structural movement; our buyers pulled out and refused to share the report so we could challenge it.
Fall-through risk
My daughter’s flat sale has fallen through twice now – once two years ago, and again with buyers who said they were ‘in love’ with it right up until they backed out.
Delay
tell them your mortgage offer is about to expire and demand to understand what's causing the delay.
Fall-through risk
Our chain collapsed after the builder admitted the property we wanted was not actually available; by then our buyer was threatening to walk as well.
As a first-time buyer, a lender-commissioned valuation through Connells became a stressful blocker in the purchase.
Financial loss
Fall-through risk
Our mortgage broker charged the full fee even though the chain collapsed and we never got the house.
Delay
I'm so stressed out, I don't know who to believe, and I'm on such a tight deadline to move.
Poor communication
They only realised how poor the previous service was once they saw what active sales chasing and communication looked like.
They now feel they’ve moved into a street with problems that were deliberately glossed over, and are considering whether there’s any comeback.
Financial loss
A homeowner says an assessor acknowledged a standards issue, but the claim outcome still left them without the protection they expected.
Delay
Seller alleges key documents were misplaced, forcing re-sends and delaying an estate sale.
Financial loss
Hidden info
A government consultation on material information notes that missing or unclear details in listings can badly affect buyers’ decisions and lead to wasted time and money.
Fall-through risk
They also warn that repeated fall-throughs can make a property harder to sell because future buyers worry something is wrong with it.
Delay
Poor communication
A buyer says they waited with little clarity and felt the handling was disorganised and difficult to progress.
Poor communication
Delay
One affected mover says Seller says they were told everything was progressing, but no one could provide a clear next step or credible timeline. after the PM Law group closure.
Hidden info
The Times reported a family who’ve spent more than £43,000 on service charges and council tax while struggling for five years to sell a retirement flat they inherited.
Fall-through risk
The sale of our property just nearly fell through due to a Connells survey.
Financial loss
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Delay
“Waiting nearly 8 months to complete a simple house purchase.”
Hidden info
They said it felt like signing up to an open-ended liability, and they didn’t want to end up with a flat that would be hard to sell on for the same reason.
Delay
Financial loss
Poor communication
On their case-study hub, the Ombudsman lists common themes in conveyancing complaints: poor communication, delay, weak advice and unexpected costs.
Financial loss
They also note sellers who believe their agent undersold the property, leaving them worse off financially and fuelling disputes after completion.
I moved out to help my buyers complete before their mortgage expired, then the law firm acting for them went AWOL and left us in limbo.
Poor communication
The reviewer says emails were ignored, the online portal was useless and they had to chase constantly by phone while nothing seemed to move forward.
Delay
Fall-through risk
Buyer says conveyancers became infuriatingly slow close to Christmas, with an indemnity policy still not signed off and completion at risk.
Hidden info
Some property lawyers argue the revamped property information form is unworkable but it does force more detail on flood risk and charges upfront.
Delay
Their clerk scanned our ID incorrectly twice, delaying our AML verification. Only after escalating did the firm admit it was human error.
Auction risk
Tenancy issue
Legal pack
Buyer says a rental property purchase involved a legal pack warning that the seller would not guarantee vacant possession or provide tenancy agreements, creating serious occupation risk at auction.
Delay
The agent’s follow-up was so poor that offers and viewings felt mishandled, adding friction and delays that would scare buyers off.
Financial loss
We nearly lost our deposit after fraudsters spoofed our solicitor’s email and changed the bank details.
Before we switched agents we’d had a year of chains falling apart and feeling like nobody was really steering things or keeping us updated.
Delay
We waited months while the chain above us kept falling apart due to solar panels, non-standard construction and someone losing their job; by the third collapse we gave up.
Poor communication
A reviewer says emails and complaints weren’t handled properly, and they felt forced to change managing agent due to ongoing issues.
Fall-through risk
Our buyers' inexperience and choice of Countrywide brought us to within a day of the whole chain collapsing.
Hidden info
The conveyancer used a generic template report on title that did not refer to several obvious issues specific to our property. A second opinion highlighted missing explanations about covenants, access and service charge exposure.
Fall-through risk
Our agent was happy to recommend a high commission when the first offer came in over asking, but once that sale fell through they suddenly thought £45k under asking was ‘reasonable’.
Financial loss
Fall-through risk
Our purchase fell through and the solicitor later sent an invoice that was higher than expected. We asked for an itemised bill immediately and chased twice but they have not replied. We are worried they will try to charge interest even though they have not explained their fees.
Delay
Our sale stalled because the solicitor failed to respond to a simple enquiry about a historical indemnity policy. They later admitted it was 'buried in their inbox.'
Poor communication
A Trustpilot review for Sharman Quinney says the agency showed poor communication and lacked proactive engagement, leaving the client doing most of the chasing.
Fall-through risk
The Legal Ombudsman described a buyer whose sale collapsed over a title issue; they were told they could use indemnity insurance, but nobody explained it properly until it was too late.
Financial loss
We’re devastated because the vendors of the house we love have only given us a short grace period to rescue the chain, and finding a new buyer that fast is unlikely.
Hidden info
Eric Robinson Solicitors define neighbour disputes as anything that causes ongoing distress or frustration, from overgrown hedges to regular noise – and remind sellers these issues must be declared.
Fall-through risk
An Avenue Road review mentions how stressful it was when their first sale fell through, and how vital it was having someone on the phone to calmly explain the next steps.
material information
conditional offer
building regulations
agent marketing
Buyer complaint involves paperwork and building-regs conditions that were tied into the offer process after the agent marketed a loft space as a bedroom.
Hidden info
Nobody had mentioned it during viewings and we only found out because the solicitor flagged it in the title documents.
Delay
Seller complains the other side’s solicitor held everything up for around six weeks before exchange and completion suddenly moved at speed.
Financial loss
We’ve now had two purchases collapse, each costing a couple of thousand in fees. Nearly a year of trying to buy and we’re about £5,000 down with nothing to show.
