The Unfortunate Truth About Moving Home
We’ve collected thousands of real home-moving complaints and horror stories from everyone involved in the home buying process. These are the frustrations, losses, headaches and awful scams that happen in the current system. Read the posts to educate yourself - as forewarned is forearmed!
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Wall of Complaints and Bad Experiences
A live picture of where property transactions keep breaking down across the UK.
This wall brings together real experiences from home movers, professionals and others involved in buying and selling property. By sharing what happened, contributors help expose problems many agents, solicitors and service providers still underestimate, giving consumers, journalists, researchers and the people trying to fix the system clearer evidence of the scale, patterns and pressure points that need attention.
Delay
“After 8 weeks of torture… I decided to go to a real conveyancing firm.”
A Webuyanyhome guide says nuisance neighbours can sabotage a sale by putting washing out during viewings, making noise or even warning buyers not to move in.
Financial loss
A survey that should have been straightforward became a mess after we felt mis-sold on what we were actually buying.
Hidden info
The first buyers pulled out after survey, and now every new viewer wants to know what was in that report, even though we never got a copy ourselves.
Fall-through risk
The whole experience of losing a buyer, losing the house we loved, then starting again has put us off moving for a decade.
The government’s plan to move towards commonhold is partly a response to years of complaints that the current system is outdated, unfair and actively damages the resale prospects of some flats.
A Trustpilot reviewer calls Pinnacle Surveyors ‘the worst surveyors you’re likely to meet’, saying their valuation and service left them out of pocket and set their purchase back significantly.
Delay
Financial loss
Fall-through risk
Our buyers walked away the day before exchange – one email and six months of planning, packing and paying fees just evaporated.
Delay
This company should be shut down… nearly 8 months… no problems purchase.
They said all the stories they hear from agents locally are about high-fee flats sticking on the market while houses and low-charge properties still move.
I felt rushed and pressured into signing the entire time. Ended up changing solicitors.
Avoid like the plague if you actually ever want to buy or sell.
Delay
Chain stalled: poor competence and communication; lender and other solicitor exasperated by delays.
Fall-through risk
A buyer pulled out after a survey report that the seller believes contained major inaccuracies and alarming claims that didn’t match reality.
Financial loss
Like many others, we found out the hard way that one in three transactions can collapse, taking thousands in sunk costs with them.
Fall-through risk
We were already on our second mortgage offer extension because of slow conveyancing, and now the PM Law collapse might push us past the lender’s final deadline. If that happens we’ll lose the house completely.
Delay
My buyers solicitor doesn't appear to have done a single thing.
Our solicitor misinterpreted the lease clause about ground rent escalations. The error only came to light when our lender rejected the property, collapsing the chain.
Fall-through risk
Hidden info
I always ask why the previous sale fell through, but you never really know if you’re being told the whole truth or just a vague story about 'personal circumstances'.
Fall-through risk
On another page of that thread, a commenter said their own sale fell through several times due to Covid disruption before they finally managed to complete.
Financial loss
They’d lined everything up for moving day, then watched it collapse in a single phone call – no compensation for the lost time and money.
Delay
Our purchase is stuck because Butterworths Solicitors – part of the PM Law group – closed with only a handwritten notice on the door. We were expecting to exchange within days and now have no idea who holds our file.
Fall-through risk
Our sale fell through twice for different reasons, and the final sale was plagued by leasehold problems. Thankfully our solicitor stayed patient and kept pushing it along.
The judge said her behaviour crossed into harassment and blackmail because she was trying to sabotage every attempted sale until he paid her off.
Delay
Poor communication
We were recommended an ‘integrated’ mortgage service and sent all documents, then the adviser disappeared entirely. After weeks of silence we had to start again elsewhere.
Our London flat has no soundproofing, the bath waste pipe is open and not connected to drainage, the kitchen sink drains into an exposed hall area, and there are ventilation leaks. The management company and council refuse to help or even inspect, and we are concerned for our family's safety.
Delay
Poor communication
Appalling communication and customer service… we're currently a month delayed.
Mortgage issue
Poor communication
Borrower says their bank gave conflicting information about the expiry date of a mortgage application after a rate change, leaving them unsure whether their offer expired in November or February.
Agent communication
Completion day
Fall through
Seller reports that the estate agent only managed to reach the buyer after completion had already fallen apart, showing how little control sellers have when a buyer withdraws at the last minute.
Fall-through risk
Our first buyer pulled out over financing after all the conveyancing was done, leaving us racing against our own mortgage expiry with a new buyer.
Financial loss
Buyer says their solicitor brushed off concerns about a shared septic tank and only after exchange did they learn it failed current rules and would need an expensive new treatment plant.
Fall-through risk
A poster described their chain falling apart on the day of exchange; they had completion dates booked, boxes packed, and then everything stopped in one email.
had to give it up as a bad job.
Financial loss
It really opened our eyes to how high ongoing fees can scare off future buyers, even if the flat itself looks like good value.
Our chain broke after the buyer decided they didn’t want a leasehold house, even though that was obvious from the listing; their mortgage offer expiry became the excuse.
Financial loss
Some owners were never warned they might face six-figure bills when their lease approaches expiry.
Delay
The estate agent insisted the property was ‘chain free’, then months later we discovered the seller still hadn’t found anywhere to buy.
No chain
Agent promises
Delay
Buyer says there was no chain and the house was empty, yet the estate agent repeatedly said the memorandum of sale would be sent that week and never followed through.
Poor communication
We picked this company on price alone and soon found we'd made a terrible mistake! …We never heard from them.
Delay
Poor communication
The council lost the first search request and mis-processed the second; after three months of chasing we decided the universe was telling us to walk away.
Delay
We ended up lowering the price by thousands just to get out, because after the failed sale and delay we couldn’t face months of marketing again.
Hidden info
A leading property law firm wrote that flat owners facing excessive and rising service charges can find it very hard to sell because buyers don’t want to inherit those bills.
Poor communication
Massively undervalued the property I am purchasing by £12k which caused a lot of stress, and wasted time.
Poor communication
Ten days of trying: no calls answered, no emails replied to, and chats ignored.
Financial loss
Solicitor said they would act for me on conveyencing. I paid them the upfron fee and then they decided that they couldn't act for me.
Delay
Poor communication
A move was held up while waiting for the managing agent to provide a sales pack; the silence dragged on for weeks despite chasing.
Financial loss
Hidden info
Buyer says they were mis sold a house after discovering a long standing rat infestation and a neighbour dispute that were never disclosed, and now feels financially ruined with no help from their conveyancer.
Delay
Poor communication
I would give zero stars if I could. The amount of delays, no communication and me chasing them is utterly unacceptable!
Financial loss
We’ve had a notice to complete served, our lender has already released the mortgage funds, and we’ve paid our deposit. Because PM Law shut overnight, the money is in limbo and we could be in breach of contract through no fault of our own.
Our buyer’s solicitor is one of the PM Law brands and we are already under notice to complete. The funds have supposedly gone out but no keys have been released and no one can explain what’s happening.
Financial loss
We’re totally broken by the market – we’ve done everything right and still ended up with no house and a pile of invoices.
Delay
The first online agent overvalued our property and then gave months of poor service before we sacked them.
Delay
The house had already fallen through once with a cash buyer, and they felt fobbed off with vague excuses about the other side’s solicitor being slow.
Over the years several estate agents have given such poor service that they really damaged the industry's reputation.
Hidden info
On a leaseholder forum, one owner complains they feel ripped off paying over £1,200 in service charges for a small block with no lift and minimal services.
Fall-through risk
Our buyer’s buyer has pulled out and we are desperate not to lose the house we are buying. We absolutely love it and are even considering putting a stakeholder deposit with our solicitor as reassurance to the seller that we will not pull out. Our solicitor says she has never done this before and does not have a suitable contract, so we feel very exposed and unsure how to keep our purchase together.
Fall-through risk
A buyer says they paid thousands in a modern method of auction reservation fee, completed everything on time, but the seller dragged their heels until the reservation period expired — then sold to someone else.
A LegalAdviceUK poster said their house sale was on the verge of falling through because the seller’s solicitor was so slow that everyone else in the chain was losing patience.
Financial loss
They’re racing against their fixed-rate mortgage ending, desperate not to be left with a buy-to-let they can neither afford nor easily sell.
We were interested in buying with tenants in situ but the lack of proper inventory and deposit protection made it feel like a legal minefield, so we walked away.
Hidden info
We’ve got a neighbour from hell and were told we must disclose any formal complaints to future buyers. I’m terrified it will scare people off and make the house unsellable.
Financial loss
After all the stress of one failed sale, having a company that simply got it done felt like a relief, even if we took a hit on the price.
Delay
Another estate agent review article mentions sellers who only got two viewings in five weeks with a ‘reputable’ agent before switching to a different company in frustration.
Financial loss
Fall-through risk
On another forum, a seller describes feeling ‘so stressed’ after their sale collapsed, wondering whether to relist, rent or abandon the move entirely.
Delay
Seller alleges key documents were misplaced, forcing re-sends and delaying an estate sale.
Delay
Poor communication
The conveyancer changed half‐way through and the new person inherited zero briefing. We got no handover and no update for weeks.
Financial loss
Fall-through risk
Cost me thousands… sale fell through… they kept the deposit from the buyer.
Delay
Conveyancer took a week to pass on key info — when quick replies were crucial to keep dates.
Delay
An MSE thread titled ‘Buyer taking too long with conveyancing’ describes 14 weeks of queries from the buyer’s solicitor and a lender using its own lawyer, generating even more requirements.
Delay
Financial loss
Fall-through risk
We’ve had sales fall through over everything from survey results to mortgage problems and gazumping; each time we lose thousands in costs and months of our lives.
Delay
Our chain is hanging by a thread – we sold in September, but third parties keep dragging their feet and it feels like any tiny wobble could bring the whole thing down.
Fall-through risk
A home-selling guide says many collapsed sales come down to the same problems: mortgages falling through, bad surveys, slow solicitors and buyers or sellers simply changing their minds.
The damp specialist said it mostly needed ventilation and a dehumidifier, but the damage to buyer confidence was done and they’d already walked away.
Financial loss
Fall-through risk
The so-called no-sale-no-fee firm still invoiced us for searches and Land Registry costs when the sale collapsed, and hounded us for payment.
Fall-through risk
A Trustpilot review for Lang Town & Country describes an eleven-month journey with multiple chain collapses before the buyers finally secured the house they loved.
Fall-through risk
A second valuation came back £30k lower than an earlier one, risking the deal. The buyer said it created problems they didn’t need.
Delay
Fall-through risk
Our sale fell through after six months because the buyer’s lender decided the flat was ‘unmortgageable’ due to cladding, something nobody mentioned at viewing stage.
Hidden info
I’m selling my flat largely to escape ever-increasing service charges; in the end it’s the building that’s trapping me, not the mortgage.
Delay
Fall-through risk
Our buyer’s mortgage offer ran out because of endless delays and awkward responses from the seller’s side; the bank refused an extension and the chain collapsed.
Delay
Homeowner says multiple defect claims were rejected or delayed, leaving them feeling exposed after buying a new build.
Financial loss
Hidden info
A MoneySavingExpert user wrote that their leasehold flat had sat on the market for years with no sale, mainly due to high service charges and nervous buyers.
Delay
In a Mumsnet thread, someone said their vendors pulled out after months, just as they were about to exchange, because they ‘no longer fancied moving’ and wanted more time.
Delay
Before completion I paid my share of the annual estate maintenance fee to my solicitor, who sent it on to the seller's solicitor. Four months later the managing agent has written to me saying I still owe the amount, and the seller's solicitor is not responding, leaving me stuck in the middle.
Fall-through risk
On Trustpilot, a Springmove reviewer says their house sale collapsed just before exchange and they were exhausted from a year-long selling process before being referred to a quick-sale firm.
Delay
Hidden info
A buyer alleges an estate agent didn’t disclose a severe flood risk (level 3) before they offered — and they only found out weeks before completion via solicitors, after spending thousands.
Hidden info
Buyer reports discovering after completion that the loft conversion had no building regulation sign off and says neither the estate agent nor their conveyancer clearly explained the risks during the purchase.
We’d trusted them with all our documents, so it was galling to be blamed for ‘inaccurate information’ when the mistake was theirs.
Fall-through risk
Our house sale fell through and with it we lost the bungalow we’d set our hearts on; we’re devastated and feel too exhausted to start over.
Delay
Financial loss
Fall-through risk
They talk about months of uncertainty, rearranged moving plans and money wasted, all because their original buyer pulled out at the last minute.
After selling, says they dragged their feet closing the account and removing name from liability.
Financial loss
Hidden info
One MSE user said they’d advised clients with riverside flats that high service charges made them hard to sell and kept prices lagging behind other blocks without such expensive upkeep.
Financial loss
Poor communication
Paid for documents but received the wrong ones and then emails were ignored; no clear complaints route.
Delay
Poor communication
The HomeOwners Alliance lists ‘delayed or unclear communication’ as one of the most common reasons people end up formally complaining about their conveyancer.
Financial loss
They describe being threatened with significant fees and being chased by solicitors, while also facing ongoing mortgage and council tax on an empty property.
Hidden info
If the agent had been upfront about the lack of sign-off, we’d never have spent hundreds getting that far into the process.
Delay
Poor communication
The HomeOwners Alliance points out that the largest number of Legal Ombudsman complaints relate to residential conveyancing – especially poor communication and delay.
Fall-through risk
Our first sale fell through due to mortgage valuation issues and we had to accept a lower price with the next buyer to keep things moving.
Delay
Financial loss
The emotional crash when the buyers pulled out just before we expected to move was awful. I didn’t sleep properly for weeks afterwards.
Hidden info
The Housing Ombudsman found dozens of complaints about inaccurate or unclear service charge estimates in shared-ownership schemes.
Financial loss
Poor communication
Seller claims slow replies and a lack of phone access made a time-sensitive sale process stressful and expensive.
They feel powerless watching the deal edge towards collapse just because nobody can get the solicitor to pick up the phone.
Delay
Land Registry
Buyer says their solicitor was instructed for a straightforward cash purchase in July 2025, yet by January 2026 ownership still had not been registered and repeated calls produced no clear resolution.
We had to abandon the purchase after discovering the lease had less than 70 years left and the freeholder wanted a fortune to extend.
Hidden info
One MSE user said their flat is ‘impossible to sell’ because annual service charges have jumped so high that buyers walk away as soon as they see the figures.
We were supposed to complete on Friday. Instead, we’re in a short-term let with our furniture in storage because our conveyancing firm shut overnight and nobody can tell us when we can actually move in.
We have a viewing arranged at short notice but cannot fully clear the garden of dog waste because of disability and recent surgery. We are worried it will put buyers off.
Delay
The conveyancer waited until the last moment to tell us they had not received the signed transfer deed. It had been sitting in their post room for a week, unopened, while everyone in the chain assumed we were ready.
The idea that you might have to take over the right to manage just to make your flat saleable shows how broken some managing agents have allowed things to become.
Twice now, our purchase has died at the survey stage. It makes you feel like every property is a ticking time bomb once a surveyor gets involved.
Hidden info
Estate Agent Today reported that nearly one in five sellers admit they haven’t disclosed neighbour disputes to buyers, even though doing so risks the sale collapsing later.
Paid a large fee expecting a smooth mortgage and insurance setup, but advisers kept changing without handover, the lender wasn’t responded to, and insurance arrangements were wrong or not put in place.
We were told… smooth process if using their mortgage advisor and solicitors.
Fall-through risk
Our estate agent says several sales and purchases with Butterworths have all been frozen at once. Everyone in the chains is panicking that the deals will fall through before new solicitors can step in.
Hidden info
Solicitors say you’ll have to mention any boundary rows on the TA6 form anyway, so hoping buyers never find out is not a realistic option.
Hidden info
A Times piece asks whether you can really trust property listings, highlighting missing or inaccurate details on cladding, service charges and even whether a property is genuinely available.
Financial loss
Fall-through risk
I thought ‘no move, no fee’ meant exactly that, but when the sale collapsed I was handed an £800 bill for an insurance policy I didn’t even know I’d supposedly agreed to.
Delay
Financial loss
Conveyancer delays are costing us thousands in rent and storage while we wait to complete.
Hidden info
We listed with a national agent and didn’t realise our flat had a sky-high service charge until buyers kept pulling out at the last minute.
Our buyers pulled out after their survey flagged old subsidence, even though previous reports and insurance showed it had been resolved.
Hidden info
Residents in ‘affordable’ shared-ownership homes say service charges shot up by hundreds of percent compared with what they were led to expect.
Delay
Buyer says their purchase fell apart when the vendor let the place instead, and now refuses further viewings until after notice to the tenant.
Delay
Poor communication
“Our case was held for 30 days… no communication with the vendor’s solicitors.”
I watched a whole chain fall apart when the buyer’s mortgage offer expired just before exchange; without a valid offer they simply couldn’t proceed.
Delay
Poor communication
Every update was just 'waiting on the other side' with no meaningful detail.
Delay
Fall-through risk
Our process was ‘very painful’ – in 19 months we had three collapsed chains before finally getting to completion.
Solicitor concerns
Early process issue
Client confidence
Buyer says they considered changing conveyancers soon after offer acceptance because the solicitor was already creating concerns despite the mortgage offer and survey moving quickly.
Mortgage valuation visit lasted minutes, then the property was declared unmortgageable because communal areas were ‘poor’. Buyer felt it was absurd.
Financial loss
Seller withdrew during completion; company then used excuses and loopholes to avoid refunding payment.
Hidden info
BetterMove’s blog explains that high service charges can put buyers off straight away and reduce the pool of people who can afford to run a flat, not just buy it.
Delay
Their clerk scanned our ID incorrectly twice, delaying our AML verification. Only after escalating did the firm admit it was human error.
Seller says their solicitor held onto signed documents for a week before posting them, without explanation.
Financial loss
We had to pull out when the seller accepted a private offer from a friend after we’d already committed to surveys and legal fees, effectively using us as a stalking horse.
Delay
We are mid property transaction and the service is worse than useless. Endless delays, lies and inefficiencies.
Delay
Our buyers’ solicitor has been ‘reviewing paperwork’ for over eight weeks. We’re scared they’ll just walk away from the sale.
Felt like the default outcome was to down-value, regardless of evidence. It caused stress and threatened the mortgage offer.
Hidden info
A Mumsnet poster asks if they’re being unreasonable not to disclose a long-running neighbour dispute, despite twenty years of noise complaints and council involvement.
They recommend doing the legwork on insurers in advance, otherwise you risk a sale falling through just because buyers panic when comparison sites decline to quote.
Hidden info
“Final request… included unspecified additional charges… first correspondence I had received.”
Fall-through risk
One Reddit user asked how to stop their sale falling through for a third time, after two buyers had already pulled out and they were emotionally shattered.
Our chain nearly fell apart because the buyers at the bottom didn’t realise how long searches can take – they assumed it was like ordering a credit check.
Delay
Poor communication
A buyer described being stuck for weeks because the other side’s conveyancer wouldn’t respond properly, forcing repeated chases.
Financial loss
Hidden info
Ground rents have become controversial — we thought we owned the freehold when in fact we had little control and large escalating fees on house we bought.
Financial loss
Buyer says their mortgage valuation came in twenty thousand lower than the agreed price, the survey listed damp and roof issues, but the seller refused to negotiate at all and the estate agent just told them to find more money.
Delay
Source-of-funds/source-of-wealth checks took longer than expected and delayed answers.
Delay
Financial loss
Readers report paying removal companies twice and covering hotel stays due to delayed mortgage funds.
Hidden info
Seller reports that their agent listed the property with key material information missing, leading to a buyer pulling out on survey and the seller still being chased for the full fee despite getting no completed sale.
Delay
Financial loss
Paid premium package (£1,499); later told it only covered six months and had expired after buyer issues.
Delay
We’re waiting for an insurance certificate to progress issues; experience shows why reform is needed.
Delay
Fall-through risk
Poor communication
Another Ombudsman case involved a conveyancer whose poor communication and delay meant a sale fell through; the clients said they’d never understood what was going wrong until the buyer walked.
Financial loss
Our solicitor strongly advised us to pull out; we lost money on fees but dodged what would have become an unsellable flat.
Delay
The reviewer said a competent progressor made all the difference when it came to keeping the subsequent chain from collapsing again.
Financial loss
Hidden info
The Times reports a family who have spent £43,000 on service charges and council tax while failing for five years to sell a retirement flat.
Fall-through risk
Our previous sale fell through and we turned to SmoothSale; they got it back on the market quickly and resold it before the whole chain imploded.
Hidden info
LawHive explain that if a seller lies about neighbours on the TA6, it can amount to misrepresentation and give buyers grounds to claim losses later.
The collapse of our completion left us technically in breach of contract; instead of celebrating moving day, we were on the phone to solicitors arguing about liability.
Financial loss
Fall-through risk
Our chain collapsed even after we’d exchanged – the buyer at the bottom couldn’t complete and suddenly everyone above was scrambling to see who would cover whose costs.
A landlord alleges a lack of transparency by their letting agent after discovering the tenant was paying a higher amount via a third party, while the agent only disclosed the lower figure used for their commission calculation.
Financial loss
A MoneySavingExpert poster ranted that their estate agent overvalued the house, barely generated any interest, then the eventual buyer still backed out and they had to relist at a lower price.
They say agents should properly check how secure a buyer’s position is – chains, finance and timescales – instead of just declaring ‘sale agreed’.
Financial loss
“Transferred £60k via CHAPS… then told the details were incorrect.”
Financial loss
A landlord complains of being billed heavily for routine paperwork, calling the charges disproportionate.
We submitted an offer but the agent insists on checking finances before passing it to the seller. We have had no confirmation that the offer was even communicated despite the agent telling us our figure was reasonable.
“We feel there’s no point re-listing until this is rectified.”
Poor communication
Client reports their solicitor ignored multiple urgent emails about completion funds until the last minute, causing near-collapse of the sale.
The estate agent kept telling us ‘it’s all with the solicitors’ while our buyers’ searches hadn’t even been ordered.
Delay
Fall-through risk
Brokers call the situation ‘chaos’, saying buyers suddenly face five-figure shortfalls or have to walk away after months of work.
Delay
Poor communication
ONP Solicitors warn that choosing the wrong conveyancer can lead to delays, poor communication and nasty surprises later in the transaction.
Delay
We’re FTB with no chain but our solicitor replaced halfway through the process and now exchange looks six months away.
Delay
Fall-through risk
On r/HousingUK, a seller says their buyer pulled out just two days before exchange, and they are ‘absolutely gutted’ after months of planning a move back home.
Our neighbour started harassing viewers whenever we had a viewing booked – shouting over the fence about parking and noise.
Financial loss
Fall-through risk
By the time our second purchase fell through we’d already paid a mortgage broker fee, survey and solicitors twice, with nothing to show for it.
Fall-through risk
Poor communication
My house sale fell through twice and both times I could pinpoint the moment it went wrong: the buyers suddenly went quiet and stopped replying to messages.
Delay
Poor communication
Worst legal firm... so slow and not responsive to chasing things up.
Delay
Mortgage issue
Poor communication
Buyer says their lender had still not picked up a survey report more than a week after it was sent, leaving them waiting around with no clear timeframe for the mortgage decision.
A cash buyer alleges the agent misled them and pushed them to look elsewhere, calling the conduct unprofessional.
Delay
Financial loss
Poor communication
Leasehold sale stuck: management pack delays and high fees stall transactions even when everyone is chasing.
Hidden info
On JustAnswer, a seller was told that even a ‘resolved’ driveway dispute might still need to be disclosed because it created a formal record with the council.
Delay
Financial loss
Interest rates jumped twice while we waited for the chain to sort itself out; by the time we were ready to exchange, the payments were no longer affordable and we had to walk away.
The same buyer says their mortgage offer expires mid-December and they’re panicking about whether they need an extension because no one will confirm what’s holding things up.
Fall-through risk
After our original sale collapsed, our previous agent’s only idea was to shove us into a low-reserve auction, then asked for another huge price cut when that didn’t work either.
Fall-through risk
Hidden info
They encourage sellers to explain honestly why a previous sale collapsed, because hiding it just makes new buyers more suspicious when they inevitably find out.
The buildings insurance quote nearly doubled after we declared past movement; our broker said some lenders would flat-out refuse, so we withdrew before it got that far.
Financial loss
We’ve now had two purchases collapse, each costing a couple of thousand in fees. Nearly a year of trying to buy and we’re about £5,000 down with nothing to show.
Hidden info
Advice pieces on selling land with boundary issues say that in many cases only specialist cash buyers or auctions will touch it, which limits options and drives down the achievable price.
Financial loss
Poor communication
Nobody would give us a straight answer for hours; we eventually found out our buyer’s side simply hadn’t got the money together.
Our buyer’s lender refused the mortgage after seeing the valuation report, and there was nothing we could do but wait for a new buyer and start again.
Delay
Fall-through risk
Seller says a chain-free sale ran for roughly six months with minimal progress until the buyer finally withdrew.
Delay
Our conveyancer never clearly explained that we’d be responsible for insuring the property from exchange, which nearly delayed things when the lender checked the policy details.
In ‘Sellers’ solicitors are moving slow’, a buyer says their own lawyer is fast and responsive, but the seller’s solicitors are dragging things out and risking the deal.
Delay
Financial loss
The stress from our house sale falling through has wrecked my sleep and my mood; I feel like I’ve been living in limbo for months.
Poor communication
Described as unethical/incompetent with poor communication and high charges.
The seller admits they just ‘lost interest’ in the house because nothing seemed to improve with the neighbour, so they put it up for sale.
Some say their flats are basically unsellable because buyers and mortgage lenders walk away as soon as they see the service-charge schedule.
After buying a repossessed property, the new owner got a charging order letter in the old owner’s name, creating fear of legal fallout.
Refusing the in-house mortgage broker made the buyer feel frozen out of viewings and offers, like access was being used as leverage.
We felt completely stuck in limbo because our agent gave us no clear plan or communication about the sale.
Poor communication
We felt pushed to accept this surveyor via the lender, then got an experience of poor communication and avoidable hold-ups.
Delay
Even though the sellers’ solicitor already had the contract pack ready from a previous buyer, it still took far longer than expected to send anything across.
Financial loss
The solicitor failed to explain that the 'flying freehold' element of the property could cause remortgage problems. Our next lender refused the security and we faced extra legal costs to resolve it.
Poor communication
Hidden info
Buyer says the estate agent dismissed survey findings, claimed repair quotes were too expensive, and pressured the buyer not to renegotiate despite roof concerns.
Hidden info
A Guardian investigation into ‘affordable’ homes says some shared-ownership residents have seen service charges increase by up to 400%, leaving them effectively trapped.