Poor communication
Client says bad communication forced them to complain to customer care, but they felt no sympathy was shown.
Delay
A buyer asked online whether their seller’s lack of response to basic enquiries was a red flag – weeks had passed, no documents had come back, and their solicitor was warning the chain could fail.
Our solicitor was so uncontactable that I never spoke to them directly until after the sale had already fallen through.
Poor communication
We asked the completion date three times. No answer, then a last-minute demand for extra funds. No prior warning.
Delay
Leasehold issue
Buyer of a leasehold property reports hold-ups around lease and parking arrangements, with progress dependent on solicitors and third-party lease paperwork.
Just for the sake of getting his commission
Financial loss
Four chains in a row fell apart for different reasons, from mortgage problems to leasehold worries; each time we paid for new searches and surveys.
Hidden info
Some say the unpredictability makes it harder to sell because buyers don’t trust service charge forecasts in the legal pack.
That reviewer also alleges a conflict of interest because the conveyancer was recommended by the estate agent, leaving them feeling the buyer’s interests weren’t protected.
Delay
A Bates Solicitors client says nearly three years of dealing with them over a family estate has been ‘painful’, citing lack of communication, simple tasks delayed and errors in calculations.
Delay
Seller says a house sale was held up for around ten weeks waiting for a management pack, with slow email replies and no phone support.
Delay
Poor communication
First-time buyer says a purchase is finally close after five months of delays and alleged solicitor negligence, but the sellers are now rushing them to exchange within a week.
Financial loss
One family’s inheritance has been eroded by roughly £43,000 while they wait for a buyer, watching the flat sit on the market despite big price cuts.
Poor communication
“Been trying to get through to this outfit for ten days with zero response.”
Poor communication
They say they only learned the mortgage offer still wasn’t in place via a solicitor letter over a bank holiday, and believe the agent knew earlier but didn’t tell them.
Delay
Leaseholder alleges months waiting for a certificate/deeds item needed to complete a sale of a recently purchased flat.
Delay
Poor communication
Gaddes Noble handled a very simple, no-chain house sale but repeatedly asked for documents we’d already sent months earlier and then ignored emails showing this. No apology, just silence.
Financial loss
Hidden info
Several recent court cases show how boundary disputes can completely destroy people’s finances – one pensioner was ordered to sell her home to cover over £100k in legal costs after a fence row.
Poor communication
Tenant says a Section 21 notice was issued and the landlord then wanted to send estate agents around for viewings, leaving the tenant unsure about access rights and pressure during the sale.
modern auction
reservation agreement
survey cost
conveyancing cost
Buyer discussion questions whether survey and conveyancing costs can be recovered after a modern method of auction transaction fails, with comments noting reservation fee terms may not protect other costs.
Fall-through risk
When our first sale collapsed, Gillian at Yopa had new viewers in within days and found another buyer so fast that the rest of the chain didn’t fall apart.
non-refundable deposit
reservation terms
buyer risk
modern auction
Buyer says they are being asked to accept terms requiring 5% of the purchase price to become non-refundable if the sale fails for any reason, raising concern about one-sided risk.
The same page also highlights a review praising another agent as an example of what an estate agent should be – knowledgeable, responsive and proactive, by contrast.
Delay
Hidden info
A seller describes a Barclays mortgage being delayed for months due to extra lender queries (including boundary paperwork and a management-fee question), and says they’re at their wits’ end.
Delay
Poor communication
Buyer reports persistent delays and ignored emails/calls on a chain-free purchase that ran far beyond expected timescales.
Financial loss
They warned that taking buyers to court is stressful, slow and far from guaranteed – but sometimes it’s the only way to claw back anything after a last-minute collapse.
Delay
Endless delays and being asked to review documents that were never actually sent.
Reviews alleging organised scamming and attempts to remove genuine negative reviews.
The agent was fine at sticking us on Rightmove but not proactive enough to generate the viewings we needed to rescue the chain in time.
Delay
Financial loss
A homeowner describes spending significant money on advice and letters while the situation escalated and dragged on.
Hidden info
Leaseholder says they made numerous calls just to sort out service charge arrangements and still lacked promised documents.
A reviewer describes worrying defects and frustration, saying the protection didn’t operate as they assumed it would.
Delay
Buyers often assume sellers have all the paperwork ready, but in reality a simple missing certificate can add weeks of delay and push nervous buyers to look elsewhere.
Fall-through risk
Hidden info
A buyer says the estate agent handling a previously failed sale “blatantly lied” and they only discovered late on that the extension had no building control sign-off — the reason the earlier sale collapsed.
Poor communication
We had to ditch the cheap panel conveyancer because they were impossible to contact, and by then the chain had already fallen apart.
We’d trusted them with all our documents, so it was galling to be blamed for ‘inaccurate information’ when the mistake was theirs.
Poor communication
“No communication at all… relentlessly chase my solicitor for updates.”
Poor communication
never answers the phone number assigned
Poor communication
Paid for a straightforward search and received nothing; no response to emails.
Delay
Poor communication
Reviewer says Leading Property Lawyers made buying and selling a nightmare with administrative errors, rude responses and glacial service.
Hidden info
They say some buyers only realise at resale that lenders and purchasers treat uncapped estate charges as a major red flag.
Poor communication
They say they only learned the truth via solicitor contact late in the process and feel the estate agent’s updates were misleading throughout.
Poor communication
Seller complains that their estate agent failed to learn anything meaningful about the property, works carried out or grants available, and had to be chased constantly for viewing feedback.
Financial loss
Fall-through risk
There were 78,855 fall-throughs in Q1 2025 costing buyers and sellers an average of £3,493 each.
Delay
Conveyancing dragged so much the seller threatened to pull out just to get movement; only formal complaining brought any resolution.
The Legal Ombudsman’s 2023/24 annual data shows residential conveyancing accounts for about a third of all new complaints they accept.
The agent had a long sole-agency tie-in and we felt trapped with a team who hadn’t managed to get the first sale over the line.
Hidden info
On LegalAdviceUK, a buyer discovered after moving in that the seller had ticked ‘no disputes’ on the TA6 despite having reported the neighbour to the council several times.
A Legal Ombudsman case study described a conveyancing firm that repeatedly failed to update a client about a buyer’s intentions; by the time they realised the sale was in trouble, it had already fallen through.
After a two-year buying journey, it’s exhausting to still be asking whether the sellers actually have authority to sell or if we’ll be back to square one again.
Delay
Our first buyer walked because they couldn’t get searches back in time; the local authority was quoting 10–12 weeks and their rate was about to end.
Delay
Fall-through risk
Felt like nobody owned the case; delays and little response led to missing out on a property.
Last minute collapse
Exchange risk
Emotional stress
Seller says a buyer pulled out a day before exchange after months of progress, leaving the seller angry at how easily a transaction can collapse so late in the process.
Some sellers in our chain have already used sale proceeds to commit to new-build purchases. With their funds stuck in PM Law accounts, they’re at risk of defaulting on those contracts too.
Delay
Completion chaos and long delays created serious mortgage timing pressure for the sellers.
Hidden info
Estate Agent Today reported that nearly one in five sellers admit they haven’t disclosed neighbour disputes to buyers, even though doing so risks the sale collapsing later.
Hidden info
NetLawman reiterates that neighbour rows over noise, access or boundaries must be declared on the TA6 – hiding them risks the buyer pulling out or suing later.
The buyer says the process feels like a marathon with vague explanations and no clear timeline for when anything will actually complete.
viewing access
affordability check
buyer pressure
estate agent control
Buyer asks about viewing restrictions and whether an estate agent can demand mortgage evidence before a viewing, prompting concerns about access being tied to financial checks.
Delay
We had an offer accepted but the lender down-valued the house by £12,500 and the survey found damp, roof repairs, vermin, brickwork problems and a full rewire needed. We asked to renegotiate and after almost three weeks the sellers still have not responded.
Avoid like the plague! Very poor competence and communication.
Fall-through risk
Hidden info
Our sale collapsed because the deeds plan didn’t match the actual garden; nobody noticed the error until the buyers’ solicitor dug into it.
Poor communication
Vendor-side: no communication with the other side’s solicitors and long periods with no visible work on file.
Fall-through risk
Our previous sale fell through and we turned to SmoothSale; they got it back on the market quickly and resold it before the whole chain imploded.
Delay
Hidden info
A review-style complaint says Buyer says the property transaction became stuck because leasehold information and parking arrangements needed extra clarification before the solicitor could proceed. after the PM Law group closure.
They’re furious that the freeholder expects buyers to absorb hundreds extra per month on top of a mortgage and normal bills.
Poor communication
Client says they complained about poor communication but customer care showed no sympathy and the firm did not acknowledge the harm caused.
Fixtures removed
Completion issue
TA10 dispute
Buyer says sellers switched fixtures and fittings after completion despite signing that they would remain, leaving the buyer to chase for replacement items or compensation.
Poor communication
Financial loss
Landlord describes a deeply frustrating experience after chasing late rental income without proper response.
“Incompetent… poor attitude… One the worse maintained estates in Cardiff.”
I am being told that a deed of variation is required
Delay
Poor communication
They say many clients only realise things have stalled when they start chasing, because nobody has proactively explained the reasons for the delay.
financial loss
The Government previously indicated that the £250 annual cap on ground rents would be introduced by late 2028. The post Ground rent cap to be introduced a year early appeared first on The Negotiator.
Financial loss
Fall-through risk
Our sale fell through but the solicitor still billed us, which I later discovered is extremely common. Most people lose thousands when a sale collapses.
Financial loss
Poor communication
A Trustpilot review of Connells Survey & Valuation warns people to ‘avoid unless you want your property down-valued’, saying the surveyors ignored local evidence and cost them a deal.
Hidden info
We’ve got a neighbour from hell and were told we must disclose any formal complaints to future buyers. I’m terrified it will scare people off and make the house unsellable.
Poor communication
No communication at all… relentlessly chase my solicitor for updates.
Hidden info
I posted that the vendor for a probate sale was not willing to pay for a gas safety check even though there was no history. After pushing, they finally agreed to fund it and the gas fire was found to have a gas leak and was condemned. It could have been very dangerous.
Financial loss
They say if they’d known earlier, they would never have proceeded, but now they’re financially and emotionally invested and trying to work out next steps.
Financial loss
Fall-through risk
The constant fear that another sale will fall through is the main thing stopping us from trying again; we just can’t face paying all those upfront costs once more.
They claimed these tenants had the best credit checks they had ever seen, but they did not do proper due diligence.
The Times reported a surge in complaints to the Solicitors Regulation Authority, with property work singled out as a growing area of consumer frustration.
I’m mid-purchase with one of the PM Law conveyancing brands and can’t reach anyone about my client funds or documents. The SRA statement so far is just a holding message, with no meaningful reassurance for those of us stuck in transactions that are now in limbo.
Hidden info
Financial loss
Buyer says Property Perspective misled them into accepting an offer and believing the sale was progressing.
Hidden info
Bettermove’s guide says high service charges shrink your buyer pool because people compare total monthly outgoings, not just the purchase price.
Delay
Financial loss
Upfront fee paid; property didn’t sell; says advert was pulled after six months and terms were ambiguous.
Hidden info
Flood risk only came up in the environmental searches. No mention in the listing that the house backs onto a flood zone.
Delay
Our property still isn’t registered years after purchase. We’re now facing more delays and stress because the conveyancer didn’t finish the job.
Adviser filled in our application wrongly—entered incorrect income and deposit. Lender declined and we had to restart the whole process.
Fall-through risk
Our sale fell through and even the Citizens Advice adviser said they weren’t sure how to untangle who was at fault between agent, solicitor and lender.
Hidden info
final request for payment of £242.28 for the service charge for 2025
Delay
Fall-through risk
Our sale fell through maybe six weeks in, just after survey, and the buyers refused to give any reason at all; we think they simply got cold feet about how much they’d offered.