Poor communication
Poor communication, all words no action… had to beg for viewers…
Delay
Fall-through risk
JMP Solicitors received a review from a client whose sale fell through twice; they praised the firm for staying on top of things and pushing both sets of lawyers so the eventual purchase didn’t drag forever.
Delay
Solicitor misread the lender’s mortgage conditions, resulting in extra documentation and delays close to completion.
Offer withdrawn
Financial loss
Completion failure
Buyer says a lender pulled a mortgage offer after exchange, leaving them unable to complete the onward purchase and facing the loss of a 60,000 pound deposit plus seller costs.
Financial loss
Daylight robbery! Connells have taken my money for several valuations during the past year.
Poor communication
A buyer says their purchase is stalling because the vendor’s estate agent won’t reply, and getting basic information about a management pack is ‘like getting blood out of a stone’.
Hidden info
People keep saying ‘don’t buy a leasehold’ because of hidden management charges and ground rents that buyers only appreciate after moving in.
No chain
Delayed exchange
First time buyer
Buyer says they are three months into a chain-free purchase and still have not exchanged, asking what is normal when there should be no chain delays.
Delay
Financial loss
Buyer alleges constant delays and poor updates put their mortgage offer at risk and nearly cost them the property.
Poor communication
Our solicitor vanished off the radar just when we needed to complete before the mortgage deadline, and we nearly lost the house as a result.
Poor communication
The ‘automated updates’ never matched what was actually happening; messages felt generic and didn’t answer the real questions.
Delay
Poor communication
Gaddes Noble handled a very simple, no-chain house sale but repeatedly asked for documents we’d already sent months earlier and then ignored emails showing this. No apology, just silence.
Financial loss
Now facing the risk of incurring unnecessary stamp duty costs.
Delay
Poor communication
The Legal Ombudsman’s conveyancing work shows many complaints centre on poor communication and delay – buyers left chasing solicitors who don’t reply for weeks.
Delay
I’ve got a mortgage offer that’s valid for six months on a house that’s now fallen through; I’m being told the lender may not honour it for the next place.
Despite repeated requests, the conveyancer didn’t flag a restrictive covenant on the title. We only discovered it after completion, when we received a legal threat from a neighbour.
They warn that if an agent won’t explain what went wrong, you can’t fix the issue or properly prepare for the next buyer.
Financial loss
By the time we dropped the price repeatedly and paid all the ongoing fees, the investment had turned into a financial drain the family couldn’t escape.
Hundreds of us have joined support groups because we’re effectively homeless in the middle of a transaction – our old homes gone, our new homes blocked, and nobody giving clear answers.
I really regret choosing Yopa, a waste of 6 ...
Fall-through risk
At Lang Town & Country, a reviewer talks about an ‘exhausting 11-month journey’ where their chain collapsed several times before the team finally got it over the line.
Financial loss
Commenters advise setting money aside for disputed charges, because until the account is settled, buyers and their solicitors may simply walk away.
They note that if rates have risen or your circumstances have changed, you might not even qualify for the same deal again.
Financial loss
After documenting over £2,000 in direct costs... they initially offered... £250 compensation
Poor communication
Our solicitor at Proddow Mackay stopped answering calls after the closure notice. The phone is constantly engaged and the website has vanished.
We had to rely on the buyer's agent to get information because our own agent did not do their job.
Delay
They say even the broker got involved to chase the solicitor, but it still felt impossible to get straight answers or timely action.
Hidden info
The buyers fell in love with the house, then pulled out when they realised the garage was legally separate and could, in theory, be sold off on its own.
We’d paid for searches and surveys before anyone mentioned that some lenders simply won’t touch that type of construction at all.
Poor communication
A buyer on r/HousingUK says their solicitor ‘never gives any updates’ – emails go unanswered and they have no idea if searches have even been requested.
Poor communication
Our mortgage broker passed us between multiple handlers. No one knew the case history, so documents kept getting ‘lost’.
Delay
Endless delays, lies and inefficiencies.
We had our sale and onward purchase both with the same PM Law brand. Overnight closure means both transactions are frozen, movers booked, and we’re looking at the real prospect of having no home to go to.
Hidden info
BLB Solicitors emphasise that the TA6 requires sellers to disclose complaints or anything that might lead to a future neighbour dispute, not just full-blown court cases.
Delay
Hidden info
The Sun highlights a couple whose service charges jumped from £2,800 to £7,500 a year, leaving them unable to sell and delaying plans to grow their family.
Client claims solicitor failed to act on a query from the buyer’s solicitor for nearly a month.
Fall-through risk
The surveyor valued the property far below what we’d agreed to pay; our mortgage offer was cut and we couldn’t make up the difference, so the purchase collapsed.
Hidden info
Several prospective buyers said point-blank that the service fee made the numbers unworkable compared with similar flats, so they walked away.
Financial loss
Hidden info
We have had a terrible experience with a bills management company called The Bunch, who are supposed to collect money from us and pass it to suppliers. They have taken money but not paid the suppliers, sent random extra charges and demanded ridiculous sums, and overall it has been the worst time dealing with them.
Avoid like the plague! Very poor competence and communication.
Our buyers pulled out after their broker finally admitted he’d put them with the wrong lender for our property type, and their new bank wouldn’t lend enough.
Delay
Unacceptable delays, inaccurate paperwork, slow follow-ups, no sense of urgency
Financial loss
Fall-through risk
On another MSE thread, posters discuss buying the previous buyer’s searches and survey after a fall-through to avoid paying again for the same checks.
Hidden info
“I am extremely disappointed… purchase attempt that fell apart due to a lack of critical information disclosed upfront.”
Poor communication
Communication was well below expectations and we got almost no notice of completion.
We have a mortgaged house with no insurance and untreated subsidence. Every insurer we approach refuses cover and I don’t see how we can ever sell in this state.
Delay
We ended up frantically shopping around for a specialist insurer just to keep the chain from collapsing.
The HomeOwners Alliance says rising legal complaints often relate to slow updates, lost documents and clients only discovering problems once their sale collapses.
Hidden info
Guidance stresses sellers and agents must share all they know about a property; buyers have the right to these facts before committing.
Hidden info
Campaigners accuse housing associations of mis-selling by massively under-estimating future charges, leaving owners stuck in properties they can’t sell or afford long-term.
Valuer seemed positive in person for the remortgage, then later down-valued the property. It caused shock and immediate mortgage stress.
Hidden info
Restrictive covenant discovered on the eve of exchange. We were told the garden was 'private' but found out access rights were shared.
Delay
Poor communication
For that client, having a proactive solicitor was the difference between yet another collapse and finally getting over the line after months of setbacks.
Poor communication
We asked the completion date three times. No answer, then a last-minute demand for extra funds. No prior warning.
Houses usually sell quickly in our village but our agent could not generate interest or keep us informed.
Fall-through risk
Our buyer pulled out after a survey that felt wildly inaccurate, including basic safety items allegedly missing that were plainly there.
Hidden info
The Times reported on a family who have spent roughly £43,000 on service charges and council tax while trying for years to sell their late mother’s retirement flat with no success.
A broker site warns that if your mortgage offer expires before completion, you may have to reapply, redo credit checks and risk losing the original interest rate entirely.
Financial loss
They’d paid for surveys and solicitors on their onward purchase and said they were so angry they ‘could throttle’ the would-be buyers.
A first-time buyer with a mortgage offer expiring in five days said they hadn’t even exchanged yet and were frantic that one missing bit of paperwork could blow the whole deal.
“Lost two buyers due to lies he told our buyers.”
Delay
Fall-through risk
Seller reports their sale collapsed because the buyer s solicitor repeatedly failed to send a simple redemption statement for weeks, while the estate agent just kept saying it was with the lawyers.
Delay
A seller says they needed a management pack for a sale and waited weeks while getting little help or clarity.
Delay
We lost our dream home because our buyer’s mortgage offer expired after months of chain problems; the lender wouldn’t redo the application on the same terms.
Delay
Our sale was held up because the freeholder’s managing agent took nearly six weeks to answer basic pre-sale enquiries.
Delay
Fall-through risk
We were even looking at school waiting lists for our planned move, but when the house sale fell through the whole relocation – and the school plans – just stopped.
A Waterstone Legal article lists causes of slow conveyancing including overworked law firms, unmotivated sellers and simple lack of communication between parties.
Hidden info
A guide on why flats aren’t selling in 2025 points to cladding, short leases, high service charges and poor management as recurring reasons buyers walk away.
Delay
Can't give zero otherwise I would... we were ready to complete the sale after 8 weeks.
Delay
Financial loss
Poor communication
On their case-study hub, the Ombudsman lists common themes in conveyancing complaints: poor communication, delay, weak advice and unexpected costs.
Delay
Our mortgage offer is due to expire before completion because the legal work has dragged on for months; the broker says we might have to reapply on worse rates if we miss the deadline.
“Land Registry can take time… should she be worried?”
Delay
Our first buyer walked because they couldn’t get searches back in time; the local authority was quoting 10–12 weeks and their rate was about to end.
Fall-through risk
Our house sale fell through at the very last minute but, to be fair to the agent, they had viewings and a new offer arranged within days.
Delay
Fall-through risk
Our sale fell through a couple of times during COVID; each time the solicitors seemed to drag things out while everyone’s circumstances kept changing.
Financial loss
Fall-through risk
Our whole chain depended on PM Law. Overnight their offices shut, staff were locked out, and nobody can contact them. They’re holding mortgage money in their client account and it feels like chains across the country are about to fall apart because of this.
Delay
Financial loss
The solicitor acting for us forgot to send the leasehold enquiries to the seller’s solicitor. This added nearly three weeks to the process and pushed us into penalty fees with our landlord.
Poor communication
“They purposely told me information late… rushed into purchasing it.”
Hidden info
We are being forced to pay our agents Yopa even though they did not sell our property. I did the viewing, sold the property myself and we lost the original sale because the house was listed incorrectly and key material information was missing.
Financial loss
“Only the seller pulled out… they aren’t giving me my money back.”
Financial loss
They’ve dropped the asking price by tens of thousands but say no buyer wants to take on such eye-watering annual costs.
Fall-through risk
Our buyers pulled out four days before exchange. The property opposite came on the market later and we ended up buying that instead – in better condition.
Delay
I’m terrified of putting the house back on the market because the last two buyers have walked away after survey – I’m just waiting to be ‘shafted’ again.
Delay
Fall-through risk
Our chain collapsed after five months when the top property fell through; nobody seemed to have a backup plan and we had to start completely from scratch.
Hidden info
A leasehold specialist says cladding issues, huge remediation bills and inflated service charges have created a whole class of ‘hard to sell’ flats that ordinary buyers and lenders avoid.
The whole process of buying a house has been painful and this is largely down to our solicitor.
Financial loss
Buyer’s premium refused even after the purchase attempt fell apart.
Hidden info
A Times story described a family who’ve spent over £43,000 on service charges and council tax trying for years to sell their late mother’s retirement flat.
Fall-through risk
Our chain broke because the buyers at the bottom decided not to complete before the SDLT deadline – everyone else in the chain is now facing thousands more in tax and interest.
Fall-through risk
On Gransnet, a mum said her son had two flat sales fall through at the point of exchange, with boxes packed and everything ready to go.
Financial loss
Fall-through risk
One adviser in the FCA’s Financial Lives survey said they’d been told they could change the property address on their mortgage if the first purchase fell through, only to find the lender wouldn’t honour that when it actually happened.
We’ve had two buyers pull out at late stages; each time we find a new one, it feels harder to believe the sale will actually happen this time.
Financial loss
Fall-through risk
Our rental property sale fell through twice in a row. Each time we paid for more solicitor work and never got close to exchanging contracts.
Fall-through risk
A Connells report nearly derailed our sale by flagging lots of serious issues as high risk, which didn’t align with reality.
The advice seems to boil down to ‘hope the lender plays ball’, which doesn’t feel like much protection with a legally binding contract hanging over us.
Hidden info
Some property lawyers argue the revamped property information form is unworkable but it does force more detail on flood risk and charges upfront.
Financial loss
Fall-through risk
An Alexander Grace Law client complained that when their initial sale fell through, the firm still charged the full amount even though the transaction never reached exchange.
Delay
Poor communication
An article on poor communication by a legal complaints firm advises clients to keep a log of unanswered emails and calls when their conveyancer goes quiet for weeks.
Delay
Fall-through risk
It still meant another valuation, more paperwork and weeks of delay, all because somebody else’s side of the deal collapsed.
Hidden info
One JustAnswer question comes from a seller who filled in the TA6 with ‘no disputes’, then later had to complain about a neighbour using their driveway.
They highlight how often buyers first learn of historic feuds only after they’ve moved in and started receiving aggressive letters or noise complaints.
Delay
The lender placed our case ‘under manual review’ with no timescale. We waited 23 days while the seller threatened to remarket.
Fall-through risk
Another poster described a buyer dropping out on the day of exchange for vague ‘personal reasons’, after everyone had booked removals and arranged time off.
They were also dual-listed with a big name high street brand and felt the smaller firm actually did more to keep finding new buyers when the chain kept breaking.
Financial loss
They expected a reduction after the collapse, but instead got a bill that didn’t reflect the stress or the fact the sale never actually completed.
Poor communication
They say their solicitor chased the buyer’s solicitor six times with no response, and even when the buyer chased them it took days to hear back.
Fall-through risk
A whole chain collapsed when one buyer let their mortgage offer expire, proving how fragile everything is when lenders set tight deadlines.
Hidden info
Hearing that a property has already been under offer and fallen through makes you wonder what the survey or searches turned up that you’re not being told.
Financial loss
Despite big price cuts, the flat is still unsold, and exit fees mean they’ll lose a chunk of the inheritance even if a buyer eventually appears.
Several of my clients have seen deals collapse because surveyors knocked tens of thousands off agreed prices and sellers refused to negotiate.
Reviews alleging organised scamming and attempts to remove genuine negative reviews.
Delay
Fall-through risk
Our buyer's buyer pulled out, breaking the chain. The agent suggested giving them two weeks to find a new buyer, but we are unsure whether that is reasonable or too short.
The agent never checked basic details with the seller and we constantly got conflicting information.
Delay
Hidden info
Our first-time buyer walked away after eight months because the managing agent took four months to produce a service charge pack and nobody chased them.
A law firm warns that down-valuations and buyers’ mortgage issues are increasingly common reasons for sales to collapse or be painfully renegotiated at the last minute.
Poor communication
Portal/communications blamed: buyers and sellers left chasing basic updates to keep the chain alive.
Delay
Financial loss
A MoneySavingExpert user said their buyer’s mortgage offer expired after months of delays, forcing everyone to sit and hope while a new lender was found.
Financial loss
“Offered £50 compensation… adds salt to the injury.”
Delay
Fall-through risk
Completion has been ‘next week’ for ages. Our conveyancer hardly answers calls or emails and I’m terrified the purchase will fall through.
Hidden info
Posters argue that without proper due diligence on service charges and ground rent, buyers can end up stuck with a flat they can’t afford.
Delay
Land Registry told us fixing the title problem could take up to a year because of a queue of older applications, so any hope of salvaging the original sale vanished instantly.
Delay
Poor communication
The amount of delays, no communication and me chasing them is utterly unacceptable!
Hidden info
Sold.co’s own guidance on neighbour disputes says properties with an ongoing row next door are simply ‘less valuable’ because buyers have to take on the hassle.
Hidden info
One buyer said their heart sank seeing properties pop back on Rightmove with ‘sale fallen through’ – it felt like a huge red flag that something was wrong.
Buyer says the process became an emotional grind because basic actions took too long and nobody owned it.
Financial loss
They said the idea of starting again with a new offer and higher rates was terrifying, and they felt powerless to speed up solicitors or the vendor.
Poor communication
I was told I should not expect replies the same week because they were so busy.
Financial loss
Fall-through risk
By the time our sale collapsed we’d spent nearly three thousand pounds on fees and reports, which is apparently close to the average loss when a transaction fails.
Delay
Mortgage issue
Fall-through risk
Seller says the buyer's mortgage application was still delayed after eight weeks, leaving the seller being advised to put the property back on the market rather than wait indefinitely.
Fall-through risk
A Trustpilot review for Agent & Homes describes switching agents after an initial sale fell through; the new agent actively marketed the property instead of just relying on a big brand name.
Financial loss
Hidden info
An Everys Solicitors article on the ‘hidden costs’ of leasehold says some owners face escalating ground rents and service charges that make it difficult to sell or remortgage at all.
Hidden info
On Property118, a leaseholder fears their aggressive freeholder is deliberately hiking service charges to make flats unsellable except to them.
Poor communication
Another ReviewSolicitors profile shows glowing feedback for one conveyancer, but notes that many people come to them after bad experiences with other firms’ slow progress and poor communication.
Delay
Poor communication
Mortgage offer took so long the seller lost patience. We lost the house after chasing constantly with no clear answers.
Hidden info
The Guardian reports average service charges for leasehold flats rising 11% in a year to £2,300, with over half of leaseholders now paying more in service charges than in council tax.
Delay
“This company should be shut down… nearly 8 months… simple house purchase.”
Poor communication
“Calls, voicemails, emails… all ignored for days.”
Delay
Fall-through risk
Poor communication
Transaction dragged on so long the buyer pulled out; emails ignored and no urgency at all.
A Trustpilot reviewer says a Countrywide survey ‘down-valued and ridiculed’ their home when they were trying to borrow more, leaving them angry and stuck on their existing mortgage.
Poor communication
We lost our sale purely because nobody at the firm picked up the phone or answered emails in time for the chain to hold together.
Financial loss
She said each collapse cost them more money and made their listing look ‘tainted’ every time the SSTC tag disappeared and it went back on the portals.
Delay
Client claims their solicitor repeatedly sent documents with names spelled incorrectly, delaying mortgage approval.
Poor communication
I have zero idea of a timescale
Fall-through risk
SmoothSale reviews include people whose original sale fell through, threatening their whole chain, until the company re-listed and sold again within a week.
Delay
Hidden info
Another Trustpilot reviewer says they pulled out on the day they were due to exchange because the search pack revealed high flood risk only at the last minute, even though the firm had held the results for weeks.
Poor communication
They only replied after I threatened to complain formally about the lack of communication.
Hidden info
Agents say prospective purchasers now walk away as soon as they see the service charge schedule, leaving some flats effectively unsellable unless prices are slashed.
Financial loss
They describe the leasehold system as ‘unregulated and vile’, with no real way out once the annual costs have spiralled.
Financial loss
We’re now onto a second buyer after the first one walked away just before exchange; both times we paid for searches that effectively ended up in the bin.
Freeholder delay
Outstanding enquiries
Deadline risk
Buyer says final enquiries are still outstanding after months because the freeholder is supposedly unavailable, risking the purchase even after the seller agreed a deadline.
A Guardian feature on a cladding-blighted block describes residents living for years under scaffolding and blue netting, with flats practically unmortgageable.
Delay
Hidden info
Our buyers walked away because they suddenly didn’t like that the garage was on a separate title. It had been on the deeds the whole time yet they only panicked six months in.
My solicitor says the buyer’s solicitor hasn’t even contacted Barclays yet
Fall-through risk
Buyers pulled out after a survey that we believe was inaccurate, with basic items seemingly missed or misreported. The chain collapsed because of it.
Myerson’s guidance for sellers bluntly says that if you omit key details on the TA6, a buyer could both refuse to complete and sue for losses.
Their reports were described as factually wrong often enough that we’re escalating complaints to professional bodies.
Delay
Poor communication
Another ReviewSolicitors entry for Gilson Gray describes ‘communication consistently poor’, with phone calls rarely answered promptly and emails often waiting days for a reply.
Financial loss
It’s gutting to realise that in England you can get right to the brink of exchange, have the other side change their mind and you simply eat the costs.
I had to push them to negotiate properly instead of just telling me to accept a rock-bottom offer so they could bank their commission and move on.
Fall-through risk
Poor communication
Estate agent and we both called the seller’s solicitor. They said they’d ‘try to call back’ and then vanished. The chain collapsed two days later.
Delay
Buyer can’t get hold of their conveyancer by phone or email the week they hoped to exchange.
Financial loss
Hidden info
The advice everywhere is to look very closely at lease length and ongoing service costs, or you risk being stuck with something buyers keep walking away from.
We’re paying for a short-term rental an hour from the kids’ school because our sale completed but the purchase can’t go through until the PM Law situation is sorted. We did everything right and still ended up effectively homeless as a family.
Delay
Completion chaos and long delays created serious mortgage timing pressure for the sellers.
Our buyers backed out when they learned about historic arguments with the freeholder; their solicitor said taking on an active dispute was too risky.
Delay
Complaint that the firm is slow, hard to reach, and blocks a purchase because nobody responds.
Financial loss
More than a year after the transaction fell apart, the firm suddenly chased us for a conveyancing bill we’d never agreed, adding to the frustration.
Poster says their agent was poor at handling basics, kept them out of the loop and communicated badly throughout the sale.
They also highlight slow solicitors and local authority searches as classic deal-killers – by the time results arrive, some buyers have simply lost patience.
Financial loss
They guessed the first-time buyers had offered more than they were comfortable with, then panicked once reality and the survey costs hit.
Poor communication
They say they repeatedly had to prompt the firm to send documents and then struggled to get any response about refunding a deposit.
Delay
A seller says repeated non-responses made their transaction drag and created avoidable delays during conveyancing.
Our solicitor refused to communicate with the estate agent, slowing everything down. Basic updates took days because they would not speak to anyone but us directly.
Delay
Poor communication
Buyers complain their solicitors take days or weeks to reply, leaving them in the dark about progress.
They also highlight complaints where properties were sold for less than they were worth, with sellers blaming poor advice and weak negotiation from their agents.
Repeated spam calls from multiple numbers, despite never requesting contact—felt like harassment and possible data misuse.
Delay
We’d booked removals and arranged child care, then got a call at 4pm saying completion wouldn’t happen because funds hadn’t been released in time.
Delay
We’re being told Land Registry is so backed up that registration might take a year. It leaves us stuck when trying to remortgage.
Delay
Financial loss
Our solicitor at Wilsons Solicitors was holding sale proceeds when PM Law shut. We’re now stuck waiting for the regulator to untangle it.
Last minute collapse
Exchange risk
Emotional stress
Seller says a buyer pulled out a day before exchange after months of progress, leaving the seller angry at how easily a transaction can collapse so late in the process.
Delay
Fall-through risk
Felt like nobody owned the case; delays and little response led to missing out on a property.
An advice site warns that a history of subsidence makes it harder for buyers to get buildings insurance, which in turn can wreck mortgage applications at the last moment.
Delay
Months of poor service from the first agent left our sale in limbo until a different firm took over.
Financial loss
We lost money on a failed sale after the estate agent held onto the buyer’s deposit longer than they should and both sides argued about who’d lost out.
Hidden info
On a first-time buyer group, someone discovered their flat’s service charge had more than tripled from £60 to over £200 a month, and was told it might now be hard to sell without cutting the price.
Delay
Financial loss
The seller’s solicitor insisted on posting documents instead of using email, which added weeks to an already stressful timeline and cost us our buyer.
Delay
Poor communication
Weeks of silence on enquiries — we asked for status, got none. The lack of information is the worst part.
We were pressured into using the in-house mortgage adviser and felt it affected how seriously our offer was treated.
Financial loss
After spending money on valuation and legals, we had to abandon the purchase because cash buyers were our seller’s only hope.
Fall-through risk
A Trustpilot reviewer for SAM Conveyancing explained that their first sale fell through at the last minute and the second buyers were awkward and slow because they were buying via a pension.
Delay
The system lets sellers and buyers walk away after months, leaving people like us broken, out of pocket and still without a home.
Poor communication
Sometimes it took over a week to get any answer to urgent questions about the purchase.
Delay
Poor communication
the lender has not yet come back with a reply since two weeks now and our solicitor seems least intrested
Delay
Our entire chain depends on a PM Law group firm that has suddenly closed. Estate agents and other solicitors can’t get any answers, and everyone is scared the chain will collapse.
Delay
Our solicitor sent purchase monies to a PM Law firm on completion day, but the sellers didn’t get confirmation, the agent had no key release, and we spent the day sitting in a van with our belongings waiting for an update that never came.
Fall-through risk
Survey flagged serious structural movement and other major issues. Buyer felt trapped after paying around £700 and feared the deal collapsing.
Fall-through risk
Eventually in August, I got the call I knew was coming. The buyers had lost faith and withdrew their offer.
Financial loss
Fall-through risk
By the time the chain finally collapsed, we’d spent thousands on surveys, searches, arrangement fees and rent on a temporary place.
Delay
Waiting months for a certificate of deeds needed to complete a flat sale.
Poor communication
My solicitor refuses to send me copies of communications with the buyer’s side. I feel I have no control or visibility.
Fall-through risk
A Which? piece says one of the biggest reasons sales fall through is buyers changing their minds after survey, often with almost no explanation to the seller.
Delay
A recent article notes a ‘significant rise’ in people seeking help from the Ombudsman, with conveyancing complaints heavily focused on missed purchase deadlines.
Delay
Financial loss
The emotional toll of the sale collapsing was brutal; months of planning and packing vanished in an afternoon phone call from the agent.
Delay
The buyer's solicitor kept raising the same enquiry four times, even though the managing agent had already provided clear written answers. Each repetition delayed things and made the buyer think we were hiding something.
Financial loss
They said each collapse cost them more in fees and they were starting to think the only option was selling to a quick-sale company just to escape.
Financial loss
I have a maisonette with only 65 years left on the lease. I cannot afford the cost of extending it and do not want to spend money I will not recover. I owe 52k on the mortgage and need around 75k from the sale but interest from buyers is minimal.
Delay
MSE’s ‘Gazumped & angry’ thread centres on buyers losing a house after months when a rival offer came in, leaving them devastated and starting again from scratch.
HousePriceCrash posters complain that surveyors are routinely down-valuing homes in some areas, effectively preventing buyers from borrowing enough to pay the agreed price.
Delay
A buyer says the title plan didn’t match what was on the ground and their solicitor suggested adverse possession and indemnity insurance, while the lender decision dragged on.
Delay
The solicitor charged us for searches twice after misplacing the originals. They insisted it was unavoidable even though the delay was their own fault.
We pulled out of a house because of subsidence, but later found the estate agent telling another buyer that the sale had fallen through for completely different reasons.
Eight month delay
Renegotiation
Stalled purchase
Buyer says they had an offer accepted in September 2025 but by May 2026 still had not completed, and now wants to renegotiate after months of delay.
The estate agent was insistent that we speak to their in-house mortgage advisor. It didn’t feel like guidance — it felt like coercion.
Poor communication
One comment there says it’s not just the time taken, but the sense of incompetence and clients being left to do all the chasing themselves.