Delay
Poor communication
They highlight buyers and sellers left in limbo when key dates slip, with nobody clearly owning the delay or explaining what is going wrong.
The Leasehold Advisory Service warns that if the freehold company gets struck off, the building effectively has no manager and it can be very hard to sell any flat there.
conditional selling
broker pressure
viewing blocked
buyer pressure
Buyer reports an estate agent would not arrange a viewing unless they booked an affordability appointment, with commenters identifying it as possible conditional selling.
Financial loss
Poor communication
They say clients are left chasing updates and get hit with unexpected costs, even when the deal eventually goes through.
Financial loss
It’s maddening that you can do everything right and still have someone vanish after spending their money on surveys and legals.
Our conveyancer left a Land Registry issue unresolved for years; by the time I fixed it myself we’d lost the buyer and still couldn’t sell.
We want to buy a property with an annex where the main house is used as a holiday rental with bookings for another year. It is on crown estate land with other farm buildings and our mortgage broker is struggling to find a lender who will accept the setup.
Bettermove are clear that you legally have to declare neighbour disputes, and hiding them can lead to the sale collapsing or a claim for compensation.
Delay
Fall-through risk
We were the buyers at the bottom and nobody bothered to check our funding properly; weeks later the chain collapsed when our lender refused the application.
Totally incompetent - they should pay me
Delay
This company should be shut down… nearly 8 months… no problems purchase.
Hidden info
Nobody had mentioned the flood history in the listing and it wasn’t obvious until we paid for environmental reports.
Connells
in-house broker
viewing restriction
conditional selling
Buyer says Connells would not arrange viewings unless they used the in-house mortgage broker, mirroring wider concerns raised around corporate estate agency practices.
Buyer discovered a conditional mortgage just before exchange — chain chaos and collapse risk.
Delay
My offer on a tenanted flat was accepted at the end of July but we still have not completed because the tenants are still in place. I want to know how long other buyers in the same situation have had to wait for completion with sitting tenants.
Financial loss
Our children have started at the new school near the house we’re buying, but we’re still sleeping at a relative’s place because our completion money is stuck with a law firm that’s shut down.
Delay
Poor communication
The Law Gazette reports that nearly half of complaints to the Legal Ombudsman involve poor communication and delay, with conveyancing a repeat offender.
Delay
Wasted 4 months of my life.
A seller says a ‘reservation agreement’ product was sold as protection against buyers pulling out, but they call it ‘a complete scam and unfit for purpose’ after their experience.
Fall-through risk
They note that long chains are particularly vulnerable when one down valuation knocks out a buyer’s finance and the shock travels upwards.
Financial loss
Fall-through risk
We were forced to find a new solicitor in the middle of exchange week. The new firm has to re-do ID checks and re-review the file, costing us more fees on top of the money already paid to the collapsed firm.
Offer withdrawn
Financial loss
Completion failure
Buyer says a lender pulled a mortgage offer after exchange, leaving them unable to complete the onward purchase and facing the loss of a 60,000 pound deposit plus seller costs.
referral fee review
misconduct allegation
conveyancing
estate agent
Legal press report says a referral-fee review was launched after allegations of misconduct in the BBC Panorama programme.
The solicitor didn’t realise they had been emailed the contract pack. They blamed the estate agent until the seller forwarded proof it had been delivered ten days earlier.
Delay
Hidden info
Seller discovers a title/freehold problem only when trying to sell, creating fresh legal work and uncertainty in the transaction.
Delay
Financial loss
First buyers were self-employed and couldn’t borrow enough, but they sat on that information for weeks while everyone else carried on paying fees.
One commenter points out that if the buyer later discovers you lied about a dispute, you could face a claim for compensation on top of losing goodwill.
Fall-through risk
The chain collapsed when one seller refused to fix a dangerous boiler; their attitude was ‘take it or leave it’ so the buyers left it.
reservation deposit
buyer fee
offer condition
pressure tactic
Buyer says an estate agent wanted a £5,000 deposit to put in an offer, describing a reservation-deposit arrangement before normal exchange.
Poor communication
During a remortgage, the service left me frustrated and chasing; it felt like poor handling of a basic process.
Fall-through risk
A home-selling guide says many collapsed sales come down to the same problems: mortgages falling through, bad surveys, slow solicitors and buyers or sellers simply changing their minds.
Poor communication
One buyer said the chain was ‘not straightforward’ but the team kept everyone updated and calm – proof that decent communication often prevents a sale from collapsing.
Financial loss
We’d spent thousands on legals and surveys only to be told that, without valid cladding paperwork, our only realistic option was to find a cash buyer at a big discount.
Hidden info
Bettermove’s guide on selling with neighbour disputes explains you must declare ongoing rows on the TA6 and that hiding them can backfire badly later.
Commenters replied that between cladding, insurance and service-charge hikes, they’d avoid that development entirely – it looked like a flat you could buy but struggle to sell.
Fall-through risk
A Smoothsale reviewer says they only turned to a quick-sale company because their original buyer pulled out, putting the entire chain at risk and leaving them panicking about losing their onward purchase.
We were gazumped after having our offer accepted and paying for searches; the sellers took a higher bid and we were left out of pocket with nothing to show for it.
Clients visiting Butterworths in Carlisle found a notice saying PM Group firms could no longer trade. Staff hadn’t been warned, and buyers and sellers were left standing outside with no idea what would happen to their moves.
Delay
Legal Futures reports the Ombudsman describing some lawyers as showing ‘no empathy’ when clients complain, especially around conveyancing delays and poor updates.
Delay
Hidden info
One affected mover says Buyer says the property transaction became stuck because leasehold information and parking arrangements needed extra clarification before the solicitor could proceed. The issue was about transaction friction, not general property advice.
Poor communication
Seller alleges the firm didn’t answer emails, the portal wasn’t updated, and all chasing had to be done by phone.
We had our sale and onward purchase both with the same PM Law brand. Overnight closure means both transactions are frozen, movers booked, and we’re looking at the real prospect of having no home to go to.