Fall-through risk
I thought helpful until our buyer pulled out due to his survey.
It shows how often deals fail for reasons outside the agent’s control – but also how crucial fast remarketing is if you want to keep moving.
When a buyer’s mortgage problems surfaced, the agent appeared unwilling to keep marketing properly, increasing the risk of the sale collapsing.
Financial loss
Every time a sale falls through, you’re just throwing survey and legal money down the drain; after our second collapse we started to question the whole system.
Delay
Poor communication
Six months later the buyers walked away and we were left wondering why nobody had been honest about the lack of progress.
Financial loss
Relatives say they feel trapped between dumping the flat at a huge loss or continuing to bleed money on charges for an empty property.
We’d been told exchange meant it was ‘all locked in’, then discovered that if the funds aren’t actually in place, the whole thing can still blow up.
Financial loss
They described spending on surveys and legals again and again, only to be flung back to scrolling listings, too drained to get excited about anything new.
Fall-through risk
The piece warns that hiding rows with neighbours can easily lead to fall-throughs or legal claims once buyers discover the truth.
Fall-through risk
A seller says their property sale fell through again and they no longer trust the estate agent, after paying upfront and believing the sale would go through smoothly.
Fall-through risk
An e-surv article says nearly 29% of property sales fell through in 2024, with the single biggest trigger being buyers withdrawing or cutting their offer after seeing the survey.
Fall-through risk
Hidden info
Our first sale collapsed when the estate agent failed to pass on vital information about a historic flood; the buyers found out from their own searches and lost all trust.
Buyer pulled out
Agent silence
Memorandum of sale
Seller says their estate agent did not tell them for weeks that the buyer had pulled out after memorandum of sale, only raising the issue much later when discussing what to do with the property.
Delay
Poor communication
I sent trust documents several times and still heard nothing back for weeks.
It says flat owners vent on forums about being stuck with homes that won’t shift unless they slash the asking price to offset ongoing charges and risks.
Hidden info
Reallymoving tell buyers to comb the TA6 form for past or ongoing neighbour rows; if anything looks worrying or vague, they say buyers are right to consider walking away.
I moved out to help my buyers complete before their mortgage expired, then the law firm acting for them went AWOL and left us in limbo.
Financial loss
The agent and sellers were aware of a major issue with the property but did not disclose it. We discovered it later from their social media and had to fight to recover our costs.
Our solicitor never explained what ‘subject to contract’ really meant; we assumed it was all done, then watched the buyers walk away with no penalty.
The freeholder’s quote to extend the lease was so outrageous that our solicitor advised against the purchase; it turned a ‘bargain’ flat into a ticking time bomb.
Financial loss
They also note sellers who believe their agent undersold the property, leaving them worse off financially and fuelling disputes after completion.
Delay
The new firm stepped in after that collapse, found another buyer and actually kept the seller updated throughout negotiations.
We discovered after completion that the solicitor had never checked whether the solar panel lease met our lender's requirements. The bank later queried the documentation and we had to pay for additional legal work to satisfy them.
Financial loss
By the time they understood there were cheaper, quicker options, the transaction had already fallen apart and they’d incurred avoidable costs.
Poor communication
A Trustpilot review for a national conveyancing firm praises them for being proactive and communicative, while noting that the biggest complaint people usually have about conveyancers is lack of updates.
Financial loss
Another poster in the same thread described two sales collapsing before they finally found a buyer, saying they had ‘no idea how people cope’ with the stress.
Delay
Incredibly slow start to conveyancing process: a month in and we’ve had no contact from the seller’s solicitor yet.
Hidden info
Homeowners are told to check listings carefully and insist missing material information is provided before they even book a viewing.
Delay
Poor communication
Process dragged on for months with radio silence and a clunky online portal.
Delay
Our conveyancing through Angela Viney Conveyancing Services stopped overnight. We’ve got buyers, removals booked and a mortgage ready, but nobody answering.
Delay
Fall-through risk
Another Trustpilot review says the seller endured a year of chain collapses and frustration with other agents before finally completing with an agent who actively managed the chain.
Delay
Move stalled for weeks waiting for a response; even formal complaint routes went unanswered.
Poor communication
Calls went to voicemail, emails ignored, I had no idea what stage my purchase was at.
Delay
Fall-through risk
Our buyer pulled out after their mortgage offer expired while waiting for the chain to inch forward – nobody warned us that offer dates could literally kill a sale.
Delay
My solicitor really good we were ready to complete the sale after 8 weeks But pm property lawyers started to find lots of different things to querie
Fall-through risk
They’re clear that hiding a live row is likely to end in either a fall-through or a nasty legal fight after completion.
Financial loss
We’re racing the clock before our fixed-rate with consent to let ends – if we can’t sell, we’re stuck with a rental that barely covers the costs.
The agent seemed far too busy and just left our listing to go stale without any real effort.
They’ve slashed the asking price far below what they paid, but buyers are scared off as soon as they see the yearly heating and management bills.
Financial loss
They explained that if you can’t get an extension, you may be left reapplying at worse rates, which can make the numbers no longer stack up for the house you wanted.
Fall-through risk
Our sale fell through several times with a previous solicitor and housing association. It was only when Watson Ramsbottom took over that things finally moved.
Poor communication
On two occasions we have been told things have been done (over the phone) when in fact several days later we get the notification to tell us they have only just been completed.
They’re left wondering if they can withhold payment while they wait, and whether the dispute will scare off future buyers if they try to sell.
By contrast, our previous agent had basically left us drifting when the first buyer walked away, with no clear plan to get things moving again.
Financial loss
We’re out of pocket on valuations, legals and searches and the lender just walks away. It makes you feel like the whole process is stacked against ordinary buyers.
Delay
My flat has been on the market since April. I paid £280k for this new build but listed it for £270k as it had already lost value, then dropped to £260k in July and have only had two viewers all year. I am wondering whether to take it off the market until after Christmas or drop to £250k.
Delay
Conveyancing dragged on with weak competence and communication, frustrating both the lender and the other side’s solicitor.
Delay
Poor communication
Appalling communication… our buyers have used this solicitor… delayed.
We thought we were on a genuine no-move-no-fee deal but still had to pay for searches and extras when the chain fell apart, which no one had clearly explained.
Financial loss
As of today, I still have not received my refund.
Even after dropping the price further by tens of thousands, the property still didn’t sell, leaving the owner feeling cornered and undervalued.
Hidden info
Posters said sellers often blame ‘flaky buyers’, but usually it’s something real: finance issues, survey results or information that should have been clear earlier.
It made us realise how little control you actually have – one cautious valuer can halt a whole chain regardless of what everyone else thinks the property is worth.
Delay
Financial loss
They described eight months of uncertainty with buyers dropping out, saying they genuinely didn’t know how they’d survived financially.
Poor communication
As a Butterworths client we were never clearly told they’d been absorbed into the PM Group. Only when the closure hit the news did we realise our wills and documents were locked away with no response to our emails.
Solicitor kept asking for documents already sent and claimed files were ‘mislaid’, stalling progress.
Our solicitor sent the wrong property address in correspondence twice. The buyer became suspicious and nearly pulled out due to the incompetence.
Financial loss
Fall-through risk
We’d planned everything around completing before the stamp duty deadline. When the chain broke the day after, we were left paying higher tax and facing a collapsed sale at the same time.
Financial loss
Action Fraud warns criminals hack email chains between buyers/sellers and solicitors/agents and send spoof emails on completion day claiming bank details have changed.
Financial loss
Hidden info
LandlordZONE reports landlords stuck with ‘unsaleable’ leasehold flats as service charges climb above £2,000 a year and buyers balk at the costs.
Hidden info
A right-of-way article points out that unresolved access disputes and unclear easements can seriously put off buyers and push sellers towards auctions or cash-only buyers.
Delay
Lockings Solicitors list slow mortgage valuations, late survey bookings and missing paperwork as classic conveyancing bottlenecks that can stall a chain for weeks.
Financial loss
Conveyancing fraud has left families unable to complete while still being liable for rent and fees.
A mortgage valuation by Countrywide undervalued my property by £50k.
They said the idea that someone can buy your freehold as an investment and then strip your disposable income through escalating charges is exactly why they’d never touch a leasehold flat.
Financial loss
Fall-through risk
Our sale fell through but the solicitor still billed us, which I later discovered is extremely common. Most people lose thousands when a sale collapses.
Delay
Sam Conveyancing warns that mortgage offers often last around six months and can be withdrawn if they expire before completion unless the lender grants an extension.
Delay
Fall-through risk
Movuno only got involved after our first agent let the sale drift for four months and then it collapsed without any real explanation.
We were told the surveyor was independent, but the valuation matched the mortgage offer almost exactly and left us unable to renegotiate a clearly over-priced house.
Delay
Another MSE thread, ‘Delay in exchange, I don’t understand why?’, shows a buyer confused about why nothing is progressing and why no one will commit to an exchange date.
Poor communication
Automated responses discouraged follow-up while issues remained unresolved; felt like deliberate slow-walking.
Delay
Poor communication
Communication from Angela Viney was awful. I was told my deeds had arrived and would be sent, but even after repeated chasing weeks later nothing turned up.
Fall-through risk
Our agent seemed more interested in protecting their relationship with a pushy developer than in being honest with us about why our sale had collapsed.
Delay
The whole chain is ready but we’re told the funds can’t be released in time. Bank and CHAPS delays are now threatening completion.
Financial loss
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Fall-through risk
They warn that these issues quickly turn into missed deadlines, frustrated clients and sometimes failed sales when chains lose patience.
They’re left unsure whether the weak marketing or the fragile buyers are to blame, and worry about losing their onward purchase.
Poor communication
Every time I called, the receptionist said the solicitor was out or in a meeting; by the time they finally rang me, the buyer had withdrawn.
We contacted building control and were told the foundations are adequate, but insurers still won’t touch us after previous subsidence issues. I’ve no idea what to declare when we try to move.
Another reviewer calls the Ombudsman ‘a complete waste of time’, feeling the body tends to side with agents and surveyors despite evidence from consumers.
We’re buying a new build and the developer’s timetable means our mortgage offer will run out before completion – we’re terrified we’ll be forced to reapply on worse terms.
Fall-through risk
Poor communication
Buyer alleges their transaction would have collapsed without constant chasing because nothing moved proactively.
We kept renewing our mortgage offer while chains kept failing further up; after the third collapse we finally walked away, thousands of pounds lighter.
Fall-through risk
One seller says their first house sale fell through, so they switched to a different branch who actually chased the chain and gave proper advice about the offers.
Delay
Survey valuation came in significantly low versus expectations, causing stress, renegotiation pressure, and wasted weeks in limbo.
Delay
A lender-arranged mortgage valuation slot was booked, the estate agent waited at the property, and nobody arrived. Then we were told nobody was available.
Delay
Our buyers are using this shambolic firm... now in month 6 of a simple conveyancing... no chain.
They’re frustrated watching deadlines slip while the other side gives no clear explanation for the hold-ups.
Fall-through risk
Hidden info
Our sale collapsed because the deeds plan didn’t match the actual garden; nobody noticed the error until the buyers’ solicitor dug into it.
Delay
Fall-through risk
Hidden info
Guidance article cites cases where failure to disclose key ‘material information’ led to complaints, delays and collapsed transactions.
Fall-through risk
Our buyer was relying on a gifted deposit from parents, who changed their minds halfway through; the agent only told us when the chain had already collapsed.
Our buyer’s lender refused to accept the cladding paperwork, so they pulled out and we were left with yet another unsellable leasehold flat.
Financial loss
Hidden info
Another Guardian piece profiles residents facing service charges up to £8,000 a year and planning legal action because their ‘affordable’ homes have become unaffordable.
Delay
Financial loss
A PM Law / PM Property Lawyers client says even the complaints team showed ‘prolonged delays, lack of communication and repeated errors’, and that they waited weeks just to get their completion statement and money back.
Hidden info
On r/HousingUK someone said you can start with a flat that has a modest £50 service charge and £100 ground rent, only to watch a new freeholder hike both to the point the flat becomes almost unsellable.
Financial loss
They felt the agent wasn’t big or proactive enough to rescue the chain in time, and were weighing up the risk of dual fees against the risk of losing their onward purchase.
Before we switched agents we’d had a year of chains falling apart and feeling like nobody was really steering things or keeping us updated.
Delay
Financial loss
It summed up the whole experience as ‘stress, delays and financial uncertainty’ – exactly how most people describe a chain once it starts wobbling.
We’ve reported serious disrepair and mould for years and nothing’s been done. The house is barely habitable, but councils almost never prosecute landlords so they just carry on.
Hidden info
“We pay significant service charges… poor service… negligent and actively endangers residents.”
Financial loss
As soon as I refused to use their expensive mortgage broker I was brushed off and wasnt allowed to view properties or put offers forward.
Delay
Financial loss
Off-plan delays left us paying for temporary accommodation far longer than budgeted.
A Legal Ombudsman case study described a conveyancing firm that repeatedly failed to update a client about a buyer’s intentions; by the time they realised the sale was in trouble, it had already fallen through.
Delay
Fall-through risk
Our mortgage offer expired after six months of conveyancing; four weeks later the chain collapsed and we were back to renting with no house and no offer.
HomeSellingExpert estimates that around 30% of UK property sales collapse, and many buyers only find out what happens to their mortgage offer after their sale has already fallen through.
Financial loss
They estimate the wider economic cost of failed transactions at up to £1.5 billion a year, which is insane when you remember every collapse is someone’s real life on hold.
Delay
Fall-through risk
Selling agent called ‘totally incompetent’; after 6+ months the buyer pulled out the day before completion.
Delay
Financial loss
Fall-through risk
Poor communication
The deposit wasn’t properly handled when the sale fell through and we spent months chasing the agent to get our money back.
Delay
We were told our complaint would be handled under the firm's internal procedure and that someone would respond within 28 days. Three months later nothing had happened, and we had to escalate straight to the Ombudsman.
Mortgage issue
Fall-through risk
Buyer says they had a mortgage offer approved, but the seller pulled out only four days later, leaving them with a mortgage offer tied to a purchase that had already collapsed.
“No one can provide any form of timescales for a resolution.”
Poor communication
Chased them… 6 times… not had a response.
Fall-through risk
Our previous sale fell through but the mortgage broker stepped in again and sorted a fresh deal without fuss when we found another property.
Hidden info
We asked an online group about a flat with a £2,400 service charge and ground rent. Loads of people warned it would be hard to sell on later.
Fall-through risk
Hidden info
Our estate agent never properly explained why the previous sale had collapsed, which made us suspicious there was more wrong with the place than they were letting on.
Financial loss
Our buyer’s mortgage was pulled after a change in their circumstances, and we were left out of pocket for legal work that had already been done.
The conveyancer missed a clear right-of-way issue shown on the title plan. Only when our neighbour objected after completion did we realise our access was legally disputed.
Delay
My experience… complete chaotic shambles… 16 months involvement.
Delay
They describe the system as paper-based, slow and overly complex, with average transactions taking around 200 days from offer to completion.
Fall-through risk
“This is holding up the sale… I am worried they may withdraw.”
Delay
Our flat has been on the market for months with hardly any interest. Shared ownership places like ours seem especially hard to sell right now.
Delay
Fall-through risk
We listed our house, got an offer and then watched the sale crumble. We were back on the market ranting about the whole thing just weeks later.
Fall-through risk
My daughter’s flat sale has fallen through twice now – once two years ago, and again with buyers who said they were ‘in love’ with it right up until they backed out.
I watched the chain implode when a lender refused to renew an offer that had quietly expired while the solicitors were still sending paper forms around.
Financial loss
Hidden info
Owners on the same thread said they pay around £180 a month service charge and still worry buyers will balk at the running costs when they eventually sell.
Delay
Our home in Kent has been on the market since September at what the agent says is the right price. We are chain free and motivated to sell but still have not sold and I am getting really anxious.
Poor communication
They add that modern estate agency feels formulaic and impersonal, and that good communication only kicked in when the situation became critical.
Hidden info
Says high charges on leaseholds don’t match service; described as extortionate.
We discovered after completion that our solicitor never checked whether building regulations approval existed for the loft conversion. The council later issued a notice.
“Offer accepted… middle of April… edging closer to September… no idea where the sale is.”
Delay
Financial loss
On MoneySavingExpert, a seller says their buyers’ solicitors passed the file around the firm and went two months with no work done at all, until everyone was ready to exchange – then the buyer simply vanished.
Delay
Our buyer’s solicitor insisted on waiting for a full local search instead of using search insurance; by the time it finally came back, they’d changed their mind about the house.
Hidden info
Mumsnet has posts from people saying their flat is ‘impossible to sell’ because abnormally high service charges scare buyers off the moment they read the figures.
Hidden info
It’s a horrible choice: stay put and live with the neighbour, or be honest on the forms and risk the buyer walking away when they see there’s an ongoing dispute.
Hidden info
Our flat’s annual service charge is so high that even local agents have quietly admitted it’s going to be hard to sell without a serious price cut.
Delay
They had five days left on their mortgage offer and were begging solicitors and the other side to hurry up to avoid the deal collapsing completely.
Delay
Poor communication
Three failed sales over ~11 months; review blames mis-management and poor communication during marketing and progression.
Delay
Fall-through risk
Poor communication
Repeated delays and constant chasing nearly caused the flat purchase to fall through.
Our buyers disappeared after their surveyor mentioned subsidence; no one came back to renegotiate, they just vanished and left us with the bill.
Feedback was always that buyers loved the house but were put off by being next to flats and the parking situation, even at a price below recent comparables.
After exchange, our buyer’s insurer withdrew cover because of historic subsidence; suddenly completion was at risk and nobody seemed to know what to do.
Delay
Fall-through risk
Our house sale fell through after six months because the buyers got spooked about a garage that’s clearly on the title. Citizens Advice basically shrugged and said buyers can walk away.
Hidden info
Carter Bells Solicitors say neighbour rows are more common than people think and can take ‘an age’ to resolve, meaning sellers often have to move while the dispute is still live.
New build warranty feels pointless: ‘always on your own’ when defects appear and claims rejected.
Delay
Fall-through risk
When the first sale fell through after months, we expected the agent to lose interest. Instead, they lined up a second sale and got it over the line in ten weeks.
Financial loss
Hidden info
Bettermove explain that high service charges make flats harder to sell because buyers don’t just compare asking prices – they factor in years of expensive running costs.
Financial loss
we are dealing with a similar situation and potentially loosing a lot of money to this scam company..
Poor communication
The panel conveyancer insisted they ‘don’t do’ phone calls and only respond via an online portal; the other side’s lawyer simply stopped engaging.
Fall-through risk
Another contributor said their agent had over-valued the property to win the instruction, then shrugged when the first sale collapsed and showed little urgency finding a new buyer.
Financial loss
Hidden info
My service charge doubled last year and I’m terrified that if I ever need to sell, buyers will take one look at the fees and run a mile.
A Trustpilot review for Conveyancing Direct says they were ‘so slow we lost our buyer’, with the sale of a chain-free home still not completed after 180 days.
Delay
Poor communication
They described months of chasing for updates and a final bill that didn’t reflect the lack of progress or explanation before everything fell apart.
Delay
We were told nothing could be done when the offer lapsed, even though it was delays higher up the chain that caused the problem in the first place.
Hidden info
The flat we are buying has no easement of access in the lease, electricity is supplied only by the freeholder, and there is no regular service charge, only ad hoc demands. We are concerned these issues may cause serious complications in the future.
Delay
We later discovered that our solicitor had never sent our formal complaint to the firm’s complaints partner, despite assuring us it was being ‘reviewed’. Months were wasted before we went to the Ombudsman.
Delay
“Our buyers are using this shambolic firm… month 6… no chain… at a complete loss.”
Delay
Delay is built into the system.
Hounded by phone calls; argumentative service when trying to discuss — stressful and relentless.
They pointed out that buyers might ignore the price and fixate on the annual charges instead, especially when they see how quickly they’ve already gone up.
Solicitor repeatedly loses documents, forcing the buyer to resend the same ID and bank statements several times.
Hidden info
“Paid a £3,000 ‘refundable’ Buyer’s Premium… undisclosed leasehold complications… unmortgageable.”
Fall-through risk
Our conveyancer never clearly explained why we still had to pay them when the sale fell through; we only found out from an online guide that this was common.
Delay
Poor communication
A 2025 article says the Legal Ombudsman now stresses that even if delays come from lenders or local authorities, law firms must still keep clients updated and explain what’s happening.
Delay
Financial loss
Despite paying Gaddes Noble in full, including a duplicated £300 fee, our case dragged on with missing paperwork, excuses about Covid and the Land Registry that turned out not to be true.
Delay
I keep refreshing Rightmove wondering how we’re meant to find a new buyer in two weeks just to keep our onward purchase alive.
Hidden info
A Facebook leaseholder group is full of people saying they’re struggling to sell because high service charges and cladding issues scare off buyers and lenders.
Financial loss
Fall-through risk
A seller describes long Land Registry timescales and the domino effect: buyer loss, onward purchase loss, and money down the drain.
Poor communication
Buyer says emails, phone calls and even live chat got no reply for over a week while a move deadline loomed.
Poor communication
Complaints data shows poor communication is one of the most common issues in conveyancing.
We were relying on our sale proceeds held by a PM Law brand to redeem our existing mortgage and complete a new purchase the same day. After the shutdown, we’re now stuck between houses with no clear timetable for resolution.
Delay
Fall-through risk
Our buyers’ solicitor was so slow that my agent warned the sale might fall through – months passed before they sent even basic enquiries across.
Fall-through risk
After our buyer pulled out, another buyer was lined up and the original seller accepted a higher offer; it felt like we were being punished for something we didn’t cause.
Valuer reassured us during the visit, then submitted a lower figure afterward which derailed our remortgage expectations.
Fall-through risk
A Trustpilot reviewer says their buyer pulled out because progress was too slow and communication was so poor that even the buyer’s solicitors struggled to get anything back.
Poor communication
A Trustpilot review for Conveyancing Expert complains that communication was poor, updates were hard to get and speaking to a conveyancer felt like an uphill struggle.
Poor communication
My mortgage offer expired… absolutely no communication.
Bettermove are clear that you legally have to declare neighbour disputes, and hiding them can lead to the sale collapsing or a claim for compensation.
Financial loss
Broker claimed our mortgage was guaranteed and encouraged us to book surveys. The lender declined days later leaving us £700 out of pocket.
Hidden info
Potential buyers walk away as soon as they learn service charges are higher than the council tax; we’ve had offers collapse for that reason alone.
One avenue of complaint to the Legal Ombudsman involved a solicitor who left a client unclear about a buyer’s intentions; by the time they realised there was a problem, the sale had already fallen through.
Fall-through risk
A Simply Adverse client says their house sale fell through three times while trying to port their mortgage, leaving them with mounting debts and a damaged credit file.
Agents in our area are warning that any chain touching a PM Law brand could be at risk. Some buyers have drawn down mortgage funds, but completions can’t happen while the regulator sorts through the firm’s accounts.
Hidden info
A complainant says a property was marketed as ‘no onward chain’, but later events meant the buyer had already spent on survey and conveyancing unnecessarily.
Fall-through risk
Poor communication
Agent pushed hard to list, then failed to tell the seller the buyer chain collapsed; onward purchase lost.
Financial loss
Hidden info
Some owners only discover near lease expiry that renewing could cost tens or even hundreds of thousands of pounds.
New build
Search delay
School place risk
Buyer says a new build part exchange was close to exchange but searches had not come back and developer solicitors had not raised enquiries, putting school place plans at risk.
A seller says they’re blocked from selling because the buyer’s mortgage company insists on an EWS1 despite the block being under 18m and reportedly having no cladding.
Fall-through risk
On Gransnet, posters suggest keeping a property ‘open to viewings’ until the chain looks solid, because so many offers crumble before survey or mortgage approval.
Seller claims their solicitor forgot to order indemnity insurance that the buyer required and only admitted it when chased.
Financial loss
Fall-through risk
I’m here to warn others who might be thinking about using this company who ultimately cost us the sale of our property.
Delay
Felt pushed between staff with delays and no urgency; lender and seller’s solicitor reportedly frustrated.
Poor communication
AVOID, AVOID AVOID!!!! No communication… No work done on the file.
Delay
Financial loss
Poor communication
Paid money upfront to a mortgage advisor and then waited months with no meaningful progress, forced to keep chasing for answers.
On a flat-owners’ thread, someone said council flats are famously hard to sell on; most people they know who bought theirs plan to stay for life because there isn’t really a resale market.
The message is that ‘it’s the council’s fault’ isn’t enough on its own – clients still expect clear timelines and honest updates while they wait.
They warn that on top of daily stress, unresolved rows can make selling harder and encourage buyers to chip away at the price.
Fall-through risk
Our flat sale collapsed when we found out, just before exchange, that the managing agent had invalidated all EWS1 forms and the buyer’s lender refused to proceed.
Delay
Poor communication
PM Property Lawyers have made our flat purchase unbearable: constant delays, no communication and we’re terrified of losing the property because they just don’t move things along.
Poor communication
Management company response feels automated; nobody takes ownership or fixes the underlying issues.
Hidden info
LawHive’s guide on neighbour disputes says if the seller lied on the TA6 form about trouble next door, buyers may have a misrepresentation claim once they discover the truth.
Delay
We had a viewing last week from a cash buyer and have heard nothing back. The agency keeps saying they will chase but I feel they are not really trying because we are changing estate agents when the contract expires. This was our first viewing in 13 weeks and apparently the viewer loved the house.
General complaint: ‘unethical and incompetent’ behaviour (no specifics provided in snippet).
Delay
Poor communication
They describe emails going unanswered for weeks and only finding out about issues after repeatedly chasing.
Poor communication
Told it was a scam: documents not delivered and refund requests ignored; no phone number.
Financial loss
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Solicitor instructed junior staff to handle the case, resulting in mistakes and lost emails.
Poor communication
One day we thought we were completing, the next day the agent called to say the buyers had changed their minds – no warning, no explanation.
Poor communication
“Our sale and purchase at risk because nobody will reply.”
The buyer couldn’t understand how three estate agents thought the price was reasonable while the surveyor saw it as significantly over-valued.
Hidden info
The Housing Ombudsman recorded a complaint where a shared-owner disputed being billed for a whole year of service charges despite only buying late in the year.
They warn that buyers may pull out or seek compensation if they later uncover disputes that weren’t declared before exchange.
Hidden info
The message is always the same: if you don’t check the lease and charges carefully, you risk owning something buyers will keep walking away from.
Financial loss
Action Fraud warns criminals hack or spoof email chains between buyers/sellers and their solicitors/agents, then strike near completion by claiming bank details have changed at the last minute.
Hidden info
They’re unsure whether they’ve already signed anything that legally locks them into buying and what penalties they might face if they walk away.
Delay
Financial loss
Santander’s delay left us paying for removals, storage and hotels while our belongings were stuck in a van.
Slow, understaffed and liars. Estate agents and other law firms actually hate working with this company.
Poor communication
As a Butterworths client I was never clearly told they’d become part of PM Law. Only after the social media posts did I spot a quiet change in the email footer. Now the firm has shut, my will and other documents are locked away and nobody is replying to requests for them.
Hidden info
The estate agent assured us previous sales had only fallen through for ‘personal reasons’, but the survey revealed historic flooding they hadn’t disclosed.
A reviewer alleges serious compliance failures and says the situation created chaos for residents and contractors.
I’m mid-purchase with one of the PM Law conveyancing brands and can’t reach anyone about my client funds or documents. The SRA statement so far is just a holding message, with no meaningful reassurance for those of us stuck in transactions that are now in limbo.
Fall-through risk
Our house sale fell through while we were on holiday; we came back to an email saying the buyers had changed their minds.
They say moving house is one of the most stressful life events and I agree. Trying to get solicitors to actually do what they are paid for is horrendous; if I behaved like them I would be sacked.
Financial loss
We paid for a level 3 survey and an extra valuation. The surveyor simply agreed with the price we were paying even though there are very few comparable properties and the house needs a lot of work. We now feel we overpaid and the valuation was meaningless.
The buyer demanded thousands off the sale price for every minor issue on the survey and sent daily threatening emails; eventually we cancelled the sale for our own sanity.
Financial loss
Leaseholders report being billed thousands for repair works they never approved or even knew about.
Delay
Financial loss
We’re paying council tax and utilities on an empty house we sold weeks ago because the mortgage wasn’t redeemed before the collapse. We’re scared of enforcement letters turning up for a place we no longer live in.
Poor communication
App chat was useless and the phone system kept looping with no way to reach a person. Getting anything resolved felt impossible.
Financial loss
Buyer view: estate agent demanded address certification by a solicitor — extra cost and hassle.
Fall-through risk
Two houses we tried to buy went straight back on the market the day the sales collapsed, with the agents brushing off the stress they’d caused us.
Financial loss
User alleges they received an unexpected invoice to 'open a file' despite not knowingly instructing the firm.
Delay
This company should be shut down. Iv been waiting nearly 8 months now to complete a simple, no problems house purchase.
The same article notes that chains are fragile at the best of times – one nervous buyer or slow solicitor and the whole thing can unravel.
One MSE user had their dream home down-valued by £20,000 in the survey – they were shocked that a seven percent difference could derail the purchase.
They warn that buyers increasingly rely on TA6 answers and are willing to sue if they discover the truth only after completion.
Hidden info
They specialise in buying ‘hard to sell’ flats hit by cladding, insurance hikes and inflated service charges – the stuff that makes normal buyers and lenders walk away.
Financial loss
They explain that if you think an estate agent’s actions have cost you money – like under-selling your property or misplacing a deposit – you might have to take formal action.
The seller worries whether to wait for their buyers to find someone new or immediately relist to avoid losing the house they’re trying to purchase.
Delay
The lender insisted on re-running affordability twice due to ‘system errors’. Each delay pushed us closer to losing the house.
Financial loss
Citizens Advice couldn’t really help; we were told buyers can just walk away pre-exchange, leaving us to swallow the costs and start again.
Roof leak
Late discovery
Renegotiation
Buyer says a roof leak was discovered in the loft late in the process despite no disclosure, leaving them torn between renegotiating repairs and risking the seller pulling out.
Delay
Financial loss
They felt their own conveyancer had been asleep at the wheel, failing to chase the other side and allowing months to drift by while costs mounted.
The Guardian reports brokers seeing surveyors shaving 10% or more off agreed prices in some areas, with entire deals collapsing as a result.
Delay
Our house sale is in danger of falling through because both firms of solicitors are so slow and unresponsive.
Financial loss
Fall-through risk
We had a horrendous buyer, a collapsed sale and then a bill that looked more like a penalty than a fair reflection of work done.
Hidden info
Conveyancers say they’re still in the dark about how material information rules will work in practice, leaving sellers confused too.
Fall-through risk
They thought they were relocating with a portable deal, but after repeated fall-throughs and missed payments they ended up being ‘dumped’ by their lender completely.
Delay
Our chain-free sale dragged on for months; the conveyancers were so slow and unresponsive that the buyer eventually pulled out altogether.
The first sale fell apart, but the new agent we instructed actually marketed the house properly and found a replacement buyer before our mortgage offer expired.
They believed their broker had been told the mortgage offer could be transferred, but later found the lender disagreeing on what had been promised when the first deal fell apart.
Delay
Client reports their solicitor kept ‘forgetting’ to send replies to enquiries, causing weeks of delays.
Fall-through risk
Hidden info
The buyer pulled out once they realised the cladding and safety works would be passed onto leaseholders through service charges; nobody had explained that clearly at viewing.
Delay
Poor communication
Sale needed a management pack; two months of chasing with no meaningful response.
We only learned the lender had pulled the plug when the buyers rang us in tears to say they couldn’t afford the new rate.
They advise taking complaints all the way to the Legal Ombudsman if internal procedures don’t fix things, because poor conveyancing is a major source of consumer harm.
The buyers said they only just noticed obvious defects like old carpets and a dated kitchen, even though the price reflected that; they walked and we were back to square one.
Financial loss
They feel totally in limbo – trapped paying for a home neither they nor anyone else really wants at that level of ongoing cost.
Delay
They repeatedly asked for documents we had already uploaded to their portal weeks earlier. It became obvious they were not reading anything properly.
Financial loss
Fall-through risk
We had to pay two sets of mortgage product fees because the first house fell through, which wiped out a big chunk of our savings.
Financial loss
One poster said auctions are often where ‘doer-upper’ properties end up after regular buyers can’t stomach the cost and hassle of refurbishing them.
Delay
A r/HousingUK user says their conveyancing solicitor ignores emails from both them and the seller’s side, and the seller is threatening to pull out because nothing seems to be moving.
Poor communication
Buyer says England’s house-buying process is ‘broken’, citing poor communication from both estate agent and solicitor.
Our house has already been down-valued once when we bought it and again when we tried to sell – I’m terrified the next valuation will come in low too.
On our first purchase attempt the lender pulled the mortgage after a change in policy; we’d already paid for survey and legal work.
After getting the keys, we discovered the seller had replaced all the downstairs switches and sockets with cheap white ones despite signing to say all fixtures and fittings would stay. They also left two light fittings incomplete. We want the original fittings back but do not know how enforceable this is.
The agent never called back, never answered emails, and we only found out the house had sold when the listing changed online.
An estate agent is accused of pressuring the buyer to use an in-house mortgage adviser as a condition of being taken seriously.
“The whole process of buying a house has been painful… largely down to our solicitor.”
We’re stuck wondering whether to start again with another buyer or gamble on them fixing their finance before everyone in the chain walks away.
Fall-through risk
Some house sales don't happen, sad but things happen
Financial loss
Fall-through risk
After four separate chains collapsed for reasons beyond our control, we’ve spent years in limbo, paying fees over and over with nothing to show for it.
Delay
Even with a proactive agent, we still had a long, stressful journey wrestling with buyers and solicitors before we finally completed.
An MSE poster nearly at exchange is told someone in the chain has let their mortgage offer expire – nobody had spotted the date until the last moment.
Hidden info
Our neighbour started threatening legal action over a shared driveway right in the middle of the sale, spooking the buyers into walking away.
Financial loss
Fall-through risk
One MSE user considered suing after their sale fell through right before completion, but was warned that legal action is slow, expensive and rarely fixes the emotional damage.
Fall-through risk
An advice site reminds buyers that if they feel an estate agent has misled them about why a previous sale fell through, they can escalate the complaint to the Property Ombudsman.
Fall-through risk
Hidden info
Offer accepted… estate agents said prior fall-through was “personal reasons”…
Delay
Mortgage issue
Buyer started a Help to Buy remortgage in August with a November completion target, but solicitor delays pushed the case past the planned completion date and left them stressed about what to do next.
Hidden info
Material information guidance says lease length, charges, ground rent and building safety issues all need to be up front in listings.
Another r/HousingUK post tells of a house down-valued by £170,000; when the sellers refused to renegotiate, the buyer simply walked away.
We have done everything we need to do... but also no one seems to have any idea when these may be resolved and I have zero idea of a timescale.
7 days before completion… seller couldn’t move out because the next property was tenanted.
Financial loss
They say if they’d known earlier, they would never have proceeded, but now they’re financially and emotionally invested and trying to work out next steps.
Poor communication
The seller says the buyer isn’t responding much and their estate agent ‘is not helpful’, so it feels like the sale is being sabotaged by silence.
Fall-through risk
Allegation of gazumping being encouraged/handled badly, making the purchase feel insecure.
Our buyer’s solicitor is part of the PM Law group. They’ve already moved out of their place based on the agreed completion date and are now stuck staying with relatives because nothing can progress.
Fall-through risk
Hidden info
The solicitor warned us that ongoing rows over service charges would put buyers off; sure enough, the first sale collapsed as soon as the dispute came up.
The report contained multiple factual errors about safety features and basic details, which we then had to spend time disproving.
A lender-appointed surveyor refused to value the property due to proximity concerns after a short visit, stalling the mortgage and piling on stress.
Financial loss
Hidden info
Northern flat owners have seen service charges rise by over 50 percent in five years.
Delay
In ‘Completion date changed’, another MSE user says they had a written completion date agreed for their purchase, only for the seller’s side to suddenly move it two weeks later.
Financial loss
We were told we still owed Yopa their fee even though the buyer walked away and the sale never happened, just because of the small print in their agreement.
We’ve cut the asking price repeatedly but it still feels basically unsellable while the annual charges look like a second rent.
Fall-through risk
Our sale fell through because the leasehold dispute with the management company hadn’t been resolved and the buyers didn’t want to inherit the fight.
Looking back, we entered into a leasehold agreement that leaves us paying more and more every year while the flat’s resale appeal lags far behind other properties nearby.
Financial loss
After the second failed attempt to sell our rental, we started questioning whether the UK system is just designed to waste landlords’ time and money.
Delay
Financial loss
By the time we heard the valuer wasn’t comfortable, the buyer had already instructed their solicitor to pull out and we’d wasted months.
Delay
Buyer says a straightforward empty property still turned into delays after the offer was submitted.
Delay
Financial loss
Fall-through risk
A MoneySavingExpert user said the sellers’ previous chain had collapsed late on, yet their solicitor still took seven days just to send basic contract papers, making the new buyers fear another collapse.
Our whole move depends on the bank extending an offer – one hiccup from a third-party management company and the chain could collapse completely.
Delay
Offer accepted over four months ago, chain cleared, but our conveyancer still hasn’t sent draft contract. Retirement-stress mounting.
Fall-through risk
The valuation undermined the deal even though the buyer was comfortable; it created uncertainty that threatened the entire transaction.
Financial loss
Fall-through risk
I’m going to incur significant costs if the sale falls through
Fall-through risk
After my original sale fell through, the agent pushed me into an auction at 20% below market value, then asked for another £30k reduction and it still didn’t sell.
Agents quoted in the article say high charges are reducing buyer demand and forcing sellers to drop prices just to get interest.
They’re torn between giving their buyers time to find a new purchaser and rushing back to market so they don’t lose the home they’re trying to buy.
Delay
They feel like the file is just sitting on a desk somewhere while the chain slowly loses confidence around them.
One seller describes being “pretty stressed” with half the house packed because the buyer’s solicitor raised a last-minute lender/lease issue and then went completely silent.
Poor communication
Paid for a straightforward search and received nothing; no response to emails.
Delay
Our house sat on the market for weeks with almost no viewings and the agent did not seem proactive at all.
Fall-through risk
Our buyers’ buyers dropped out two days before we were meant to exchange – we got the dreaded email saying the ‘bottom of the chain has collapsed’.
Hidden info
Another leaseholder post talks about ‘annual service charges making my flat impossible to sell’, with prospective buyers and lenders alike backing off once they see the numbers.
The worst part is the double-mortgage risk: some of us in the Facebook group have already drawn down funds for the new place but our old loans haven’t been cleared because everything went through a PM Law firm.
Fall-through risk
Our buyers’ buyer fell through, then a roof problem scared off the next one, then another; nearly a year of viewings and disappointments before anything moved again.
We instructed Gaddes Noble Law for a straightforward sale and purchase. Now, after the PM Law collapse, we’ve been left with no updates and no idea who holds our deeds.
Delay
Mid-transaction: long delays, inconsistent updates, and being asked to review documents that hadn’t been sent.
Delay
Our conveyancer misread the freehold title and failed to notice a third-party charge which had to be cleared before completion. The issue surfaced on the day funds were due to be sent, forcing a last-minute delay.
Delay
Fall-through risk
A Times summary of the same Santander report says roughly one in three transactions still fail after an offer is accepted, largely due to delays and issues uncovered late in the process.
They clearly don't care whether you sell or not as the get paid either way.
One couple interviewed described moving out of their home, sending completion funds and then discovering their law firm had closed, leaving them effectively homeless for the time being.
Financial loss
Fall-through risk
Our mortgage broker never mentioned that the product fee was non-refundable if the purchase fell through; losing that money stung almost as much as losing the house.
They warn owners that spiralling charges are increasingly reflected in lower offers and longer times on the market.
Hidden info
Another commented that every time they spotted a listing reappear, they assumed the previous buyer had discovered something nasty in the survey or lease.
Financial loss
Being gazumped after paying legal and mortgage fees is brutal; we basically sponsored someone else’s price rise.
Fall-through risk
Our first sale fell through and the estate agent’s contract was ending; we wanted to switch agents but weren’t sure if we’d be charged twice.
That reviewer also alleges a conflict of interest because the conveyancer was recommended by the estate agent, leaving them feeling the buyer’s interests weren’t protected.
Delay
It underlines how much power a survey report now has: one pessimistic comment and a deal months in the making can vanish overnight.
Financial loss
Action Fraud describes a case where a man lost £67,000 after fraudsters hacked email accounts and diverted a property purchase payment.
We had to walk away from a house we loved after our mortgage broker told us the new lender stress tests meant our original agreement in principle was useless.
The buyer’s mortgage offer was due to expire and with no completion date in sight, everyone up the chain ended up back at square one.
Delay
We lost our dream home because the conveyancer delayed ordering searches for weeks, blaming a mysterious backlog.
They worry the high charges and lack of maintenance are systematically undermining the property’s value.
Delay
Buyer describes in-house broker delays after paying upfront, claiming months passed with little progress.
Financial loss
Fall-through risk
They accepted a lower price in return for certainty, which tells you how much damage repeated fall-throughs can do to people’s appetite for risk.
We’ve packed up our lives, kids and pets ready to move, only to be told our PM Law firm has closed and the completion can’t happen. We’re effectively homeless until someone new picks up the file.
Another Ombudsman case about subsidence shows an insurer refusing to fund preventative stabilisation work until the service intervened and ruled the policy should cover it.
Fall-through risk
An Avenue Road review mentions how stressful it was when their first sale fell through, and how vital it was having someone on the phone to calmly explain the next steps.
Fall-through risk
After our buyer pulled out at the last minute, the agent pushed us toward a quick-sale company that wanted a huge discount on the property’s value.
Financial loss
They felt stuck between walking away and losing money, or continuing with a conveyancer they’d already lost confidence in.
Financial loss
They said the charges were effectively suppressing values in that block compared with similar homes without those ongoing costs.
Delay
Management pack needed for a sale chased for two months, with advisors hanging up.
Other Connells reviewers complain that surveyors lack local knowledge and that low valuations have wrecked their purchase or remortgage plans.
Delay
Poor communication
Within those cases, common themes include delay, failure to progress and poor communication – exactly the issues home movers complain about online.
Delay
They argue the solicitor handled sensitive information too lightly by not verifying the details properly, and note the fallout can drag on for months.
Financial loss
First time buyer describes paying hundreds of pounds in fees only for the chain to collapse when searches finally revealed a non compliant septic tank that their lender would not accept.
A buyer says the vendor’s solicitor won’t answer the final outstanding enquiries, and they’re being pushed towards either proceeding with missing info or risking the whole purchase collapsing.
Poor communication
I ended up calling the partner at the firm because my case‐handler wouldn’t answer email or phone. After that things moved a bit quicker.
Hidden info
Another Guardian story describes ‘affordable’ shared-ownership buyers seeing service charges rocket by hundreds of percent, to the point they can barely stay afloat.
Hidden info
The neighbour stormed over during a viewing to shout about the shared drive; the buyers left halfway through and never came back.
Our broker keeps asking why we haven’t completed, but the answer is simple: our conveyancer at a PM Law brand doesn’t exist any more and we’re at the back of the queue to be reallocated.
Clients with Butterworths in Cumbria say they only discovered the closure when they went to sign documents and saw a printed note on the door, despite being days from exchange.
Hidden info
They say some buyers only realise at resale that lenders and purchasers treat uncapped estate charges as a major red flag.
Delay
Poor communication
I got one email after weeks of silence despite repeated calls and messages.
Delay
Fall-through risk
We’ve sold our home and given notice on our rental, but because PM Property Lawyers have collapsed, the purchase side has stalled completely. Our agent says the whole chain could now fall apart.
Hidden info
Some have dropped the price repeatedly yet still get no serious offers, because the service charge figures look terrifying on paper.
I would NEVER have given my business knowingly to a company with such poor reviews!
Poor communication
I ended up selling my home at a loss because the agent allowed awful tenants and ignored my concerns.
Our solicitor assured us that a long-running neighbour dispute was 'historic' and nothing to worry about. The first thing that happened after we moved in was a new solicitor's letter from next door.
Delay
Countrywide Home Surveys reviewers accuse the firm of ‘down-valuing and practically ridiculing’ properties, saying their reports have blocked further borrowing or stalled moves.
Financial loss
Fall-through risk
In one brutal month I had a miscarriage, my husband wrote off the car, then our house sale collapsed on top of everything else. It was overwhelming.
Poor communication
noone knew the complaints process.
Financial loss
I’m 74 and have already transferred around £350,000 for a flat in London. With the firm shut, I’m effectively £350k down and still living in temporary accommodation while this is untangled.
Delay
Fall-through risk
The same guide lists common reasons for fall-throughs – mortgage problems, broken chains, survey issues, gazumping and conveyancing delays – all of which can leave sellers out of pocket.
Delay
Seller says the managing agent repeatedly failed to reply to solicitors during a sale, delaying completion and increasing stress.
Delay
Hidden info
After three months of delays… told the purchase required full cash due to missing certifications.
Hidden info
A Daily Mirror case shared on Facebook features a couple who say their home has become ‘impossible to sell’ after service charges rocketed to £7,500 a year.
Delay
Our solicitor waited until the day before exchange to tell us they had not yet received replies to enquiries they had never actually sent. We lost our removal booking and had to rearrange everything.
Delay
They waited until they had every search, mortgage offer and document before contacting anyone, which meant two months of silence and panic on our side.
Fall-through risk
A Facebook post from an accidental landlord says their sale fell through two days before they moved abroad, so they ended up letting the house rather than selling it.
We were hit with an HMO ‘zero value’ type outcome repeatedly and had to switch approach to keep deals moving.
Poor communication
Very poor communication; messages, emails and even letters received no response.
Delay
Don’t go by the cheaper price! …I can not express the delays…
That article also highlights confusion around the Building Safety Act, saying some conveyancers now refuse to act on certain flat sales because of cladding and liability concerns.
Financial loss
A seller blames slow replies and high fees for losing their sale, describing the arrangement as exploitative.
Hidden info
“Property had discrepancies… tenant had left… seller eventually withdrew.”
Buyer reported that their solicitor failed to verify crucial planning documents and only noticed after exchange.
Conveyancer forgot to request a management pack on a leasehold property until the buyer chased repeatedly.
We discovered that our solicitor had been on holiday for ten days without arranging proper cover for our file. During that time, the buyer's solicitor chased repeatedly and warned they were considering withdrawing from the purchase.
How this company has more than one star is baffling!! Consistently sat on our case with no action being taken, lied about what work had been done.
Another guide said if your mortgage offer expires before you exchange, your lender can simply withdraw it and you risk the whole purchase falling through unless you secure a new deal quickly.
They say they’re trying not to panic, but every day of silence makes them more worried the sale will collapse at the last minute.
A mortgage broker article warned that if your mortgage offer expires before completion, it can effectively stop your purchase and force you back to square one with a fresh application.
Our solicitor mixed up email threads from two different transactions and sent us another client's correspondence by mistake. It was a serious data breach and completely destroyed our confidence in the firm.
Fall-through risk
Our flat sale fell through when we discovered the RTM company hadn’t been set up properly and the buyer’s solicitor raised serious concerns about who controlled the building.
Poor communication
“Been trying to get through to this outfit for ten days with zero response.”
Delay
Fall-through risk
Our sale fell through maybe six weeks in, just after survey, and the buyers refused to give any reason at all; we think they simply got cold feet about how much they’d offered.
Financial loss
Fall-through risk
I’d already paid for searches on one house when that purchase collapsed. Now I’m buying nearby and the reports look generic, so I’m tempted not to pay for new ones.
Hosted viewings unavailable for 24 days; complaint ended in a token refund offer.
Delay
Poor communication
Another r/HousingUK post asks why conveyancing solicitors are so uncommunicative, complaining of unanswered emails, calls going nowhere and weeks passing with no sense of progress.
Survey-style due diligence felt like a tick-box exercise with little real advice on tricky points.
Financial loss
Hidden info
Another Guardian story said some shared-ownership buyers saw service charges jump by hundreds of percent, turning ‘affordable’ homes into serious financial liabilities.
They’re watching neighbouring houses sell while their high-fee flat sits, because anyone who can do the maths realises the charges kill affordability.
Financial loss
Hidden info
A poster lists ‘classic estate agent lines’ like minimising service charges or blaming the previous collapse entirely on the buyer — implying key costs and reasons are often glossed over.
Financial loss
Fall-through risk
A commenter jokes that ‘the previous sale fell through’ is often spun as buyer fault, and not because of ‘surprise extra costs’ that appear later in the process.
After losing that buyer we’re back to square one, exhausted and wondering if we should just give up moving altogether.
Delay
Financial loss
It then took weeks for them to finally admit they couldn’t proceed, by which point we’d already wasted time and money keeping everything ready to go.
Rising dissatisfaction means people are more willing to challenge poor conveyancing service rather than simply accept slow, opaque processes.
Financial loss
Fall-through risk
At 73 I found myself effectively homeless because my buyers’ solicitors disappeared; the sale collapsed and I’d already moved out of my home.
Financial loss
“I’ve just had a breakdown of the conveyancer fees… pay a fee for every single element.”
Fall-through risk
Our buyer pulled out because our solicitors weren’t doing their job; every time the agent chased, they complained the lawyer never returned calls.
Repeated late-night messages and demands from the buyer’s side turned the whole transaction into a toxic slog, and we eventually pulled out for our own sanity.
Delay
Fall-through risk
We were pressured to accept an offer from a buyer who hadn’t even listed their own property – nine weeks later they still hadn’t sold and the whole chain collapsed.
Delay
Fall-through risk
One Trustpilot reviewer for a conveyancing firm said their chain collapsed twice, but the solicitors stayed supportive and kept pushing, showing how much difference good communication can make.
Financial loss
The solicitor’s advice seemed more focused on generating extra fees than getting the deal done, and they made no effort to stop the sale collapsing.
Hidden info
Raised an easement/boundary-related dispute and only received automated replies; no complaints procedure provided.
Poor communication
Buyer alleges poor confidentiality and unprofessional calls created mistrust during an active transaction.
Fall-through risk
Seller says a survey report spooked their buyer, who backed out after reading it, despite the seller disputing the findings.
Fall-through risk
Our house sale fell through the day after the stamp duty holiday ended because our buyer’s buyer dropped out. Nobody would give us a proper reason, just a brief ‘sorry’ from their solicitor.
Delay
By the time the third buyer completed, the family had lost all faith in the process and were just relieved to be out.
Our lender’s surveyor slashed the value and the broker admitted down-valuations were becoming common; without extra cash we had to abandon the purchase.
Financial loss
Hidden info
Our flat is in a popular, expensive city but the yearly service charge is so high that potential buyers walk away as soon as they see the figures.
Hidden info
We bailed on a purchase when we heard the sellers were in an ongoing row with the downstairs neighbour about noise; we didn’t want to inherit that stress.
The flat is lovely but I’m worried I’ve basically bought something that will be hard to shift because of the rising charges in the small print.
Fall-through risk
We had to pull out of a purchase because of a massive unforeseen issue affecting the whole area around the house. We lost our sale as a result and now the vendor is asking for our level 3 survey to help them re-list. We are unsure whether to sell it to them and what downsides there might be.
Hidden info
They say buyers are understandably wary of inheriting a feud, and some will simply walk away or demand a hefty discount.
Hidden info
JBear Properties note that average service charges on flats rose about 11% in a year to around £2,300, widening the price gap between houses and high-fee apartments.
We bought our terrace and quickly discovered both neighbours are extremely noisy; the seller had ticked ‘no disputes’ on the TA6 despite years of complaints.
They said lenders refused to proceed without the cladding sign-off, so they had no choice but to watch the sale collapse and hope the next buyer would be a cash purchaser.
They say the buyer’s own lawyer couldn’t even get hold of their client, leaving the property technically ‘sold’ but with no progress and no explanation.
Fall-through risk
Hidden info
The buyer’s solicitor questioned whether the service charge was reasonable and hinted at a tribunal; rather than fight, the buyer pulled out.
Delay
I am selling a family property owned since 1964 and have been told the garage appears to encroach on council land. The buyer's solicitors refuse to accept an indemnity policy and want me to obtain adverse possession, which could take months and might still be refused. Nobody can even say by how much it encroaches because the Land Registry plan is not to scale.
Fall-through risk
Our sale fell through because we couldn’t agree on who would repair a dangerous retaining wall; neither side wanted to inherit the liability.
Financial loss
Fall-through risk
Buyer says they paid for a level three survey that missed a collapsed drain causing subsidence and feels they wasted money on a report that failed to spot obvious structural issues.
They feel misled by the original figures and trapped in a place where rising charges and a nasty lease clause could scare off any future buyer.
Financial loss
They suddenly had to choose between overpaying, renegotiating or walking away and losing the money already spent on legals and surveys.
Poor communication
“Completion… April 2025… multiple emails not responded to… many chasers.”
PM Property Lawyers harassed me after I asked for comparison quotes – constant emails, texts and calls pushing me to sign up, even though I hadn’t chosen them.