“Offer accepted… middle of April… edging closer to September… no idea where the sale is.”
They call the system ‘unregulated and vile’, saying leaseholders are trapped by rising charges and buyers run a mile as soon as they see the figures.
Poor communication
Complaints data shows poor communication is one of the most common issues in conveyancing.
Poor communication
The solicitor exchanged emails at random times but never told us when the next step would happen. We were always chasing them.
Financial loss
Families were watching inheritance eaten away year after year by charges on empty flats they couldn’t shift, even after large price cuts.
Financial loss
We’d paid survey and solicitor fees only to have the seller pull their house from the market a week before we were due to exchange.
Hidden info
We only discovered right before exchange that the seller’s ongoing dispute with the freeholder hadn’t been disclosed; we walked away.
They say the buyer’s own lawyer couldn’t even get hold of their client, leaving the property technically ‘sold’ but with no progress and no explanation.
Fall-through risk
A Mumsnet thread listed all the classic points where sales fall through – survey, mortgage application, searches – basically any stage where new bad news can surface.
Delay
Fall-through risk
The sale took ten months with two failed buyers; our conveyancer was at least good at communicating, but the constant fall-throughs were exhausting.
Financial loss
Fall-through risk
We found a more expensive property after the first sale fell through but had no idea whether the bank would increase the loan or force us to reapply from scratch at different rates.
Poor communication
Delay
House purchaser says they had so little faith in the process they hand-delivered documents after repeated issues.
Delay
I’m being pushed to renegotiate mid-process because everyone’s terrified the whole chain will collapse if completion slips by a few weeks.
Building regulations
Indemnity policy
Resale risk
Buyer says a property being bought had a cellar converted into habitable rooms without building regulations approval and only an indemnity policy offered, creating concern about lending and resale risk.
Fall-through risk
Hidden info
The landlord’s buyer pulled out and they tried to raise our rent to cover a surprise extra service charge; it felt like their failed sale was being taken out on us.
Hidden info
A 2021 MSE thread titled ‘Seller lied on TA6 form’ involves buyers discovering noisy neighbours after moving in and worrying the house will be hard to resell honestly.
Delay
Poor communication
The figures match what home movers say online: nobody minds waiting as much as being ignored and left guessing whether the deal is alive.
Delay
Our buyers’ mortgage offer is due to run out in days and the seller’s side keeps delaying; we’re terrified the whole chain will collapse because of unnecessary hold-ups.
Fall-through risk
Our lender’s valuation came in far below the agreed price; the seller wouldn’t negotiate and the whole purchase collapsed.
Estate agent promised fast sale; repeated confidence claims, but vendor complains of poor follow-through.
We were shocked to hear the place we’d lived in for years described as very poor condition, effectively limiting us to cash buyers only.
The fixtures and fittings list arrived with a price next to almost everything, including old curtain poles and garden planters; it felt like being shaken down.
Our conveyancer didn’t spot that the right-of-way to the parking space wasn’t properly registered; the buyers’ solicitor raised it late and everything ground to a halt.
The chain wasn’t even that big, but we were told a mortgage offer had a hard expiry date, so everyone rushed and still nearly missed it.
Fall-through risk
After our original sale collapsed, our previous agent’s only idea was to shove us into a low-reserve auction, then asked for another huge price cut when that didn’t work either.
A whole new level of deception in the property investment industry to say the least.
Delay
Poor communication
First-time buyer feels their solicitor is slow and uncommunicative, with the estate agent chasing too.
Fall-through risk
One r/HousingUK poster said they lost out on their ‘dream property’ after a chain collapse and now feel numb every time a new listing appears, expecting it to fall through again.
Delay
Hidden info
Poor communication
First-time buyer says leasehold restrictions, uncontrolled service charges and unresponsive solicitors turned the purchase into an overwhelming five-month ordeal.
Poor communication
Delay
A review-style complaint says Buyer says the conveyancing team lacked urgency, repeatedly failed to follow up and left them frustrated during a time-sensitive move.
Delay
Expedited Land Registry title still stuck months later, threatening the sale.
Delay
Poor communication
A Reddit buyer complains their conveyancing solicitor ‘never gives any updates’ and that they have no idea if searches have even been requested months into the process.
Delay
Fall-through risk
Facebook group poster says their buyer’s DC Law conveyancers caused repeated failed exchanges and missed completion dates.
Hidden info
After five years of a boundary dispute over about a foot of land, an elderly homeowner has been ordered to sell her bungalow just to pay the six-figure legal bill.
Hidden info
BetterMove’s blog explains that high service charges can put buyers off straight away and reduce the pool of people who can afford to run a flat, not just buy it.
Hidden info
We only discovered previous subsidence after our insurer ran checks; no one had mentioned it at viewing, and it changed everything.
Delay
Financial loss
Poor communication
A review-style complaint says Buyer affected by a law-firm closure says their conveyancing file and completion timetable were thrown into uncertainty while they waited to learn who held their papers and funds. The issue was about transaction friction, not general property advice.
Financial loss
We feel trapped in a property that lenders increasingly don’t like and buyers don’t understand until their lawyer explains the small print.
A Trustpilot reviewer calls Pinnacle Surveyors ‘the worst surveyors you’re likely to meet’, saying their valuation and service left them out of pocket and set their purchase back significantly.
They said lenders refused to proceed without the cladding sign-off, so they had no choice but to watch the sale collapse and hope the next buyer would be a cash purchaser.
recommended solicitor
referral fee
slow conveyancing
poor service
Purplebricks reviewer complains that recommended solicitors were painfully slow while the agent allegedly pocketed referral fees, alongside upheld complaints about the conveyancing quote process.
Fall-through risk
our buyers buyer pulled out, no one told us, lost our onward purchase
We’ve already had one subsidence claim refused and now we’ve got a mortgaged house with no buildings insurance, untreated movement and cracked walls – how on earth do you sell that?
Fall-through risk
Hidden info
The buyer’s solicitor questioned whether the service charge was reasonable and hinted at a tribunal; rather than fight, the buyer pulled out.