They also warn that if sellers failed to mention disputes and you only discover them after moving in, specialist legal advice may be your only route to redress.
Financial loss
A user asked whether they could re-use searches from a previous failed purchase on a nearby house, saying they were already down hundreds of pounds from the first one collapsing.
Poor communication
Homebuilding & Renovating magazine notes that a third of Legal Ombudsman complaints relate to conveyancing, with poor communication and slow progress the main reasons.
Hidden info
The Ombudsman reports hundreds of complaints where consumers say missing or unclear information would have changed their decision to proceed.
A William H Brown reviewer says when they rang about viewing a bungalow, staff were more interested in booking a valuation on their own house and pushing an in-house mortgage broker than arranging the viewing.
They warn that failing to mention a serious dispute can be treated as misrepresentation, giving the buyer grounds to claim compensation later.
Financial loss
Fraudsters impersonated our solicitor and we sent thousands of pounds of deposit money to the wrong account.
They warn that stubborn pricing on either side often ends with the buyer walking away and the home going back on the market.
Financial loss
They advise keeping a clear paper trail of what’s happened, because serious long-running disputes can knock a significant amount off the sale price.
Fall-through risk
Our rental property sale collapsed twice and every time we’d already paid solicitors and had our tenants lined up to move, only for the buyers to disappear.
Delay
Fall-through risk
Two weeks after my sale fell through the ‘sold’ board was still outside and Yopa still hadn’t taken it down, which summed up how poor their communication had been from day one.
Poor communication
Three fee-earners cc’d on emails, none ever respond. I don’t know who is in charge of our case.
Hidden info
They worry that any formal complaint could scare buyers off or trigger awkward disclosures when they fill in the property information forms.
Delay
Financial loss
We discovered on the day of exchange that our lender wouldn’t draw down until an obscure wording in the lease was amended, which added weeks and cost us the buyer.
Delay
My leasehold property is sold subject to contract and the buyers have completed searches and valuation but are still waiting for mortgage approval. I want to understand how far along the selling and buying process we actually are.
Delay
Fall-through risk
With our first estate agent, communication basically stopped once the ‘sold’ board went up. Four months later the sale collapsed and we had to start again.
We’ve got a notice to complete, our solicitor has already sent the mortgage funds to a PM Law firm, but no keys have been released. Every day that passes increases the risk of us being in breach of contract.
Delay
A Mumsnet buyer asks if it’s realistic to complete within two weeks before their mortgage offer runs out, complaining everyone involved is ‘non-committal’ about dates.
Delay
Fall-through risk
Which? highlight that the main reasons house sales fall through are buyers changing their minds, bad surveys, mortgage problems, chains breaking and legal delays – and most of that is outside your control.
After a bad experience with a big-name agent, we went to a smaller firm. Our first sale had fallen through but the new agent actually picked up the phone and rebuilt the deal.
Delay
A ‘fast’ sale dragged on because key steps weren’t managed; it felt like nobody owned the file and the seller was left hanging.
Buyer describes an estate agent failing to coordinate viewings and not explaining that sellers could only do limited times.
Our buyers pulled out late when their solicitor noticed a search result showing possible contaminated land; we had never been told anything about it.
Hidden info
NetLawman say unresolved neighbour disputes – from boundaries to noise – must be disclosed when selling, and can make buyers walk away or demand heavy discounts.
Delay
Fall-through risk
We were eight weeks into selling and buying when our buyers pulled out over a personal issue – the agent for the house we want has given us two weeks to find someone new.
Our buyers became increasingly aggressive over minor defects, sending long, hostile emails via their solicitor until our own lawyer advised us to walk away.
Delay
We offered end of June, had mortgage in July — by September our solicitor still hadn’t issued enquiries. We feel stuck.
Financial loss
I found out today that my solicitor from the PM Law group has gone under a week before completion. My £50,000 deposit is now in limbo and even the SRA can’t give me a straight answer about what’s happening or when this will be resolved.
Delay
Fall-through risk
Buyer pulled out due to long timescales and difficulty getting responses between firms.
Poor communication
On another thread, a seller said their buyers pulled out just after survey with no explanation and stopped answering calls, leaving the house back on the market with zero warning.
Delay
YOPA set the wrong price, failed to review the market as promised, and took weeks to respond to simple questions.
Financial loss
We’d already paid removals, searches and legal fees when the buyers walked away on completion day, leaving us with nothing and no comeback.
Mortgage issue
Delay
Financial loss
Buyer says their mortgage adviser problems meant their offer was expiring before completion on a delayed new build and the replacement extension would be at a higher rate.
Delay
Poor communication
Our agent did nothing apart from list the house online and put up a sign. They never followed up leads and ignored emails for weeks while the property sat empty.
Delay
I’m buying a house and the seller’s solicitor is part of the PM Law group. Since the collapse nobody can give us any information. My own solicitors don’t know what’s happening with the other side and the whole transaction is frozen.
Poor communication
Broker bundled mortgage + insurance and the insurance wasn’t actually put in place properly. A basic admin mistake caused stress and extra chasing.
They’ve cut the price but buyers still balk when they see the annual bill before even stepping through the door.
Lender’s valuation unexpectedly downvalued our home by nearly £20k, forcing us to renegotiate and nearly losing the purchase.
Fall-through risk
We sold our Maidenhead home through Proddow Mackay and were in the middle of buying the next place when the firm suddenly shut, leaving us homeless and living between relatives and hotels.
Delay
Fall-through risk
We were eight weeks into selling and buying when our buyer pulled out for ‘personal reasons’; the agent on our onward purchase gave us two weeks to find someone new.
Hidden info
One poster describes being first in a new build with a very long lease but still facing ongoing ground rent they hadn’t fully appreciated.
Delay
The conveyancer waited until the file had gone cold to send their invoice for a failed sale, ignoring how their delays had contributed to the collapse.
They list real court cases where buyers successfully claimed thousands because key issues like flooding or neighbour trouble were glossed over.
We were told the lease was ‘straightforward’, then half-way through the process we discovered ground rent doubles every ten years.
Poor communication
Valerie Holmes Law has been promoted as part of the PM group, but some online reviewers mention shaky starts and communication issues before things eventually got back on track.
Fall-through risk
After reading the report from a buyer, it felt like the house had been unnecessarily condemned, risking a collapsed sale.
Poor communication
Buyer experience: keybox code missing, no one showed up, long holds on phone, blamed everyone else.
Poor communication
They list failures such as not explaining who is dealing with the file, not setting expectations, and promising progress that never materialises.
Delay
By the time they resurfaced, the seller was threatening to remarket because they thought we weren’t serious.
Financial loss
We now have to choose between overpaying, begging family for extra deposit or letting go of the only place we’ve really wanted.
Damp
Cracks
Survey uncertainty
Buyer says cracked windows, damp, patch repairs and bubbling wallpaper were only noticed after making an offer, causing them to question whether to pay for a survey or walk away.
We booked removals, took the children out of school for moving day and cleared our old house. Because the PM Law firm in our chain shut overnight, we spent that night on friends’ sofas with no idea when we’d have a home again.
Financial loss
Hidden info
Several recent court cases show how boundary disputes can completely destroy people’s finances – one pensioner was ordered to sell her home to cover over £100k in legal costs after a fence row.
Delay
We offered in early summer and were told conveyancing would take 12 weeks. We’re double that and still no exchange in sight.
Hidden info
NetLawman reiterates that neighbour rows over noise, access or boundaries must be declared on the TA6 – hiding them risks the buyer pulling out or suing later.
Hidden info
Complaint about an agent’s omission and ‘hold ups’ linked to chain information not being disclosed clearly.
New build incentive
Completion deadline
Deposit risk
Buyer fears exchanging on a new build where incentives depend on completion by a fixed date, because if completion slips they could lose a 13500 pound contribution and face a higher mortgage cost.
Delay
Fall-through risk
The agent said searches usually take a couple of weeks but our solicitor warned that some councils are taking up to 13 weeks, which can quite easily cause a sale to fall through.
Delay
Fall-through risk
We put our house on the market, found buyers and had an offer accepted on the place we wanted, only for everything to fall apart weeks later.
Poor communication
Our conveyancer ignored emails from the developer’s solicitor, causing us to lose our reserved new-build plot. The builder refused to extend the deadline.
Delay
Financial loss
I tried to buy a house but got so frustrated with the estate agent's anti-money laundering checks that I pulled out. They refused to accept any bills or statements that were not posted on paper and kept sending me away after three weeks of trying.
Financial loss
We were warned by our solicitor that if the money stuck with PM Law isn’t released promptly, the seller could serve a notice to complete and then keep our deposit if we can’t perform.
Poor communication
Chasing for responses became a full-time job; important stages seemed to move without anyone clearly explaining what had happened.
Delay
Fall-through risk
They say the lack of clarity and unanswered questions created unnecessary delays and left them with a ‘50/50 chance’ of losing their purchase.
Hidden info
On r/HousingUK, a flat owner said their annual service charges had risen so much that buyers now walk away as soon as they see the numbers, making the place ‘impossible to sell’.
The whole idea that searches can be ‘sold on’ between buyers just underlines how messy and confusing the conveyancing process is in England.
Hidden info
They say if they’d had any idea charges would reach those levels, they would never have bought the flat in the first place.
They explain their solicitor originally told them completion would be March with a long-stop in September, but they’re now being told it could be April the following year.
Mortgage rejection
Overseas mortgage
Affordability
Borrower says Halifax rejected their mortgage because of concern about an overseas mortgage and HSBC rejected because of UK residence length, leaving them unsure whether most lenders will decline.
Delay
Poor communication
Quarterly Legal Ombudsman data shows that almost half of accepted complaints are about poor communication or delays, with over a third relating to residential conveyancing alone.
They now feel they’ve moved into a street with problems that were deliberately glossed over, and are considering whether there’s any comeback.
Poor communication
Consistently sat on our case with no action being taken, lied about what work had been done
Hidden info
Every potential buyer baulks at the fact the service charge can be increased without any cap; they don’t want to sign a blank cheque for the freeholder.
Fall-through risk
Another thread, ‘Sale fell through because of tenant next door’, describes party noise, rubbish and barking dogs that put buyers off completely.
Financial loss
Our survey found an issue that will cost a significant amount to fix and I want to renegotiate the price, but the estate agent refuses to discuss it and is acting like it is wrong to even ask.
They’re left trying to decide whether to relist immediately or pause, knowing they’ll have to start the whole chain-building process all over again.
Hidden info
We walked away from a purchase after discovering long-running arguments with neighbours over fences and access that nobody had mentioned upfront.
Fall-through risk
Our chain collapsed after the builder admitted the property we wanted was not actually available; by then our buyer was threatening to walk as well.
Poor communication
Chasing the solicitor became a full-time job; voicemails, emails, nothing answered, and in the end the buyers assumed we weren’t serious and dropped out.
Delay
“Waiting nearly 8 months to complete a simple house purchase.”
We’ve got a mortgage offer expiring soon, but PM Property Lawyers, who were meant to handle our purchase, have closed and nobody has told us what happens next.
Renegotiation
Market change
Delayed purchase
Buyer feels the property price should be reconsidered after an eight month transaction delay since the market and circumstances have changed since the original offer was accepted.
Broker was biased and unhelpful, and we felt judged rather than advised. We switched brokers and passed checks elsewhere.
Fall-through risk
Our original sale fell through and the auction service an agent pushed us into wanted the reserve set 20% below market value, which felt like fire-selling our home out of desperation.
Hidden info
Our management company demanded over £400 for a basic leasehold information pack and then took a month to produce it, nearly killing the sale.
It’s brutal that you can get that close to exchanging and still have everything fall apart with a single phone call.
Hidden info
In Scotland I had an offer accepted and the schedule said four bedrooms with three spacious doubles, but one so called spacious double is under 10 square metres. The listing also mentions a log burner which on inspection seems to be a bio ethanol stove. I am worried the property has been misrepresented.
Listing errors
Unauthorised listing
Material information
Seller says an estate agent put a Yopa advert live without authorisation while room sizes and other details were still wrong, despite the seller pointing out errors.
Our agent told us there’s nothing they can do because HGA Conveyancing, part of the PM Law group, has shut and nobody is picking up the file.
Poor communication
They even say their estate agent was lied to about having spoken to them, and a formal email complaint initially got no response.
Delay
Poor communication
Even then, the rest of the move was a slog of chasing solicitors and waiting on paperwork – it feels like the whole system is built on delay.
Financial loss
They talked about feeling trapped – unable to sell, yet watching costs rise each year with no realistic exit route.
Financial loss
They doubt they’ll ever sell for a fair price because any buyer will see they’re subsidising the entire development’s running costs.
Poor communication
‘Aggressive, lazy, uncommunicative’ — seller says the whole experience was awful to deal with.
Delay
Poor communication
Fall-through risk
Seller says the buyer's buyer solicitor had all documents needed to give final advice, but there was still no progress, leaving the chain stuck and the seller losing patience.
Very poor service: they sold our house but did not chase the chain or keep us updated, and gave incorrect advice.
Financial loss
Hidden info
I’ve seen so many leaseholders online saying high service charges and opaque costs are making their flats almost unsellable.
On Reddit, a seller describes being gazundered on exchange day: the buyer dropped their offer at the last minute, putting huge pressure on them to accept or see the whole deal collapse.
Financial loss
Hidden info
A MoneySavingExpert poster said their riverside flat became hard to sell because the service charge got so high that buyers looked elsewhere, and even years later the prices still lagged behind similar blocks.
Fall-through risk
Poor communication
Our first sale fell through and the information we got about why was vague at best; the buyers ghosted us for ages and only later blamed ‘pressure from the agent’ even though that came after they disappeared.
The agent probably over-priced it and it needs rewiring and other work. Buyers seem unwilling to take on a ‘doer-upper’ at that level.
Hidden info
We didn’t realise we had to disclose our dispute with the management company; once it surfaced, the buyer demanded compensation and then pulled out anyway.
Financial loss
They warn the reservation contract is written to protect the seller and the fee is non-returnable, meaning you can pay thousands and get nothing back.
Poor communication
Complaint about returning key documents: slow, unhelpful, and felt like no one owned the issue.
Poor communication
Agent ignored emails for days even when offers and deadlines were on the table.
Delay
Financial loss
Fall-through risk
Our buyer pulled out after three months and we still received a solicitor bill for over £1,000.
Clients visiting Butterworths in Carlisle found a notice saying PM Group firms could no longer trade. Staff hadn’t been warned, and buyers and sellers were left standing outside with no idea what would happen to their moves.
Fall-through risk
Our sale fell through the day before exchange; the buyers suddenly decided they didn’t want to proceed without giving any clear reason.
Financial loss
A buyer says they transferred a large sum to their solicitor after being told the account details never change, then was told the details were wrong.
They love the property but feel trapped between their heart and the cold numbers in the valuation report.
Poor communication
The communication throughout this process has been absolutely appalling — in fact... no communication at all.
Financial loss
Experts warned that high ongoing costs can stall price growth and leave flats languishing unsold while nearby houses continue to move.
Poor communication
Our new solicitor barely returned emails and escalations were ignored as well.
Seller says their conveyancer repeatedly sent incorrect contract papers, missed key lender conditions and had to redo work several times, causing the buyer to lose patience and almost pull out of the purchase.
the property was not registered in my name, rather the owner before
Hidden info
Sale attempted but fell apart due to critical information not being disclosed upfront.
The lender’s surveyor misidentified a hairline crack as structural movement; our buyers pulled out and refused to share the report so we could challenge it.
Financial loss
Hidden info
My service charge jumped from £125 to £417 a month plus a £2,200 deficit bill. None of this was disclosed.
Delay
Fall-through risk
Poor communication
On Mumsnet, one buyer said their solicitor still hadn’t returned their deposit seven weeks after a purchase fell through, despite repeated chasing.
Delay
Poor communication
They say many clients only realise things have stalled when they start chasing, because nobody has proactively explained the reasons for the delay.
Delay
It’s a simple no-chain flat purchase, but the conveyancing alone has dragged on for more than four months and I’m losing rental income.
Delay
Endless delays and being asked to review documents that were never actually sent.
Delay
We’d accepted an offer from an investor but after months of silence their solicitor suddenly said they no longer wanted another rental; the sale just died.
Exchange day
Sale collapse
Emotional cost
Seller says the estate agent called at 09:05 on exchange day to say the buyer had pulled out, leaving the seller back at square one after a smooth transaction.
Financial loss
Hidden info
The retirement flat seemed like a sensible investment, but high service charges and exit fees have made it unbelievably hard to sell on.
A mortgage guide explains that once an offer expires, the lender is no longer obliged to lend – you might have to start a fresh application from scratch.
Booked several viewings as a cash buyer and the estate agent never turned up or called. I had to chase them and was told it was a mix-up.
Fall-through risk
I came away feeling they were more interested in a quick fee than in getting a fair price for us after the first buyer pulled out.
Delay
Fall-through risk
A Mumsnet user said their sale fell through about six weeks in, just after survey, and the buyers wouldn’t even say why – they simply disappeared via their solicitor.
Valuation for a buyer’s mortgage looked rushed and didn’t properly check rooms or outside areas. Seller felt the process was careless.
Delay
Fall-through risk
The sale eventually collapsed because the buyer at the start of the chain was never really serious and delayed arranging their mortgage until the last possible moment.
Delay
“Over four and a half months… still not completed… due to ‘searches’.”
Delay
A thread titled ‘Selling house/searches’ has posters explaining they delay searches until after the survey so they don’t waste hundreds of pounds if the buyer pulls out at survey stage.
Delay
Our conveyancer vanished for three weeks right before exchange; no replies to emails, no returned calls, nothing.
Delay
The estate agent repeatedly reassured us the chain was solid when in reality they hadn’t spoken to anyone above our buyers for weeks.
Financial loss
They described spending money on multiple surveys and solicitors only to be sent back to Rightmove, emotionally and financially drained.
Our conveyancer didn’t spot that the right-of-way to the parking space wasn’t properly registered; the buyers’ solicitor raised it late and everything ground to a halt.
Delay
We were supposed to complete months ago but a problem at the top of the chain ruined everything, leaving us paying rent and storage.
Fall-through risk
On LegalAdviceUK, a seller asked if they had to pay their conveyancing bill when the sale fell through and they believed the poor service was partly to blame.
Fall-through risk
A Facebook post celebrates finally getting the keys after a first house sale fell through – proof that even when a chain dies, people sometimes have to pick themselves up and start again.
Property was down-valued by £22k for no clear reason, causing immediate mortgage headaches and stalling the next steps.
Delay
Fall-through risk
We did everything promptly but their lawyer was asleep when ours was working and vice versa – by the time anyone realised how bad it was, the chain had collapsed.
Delay
Poor communication
The Law Society says residential conveyancing makes up about a quarter of the Legal Ombudsman’s caseload, with delay, failure to progress and poor communication top of the list.
Our solicitor explained that false answers on the TA6 can amount to misrepresentation, but that doesn’t undo the stress of living next to a hostile neighbour.
Mortgage application
Broker advice
Flat purchase
Buyer with a recommended broker still fears rejection after making an offer on a flat and does not know how quickly they can apply elsewhere if declined.
An estate agent told us bluntly that if our transaction can’t be rescued quickly, they’ll have to remarket the property and we’ll need to reapply for a mortgage from scratch.
A Screwfix community thread has a seller whose 150-year-old home was hit with a long list of issues and a down-valuation after the buyer’s homebuyer survey.
Poor communication
Promised regular updates but didn’t receive them; says buyers went cold and seller pulled out.
They couldn't be any worse if they tried.
Fall-through risk
Seller reports being within a day of chain collapse due to slow progress and lack of access to an actual solicitor.
Poor communication
Mid-sale, reviewer couldn’t get through for days and considered withdrawing because nobody responded.
Fall-through risk
On Gransnet, one seller said their sale had fallen through a couple of times during Covid; by the time a reliable buyer came along, they were exhausted by solicitors ‘mucking about’.
Financial loss
They’ve slashed the asking price by tens of thousands, but high charges and exit fees make buyers wary and the flat still hasn’t sold.
Hidden info
A HousingUK buyer said the seller ticked ‘no disputes’ on the TA6, but they later learned of repeated complaints and issues with the houses next door.
They did not respond even to a solicitor's letter, which tells you everything about their attitude.
Delay
We were left stressed after an undervaluation during our purchase, causing delays and wasted time arguing it through.
Financial loss
They describe owners as ‘trapped’, stuck between unaffordable charges and a market that doesn’t want flats with such high running costs.
Harassing, rude, and overbearing behaviour during viewing and buying enquiries.
Fall-through risk
The solicitor still wanted nearly the full fee after the sale fell through, even though the collapse was caused by their slow responses.
A reply warns that many buyers will “run a mile” when they see ‘modern method of auction’, implying it can hinder sales and reduce serious interest.
Hidden info
NetLawman warn that unresolved neighbour disputes can put buyers off completely or force heavy discounts, especially when rows have already escalated into legal action.
Hidden info
BLB Solicitors say you must disclose any neighbour dispute – even historic – and admit most buyers lose enthusiasm once they hear about a ‘troublesome’ neighbour.
Fall-through risk
Our whole life was packed into a removal lorry when the buyers suddenly backed out; I’d already moved 300 miles with four kids and a business to restart.
Fall-through risk
So slow we lost our buyer… our buyer finally pulled out…
“I was told I couldn’t relist the property.”
Delay
Poor communication
A leaseholder claims basic issues and complaints were met with silence, feeding delays and stress for everyone involved.
Seller alleges a surveyor significantly undervalued their property without clear reasoning, jeopardising the buyer’s lending.
They contrast that support with earlier experiences where other agents seemed to disappear the moment a ‘sold’ board went up.
Delay
The process took nearly 200 days, and by the time surveys and legal checks were done, one buyer further up the chain had already dropped out.
Poor communication
“Panicking because this is my life savings… solicitors denying what they told me.”
Delay
We are mid property transaction and the service is worse than useless. Endless delays, lies and inefficiencies.
Delay
Financial loss
We’ve lived in limbo for months, paying for a house we no longer want to be in while the chain repeatedly falls apart around us.
Fall-through risk
They describe doing everything on time with their solicitor, but still losing the property because the ‘reservation’ didn’t actually force the seller to complete.
Financial loss
It’s maddening that you can do everything right and still have someone vanish after spending their money on surveys and legals.
Financial loss
We tried an online agent for the lower fees but service was so poor we moved to a local high street firm instead.
They warn that failing to disclose important facts can be treated as a ‘misleading omission’ under consumer law, putting agents at risk of enforcement action.
Delay
Fall-through risk
I only had 2 offers both fell though one kept me holding on for 6 months…
Fall-through risk
Our house sale fell through at the very last minute, but the agent had new viewings lined up within days and found us another buyer quickly.
Financial loss
Hidden info
We’re told that high service charges are now normal for newer developments, but buyers won’t pay the same price for a flat with huge annual costs, so our sale keeps failing.
Delay
Fall-through risk
A buyer walked away after long delays and no traction; it felt like the conveyancer was a bottleneck for everyone else in the chain.
Fall-through risk
Someone in our local group warned people not to use a particular auction agent after their first sale fell through and they were pushed into a heavily discounted auction that still didn’t achieve a sale.
Poor communication
Another ReviewSolicitors complaint about Cunningtons says the client’s formal complaint took over a month to be answered, citing staff absences as the reason.
Hidden info
They say that if they’d known charges could get this high, they would never have bought the property in the first place.
Delay
We are near the end of enquiries on both our sale and purchase but our buyers’ solicitors want the original Section 106 agreement from when our house was built in 1997. Our solicitors asked the council four weeks ago to confirm the obligations were met, have chased three times, and I have chased twice, but nobody is responding. The online portal for these documents is down, so I cannot access anything myself and I am at my wits’ end.
Financial loss
If we have to reapply, the new rate will cost thousands more over the fixed term – all because the process drifted and nobody took responsibility.
Poor communication
First-time buyer complains about their estate agent’s poor communication after exchange, questioning what value the agent added.
Delay
A newly renovated home was valued significantly under the agreed price, putting us straight into renegotiation and delay.
I’ve seen several deals die at the last hurdle because buyers can’t bridge the gap between down-valued mortgages and stubborn asking prices.
Delay
Fall-through risk
After over 180 days of waiting for CDPLL to process the sale of our chain free home our buyer finally pulled out.
Hidden info
The Times reported a family who’ve spent more than £43,000 on service charges and council tax while struggling for five years to sell a retirement flat they inherited.
Solicitor failed to warn that the loft conversion didn’t have building regs, now leaving buyers with a compliance mess.
They argue that better updates alone would ease much of the anxiety that currently pushes people to complain about their conveyancer.
Financial loss
Hidden info
They say the undisclosed arrangement destroyed trust and made them feel the agent lacked transparency with money flows and agreements.
Fall-through risk
A seller says their house sale fell through for the second time ‘inches from completion’ and blames the estate agent for telling them the buyer’s mortgage was sorted when it wasn’t.
Financial loss
Leaseholder alleges the company gave incorrect info during a payment call and then refused to correct/refund the mistake.
Financial loss
Fall-through risk
Unfortunately, the sale fell through… costing me almost £2,000…
We feel like prisoners in our own home – constantly tidying for viewings and checking our emails, yet nothing ever seems to actually move forward.
Posters describe feeling like they have to chase every small step themselves or risk the file just sitting at the bottom of a pile for days.
Delay
Seller reports their solicitor failed to request signed documents from a joint owner, delaying progress for weeks.
Financial loss
Fall-through risk
The constant fear that another sale will fall through is the main thing stopping us from trying again; we just can’t face paying all those upfront costs once more.
Delay
I put my well maintained 1930s family home on the market and accepted a full asking price offer within two weeks, but since then the buyer's solicitors have been bullying, questioning a new boiler and new insured windows, and demanding indemnity policies. I have pulled out because the stress has become unacceptable.
Delay
Fall-through risk
We were with a big-name agent who went silent the moment the ‘sold’ board went up; four months later the sale fell through and we realised they hadn’t lifted a finger to keep it together.
Hidden info
Shared-ownership residents in one Guardian piece were paying up to £8,000 a year in charges and said buyers simply wouldn’t touch their ‘affordable’ homes.
Hidden info
Material information requirements extended by government – yet still many listings omit key facts. We fell into one of those omissions.
Hidden info
A Sun investigation showed leaseholders billed ridiculous amounts for simple jobs like changing light bulbs, with hidden insurance commissions baked into already-high service charges.
Fall-through risk
Our buyer pulled out for the second time in a year, saying the survey showed ‘too much damp’; it felt like a convenient excuse to back away.
Financial loss
Received an unexpected invoice just to ‘open a file’ after requesting quotes elsewhere; it felt like a surprise charge trap.
Poor communication
Buyer says the agent failed to call back after an offer and then the property was marked as having an offer accepted.
Financial loss
Fall-through risk
An ‘Any House Wanted’ article points out that roughly one in three UK property sales fall through before exchange – often after buyers have already spent money on searches and surveys.
Slow, understaffed and liars. Estate agents and other law firms actually hate working with this company.
Delay
Buyer’s solicitor has barely replied for two months. Everyone is ready, but we still don’t have an exchange date.
Delay
Financial loss
Poor communication
Complainant says their case sat for months with little communication, adding to the frustration after losing money in a failed purchase.
Delay
A first-time buyer says they’re stuck in ‘limbo’ because the vendor’s onward purchase is delayed, nobody will explain why, and they have no timescale despite Christmas approaching.
They warn that hiding the problem is likely to backfire: if the buyer later finds out, they might sue or try to unravel the deal completely.
Hidden info
The brochure missed key leasehold info. We discovered late the term was under 80 years and had to renegotiate everything.
We had to renegotiate our sale price when the survey valued the place £25,000 lower than agreed because of roof issues.
They highlight an industry short of conveyancers, with fewer lawyers handling more work and little incentive to innovate for ordinary home movers.
Financial loss
They said people in the block couldn’t sell because buyers were immediately put off by the fees, leaving owners financially trapped.
Financial loss
Another Times piece notes that conveyancing costs have climbed to over £2,400 on average, even as the service gets slower and more stressful for consumers.
Financial loss
Upfront fee… property didn’t sell.
Fall-through risk
We used a budget online firm and it was such a relief when the sale fell through because dealing with them had been a nightmare from day one.
Our sale fell apart when the buyer realised their buy-to-let mortgage needed a higher rental coverage; the numbers just didn’t stack any more with rising rates.
Fall-through risk
Our earlier buyer pulled out, putting the whole chain in danger. SmoothSale stepped in, put the property back on the market and had it sold again within a week.
Our agent put the house on the market with 'no onward chain' even though the vendor did have an onward purchase.
Hidden info
Some say the unpredictability makes it harder to sell because buyers don’t trust service charge forecasts in the legal pack.
The survey flagged aluminium wiring and an ancient consumer unit as safety issues; the sellers refused any concession and we weren’t prepared to move in with two small kids.
Financial loss
The article notes that insurers may load premiums heavily or even refuse cover after a flood, making the property harder to sell and more expensive to own.
Poor communication
The conveyancer was so slow and unresponsive that not only did we lose a cash buyer, we also had to start over with a new solicitor halfway through.
Financial loss
We now have two sets of housing costs: rent on the place we’re stuck in because we can’t complete, and storage plus hotel bills for the dates we’d booked around completion.
Financial loss
We nearly lost our deposit after fraudsters spoofed our solicitor’s email and changed the bank details.
Delay
Every week they rang their solicitor demanding completion, not understanding that local authority searches were still outstanding.
Financial loss
They stress that buyers must watch expiry dates closely or risk losing both the property and the money they’ve spent on legal work.
Delay
Financial loss
Our conveyancer sent our mortgage deed to the wrong address and insisted we pay for a courier to send a replacement urgently. Their mistake cost us extra fees and delays.
Hidden info
We discovered a possible roof leak in the loft that was never disclosed. We want a price reduction to cover repairs but are worried the seller may withdraw if we push it.
As a first time buyer my solicitor did not flag anything from the searches, even when there was an issue that could affect the mortgage or insurance. I only found out about the implications myself before exchange and feel the solicitor has not been useful at all.
Financial loss
A buyer says their conveyancer warned them their email had been intercepted and that scammers swapped bank details — the email and attached letter looked completely convincing.
Poor communication
Communication was terrible; I constantly had to chase for any kind of update.
Fall-through risk
The chain collapsed when one seller refused to fix a dangerous boiler; their attitude was ‘take it or leave it’ so the buyers left it.
Financial loss
On MoneySavingExpert, someone asked whether they could switch agents once their contract ended because the current one had failed to generate interest and allowed a six-month sale to die.
Hidden info
A leaseholder on a landlord forum says buying leasehold was one of the biggest mistakes of their life – the management company keeps hiking service charges and won’t explain the numbers.
Hidden info
Subletting fee demand described as unreasonable and hard to dispute due to poor access to support.
Financial loss
constant phone to pay the buyers premium while staying on the call.
Hidden info
The HomeOwners Alliance say retirement flats can be nightmare to sell on because service charges creep up over time until they look eye-watering to new buyers.
Financial loss
Hidden info
One London leaseholder pays £5,500 a year in service charges for a one-bed; they say residents are furious and many feel unable to sell because buyers balk at the fees.
Fall-through risk
Our chain collapsed because one buyer couldn’t get buildings insurance due to historic flooding – the risk only came to light when their solicitor checked the searches.
Financial loss
Hidden info
We were told everything was 'standard' and not to worry about the service charge level. A later review by another adviser highlighted escalating costs and minimal reserve funds which should have been flagged at the outset.
Fall-through risk
Another poster’s buyer withdrew when their surveyor recommended a re-roof. They couldn’t afford the works or a big price cut, so the chain collapsed.
Delay
They underline how a single missed deadline can ripple up an entire chain and kill multiple linked transactions.
Fall-through risk
On r/HousingUK someone wrote that their seller used Taylor Rose and the conveyancing was so chaotic and unresponsive that they were actually relieved when the sale fell through.
Financial loss
They increasingly advise buyers who only discover the dispute after completion and want to know if they can claim back losses.
Delay
The seller in that thread says they are close to exchanging on their onward purchase but stuck waiting for the buyer’s lender to sort its panel problem.
Financial loss
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Financial loss
Fall-through risk
By the time the sale fell through I was dreading every call from the agent or solicitor, convinced it would be another demand or ultimatum.
Financial loss
We had to decide whether to swallow the higher payment, renegotiate the price or walk away after spending over £1,000 on fees.
Fall-through risk
Seller claims they lost two separate sales after the same surveyor’s reports, and struggled to get clear explanations.
Delay
The lender agreed a short extension, but that meant a frantic race to exchange and complete within days to stop the whole chain collapsing.
Gazumping risk
Marketed after offer
Uncertainty
Buyer worries the estate agent or vendor is keeping options open after acceptance because the property has not been withdrawn from the market.
The Law Society warns that if you receive a message saying bank details have changed, you should question it and verify using the firm’s published contact details because law firms rarely change bank details mid-transaction.
They explain that until the legal ownership is sorted out, buyers and lenders tend to avoid the block, leaving existing leaseholders stuck with rising charges and no way out.
Delay
Poor communication
The Law Gazette reports that nearly half of complaints to the Legal Ombudsman involve poor communication and delay, with conveyancing a repeat offender.
Fall-through risk
They openly say the sale can fall through purely because an offer clock runs out – nothing to do with the buyers’ intentions, just the time it takes the system to grind along.
Delay
We were due to complete with a PM Law firm acting in our chain and now everything has stalled. Agents, buyers and sellers are all waiting on news about files and funds that are locked behind closed offices and an ongoing investigation.
Delay
A seller says they’re 9 weeks in and their buyer’s solicitor appears to have done almost nothing, ignoring repeated chasers, and they fear the onward seller will pull out due to lack of progress.
Fall-through risk
They’d already mentally moved to a new village to be near friends, only to find themselves stuck in limbo while chains collapsed around them.
Delay
Poor communication
Many negligence claims against conveyancers involve delays and failure to keep clients informed.
Delay
We are currently a month delayed… every document takes a week to “process”.
Hidden info
We moved into a house in April 2024 and have now discovered there is foam in the cavity walls so the government scheme installers could not proceed. Their supervisor advised me to contact the conveyancing solicitor because the foam may cause damage and was never mentioned when we bought.
We’re in a leasehold block with endless management issues – missed maintenance, unanswered emails, random extra charges. Our solicitor warned it could put buyers off completely when we come to sell.
Fall-through risk
British Homebuyers are praised by one reviewer for stepping in after their first sale fell through, re-marketing fast and keeping them updated throughout.
Several of us in the Facebook group are at different stages of selling or buying – some have exchanged, some are pre-exchange – but all of us have the same problem: our PM Law firm shut and nobody is telling us how or when our home moves can be rescued.
Our mortgage broker missed a default on my partner’s file and put us in for a lender who was never going to accept us – that decline killed our chain.
Fall-through risk
the mortgage lender to him and his brother refused to release him, killing the entire transaction
Fall-through risk
This is holding up the sale of my property, and ... I am worried they may withdraw from the purchase.
Poor communication
Communication was poor to non existant
Hidden info
A Camden leaseholder forum thread discusses actual service charge bills arriving higher than estimates, with residents shocked at the final totals.
Poor communication
No communication at all… relentlessly chase my solicitor for updates.
Hidden info
They warned that even if buyers like the flat, they back off when they see big annual service charges and no clear cap on future increases.
We asked directly whether there had been any neighbour disputes and were reassured there hadn’t – only after moving in did we learn about years of complaints to the council.
Delay
Financial loss
My new-build completion has been delayed for months. I am paying for an Airbnb and storage every week.
Delay
SearchFlow says property searches can take anywhere from a few days to six months depending on the council – long enough for a nervous buyer to walk away.
They were aggressively pushing their in-house mortgage adviser and it felt like you needed to comply just to proceed.
Delay
Poor communication
It underlines how often home movers feel left chasing updates, unclear about timescales and worried their transaction might quietly stall or collapse.
Financial loss
My retired parents’ buyers pulled out at the last minute, putting their dream new-build at risk and leaving them facing the loss of all the fees they’d already paid.
Delay
Poor communication
Searches came back early August, enquiries sent late August — no response until early September, and still no update.
Financial loss
We walked away having burned cash on valuation, broker fees and searches for a property we never moved into.
Delay
Poor communication
Deed of variation promised ‘shortly’, then slow follow-ups with repeated chasing required.
Poor communication
They cause so much stress! You have been warned!
Poor communication
“My mortgage offer expired… Absolutely no communication… Got a local solicitor.”
It’s heartbreaking that the house we hoped to buy could be lost because one buyer in the chain changed their mind.
Fall-through risk
We had two purchases fall through when the developers changed their minds about selling, leaving us with nothing but legal bills.
Hidden info
We actually had to write to the agent to insist they stop lying about why we’d withdrawn – subsidence isn’t something you can just gloss over.
Delay
Fall-through risk
Our house sale fell through the day before exchange – one email from the buyers’ solicitor and months of planning just evaporated.
The reviewer says that while their individual lawyer was good, the firm’s systems and responsiveness left a lot to be desired.
Delay
Nightmare - Stay away. Made the sale so stressful and drawn out…
Hidden info
One commenter said their clients ‘found it hard to sell’ because many buyers just won’t shoulder big, open-ended service charges on top of a mortgage.
Poor communication
“No sense of urgency… forced to chase all the time.”
Financial loss
Fall-through risk
The conveyancer couldn’t explain clearly which fees were recoverable if the sale collapsed; unsurprisingly, when it did collapse, we recovered nothing.
Poor communication
We were not told about viewings being cancelled; buyers just stopped appearing.
They’re furious that the freeholder expects buyers to absorb hundreds extra per month on top of a mortgage and normal bills.
Delay
Our sale went quickly, but the buyers’ solicitor still hasn’t got the LPE1 from the management company and it’s holding everything up.
We had to abandon the purchase when we realised the loft conversion had been done without proper building regs; the solicitor advised it would cause problems if we ever sold.
They gave us incorrect information about when searches were returned. When we asked for evidence, they admitted they had never opened the results.
Financial loss
Fall-through risk
We’ve had to pay for emergency storage and last-minute removals twice now because completion dates kept slipping and then our PM Law firm collapsed entirely.
Hidden info
Ground rent rules are unfair — lenders got nervous when they saw doubling clauses that weren’t clear in the purchase packs.
Delay
One Reddit post says the sellers kept delaying completion while the buyer’s mortgage offer ticked towards expiry, potentially adding thousands in extra interest if they had to reapply.
Our solicitor incorrectly claimed our new-build warranty was invalid. The builder confirmed it was fine, meaning the solicitor had confused our case with another client’s.
Buyer says the estate agent repeatedly claimed there were other higher offers and pressured them to bid up, but later they discovered no other offers had ever been recorded.
Delay
Leaseholder complains that getting a signed deed of variation took weeks beyond a promised timeframe with minimal updates.
We tried to shield the children from the stress but they’ve noticed we don’t have our own home any more. We’re sleeping in a friend’s spare room because our Butterworths / PM Law solicitor closed days before completion.
Hidden info
Our conveyancer only flagged local search issues very late in the process, and the buyer decided the planning and flood risks weren’t worth the hassle and withdrew.
Delay
Poor communication
Poor communication and delay are again flagged as the most common issues for home movers frustrated by how long a ‘simple’ sale can take.
Delay
Fall-through risk
We lost our buyer three months into the process when our own purchase was ready to exchange. Thankfully the property was desirable enough to attract new offers quickly.
Still marketed
Accepted offer
Agent conduct
Buyer says the estate agent would not take the property off the market even after solicitor details were exchanged, forcing the buyer to consider bypassing the agent through solicitors.
Delay
They say some delays are avoidable with better communication, but others stem from a system still reliant on post, paper and overworked local authorities.
Hidden info
On Reddit, a leaseholder described their annual service charge making the flat ‘impossible to sell’ – buyers are put off before they even step through the door.
Delay
I am trying to agree a completion date but my removals company can only do one date in November and that is the day before my buyer’s mortgage offer expires. Exchange is likely one to two weeks before completion and the buyers cannot renew their offer. They are very nervous that completion is only one day before expiry and want me to change the date, but I have already used the packing boxes and I am worried everything could fall apart at the last minute.
This has to be the most unprofessional company ever... lost numerous important documentation.
Fall-through risk
Our landlord moved abroad and the house sale they were relying on fell through; we were suddenly told we might need to move out with very little notice.
Delay
They couldn't be any worse if they tried. It took them 5 months after instruction to send initial enquiries.
Delay
Poor communication
They say some sellers only realise at the eleventh hour that they’ve lost key paperwork, then spend weeks chasing councils and builders while buyers lose patience.
Delay
Endless delays, lies and inefficiencies... asked to review documents they have not sent.
Financial loss
Hidden info
Campaigners accuse some housing associations of mis-selling by downplaying future costs, leaving owners stuck in homes that are hard to sell on.
The buyer isn’t responding much, and my estate agent is not helpful
Financial loss
They warn that when a sale falls through, both buyers and sellers can lose thousands in fees and deposits, and sometimes have to fight just to get their own money back.
Our house sale has now fallen through three times. Each buyer had a different excuse and we’ve lost patience with the whole system.
Financial loss
Action Fraud warns criminals hack or spoof email chains between buyers, solicitors, and agents, then apply urgency and last-minute ‘bank detail changes’ to steal large transfers.
First-time buyer says solicitor put them under pressure to exchange without resolving outstanding enquiries.
Delay
Fall-through risk
Our sale fell through because the buyers ‘suddenly realised’ the house doesn’t have a driveway – after two viewings and two months of back-and-forth, they just walked away over something that obvious.
Financial loss
We’ve lost our dream home because our buyers walked away and our sellers wouldn’t wait. We’re back to square one and hundreds of pounds lighter for surveys and legal fees.
The house we were buying was taken off the market just days before completion, leaving us back at square one and unable to move as planned.
We were told to be ready to move, so we booked removals and vacated on the assumption funds would be sent. Then we discovered the firm handling our completion had been shut down and we had no house to go to that night.
Buyer claims their conveyancer refuses to explain the local search results and simply says ‘it’s fine’ without clarification.
Financial loss
Fall-through risk
A Which? survey found that 84% of people whose sale fell through lost money, with an average loss of nearly three grand in fees and costs.
AML fee
Extra cost
Agent practice
Buyer says an estate agent demanded a 55 pound AML fee even though the buyer questioned whether this should be charged by the agent at all.
The condition rating didn’t match reality after major refurbishment, and it undermined confidence in the mortgage process.
One seller said their buyers pulled out after survey because of ‘damp and movement’ even though the house had stood for over a century with no problems.
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Poor communication
The seller’s solicitor says ‘we don’t do phone calls’. That is helpful when the chain is shaky and you don’t know what’s going on.
Delay
Valuation was completed, but the lender still hadn’t reviewed it. The broker was told it could take up to 10 working days, delaying everything.
Delay
Sold.co.uk reviews describe long, difficult chains where the agent’s sales progressor had to constantly chase solicitors and buyers to stop the transaction falling apart.
Payment dispute
Seller solicitor
Managing agent
Buyer says they paid their share of estate maintenance fees through solicitors before completion, but months later the managing agent still chased them for payment because the seller solicitor did not respond.
Financial loss
Fall-through risk
A MoneySavingExpert user had their sale fall through and then discovered their conveyancer still wanted the full fee, helped by a referral kickback to the estate agent.
Another MSE seller says a buyer walked away after their surveyor reported dry rot in the loft – but a second survey later found no rot at all.
Financial loss
Fall-through risk
They say if they’d known the reason the last sale collapsed, they would have walked away before spending money and getting emotionally committed.
Poor communication
The conveyancer ignored repeated requests for confirmation of funds. Without that, we could not exchange and missed our original moving date entirely.
Fall-through risk
Buyer said Nationwide-appointed surveyor valued the property at £0 and ruined the mortgage application. They felt the process was sabotaged.
We had one buyer pull out over personal circumstances, another over valuation issues, and another who just vanished; after that many failures we questioned whether moving was worth it.
User recounts their estate agent letting a sale get close to completion twice before collapsing, leaving them furious and exhausted.
Financial loss
Paid and got nothing; now trying a bank chargeback because the firm won’t engage.
Delay
Fall-through risk
The report says almost one in three transactions fail, often months after an offer is accepted, due to surveys, delays and seller withdrawals – leaving buyers with average losses well over £1,000 each.
Poor communication
They specifically highlight how rare it felt to get honest, detailed updates in a system where so many people complain of being left in the dark.
Financial risk
New build
Incentive deadline
Buyer worries they could be contractually bound to buy a new build but lose the developer incentive if completion happens after the deadline, increasing monthly payments by around 200 pounds.
Delay
The broker took weeks to submit our full mortgage application, and by the time it was assessed the lender’s product had been withdrawn.
Fall-through risk
Our solicitor somehow managed to miss a major planning application behind the house; when it cropped up late in the process, the whole deal fell through.
Financial loss
Their guide shows how slow updates and surprise bills can leave buyers and sellers feeling let down even if the sale eventually completes.
Hidden info
We only learned the lease was under 80 years after our offer was accepted – that should have been made clear from the start.
Hidden info
Willans Solicitors explain that ticking ‘no disputes’ on a TA6 when you’ve actually had rows with neighbours can be misrepresentation.
The conveyancer failed to identify that the property was in a flood-risk zone requiring specialist insurance. Our lender refused to proceed three days before exchange.
Delay
Our sale was delayed for months because the buyers’ broker had put them with a lender that wouldn’t accept the flat’s construction type.
Seller states their solicitor failed to mention a disputed right-of-way, now causing legal threats from neighbours.
Another review of a mortgage broker told how the adviser guided first-time buyers with poor credit through the process and helped them get a mortgage quickly after a stressful search.
Poor communication
Felt strung along mid-transaction with repeated hold-ups and vague explanations; confidence in the solicitor disappeared fast.
Poor communication
Another ReviewSolicitors page shows a reviewer calling Harrisons Thames Valley Solicitors ‘poor communication, slow to act and completely unprofessional’.
Delay
The Legal Ombudsman’s ‘delays outside a firm’s control’ case study still upholds a complaint where a conveyancer failed to chase missing documents for nearly two months.
Hidden info
A HousingUK user said they feel ‘trapped in a leasehold flat’ where service charges shot up while owners of neighbouring luxury units pay far less per square foot.
Fall-through risk
A Mumsnet thread listed all the classic points where sales fall through – survey, mortgage application, searches – basically any stage where new bad news can surface.
Financial loss
Hidden info
We only discovered an EWS1 was needed once the lender refused to issue a mortgage offer, by which point we’d all sunk money into legals and surveys.
The solicitor never made it clear that completion funds had to arrive with them early in the day. Our bank transfer arrived too late, the move slipped to the following week and we had to pay for extra storage and accommodation.
Their broker even suggests not telling the agent that part of the deposit depends on a separate sale, highlighting how fragile the whole set-up can be.
Poor communication
We instructed Gaddes Noble after a bereavement to sell my gran’s house. They requested deeds and searched the wrong property, ignored calls and emails and added to the stress at every stage.
Delay
Hidden info
We discovered the extension at our property had no planning permissions and instead had indemnity insurance. Worse, the indemnity policy was only put in place weeks after we completed, meaning we owned the property with no insurance in place at completion. We were never told about this.
I had my offer accepted in early July. I have still not completed the purchase. I have been passed to 3 different solicitors due to restructures.
Financial loss
The same report includes examples where solicitors failed to follow instructions or give proper advice, causing serious financial loss and long-running disputes.
Delay
Seller says a required management pack for the sale was chased for roughly two months with little help or updates.
Delay
Fall-through risk
Hidden info
Our buyer pulled out after the managing agent took over six weeks to answer a basic enquiry from our solicitor, stalling everything until they lost patience.
Delay
The agent’s follow-up was so poor that offers and viewings felt mishandled, adding friction and delays that would scare buyers off.
Hidden info
fell apart due to a lack of critical information being disclosed upfront.
Fall-through risk
On another MSE thread, a buyer said their purchase might collapse because the tenant wouldn’t respond about moving out – they feared the eviction problems would kill the sale.
Delay
The second buyers turned out to be awkward and slow, buying via a SIPP. By the time it finally completed, we were exhausted by the process.
Poor communication
Sent trust documents/certified copies but struggled to get them returned or acknowledged.
Delay
I'm so stressed out, I don't know who to believe, and I'm on such a tight deadline to move.
Land Registry delay
Probate
Sale uncertainty
Family dealing with Land Registry delays after a death asks how a house sale can proceed when the title still shows joint owners, creating uncertainty during probate and sale planning.
Fall-through risk
The mortgage in principle looked fine until full underwriting; then the lender suddenly decided my overtime couldn’t be counted and the whole purchase collapsed.
Fall-through risk
“The chaos they caused was the reason our property sale fell through.”
Reviewer warns against the company and alleges dubious sales tactics, referencing a BBC Panorama investigation.
Hidden info
Buyer says the agent marketed a property as having no onward chain, but later they discovered that wasn’t true after spending on surveys and conveyancing.
A reviewer warns that a similarly named site is not the official Land Registry and charges a premium for basic documents.
Delay
Poor communication
Felt the whole purchase was made painful by slow responses and constant delaying.
A buyer complains that their solicitor didn't check a crucial covenant that prohibits renting, discovered only after exchange.
Delay
Survey was arranged via a lender panel, but booking and communication were chaotic. The customer said it added avoidable mortgage delay.
Fall-through risk
Seller says they lost a buyer because the firm took too long to respond to routine queries.
Chains involving certain online agents kept failing due to badly put together sales and lack of regulation.
Hidden info
Our managing agent suddenly slapped an extra charge on the account while we were in the middle of selling; that was enough to scare off our buyer.
Mid-purchase, told property would stay on market, then someone else bought — feels mishandled.
Buyer pulled out
System failure
Leasehold flat
Seller says the buyer pulled out after a long process and questions how the process is allowed in 2026 when sellers can lose months and money with little protection.
Fall-through risk
My flat sale fell through just days after my mortgage offer was approved, and now I’m stuck wondering whether to cancel it or try to re-use it on another place.
Financial loss
Families were watching inheritance eaten away year after year by charges on empty flats they couldn’t shift, even after large price cuts.
Hidden info
National Trading Standards says improving material information in listings should lead to fewer complaints and faster transactions.
Financial loss
Fall-through risk
Hidden info
Our sale fell through when the buyer’s solicitor queried building safety costs and we couldn’t get a straight answer from the managing agent about future service charge rises.
Poor communication
They are terrible: they ignored my complaint and could not even follow their own complaints procedure.
Delay
Fall-through risk
Our first sale fell through and SortRefer’s recommended conveyancers got everything picked back up quickly so the next sale didn’t drag for months like the first one.
A ReviewSolicitors user says Stuart & Co were so slow and unresponsive that their buyer eventually pulled out, leaving them to lose the sale entirely.
Financial loss
They’re blunt that hiding it is not an option: if the buyer finds out later, you could face claims, legal fees and a nightmare dispute of your own.
“I hope these kind of firms are regulated… complaint dealt with by a 3rd party.”
Mortgage delay
Stress
Underwriting
Buyer says waiting for mortgage approval was one of the longest and most stressful parts of the purchase, even though the application eventually succeeded.
On r/HousingUK, people were saying that leasehold flats with short leases, cladding or sky-high charges are already cash-buyer only and hard to sell even then.
Poor communication
Online agents often vanish once an offer is agreed. No calls, no chasing solicitors and no sales progression. I have seen chains collapse because the agent simply stopped doing anything.
The seller says they can’t even discuss completion dates until the lender’s solicitor is satisfied, leaving the whole chain stuck in limbo.
Poor communication
Letting agent recommended lawyers whose communication with me was described as terrible.
Financial loss
MoneyHelper explains that mortgage offers can expire simply because the legal work takes too long, leaving buyers scrambling for extensions or entirely new deals.
Poor service
Buyer lost
No communication
Seller says their own solicitors were atrocious, initially caused delays that contributed to a previous buyer dropping out, and generally refused to communicate properly.
They were described as an unhelpful lender with very high rates; we felt trapped paying more than expected.
Fall-through risk
We’re now desperately exploring things like buy-to-let mortgages just to avoid losing the property we’re trying to buy after our sale collapsed.
Poor communication
Our selling agent gave us almost no communication at all and left our onward purchase agent to do the chasing.
Delay
Poor communication
Another Reddit post, ‘Delay on completion, no communication from buyers’, shows a first-time seller stuck in limbo waiting for their buyer’s side to give any firm date.
Delay
Hidden info
The freeholder’s managing agent took months to answer basic questions about works and charges, and the buyer eventually walked away rather than wait any longer.
Financial loss
Felt like they charged heavily for routine paperwork while providing slow responses, risking the sale and increasing stress for everyone.
This has to be the most unprofessional company ever!
Financial loss
Hidden info
A Times feature described leaseholders effectively trapped in retirement schemes where high service charges and exit fees make resales painfully slow and very expensive.
Delay
Financial loss
A Legal Ombudsman report on residential conveyancing highlights cases where delays and hidden costs left customers losing the home they wanted or facing large unexpected bills.
This company exploits both sellers and buyers its own selfish gain.