They recommend doing the legwork on insurers in advance, otherwise you risk a sale falling through just because buyers panic when comparison sites decline to quote.
Delay
Poor communication
The amount of delays, no communication and me chasing them is utterly unacceptable!
Financial loss
I am a 74-year-old buying a flat in Tower Hamlets and had already transferred around £350,000 when PM Law shut suddenly. I’ve been left in limbo not knowing when, or if, I’ll get my money or my home.
Hidden info
On a first-time buyer group, someone discovered their flat’s service charge had more than tripled from £60 to over £200 a month, and was told it might now be hard to sell without cutting the price.
Financial loss
As of today, I still have not received my refund.
A Times report highlights an ‘unprecedented’ glut of complaints to the Solicitors Regulation Authority, with residential property work among the pressure points.
Poor communication
Another account says Client says basic updates were missing and they had to chase repeatedly just to find out what stage their purchase had reached. The issue was about transaction friction, not general property advice.
Delay
So slow we lost our buyer.
Delay
Our completion nearly failed because the solicitor sat on the file for weeks right as the mortgage offer was about to run out.
Delay
Don't go by the cheaper price! I can not express the delays in a three person chain that this firm caused.
Hidden info
They say the flood risk wasn’t flagged in the report at all, and they only caught it by reading through the documents themselves right before exchange.
Fall-through risk
One buyer wrote on r/HousingUK that their purchase fell through because the lender’s surveyor down-valued the property and the seller refused to budge on price.
They realised only afterwards how little the first agent had done beyond sticking a board up and listing the property online.
Delay
Poor communication
Every time I email my conveyancer I get a two-line reply or never hear back at all. It’s been months and I’m still waiting for basic updates.
Financial loss
They’d already spent money on surveys and legals and were now begging the developer not to put their reserved new-build back on the open market.
Delay
Our house sale is in danger of falling through because both firms of solicitors are so slow and unresponsive.
Poor communication
Claims emails went unanswered and the portal wasn’t updated, forcing constant phone chasing.
We listed our new barn conversion with an independent estate agent because the valuation seemed more realistic, but after two viewings we have no meaningful feedback and little interest. We are unsure whether the lack of viewings is caused by using an independent agent or whether we should drop the price.
Fall-through risk
This is holding up the sale of my property, and ... I am worried they may withdraw from the purchase.
Delay
Financial loss
“Constant delays… risk of unnecessary stamp duty costs.”
Hidden info
Purchase derailed by missing upfront disclosures; buyer says the transaction became impossible to progress.
Poor communication
“They purposely told me information late… rushed into purchasing it.”
Delay
We’re months in and still waiting for replies. I’m permanently stressed because every update takes forever.
Delay
Financial loss
Poor communication
Spent months with little progress on the mortgage side despite fees paid upfront. Communication was weak and we were left chasing constantly.
It made us realise how little control you actually have – one cautious valuer can halt a whole chain regardless of what everyone else thinks the property is worth.
Delay
Hidden info
The freeholder’s managing agent took months to answer basic questions about works and charges, and the buyer eventually walked away rather than wait any longer.
Poor communication
I had to threaten to complain before anyone from the firm finally called me back.
Delay
Iv been waiting nearly 8 months now to complete a simple… house purchase. Awful communication… constantly lied too
Fall-through risk
On a Trustpilot review, a seller said their first sale fell through but SmoothSale stepped in, put the property back out to their network and got it sold again quickly so the chain didn’t die.
They pointed out that buyers might ignore the price and fixate on the annual charges instead, especially when they see how quickly they’ve already gone up.
Delay
Our seller’s identity checks dragged on for weeks. We’re now dangerously close to our mortgage offer expiring because of the delay.
Hidden info
LandlordZONE reports landlords stuck with ‘unsaleable’ leasehold flats as management charges pass £2,000 a year and average flat service charges hit £2,300 in 2024.
Financial loss
The whole transaction left such a bad taste that I’m scared to move again; it felt like everyone got paid except us, even though nothing completed.
Delay
Poor communication
Process dragged on for months with radio silence and a clunky online portal.
Fall-through risk
Poor communication
They praised being given clear options and timelines instead of vague reassurances, which helped them make decisions before the chain collapsed completely.
Delay
Solicitor repeatedly promised to ‘send enquiries today’ but didn’t do so for almost three weeks.
Fall-through risk
A week later the cash buyer pulled out by email... He didn't have the cash.
In a purchase, the only remaining item was the management pack — every party chased with no result.
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Valuation concern
Survey issue
Overpaid
Buyer says a surveyor agreed with the purchase price despite few comparable properties and many issues, leaving them feeling they overpaid and wasted money on the valuation.
Hidden info
A complainant says a property was marketed as ‘no onward chain’, but later events meant the buyer had already spent on survey and conveyancing unnecessarily.
Citizens Advice more or less confirmed there was nothing we could do – until exchange, buyers can just walk away and you’re left out of pocket.
Delay
I’m terrified of putting the house back on the market because the last two buyers have walked away after survey – I’m just waiting to be ‘shafted’ again.
Delay
Fall-through risk
Hidden info
Guidance article cites cases where failure to disclose key ‘material information’ led to complaints, delays and collapsed transactions.
Delay
We are mid property transaction and the service is worse than useless. Endless delays, lies and inefficiencies.
Fall-through risk
A previous sale of our house fell through with another agent. After that bad experience we switched to Agents4U, who actually communicated and got it sold efficiently.
Delay
Financial loss
They note that in badly managed blocks, owners often have to accept lower offers or sit on the market for months because buyers are wary of taking on unpredictable costs.
Our neighbour’s buyer walked away when they saw how the ground rent doubled; it spooked us about our own chances of ever selling.
Financial loss
Shocked to be basically 'scammed' by this firm… I have now received an invoice to open the file.
Financial loss
They admitted they accepted slightly less than they’d hoped in return for certainty and speed, because another collapse would have finished them off emotionally.
Delay
They note that slow paperwork, searches and unresponsive lawyers can drag things out so long that nervous buyers simply walk away.