“Management pack… my solicitor has chased… estate agents have chased… sellers solicitor has chased.”
Poor communication
Our move date was sprung on us with only a day to prepare because no one updated us.
Hidden info
Only discovered late the lease was 79 years — this triggered lender advising us to renegotiate or face higher interest.
Financial loss
Between two failed sales and one abandoned purchase, we reckon we’ve thrown away more on fees than we saved from years of careful budgeting.
Hidden info
Seller refused to fix a lease issue where ground rent over £250 could trigger extra risks – something we only discovered during conveyancing.
Our sale didn’t complete on the agreed day and we had removals booked, annual leave taken, everything. Now our solicitor is talking about claiming damages from the buyer for breach of contract.
Fall-through risk
Our chain has collapsed four times now. One buyer changed their mind, another had a mortgage offer expire, and another just disappeared.
Hidden info
Vickery Holman explain that you technically can sell with a boundary dispute, but hiding it is risky – if buyers later find out, they can claim misrepresentation.
A Trustpilot reviewer complains about an auction-selling service recommended after a failed sale; they say they were pressured to price 20% below market and then urged to drop it even further with promises it would sell immediately.
Financial loss
After the PM Law group collapse, we learned the SRA had stepped in and taken over client files and accounts. As sellers we still don’t know when we’ll see our sale proceeds.
Financial loss
In a warning about property-transaction scams, police say Action Fraud recorded 143 conveyancing-fraud cases (Apr 2024–Mar 2025) with £11.7m total losses, mostly in residential deals.
Poor communication
Kensington’s communication was described as dreadful during the mortgage journey. Felt like shouting into the void when trying to progress the case.
We carefully lined up sale and purchase for the same day so our two young children wouldn’t have to move twice. Our PM Property Lawyers branch closed without warning and we ended up in an Airbnb with no idea when we’d actually get the keys.
Poor communication
A buyer says their solicitor later told them the property had been sold to someone else via a ‘contract race’ that neither the buyer nor the solicitor knew was happening.
Hidden info
We only discovered right before exchange that the seller’s ongoing dispute with the freeholder hadn’t been disclosed; we walked away.
Fall-through risk
The solicitor failed to disclose to us that the seller had refused to answer certain enquiries. We only learned this when we reviewed the file with a new firm after the deal collapsed.
Not even 1 star... Absolute ridiculous service. I would never want anyone else to go through the same experience.
Delay
Poor communication
They note that many clients only discover things have stalled when they start chasing, because nobody has proactively explained the cause of the holdup.
On Mumsnet, a buyer says the bank’s surveyor down-valued their chosen house by £60,000 – they’re left asking ‘now what?’ after already starting conveyancing.
Poor communication
Unfortunately, my experience as a seller ... there was almost no proactive communication.
Hidden info
Analysts say in many cases, service charges are now the second-biggest household bill after the mortgage, and that buyers factor this in when deciding whether to proceed.
Financial loss
One resident in that block says they feel trapped by huge remediation costs and lenders refusing to touch flats with unresolved cladding problems.
Delay
Fall-through risk
Our buyers walked away after eight weeks blaming a ‘personal issue’ – we’d already mentally moved and now we’re starting from scratch again.
Guides warn that if your mortgage offer expires before completion you’ll usually need to reapply, with fresh credit checks and no guarantee your lender will offer the same deal again.
Losing that house meant losing our onward purchase as well; the developer couldn’t wait for us and we watched our ideal new build go to someone else.
Poor communication
CDPLL do nothing, you have to chase them by phone because they do not answer emails.
Financial loss
A seller says their estate agent pushed the ‘modern method of auction’ with claims of no legal or estate agency fees (buyer pays via reservation fee), but they felt it sounded too good to be true and confusing.
Fall-through risk
PropertyInvestmentsUK notes that fall-throughs often happen because surveys or searches reveal structural issues, rot or title problems that buyers weren’t warned about earlier.
Financial loss
When developers pulled out of the deal, my conveyancer still billed almost the full fee despite us never getting to completion.
Delay
Financial loss
We’ve been trying to sell for months but buyers either cannot get comfortable with the lease terms or are scared by the prospect of more cost hikes in future.
Delay
Fall-through risk
Our buyers pulled out eight weeks in, citing a ‘personal issue’. We’d already packed, paid for searches and now have to start again from scratch.
Delay
Financial loss
Between our sale and our daughter’s sale both collapsing, plus other family problems, it honestly feels like life has been on hold for months.
A buyer says completion was blocked because a managing agent didn’t provide the required leasehold pack despite multiple chasers.
Delay
Poor communication
They describe waiting up to 45 minutes on the phone, dealing with a rude receptionist and getting almost no replies to emails until the buyer walked away.
Fall-through risk
Another review for the same lender mentions rushing a case through to offer in 48 hours to stop a client’s chain from collapsing completely.
Financial loss
Fall-through risk
Our chain finally collapsed when the buyer at the top decided they were no longer comfortable borrowing so much with interest rates rising.
Fall-through risk
A previous sale of our house fell through with another agent. After that bad experience we switched to Agents4U, who actually communicated and got it sold efficiently.
Avoid like the plague! Very poor competence and communication. Dragged out the whole conveyancing process…
Another Times investigation into retirement flats finds many have dropped in value, with families losing tens of thousands while still paying hefty anual charges.
Replies point out that formal complaints and council records definitely count as disputes and must be revealed on the TA6, however inconvenient that is for a sale.
Poor communication
Buyer complains their solicitor ignored issues flagged in the survey, including damp and structural movement.
Financial loss
We felt we were paying almost full fees for a transaction that never reached exchange, on top of the cost of trying again with another buyer.
Poor communication
Our estate agent says they can’t contact the other side’s solicitor. We’re stuck with zero updates yet all parties know the chain is wobbling.
Fall-through risk
Poor communication
Once the first sale collapsed we changed agents and suddenly got regular updates, calls and actual effort to move things forward, which just highlighted how poor the first agent had been.
Financial loss
A seller disputes owing fees after claiming an agent promised viewings and a sale that never happened, alongside “lack of contact”, and says their property was taken off the market without clear warning about charges.
Hidden info
On LegalAdviceUK, a buyer discovered after moving in that the seller had ticked ‘no disputes’ on the TA6 despite having reported the neighbour to the council several times.
Our current agent is fine at sticking things on Rightmove, but not proactive enough to drum up the viewings we need to rescue the chain in time.
Fall-through risk
I had just got my mortgage offer when the house sale fell through; now I’m trying to work out if I can transfer it to a new property or whether I’ve got to start again from scratch.
A single missed signature at the last minute caused our buyer’s solicitor to postpone exchange, and the whole fragile chain fell apart.
Poor communication
Their guidance says firms could avoid a lot of this anger simply by agreeing realistic timescales and sticking to regular updates.
Leaseholder says trying to pay ground rent was made unnecessarily difficult, with limited payment methods and failed attempts.
Financial loss
We sent several small transfers thinking they were to our solicitor. They were all going to scammers.
I purchased a flat in London in 2013 with 103 years left on the lease and proper title deeds. It has now been announced that I only have 71 years left instead of 92. I feel completely shocked and do not know what to do or how this can be right, and I am starting to feel that even Land Registry is biased.
Cladding
Leasehold
Mortgage expiry
Buyer of a Birmingham flat faces the risk of their mortgage offer expiring because the seller's solicitor has failed to progress lease and cladding-related paperwork for months.
Fall-through risk
Our sale fell through and even the Citizens Advice adviser said they weren’t sure how to untangle who was at fault between agent, solicitor and lender.
Financial loss
Shocked to be basically 'scammed' by this firm… I have now received an invoice to open the file.
If I answer ‘yes’ to having subsidence or insurance refusals I can’t even get online quotes, but if I answer ‘no’ I’m terrified a future claim will be rejected for non-disclosure.
Their behaviour around access and viewings showed no regard for privacy or basic professionalism.
Delay
Financial loss
Poor communication
We paid PM Property Lawyers an upfront fee, then they suddenly decided they couldn’t act. Despite promising to refund us, weeks of chasing later we still hadn’t seen our money back.
Hidden info
A buyer recounts almost losing their purchase when their lender belatedly flagged unacceptable ground rent escalation terms.
Hidden info
Average service charges on flats jumped by around 11% in a year to over £2,000, putting extra strain on budgets and widening the gap with freehold houses.
Delay
Poor communication
First-time buyer feels their solicitor is slow and uncommunicative, with the estate agent chasing too.
They contrasted that supportive approach with other agents who disappear once a ‘sold’ board goes up and do little to rescue a wobbling chain.
Delay
“Dragged out the whole conveyancing process… exasperation of my lender and seller’s solicitor.”
Before we switched agents, we went through several failed chains where nobody seemed to coordinate the move properly, leaving us stuck in limbo.
Delay
Fall-through risk
With our first agent, once the ‘sold’ board went up we barely heard from them. After four months the sale collapsed and we had to start again with someone else.
Fall-through risk
In the PM Property Lawyers support group, hundreds of buyers and sellers say they were days from completion when the shutdown hit, leaving them stuck with packed boxes and nowhere to go.
Hidden info
Reallymoving’s guide says neighbour issues should show up on the TA6 form, but if they weren’t disclosed and you only discover them after moving in, you may need legal advice.
We timed our move so the kids could start at their new school right after half-term. Our PM Law firm shut the week we were due to complete and we’ve ended up living out of suitcases at my parents’ house with everything in storage.
In a broader leasehold reform piece, the HomeOwners Alliance warns that rising and opaque charges are putting buyers off flats and slowing sales.
Delay
Fall-through risk
The sale took ten months with two failed buyers; our conveyancer was at least good at communicating, but the constant fall-throughs were exhausting.
Financial loss
It’s soul-destroying to keep paying mortgage, bills and legal fees while chains keep collapsing around you.
Hidden info
We’ve been trying to sell our tenanted leasehold flat on and off since 2021. High service charges and a saturated local market mean almost no serious interest.
Poor communication
They ignored my broker completely and refused to talk to anyone but me by email.
Buyer unresponsive
Sale delay
Uncertainty
Seller says a buyer effectively dropped off the face of the earth and the transaction stalled while the seller could not tell if the delay was caused by the buyer or the solicitor.
Delay
Buyer says the only thing holding up their purchase was a management pack, despite chases from multiple parties.
Poor communication
I’m a first-time buyer using a PM Property Lawyers brand and haven’t heard anything directly from them about the closure. Everything I know has come from news sites and a Facebook group, while the house I’m buying is now stuck.
Financial loss
We’d paid survey and solicitor fees only to have the seller pull their house from the market a week before we were due to exchange.
Delay
They noted how proactive sales progression and frequent updates made the difference compared with their first, failed attempt.
We exchanged on a new build knowing the mortgage offer would run out before the developer’s completion date – now we’re panicking that the lender might refuse to extend.
Poor communication
We discovered our solicitor wasn't cc’ing us into emails with the other side. We asked why. No answer.
Fall-through risk
My purchase fell through the day before exchange and I’m about a thousand pounds out of pocket on surveys and legal work because the seller just panicked and pulled out.
I completed on my house in June 2021 but Land Registry still does not show me as the owner. The conveyancer keeps blaming a backlog and says it has been expedited, but almost four years later it still is not updated.
Delay
We had multiple false starts with buyers, but our conveyancer continued to chase the other solicitors and keep us updated so the third attempt finally completed.
Fall-through risk
A buyer on Facebook said their chain collapsed because the bottom of the chain couldn’t get a mortgage, leaving everyone above stranded and scrambling to renegotiate with builders.
Delay
Fall-through risk
We took our house off the market for months after the buyers pulled out; the whole experience was so draining we couldn’t face starting again straight away.
Financial loss
Fall-through risk
A previous buyer offered to share their survey results after their sale collapsed, which shows how desperate people are not to waste yet more money.
They call the system ‘unregulated and vile’, saying leaseholders are trapped by rising charges and buyers run a mile as soon as they see the figures.
Hidden info
A simple mapping error between the Land Registry plan and what was actually fenced meant we’d either have to give up part of the garden or give up the house; we chose to walk away.
Fall-through risk
The sale fell through and the buyer promised to share the survey report, but it never appeared; I’m now stuck trying to complain about a surveyor whose work I haven’t even seen.
Financial loss
We’re devastated – unless a miracle buyer appears almost instantly, we’ll lose the home we were trying to buy as well.
Hidden info
We went ahead with leasehold and now feel trapped by high service charges and little control – we underestimated how bad it could be.
Our RTM company has told us to replace our flat front door and frame to comply with fire regulations, but the lease does not clearly say whether the door is part of the demised premises or the freeholder's responsibility. I do not want to be accused of overstepping if I arrange and pay for it myself.
Financial loss
Fall-through risk
I sold my flat last month using a PM Law firm. The collapse has left me worrying that the money isn’t safe and that the purchase I was about to make could fall through if I can’t access the proceeds.
Hidden info
The flat’s sale history showed previous attempts falling through over service charge concerns; our surveyor flagged the same risks and we pulled out too.
Fall-through risk
The seller’s solicitor hid the fact that a prior sale collapsed over title problems; when our own lawyer uncovered them, we immediately pulled out.
Down-valuations have made it almost impossible for my clients to proceed; one deal died when the surveyor knocked 15% off the price.
Delay
Poor communication
They felt trapped paying legal bills for a failed sale largely caused by the firm’s own delays and lack of updates.
Financial loss
Two valuations cost nearly £2k and the reports were described as copy-paste. The customer felt they paid a fortune for low-quality work.
Financial loss
The surveyor recommended expensive chemical damp treatment and the buyers bailed. A second opinion said the house was fine for its age, but by then the deal was dead.
Poor communication
They say even the estate agent struggled to get updates, and the buyer became ‘very unhappy’ because the solicitor wasn’t responding to calls.
Delay
Now today 9 month after the sale it has came to light they haven’t updated the land registry which is now affecting my ability to let the properly out.
Hidden info
The EPC and reality didn’t match — heating bills would have crippled us. Listing showed ‘pending upgrade’ but lacked detail.
Financial loss
Hidden info
Guidance for home sellers highlights that hiding or glossing over major costs can amount to mis-selling under consumer law.
Delay
Mortgage issue
Buyer says the broker reported that Santander had cancelled the valuation because it was instructed on the wrong address, forcing a correction form and another wait for the right property to be valued.
Delay
Poor communication
Complaints partially upheld: delays sending a conveyancing quote and failure to call during the process.
By the time the surveyor had finished listing every minor defect as a potential hazard, our buyers had completely lost confidence and pulled out.
Fall-through risk
Our buyer pulled out citing ‘personal circumstances’ and that was that. The vendors of the house we were buying immediately put theirs back on the market and reduced the price.
Financial loss
Overall bill was other £1000 more than I was told it would cost.
Poor communication
Seller alleges the firm didn’t answer emails, the portal wasn’t updated, and all chasing had to be done by phone.
Delay
Poor communication
Buyer says their conveyancing solicitor left them in the dark for a month after initial contact, with no communication between mid December and mid January despite searches and enquiries being key next steps.
Financial loss
They warned that taking buyers to court is stressful, slow and far from guaranteed – but sometimes it’s the only way to claw back anything after a last-minute collapse.
Failed purchases
Emotional cost
No protection
Home mover says repeated failed purchases caused major financial and emotional loss, showing how limited protection buyers have when transactions collapse.
We’d already agreed a long completion because we were relocating to Scotland, and suddenly our whole move was on ice with no clear plan B.
We were hit with an insurance loading because the property had a historical subsidence claim, something we only discovered after paying for searches.
Financial loss
The insurer quietly excluded subsidence from our renewal; when the buyer’s solicitor looked at our policy they insisted on expensive new cover before completion.
Our estate agent kept telling us everything was ‘progressing nicely’ while the buyers’ mortgage offer quietly expired in the background.
Fall-through risk
I have lost the house I was buying
Fall-through risk
One buyer on Yelp said their agent simply ‘forgot’ to tell them when a sale fell through, and they only found out later that their house had been back on the market without them knowing.
Our buyers have had the survey done; the agent took my number in case it falls through, which makes you realise even at that stage nothing is guaranteed.
Delay
My solicitor said the buyer’s solicitor were 'wide-boys' and couldn’t get straight answers from them; it ended up taking eight months before the whole thing finally fell apart.
They see more and more cases where buyers only discover noise or harassment problems after moving in, then regret not asking harder questions.
Delay
Fall-through risk
They’d already navigated a complex situation for us once, and when the first purchase collapsed they calmly rebuilt the mortgage for attempt number two.
Delay
Poor communication
Weeks passed without an update; I felt completely in the dark about everything.
Financial loss
Fall-through risk
When our first sale fell through, the solicitor didn’t reduce their fees at all, even though half the work had to be repeated from scratch.
Fall-through risk
One poster said their house sale fell through a week before completion and they ended up suing the buyers for breach of contract to recover some of their losses.
Our buyers completed on their sale but can’t complete on ours because their solicitor is one of the PM Law firms. The agent has warned that they’ll have nowhere to live if this isn’t fixed quickly.
Delay
So slow we lost our buyer.
One judge effectively said the only way to resolve the dispute was to force the sale of her home, which shows how catastrophic neighbour fights over boundaries can become.
Mortgage issue
Financial loss
Buyer says they applied for a mortgage but a small historic default caused major problems, leaving them unable to get approval despite the default being only 37 pounds.
Delay
We were repeatedly told our solicitor was ‘waiting on searches’, but when we checked with the local authority, no search request had ever been submitted.
Financial loss
A reviewer says a site’s ‘Land Registry’ positioning caused them to overpay for something available cheaply via government.
Financial loss
The surveyor wrote such a negative report that the lender insisted on expensive structural work before completion, which neither side could afford.
Delay
Our flat has been back on the market for four weeks with only two viewings. Last year our agent left the listing live on Rightmove for eight months without telling us and we worry this has made buyers think something is wrong with the flat.
Fall-through risk
Our buyers’ solicitor said they couldn’t get any replies from Latimer Lee; in the end the sale fell through because communication was so poor.
Fall-through risk
After over 180 days... our buyer finally pulled out.
They note that buyers may just withdraw if they think they’re walking into a war zone, which is why many sales with neighbour issues crumble late on.
Delay
We are about to complete on a band G council tax property but are worried the budget may double council tax. The chain is pushing for a completion date and we are unsure whether to delay.
Financial loss
Our house sale in Scotland fell apart, but at least we received a £10,000 settlement; the downside was having to sell for less in a rush the second time.
I am being told that a deed of variation is required
The homebuyer report read like a shopping list of problems, from roof issues to electrics, and our lender insisted on retention conditions we couldn’t meet.
Delay
Poor communication
The figures match what home movers say online: nobody minds waiting as much as being ignored and left guessing whether the deal is alive.
Hidden info
She felt the story about a previous sale collapsing ‘for no reason’ didn’t add up and suspected there were undisclosed problems the sellers weren’t being honest about.
Poor communication
I had to threaten to complain before anyone from the firm finally called me back.
Financial loss
We had two buyers in a row pull out after seeing the lease only had 71 years remaining; no one had mentioned how expensive extending it could be.
Delay
Poor communication
They said Taylor Rose repeatedly sent paperwork to the wrong firm, ignored emails for weeks and left everyone blaming each other while the transaction slowly died.
Financial loss
The agent pushed hard to win the instruction, then key updates weren’t passed on and it cost the seller their onward purchase.
Delay
My offer on a tenanted flat was accepted at the end of July but we still have not completed because the tenants are still in place. I want to know how long other buyers in the same situation have had to wait for completion with sitting tenants.
Fall-through risk
Poor communication
A HousingUK user asked whether you can ever find out the real reason a buyer pulled out, because their agent just shrugged and said ‘they changed their minds’.
She blamed slow, uncooperative solicitors on both sides for letting the chain drift until buyers lost patience and dropped out.
Delay
Financial loss
Fall-through risk
My sale fell through before exchange after six months on the market. Now we’ve got two weeks to get another buyer or we lose our onward purchase and thousands of pounds in fees.
Hidden info
The management pack revealed pending major works that would add thousands to the service charge, but this had never been mentioned in any of the marketing.
Poor communication
We only found out critical information because the agent chased, not our solicitor.
Delay
Poor communication
Buyer anxious mid-purchase because management pack is the only blocker — repeated chasing proves pointless.
They felt the broker was more focused on cross-selling life cover than actually finding the right mortgage for their circumstances.
Poor communication
A buyer says their own solicitors ignore calls and emails despite knowing they have a hard deadline to move out, leaving them panicking with no idea where the transaction stands.
I have found my dream house and had my offer accepted, but the estate agents are insisting I pay them a 5% deposit, about £10,000, before any survey or legal work. They say it is partly non-refundable if I pull out without a 'good reason'. Their reviews are poor and I know this isn’t standard practice in the UK, so I am worried about being scammed or ripped off.
Delay
A family received post suggesting the property might still be registered to the previous owner months after purchase, triggering alarm.
Fall-through risk
On r/HousingUK, a seller asks if they’ll ever find out the real reason their sale fell through – after three years of trying to sell, they feel like the system is stacked against them.
A purchase in Scotland was derailed by a ‘nil value’ decision that felt discriminatory versus other valuations we’d seen.
Financial loss
The conveyancer failed to order searches for more than a month after receiving funds. This pushed us past the mortgage offer expiry date, costing us a re-application fee.
Hidden info
Our solicitor and the agent both stayed oddly quiet about why the previous sale had fallen through; later we discovered the survey had raised subsidence concerns.
We want to buy a property with an annex where the main house is used as a holiday rental with bookings for another year. It is on crown estate land with other farm buildings and our mortgage broker is struggling to find a lender who will accept the setup.
Delay
Total garbage... only got us a single viewing in 6 months.
Financial loss
Hidden info
Residents say they were given very low initial estimates; once the true costs emerged, lenders and buyers wanted nothing to do with the developments.
Search issues
Complaint
Missing information
Buyer says their solicitor failed to clearly provide or explain searches before completion, then three months after moving the buyer still could not access them and had to submit a complaint and data request.
Delay
They claim they were asked for the same information multiple times and felt the firm lacked basic urgency — but a new solicitor completed the sale in 10 weeks.
Hidden info
They said it felt like signing up to an open-ended liability, and they didn’t want to end up with a flat that would be hard to sell on for the same reason.
Poor communication
Absolutely appalling customer service and lack of knowledge as to what they offer.
Our conveyancer at Proddow Mackay (Conveyancing) Limited closed overnight. We turned up to sign papers and found a ‘CLOSED’ notice on the door.
Poor communication
Buyer says they were effectively forced to see the in-house mortgage adviser to have a better chance of purchasing.
Hidden info
The HomeOwners Alliance guide to the TA6 form underlines that feuds with neighbours, noise issues and other disputes must be spelled out clearly.
Delay
“Endless delays, lies and inefficiencies… asked to review documents they have not sent.”
The solicitor forgot to send the TA10 form to the buyer’s side. Without it, exchange could not happen and the buyer almost walked away from the chain.
Fall-through risk
Our buyer’s mortgage fell through and the agent called to ask if we’d still be interested at our original price, but by then we’d lost faith in the whole process.
Poor communication
Your emails being answered after a week or two and don't not bothered about the service you receive then this is your company!
Sales tactics and pressure felt relentless; communication was poor and it added stress at every stage of what should be a simple process.
Delay
Our buyers are using this shambolic firm we now in month 6 of a simple convayncing empty house no chain
Fall-through risk
Our first sale collapsed at the last minute. We’d already done all the legal work and then had to start again from scratch with new buyers.
Fall-through risk
We learnt most about our sale directly from the buyers until they pulled out
Hidden info
We had to abandon the purchase when home insurance quotes came back sky-high due to flood risk that nobody had warned us about at viewing stage.
Delay
We discovered after exchange that our solicitor never checked the seller’s planning permissions for an extension. The council’s enforcement action caused months of disruption.
Financial loss
They explain that fragile chains lead to huge wasted spend on surveys, legal work and mortgage fees whenever a buyer or seller drops out.
Delay
Poor communication
In a ‘spotlight’ article, the Ombudsman stresses that even if delays are caused by third parties, solicitors still need to keep clients properly updated.
Delay
“Work did not begin on my case for a month.”
Financial loss
They warn that an expired offer can mean more credit checks, new valuations and the risk of being offered a worse rate than before.
We were executors selling a retirement flat. After a failed sale we started looking at auction because the property was clearly overpriced and needed work.
They say after agreeing a further £30k reduction out of desperation, it still didn’t sell, leaving them angry and feeling misled.
Fall-through risk
Our first buyer pulled out, the second couldn’t get a mortgage, and the third tried to gazunder us at the last minute; every step felt fragile.
Leasehold campaigners in a Facebook group describe having a sale collapse days before exchange when the managing agent invalidated all the EWS1 cladding certificates for the block.
A new-build homeowner says they believe clear defects were dismissed or limited by technicalities, leaving them to shoulder the impact.
Mortgage issue
Financial loss
Borrower says their mortgage broker arranged a product switch and said the new rate would automatically start on 1 April, but it did not happen as expected and the borrower was left trying to fix the broker's mistake.
On Trustpilot, a Pattinson customer said their initial buyer dropped out and they felt pushed into an auction at a heavily discounted reserve, only for that route to fail as well.
Later buyers tried to pressure us into exchanging with no firm completion date, which our solicitor warned could leave us badly exposed if anything went wrong again.
The quality-branded solicitors were anything but: slow, uncontactable and vague, and we nearly lost the house because of them.
Never received first invoice; then a letter with fines added — aggressive escalation for tiny sums.
Hidden info
NetLawman’s guide on neighbour disputes makes it clear you must disclose both resolved and ongoing disputes on the TA6 when selling your home.
Hidden info
Once we saw the schedule of works, it was obvious why the current owner was so desperate to sell.
They’ve reduced the asking price again and again, but every buyer’s solicitor flags the charges and the deals keep collapsing.
Delay
Poor communication
Seller dealing with probate says they’d already paid for searches, struggled to get written updates, and felt left in the dark for weeks.
Financial loss
We had to go back to the market twice after buyers pulled out, and the whole process was so stressful it made us consider giving up on moving altogether.
The Advisory’s guide on conveyancing complaints is full of examples where consumers feel abandoned mid-transaction and forced to chase updates themselves.
Financial loss
Posters pointed out that hundreds of pounds from that ‘abortive’ bill likely went straight back to the estate agent as a referral fee, even though the sale never completed.
Fall-through risk
We’re the second buyers on a house; the first sale fell through over the summer and now our survey has found more issues that weren’t mentioned before.
Fall-through risk
Our sale fell through after the solicitor sent the wrong draft contract twice and then went on holiday without telling anyone.
Hidden info
We dropped the price by tens of thousands, but the heat-network service charges are so high that buyers either walk away or their lenders refuse to touch it.