Delay
Lender kept asking for the same bank statements over and over, saying their system couldn't open PDFs. Caused huge delays.
Financial loss
A reviewer says they paid for a document and received nothing, then struggled to get help or resolution.
Financial loss
Fall-through risk
After four separate chains collapsed for reasons beyond our control, we’ve spent years in limbo, paying fees over and over with nothing to show for it.
Fall-through risk
Hidden info
The buyer pulled out once they realised the cladding and safety works would be passed onto leaseholders through service charges; nobody had explained that clearly at viewing.
Fall-through risk
Simple sale… fell through due to the poor quality of my solicitors.
They tried to challenge what they saw as obvious errors but were effectively told only the lender could complain, leaving them feeling fobbed off and powerless.
Fall-through risk
Seller withdrew during completion; the firm then fought hard to keep the buyer’s funds.
Hidden info
Willans Solicitors explain that ticking ‘no disputes’ on a TA6 when you’ve actually had rows with neighbours can be misrepresentation.
Hidden info
We didn’t realise we had to disclose our dispute with the management company; once it surfaced, the buyer demanded compensation and then pulled out anyway.
Delay
Fall-through risk
The purchase should have been straightforward, but delays from the buyer’s conveyancer dragged it out so long the whole thing nearly collapsed.
Delay
Hidden info
After three months of delays… told the purchase required full cash due to missing certifications.
Delay
Financial loss
Another buyer in the same thread describes everyone in the chain throwing extra money at solicitors and working late nights to hit a hard mortgage deadline.
Our lender’s surveyor slashed the value and the broker admitted down-valuations were becoming common; without extra cash we had to abandon the purchase.
it was the buyers solicitor who has pointed this out.
Financial loss
We had to decide whether to swallow the higher payment, renegotiate the price or walk away after spending over £1,000 on fees.
Delay
Poor communication
It shows how some chains only survive multiple collapses when at least one professional is relentlessly chasing and reassuring everyone involved.
Estate sale paperwork reportedly mishandled with important documents lost, requiring resubmission.
Ready Steady Sell’s advice is blunt: if you’ve got nuisance neighbours, you still have to disclose them – and failure to do so risks legal trouble.
Fall-through risk
As a seller, I now always ask why the previous sale fell through. Solicitors even raised it formally in their additional enquiries on my current flat.
Delay
Management pack needed for a sale chased for two months, with advisors hanging up.
Financial loss
Our buyers simply didn’t turn up to complete, and we were told the only way to recover our wasted costs would be to sue them.
Poor communication
No updates
Conveyancing delay
Buyer says their conveyancer left them in the dark for around a month after searches, with no meaningful updates while enquiries were supposedly being raised.
Financial loss
Reading through other clients’ experiences is terrifying. Some of us have sent completion funds, some have drawn down mortgage money, others are getting notices to complete, and a few may now be stuck paying two mortgages because their PM Law firm folded mid-transaction.
They say the file was put ‘on hold’ and no legal work would be done until tasks they had already completed were done again.
Hidden info
The watchdog says ground rent is not legally or commercially necessary, yet thousands remain stuck in contracts with rising charges.
Delay
Poor communication
As first-time buyers we chose Angela Viney for their high rating but our solicitor was nearly impossible to reach, took weeks to reply and sent bundles of paperwork without any clear explanation.
Delay
Fall-through risk
Our sale fell through after six months because the buyer’s lender decided the flat was ‘unmortgageable’ due to cladding, something nobody mentioned at viewing stage.
Our buyers pulled out after their survey flagged old subsidence, even though previous reports and insurance showed it had been resolved.
Delay
Our purchase was undervalued by the lender’s surveyor, forcing stressful renegotiations and wasting weeks.
Delay
Fall-through risk
Another British Homebuyers reviewer said their earlier chain collapsed and they’d almost given up hope until the new firm stepped in, bought quickly and rescued their onward move.
Delay
Fall-through risk
Our buyer pulled out after seven weeks, right after their survey, and never gave a clear reason. We were first-time sellers and had no idea this happened so often.
recommended solicitor
referral fee
slow conveyancing
poor service
Purplebricks reviewer complains that recommended solicitors were painfully slow while the agent allegedly pocketed referral fees, alongside upheld complaints about the conveyancing quote process.
Delay
Felt pushed between staff with delays and no urgency; lender and seller’s solicitor reportedly frustrated.
Fall-through risk
Survey caused the sale to almost fall through after marking lots of items as ‘serious’ despite no clear evidence given in the report.
Financial loss
They describe leaseholders who only discover, when trying to move, that the small print of their lease and charges has turned the flat into a financial millstone.
Financial loss
Fall-through risk
Two sales fell through and we have paid for surveys twice and searches twice.
Financial loss
A relative of ours is sleeping on a blow-up bed because her purchase money is stuck in a PM Law client account. She’s technically completed on a sale but has nowhere permanent to live right now.
Reviews of the Property Ombudsman itself include landlords saying their complaints about agents took a year or more to be dismissed, leaving them feeling the system doesn’t protect them either.
Delay
Gaddes Noble admitted in an email that they failed to answer Land Registry requisitions, causing our application to be cancelled and resubmitted, with months of extra delay and stress.
Fall-through risk
Our sale fell through because the leasehold dispute with the management company hadn’t been resolved and the buyers didn’t want to inherit the fight.
Poor communication
“Completion… April 2025… multiple emails not responded to… many chasers.”
Delay
Poor communication
Family says their elderly mother’s house sale was handled at a glacial pace, leading to a director complaint and discount for poor service.
Financial loss
Hidden info
First-time buyer says their conveyancer failed to file the land transaction return, leaving them with an HMRC fine after completion.
Financial loss
Fall-through risk
Unfortunately, the sale fell through… costing me almost £2,000…
Poor communication
“Communication… had to chase for updates and time frames.”
Poor communication
Tenant complains the agent’s responses were unclear and unhelpful when they needed proper guidance on a property issue. following the February 2026 intervention.
Financial loss
Fall-through risk
On another MSE thread, posters discuss buying the previous buyer’s searches and survey after a fall-through to avoid paying again for the same checks.
Poor communication
They said having someone who actually ‘always had the answers’ made a stressful cross-border move slightly less terrifying after the collapse.
I would NEVER have given my business knowingly to a company with such poor reviews!
Hidden info
LawHive’s guide on neighbour disputes says if the seller lied on the TA6 form about trouble next door, buyers may have a misrepresentation claim once they discover the truth.
Financial loss
Poor communication
Impossible to contact… after my money was paid.
Fall-through risk
A Yopa customer wrote that their house sale fell through at the last minute, but their local agent had new viewers through the door within days and it soon resold.
Poor communication
Delay
Client says poor communication and very slow service made the moving process stressful, frustrating and upsetting.
Delay
Financial loss
Poor communication
They highlight case studies where a lack of clear updates on delays left buyers and sellers blindsided when transactions failed or costs escalated.
Financial loss
We want to buy a house but the agent or auction company wants 6500 pounds upfront because the house is going to auction. The house has a serious internal wet wall issue and we would only get a survey after paying the fee. We were told we would not get the money back if the report is bad.
Poor communication
Another account says Tenant complains the agent’s responses were unclear and unhelpful when they needed proper guidance on a property issue. following the February 2026 intervention.
The solicitor incorrectly told us our property did not require a deed of variation, even though the lease contained a defect. The lender refused completion until the error was corrected.
They warn that stubborn pricing on either side often ends with the buyer walking away and the home going back on the market.
Hidden info
Guidance for Part A material information makes it clear that key facts must be provided in listings, not left for buyers to find later.
Delay
Financial loss
Another buyer posts that the sellers keep delaying and their mortgage offer is about to run out, meaning a replacement deal would cost thousands more.
Delay
Another MSE thread describes a buyer whose solicitor wasn’t approved by the lender, forcing them to apply to join the panel and delaying the mortgage offer for weeks.
Hidden info
Another Guardian piece reports leaseholders accusing housing associations of ‘mis-selling’, saying the true level of service charges only emerged after they moved in.
Financial loss
I’m 74 and have already transferred around £350,000 for a flat in London. With the firm shut, I’m effectively £350k down and still living in temporary accommodation while this is untangled.
Financial loss
Hidden info
One London leaseholder pays £5,500 a year in service charges for a one-bed; they say residents are furious and many feel unable to sell because buyers balk at the fees.
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Financial loss
We’d already paid removals, searches and legal fees when the buyers walked away on completion day, leaving us with nothing and no comeback.
Delay
The house had already fallen through once with a cash buyer, and they felt fobbed off with vague excuses about the other side’s solicitor being slow.
had to give it up as a bad job.
Delay
Financial loss
Right-to-buy applicant says the council still had not sent anything to their conveyancing lawyer after more than a year, while they kept paying rent.
Financial loss
Fall-through risk
We had a horrendous buyer, a collapsed sale and then a bill that looked more like a penalty than a fair reflection of work done.
Delay
The solicitor failed to recognise a shared drive maintenance agreement was missing. The lender demanded it at the last minute, delaying the entire chain while a deed was drafted.
Delay
Fall-through risk
Our buyers pulled out eight weeks in, citing a ‘personal issue’. We’d already packed, paid for searches and now have to start again from scratch.
Financial loss
They said the idea of starting again with a new offer and higher rates was terrifying, and they felt powerless to speed up solicitors or the vendor.
Delay
Fall-through risk
Poor communication
In another complaint, a client said they could never get hold of their conveyancer, weren’t told who to contact when she was away, and only found out things had stalled when the sale collapsed.
Buyer complains their solicitor never warned them that spray foam insulation in the roof could make the house unmortgageable and only found out when the lender refused to lend after valuation.
Financial loss
Fall-through risk
We’ve had to pay for emergency storage and last-minute removals twice now because completion dates kept slipping and then our PM Law firm collapsed entirely.
Poor communication
Kensington’s communication was described as dreadful during the mortgage journey. Felt like shouting into the void when trying to progress the case.
They explain that unresolved rows with neighbours can directly lower the value and make a property much harder to shift.
Delay
Financial loss
Readers report paying removal companies twice and covering hotel stays due to delayed mortgage funds.
Hidden info
Seller says a significant contract error recorded the property value incorrectly during the transaction.
Hidden info
When we replaced an old fence after clearing overgrown garden areas, we discovered extra land that was not shown on the title plan. The title plan shape differs from the fenced boundaries. We are worried neighbours may dispute the boundary when we come to sell.
Financial loss
They now find that potential buyers are scared off by the possibility of further hikes, leaving them stuck with homes that don’t feel affordable at all.
Delay
Fall-through risk
A buyer walked away after long delays and no traction; it felt like the conveyancer was a bottleneck for everyone else in the chain.
Fall-through risk
Our sale collapsed when the buyer’s mortgage broker suddenly realised the flat was above a takeaway and their chosen lender refused to touch it.
Hidden info
A Guardian piece reports that average service charges for leasehold flats have jumped to around £2,300 a year, with many owners now paying more in charges than in council tax.
recommended solicitor
referral fee
conveyancing
consumer choice
Buyer asks about using an estate-agent recommended solicitor, prompting discussion of referral fees and whether recommendations are driven by service quality or commercial incentives.
Financial loss
Fall-through risk
One comment notes that if a bad survey causes a fall-through, at least the buyer hasn’t also paid for searches on a property they’ll never own.
Delay
Financial loss
Despite paying Gaddes Noble in full, including a duplicated £300 fee, our case dragged on with missing paperwork, excuses about Covid and the Land Registry that turned out not to be true.
Delay
How long is it currently taking Land Registry? I bought my house 15 weeks ago and my title still has not been updated. It was a straightforward purchase with no complications, so I do not understand why it is taking so long.
Fall-through risk
Our first sale fell through and the estate agent’s contract was ending; we wanted to switch agents but weren’t sure if we’d be charged twice.