Delay
Waiting months for a certificate needed to complete the sale of an apartment.
Delay
We had to chase Gaddes Noble constantly for updates. After weeks of barely any response they suddenly said they could no longer handle our straightforward purchase.
Delay
Buyer says their solicitor forgot to request the EPC until very late, delaying completion unnecessarily.
Slow communication
Enquiries
Seller threat
Buyer says searches and enquiries were finally moving after months, but poor solicitor communication and estate agent pressure made the transaction feel unstable.
Financial loss
Hidden info
Soaring service charges mean our ‘affordable’ shared-ownership home is now almost impossible to sell, with would-be buyers put off as soon as they see the annual costs.
Poor communication
Buyer says the estate agent used emotional pressure after a survey revealed roof repairs, including telling a single mother she was denying her children the chance to own a property if she did not proceed.
Fall-through risk
One r/HousingUK poster said they lost out on their ‘dream property’ after a chain collapse and now feel numb every time a new listing appears, expecting it to fall through again.
Delay
Interest rate lock expired while waiting for lender review. Adviser admitted they forgot to request an extension.
Japanese knotweed
Agent disclosure
Ombudsman
Buyer says an estate agent claimed not to know about Japanese knotweed despite recently selling nearby properties, prompting the buyer to consider escalating a complaint to the Ombudsman.
Financial loss
Citizens Advice couldn’t really help; they just confirmed buyers can walk away before exchange and leave you to swallow all the costs.
Buyer’s perspective: viewings botched and no end-to-end accountability — classic ‘everyone blames someone else’.
Financial loss
Fall-through risk
Citizens Advice list cases where buyers lost deposits or sellers lost out on thousands because estate agents mishandled funds when a sale fell through.
Claims of organised scammers and review suppression; alleges genuine reviews flagged and removed.
Poor communication
Ten days of no answers to calls/emails/chats while midway through a sale/purchase situation.
Delay
Fall-through risk
We were four weeks from completion when our sellers simply changed their minds about moving. It was our fourth collapsed chain and we’re completely exhausted by this process.
Solicitor accidentally sent confidential documents to the wrong estate agent, breaching GDPR.
Poor communication
After terrible experiences with a previous solicitor and the housing association, having someone actually return calls and push the transaction forward was a relief.
Poor communication
Our conveyancer barely replied to anyone; agents and the other side complained they couldn’t get answers, and eventually the buyers walked.
Delay
They say many disputes reach the tribunal when leaseholders feel charges are unreasonable or poorly explained, which can itself delay sales.
Delay
A separate Times article reports that average transaction times are now close to 200 days and that many buyers describe the legal process as confusing and slow, with solicitors hard to reach.
Hidden info
One Reddit user describes finding out about flood risk only through environmental searches, not from the original listing.
Our sale fell days behind because the solicitor forgot to request the redemption statement from our lender. They only admitted the oversight when we asked the bank to confirm when the figures had been issued.
We had an offer accepted at £220k, then the lender’s valuation came back at £200k – £20,000 less than we’d agreed to pay.
Which? even lodged a ‘super-complaint’, saying some insurance customers found dealing with insurers more stressful than the incidents that caused the claims in the first place.
Hidden info
A buyer says they demanded the service charge in writing before offering, were quoted about £1,064, then discovered it was actually around £3,600 — and they wouldn’t have offered if told the truth.
Delay
“It’s been with The Property Ombudsman… huge backlog.”
Fall-through risk
Our initial sale fell through, so we asked Rav at Agent & Homes to handle things. He managed both the new sale and our onward purchase far more smoothly.
Hidden info
Buyer of a tenanted flat feels the estate agent was irresponsible for marketing the property without checking whether key rental safety documents such as EICR and gas safety certificates were available.
Delay
One reviewer says their conveyancer’s lack of contact left the lender and the seller’s solicitor exasperated and dragged the whole process out.
Financial loss
As first-time sellers we were shocked how quickly a buyer could walk away with no penalty, leaving us with nothing but survey and solicitor bills.
Hidden info
Overcharging for works never done; ‘expected’ charges then later surprises — feels sneaky.
They explain that unresolved rows with neighbours can directly lower the value and make a property much harder to shift.
Hidden info
The redress scheme says clearer material information means happier consumers and fewer disputes for agents and developers.
Financial loss
Santander research reported in The Times describes the home-buying process as ‘antiquated’, saying more than 500,000 transactions collapse each year and buyers collectively lose hundreds of millions in sunk costs.
Others advise total honesty, but warn that some purchasers will walk away the moment they hear ‘formal complaint’, whatever the context.
Hidden info
The Guardian reported shared-ownership residents facing service charges up to £8,000 a year, leaving some homes effectively impossible to sell on the open market.
Financial loss
We moved from a new build into a 1970s home and are finding problem after problem. Asbestos in ceilings, doors and windows that do not shut properly, a loose kitchen with exposed wires, a leaking bedroom ceiling caused by a botched job, and even large wasp nests. We thought there would not be much to do and now worry we made a mistake.
Fall-through risk
On r/HousingUK, one poster recalls a chain collapsing because their buyers ran into problems with their flat which the estate agent and solicitors never shared in time.
They also mention sellers who believe their home was under-sold because the agent mishandled offers, leaving lingering resentment after completion.
Poor communication
Mortgage was declined over a small bounced bill and the broker said they’d appeal, then went quiet. Extremely stressful when you’re buying alone.
Poor communication
Townends Estate Agents are called ‘the worst agent ever’ in one Trustpilot review, with the reviewer complaining about rudeness and very poor communication from staff.
Financial loss
Fall-through risk
I was told it was a fixed-fee job with nothing to pay if the sale failed, then hit with a huge invoice when the buyer pulled out at the last minute.
Fall-through risk
At Avenue Road Estate Agents, one seller said their first sale fell through but the negotiator was constantly on the phone, keeping them calm and getting it sold again quickly.
Mortgage adviser pushed us into a product that wasn’t even available. When the lender refused it, they blamed us for ‘choosing too slowly’.
Fall-through risk
The poster says the neighbour only fixed the problem after the sale collapsed – they lost the buyer but finally got some peace and quiet.
Financial loss
Hidden info
Another leaseholder on MoneySavingExpert is begging for help after service charges on their flat ballooned, saying they can barely afford to stay and are scared it’s now unsellable.
A NetLawman guide on gazundering explains that while the tactic feels unfair, it’s not illegal because buyers aren’t bound to their offer until contracts are exchanged.
We learned the hard way that arranging buildings insurance from exchange is our responsibility; a mix-up over dates nearly derailed completion.
Everyone told us ‘it should be fine’, but if the offer lapses we’ll be legally committed to buy without any guaranteed finance in place.
Delay
On MSE, a buyer says their ‘new build long stop’ has come and gone with no completion, leaving them stuck waiting while the developer keeps pushing dates back.
Delay
Poor communication
Weeks passed with no updates, leaving the buyer worried the deal would collapse; they felt ignored unless they escalated aggressively.
Fall-through risk
Citizens Advice couldn’t tell us who was really at fault; our buyer blamed the solicitor, the solicitor blamed the lender, and we were left with a collapsed sale.
Hidden info
A first-time buyer group post says the service charge on their flat tripled from £60 to £180 a month – far more than they understood when they bought.
Poor communication
A reviewer says poor communication and service left them regretting the choice of branch.
Hidden info
People keep telling us that high service charges put buyers off SO flats, so even if we find a buyer they’ll probably chip us down on price.
Delay
Buyer claims the file was reassigned multiple times and progress stalled each time, with key steps repeatedly restarted.
Fall-through risk
Hidden info
Our buyer pulled out because of a boundary dispute we inherited from the previous owner – a hedge encroaching a few inches suddenly became a deal-breaker.
Deed of variation updates were ‘coming shortly’ but follow-ups hit automated replies; worries it endangered the sale.
Fall-through risk
Our buyers' inexperience and choice of Countrywide brought us to within a day of the whole chain collapsing.
Financial loss
The buyer used the survey as an excuse to walk away with no explanation, and we were left with all the legal and survey costs.
Delay
Solicitor delayed exchange by refusing to send the replies to enquiries until the following Monday for ‘administrative reasons’.
It’s frustrating that when a sale collapses you rarely get a straight answer; as the seller you are just told the buyer has withdrawn and you’re left guessing what put them off.
Financial loss
Hidden info
Poor communication
A resident says communications were ignored and service levels deteriorated while costs rose sharply.
Delay
Financial loss
Seller says simple enquiries were left for weeks, creating a chain-wide delay and extra moving costs.
Delay
A conveyancing client says they lost both the property they were buying and selling because their solicitor delayed responding, first losing their buyer and then their seller withdrawing.
Our letting agent's 'management' consisted of ignoring problems and hoping tenants and landlords would sort it out themselves.
Poor communication
Multiple days to a week to reply to emails. My solicitor says they’re very busy but I feel totally ignored.
Financial loss
Poor communication
“The conveyancer was appalling… ignored instructions and cost us money.”
Poor communication
“We had to chase and chase; nobody takes ownership.”
Even after making a small test transfer and confirming receipt, the main completion funds became unaccounted for—nightmare scenario.
Hidden info
On r/HousingUK, someone calls a £4,300 London service charge ‘unregulated and vile’, claiming a colleague’s flat became unsellable after charges hit £10,000 a year.
Delay
On ReviewSolicitors, a client of Kelly Groves says a supposedly simple, no-chain, no-mortgage conveyance was very slow, mainly due to their solicitor having too many cases.
Poor communication
Poor communication, slow process. Very frustrating to deal with
Fall-through risk
We’re buying a house where the last sale fell through because of damp. The seller already has a £10k quote for works and everyone is nervous the whole thing will collapse again.
Delay
Poor communication
On ReviewSolicitors, clients of ONP Solicitors complain about unacceptable delays and poor communication, saying they felt constantly left chasing for updates.
Hidden info
Leaseholders in one block face cladding and repair bills running into tens of thousands, on top of big service charges they never expected.
Delay
Fall-through risk
We were four weeks from completion on a house when the seller’s sale fell through further down the chain, so everything collapsed for us on the final day.
In ‘Neighbour threatening to try and complicate sale’, a seller feels their neighbour is almost blackmailing them by threatening to complain to the council if they don’t get their way.
Poor communication
Communication was awful; we were constantly chasing and still got incorrect information.
Our chain has six properties and one link used a PM Law brand. All six families now face the risk of being homeless or losing deposits if contracts can’t be honoured in time.
Financial loss
They’d already spent money on surveys and legals and were now begging the developer not to put their reserved new-build back on the open market.
Fall-through risk
We were due to exchange this week, with completion set for Friday. Instead we’ve learned via social media that our conveyancing firm has closed and we’re facing the real possibility of the buyer walking away.
Financial loss
Fall-through risk
Cost me thousands of pounds, sale fell through
Our adviser from the estate agent’s panel was aggressive and kept pushing their life-insurance add-ons before even fixing the mortgage.
Poor communication
“We had no sales negotiator… had to chase every email.”
Fall-through risk
They argue this is quietly forcing sellers to reduce prices or accept repeated fall-throughs.
Financial loss
Fall-through risk
Two sales fell through and we have paid for surveys twice and searches twice.
Delay
Poor communication
Buyer says their purchase has dragged on for months with repeated chasing because messages and calls routinely went unanswered.
Hidden info
Analysis in another article showed average service charges for flats rising 11% in a year to around £2,300, with high charges making many leasehold properties much harder to sell.
Posters reply that if you downplay or hide a dispute, you risk serious trouble later – including claims for misrepresentation if the buyer finds out.
Delay
Fall-through risk
My mortgage offer was approved, but I still feel sick every time there’s a delay; our last purchase fell through right at completion stage.
Delay
They recommend regular, proactive updates so buyers and sellers are not left guessing about what’s happening with their transaction.
Some buyers say the jump in charges has wiped out any sense of affordability and made their homes unattractive to future purchasers.
Other posters say lack of communication is so common it’s practically a cliché, even when thousands of pounds and a family’s future home are on the line.
You don’t forget the feeling of signing everything, then being told the sale you relied on has vanished overnight.
Hidden info
In a BBC-style case shared via social media, a couple said service charges had soared to £7,500 a year, making their home ‘impossible to sell’.
Delay
I’m being pushed to renegotiate mid-process because everyone’s terrified the whole chain will collapse if completion slips by a few weeks.
On another MSE thread ‘Pulling out of a house sale’, a first-time buyer wants to end their relationship and asks how late they can cancel the purchase.
Poor communication
I accepted an offer a week ago and was told the estate agent would run affordability and other initial checks before marking the property as sold subject to contract. A week later I have had no update and no response to my email, and I am starting to worry about the lack of communication.
Poor communication
A first-time buyer says their conveyancer is ‘ghosting’ them: good comms with broker and agent, but repeated emails to the solicitor get no reply and it’s making them anxious.
We used John M Lewis & Co for conveyancing before they were linked in news reports to the PM Law group. When our first solicitor mishandled things we almost lodged a formal complaint before another stepped in to sort it out.
Hidden info
Buyers are questioning the boundaries... we pay a service charge... buyers need to think about whether they want to proceed.
A valuation came back tens of thousands under expectations on a modern home, throwing a mortgage valuation into chaos.
Delay
A first-time buyer described the process as far slower than expected, with long waits, stress, and minimal proactive communication.
Delay
Fall-through risk
They were told that three months to get from offer to completion is ‘standard’ now, unless everyone is very motivated or paperwork already exists from a previous collapsed sale.
Poor communication
They say they only learned the mortgage offer still wasn’t in place via a solicitor letter over a bank holiday, and believe the agent knew earlier but didn’t tell them.
Fall-through risk
The whole experience of having a sale fall through has made us wary of the entire system; we’re putting off moving again for as long as we can.
Developers forced her to exchange while the property was still unfinished because they knew the mortgage offer was ticking down.
Poor communication
Persistent Failure to Communicate: Numerous emails and telephone calls have gone unanswered over unreasonable periods of time.
We’d had a good relationship with our landlord for years but lately he’s making everything difficult – constant texts, unannounced visits, pushing us out because he wants to sell.
Delay
Client says the solicitor made errors in the TR1 form and needed it signed again, delaying exchange.
Fall-through risk
Our lender’s valuation came in far below the agreed price; the seller wouldn’t negotiate and the whole purchase collapsed.
Financial loss
Hidden info
Leaseholder alleges they were overcharged for works that weren’t carried out and felt costs were presented in a misleading way.
Delay
“The sale could have been finalised before the end of February.”
Hidden info
Undisclosed leasehold complications… made it unmortgageable.
my phone kept ringing... rather calling 10 times.
Delay
“Been waiting over a month for an insecure and dangerous front door… to be repaired.”
Delay
Financial loss
Poor communication
A separate Ombudsman insight piece again names poor communication and delay as the most commonly upheld complaints, ahead of issues like costs or failure to advise.
Fall-through risk
Our house sale fell through twice but luckily the bungalow we were buying stayed available for us; not everyone is that fortunate.
Financial loss
Poor communication
Impossible to contact… after my money was paid.
Financial loss
We begged the agent to find out the real reason our buyers walked, but all we got back was a vague line about ‘issues with the management fees’.
Delay
They warn that reapplying mid-chain can delay completion, change affordability and, in the worst case, collapse the whole sequence of linked sales.
Financial loss
Fall-through risk
“Sale fell through… cost me thousands… they kept the deposit from the buyer.”
Hidden info
Residents in ‘affordable’ housing say they were sold on low service charges, only to see them jump to unaffordable levels within a few years.
Delay
Fall-through risk
One poster said their vendor became seriously ill and pulled out just two weeks before exchange after five months of pushing the sale along.
Poor communication
It felt like nobody read our messages; we were never told what was happening.
They’re left wondering how something so fundamental could be missed when every link in the chain depends on that finance being in place.
Financial loss
Hidden info
The ground rent doubles roughly every 20 years; it didn’t look serious in the listing, but the long-term cost is eye-watering.
Hidden info
I posted that the vendor for a probate sale was not willing to pay for a gas safety check even though there was no history. After pushing, they finally agreed to fund it and the gas fire was found to have a gas leak and was condemned. It could have been very dangerous.
Financial loss
Shocked to be basically 'scammed' by this firm.
Financial loss
I paid a £3,000 “refundable” Buyer’s Premium… sale did not proceed.
Delay
Another broker warns that solicitor delays, chain problems and new-build hold-ups are all common reasons mortgage offers expire before completion.
Poor communication
A First Time Buyer Facebook group member said their seller had ‘probably pulled out’ but neither the agent nor solicitor would give them a straight answer for days.
Delay
Our mortgage application stalled because the surveyor deemed the property ‘unsellable’ based on its status, leaving us stuck and uncertain.
Financial loss
Fall-through risk
We’ve now had two purchases fall through, each costing around £2–3k in fees – £5,000 gone and a year of our lives wasted.
The sellers are supposedly ‘motivated’ but you can feel everyone treading carefully after one failed sale already – nobody wants this chain to collapse twice.
Delay
Home mover complains they have been waiting many months for Land Registry to update their title and that their conveyancer just blames the backlog without giving any timeline or real help.
Financial loss
We paid for two valuations and the reports were nearly identical and full of basic errors, which didn’t justify the price at all.
Poor communication
“No communication since 30 October. Calls and emails all unanswered.”
Delay
A Trustpilot review of The Property Ombudsman says the service took nearly a year to look at a landlord’s complaint about an agent, only to dismiss it and ask for even more information.
Delay
After seven months of conveyancing our buyers decided it was just taking too long and pulled out, leaving us emotionally exhausted.
Hidden info
We are days away from exchanging and our sellers are avoiding answering a question about a new gate that has appeared in a boundary fence over land that will be ours. There is nothing on the deeds about a right of way and they do not seem to want to explain it.
They say buyers can justifiably walk away or seek compensation if they later discover a paper trail of complaints that wasn’t mentioned.
Delay
Poor communication
On ReviewSolicitors, a client of Bates Solicitors says nearly three years dealing with a family estate has been ‘painful’, with poor communication, delays in even simple tasks and calculation errors that caused extra hassle.
Delay
Poor communication
Throughout my property purchase, communication was almost non-existent, emails were repeatedly ignored for days or even weeks.
Fall-through risk
Many say the moment the lender’s number comes back, negotiations turn sour and one side walks away, killing the deal.
They say many complaints they see are about basic customer care – silence, little explanation and no clear roadmap for getting to exchange and completion.
Delay
Financial loss
Leasehold clauses and rising charges have made it so hard to sell that we feel in financial limbo, waiting on reforms that keep getting delayed.
Our buyers pulled out claiming they were uncomfortable with the speed; in reality our solicitor had been slow and unresponsive from the start.
Hidden info
Bettermove’s guide on selling with neighbour disputes explains you must declare ongoing rows on the TA6 and that hiding them can backfire badly later.
Financial loss
Fall-through risk
Our purchase fell through and the solicitor later sent an invoice that was higher than expected. We asked for an itemised bill immediately and chased twice but they have not replied. We are worried they will try to charge interest even though they have not explained their fees.
Financial loss
They had all our personal financial details but could not be bothered to acknowledge us or give any update.
Delay
A conveyancing complaints guide lists big red flags: slow responses, difficulty getting hold of anyone and reviews mentioning constant delays and errors.
Offer handling
Financial pressure
Poor process
Buyer says the estate agent refused to pass on an offer until extensive financial information was provided, making the buyer feel they would lose bargaining power before negotiations even started.
Delay
The estate agent and our buyer’s solicitor have both gone quiet for weeks. We’re stuck in limbo with no idea what’s outstanding.
We’re currently living in one hotel room with our two kids because our sale proceeds are locked in a PM Law client account. The purchase can’t complete and we can’t go back to the house we sold.
They feel pulled in two directions as their own agent says wait, while their onward seller’s agent insists they should put the property straight back on the market.
Delay
Financial loss
They point out that if rates or lending criteria change while you’re stuck in delays, the same buyers can suddenly no longer afford the property they were approved for.
Fall-through risk
We had a rental property sale fall through twice. The buyers’ circumstances kept changing and every time we thought we were close, it collapsed again.
Buyer discovered a conditional mortgage just before exchange — chain chaos and collapse risk.
Financial loss
Local agents reportedly tell them it’s the high ongoing costs that put buyers off – not necessarily the asking price itself.
Hidden info
Leaseholder says they made numerous calls just to sort out service charge arrangements and still lacked promised documents.
Hidden defects
Asbestos
Unexpected repairs
Buyer says after moving into a 1970s house they found asbestos, defective doors and windows, exposed wiring, a leak from botched work and wasp nests, despite believing the property needed little work.
Delay
We ended up abandoning the purchase after months of waiting because it felt like nobody involved was in any hurry to get us to exchange.
Fall-through risk
Our first house fell through the same week we got our mortgage offer, but our broker managed to transfer it to a new property a month later.
Poor communication
They say nobody will give them straight answers about what is outstanding, leaving them feeling helpless in the middle of the transaction.
Hidden info
The seller insisted the parking space was ‘understood locally’ but the title plan said otherwise; our solicitor advised us not to touch it.
Delay
Fall-through risk
Our sale fell through around six weeks in; the first-time buyers stopped answering calls and we eventually heard they’d decided the house was ‘too much work’.
They say the bank insisted they phone the conveyancer to verify the details, and the conveyancer told them to stop the transaction because scammers had changed the account number.
We considered buying the previous buyer’s searches to save time, but the whole idea highlighted how fragile the process is when one failed sale already sits behind you.
The agent never told us the buyers were using a specialist lender that was notorious for down-valuations; when the valuation came in low, everyone acted surprised.
Financial loss
They feel completely trapped – not just by the size of the bills, but by the stigma those charges create when the flat is marketed.
Hidden info
Our shared-ownership flat hasn’t sold because buyers are put off by opaque service charges and complicated leases; the whole leasehold system feels stacked against us.
“Slow, understaffed and liars… I was told this… as soon as people knew who I was using.”
They regularly hear from people who only found out about noise and harassment problems once they’d already moved in.
Fall-through risk
Hidden info
We did not get a drain survey and the surveyor failed to spot cracks and movement caused by a collapsed drain. Now that we know the drain has collapsed, we want to understand where we stand legally.
Fall-through risk
The insurance broker couldn’t place the risk at a sensible price, so our lender refused to proceed and the purchase fell through.
Delay
Fall-through risk
Another Mumsnetter said their house sale fell through twice and they were back on the market while the property they wanted to buy waited in limbo for them.
Fall-through risk
“Most incompetent surveyors… error on report resulted in the sale falling through.”
Delay
A buyer asked online whether their seller’s lack of response to basic enquiries was a red flag – weeks had passed, no documents had come back, and their solicitor was warning the chain could fail.
Poor communication
you have to chase them by phone because they do not answer emails.
We’d been on the market a year, changed agents, cut the price and finally got a cash buyer – only to watch the deal evaporate at the last minute.
Fall-through risk
Poor communication
One British Homebuyers review said the first estate agent went quiet after a ‘sale’ was agreed; when the buyer pulled out, there was no plan B.
Fall-through risk
Hidden info
In Scotland our sale fell through after the buyers lied about their position, and we later discovered they’d misled us about what they were actually doing with the property.
HSBC
Long wait
Mortgage offer
Buyer says a mortgage application with HSBC through brokers took far longer than expected, creating stress and uncertainty before the offer finally arrived.
Hidden info
Ground rent clauses spooked our lender at the last minute — it had escalator terms deep in the contract we didn’t see until late.
They said it felt like signing a blank cheque to a management company, and they weren’t prepared to risk being unable to sell later.
Hidden info
Our buyers got spooked when the management pack listed a huge ‘reserve fund’ contribution for cladding works that nobody had ever mentioned.
Delay
The reviewer says the agent kept them calm during the collapse and guided them through the process of finding a new buyer so the chain could be rebuilt.
Poor communication
They say they constantly have to chase to get even basic work done, and feel the firm shows little care or engagement with the case.
Our buyer’s lender decided late in the day that the property was 'unmortgageable' due to its condition, and the quick-sale company had to pass us to a different team.
Delay
Conveyancer delayed the whole chain because they insisted on sending everything by physical post rather than email.
The mortgage lender’s own staff gave us contradictory answers about the interest rate change date—nobody seemed to know the policy.
If someone had clearly outlined the indemnity option earlier, we might have saved the sale instead of losing the buyer over a relatively minor legal defect.
Fall-through risk
We used Butterworths / PM Law for both our sale and purchase and were just about to exchange and set a completion date when we discovered the doors locked and a notice saying they could no longer trade. Both sides of our move are now at risk of collapsing.
Hidden info
We’re starting to think our flat just isn’t sellable – the service charge is just under £300 a month and every buyer disappears once they see the numbers.
Fall-through risk
If anyone wants to DESTROY their transaction… AVOID.
Hidden info
We had to drop out after our buildings insurance quote doubled when the insurer saw the flood risk, which nobody had mentioned before.
Hidden info
The housing association kept sending ‘revised’ service charge estimates after we’d found a buyer; by the third increase, they pulled out.
Our first buyer walked when their online mortgage broker disappeared mid-application; by the time they switched advisers, they’d decided it was all too stressful.
Fall-through risk
The solicitor acting for our buyer did not read the management company’s accounts properly and missed serious reserve fund shortfalls. The buyer pulled out when their broker spotted it late in the process.
Locked into a long contract while service felt slow and unprofessional; increased stress during sale.
Delay
An article on claim delays notes that many home insurance customers are left waiting so long for decisions and repairs that their lives are effectively on hold.
Poor communication
Estate agent knew more about my file than my own solicitor ever told me.
Poor communication
Leaseholder says getting routine pre-sales information from the agent was a 'nightmare' with emails and calls ignored.
Delay
Financial loss
Fall-through risk
Our buyer was gazumped after months of waiting, so not only did the sale fall through but the money we’d spent on legal work was wasted.
Delay
My solicitor went silent for three weeks with no updates, despite holding all documents needed to exchange. The estate agent confirmed the delay was entirely on their side.
Estate agents are warning that multiple chains have at least one PM Law-linked firm in them, multiplying the risk that a single collapse could create dozens of failed sales.
Delay
Poor communication
They highlight buyers and sellers left in limbo when key dates slip, with nobody clearly owning the delay or explaining what is going wrong.
Financial loss
Fall-through risk
Our initial sale fell through but the conveyancing firm didn’t adjust their charges, even though we had to start again from scratch with new buyers.
Hidden info
Trading standards guidance lists specific points – tenure, ground rent, council tax, utilities, and more – that agents must disclose clearly.
Fall-through risk
Our buyer pulled out because the leasehold house had escalating ground rent; their solicitor warned it could make the place unsellable in the future.
They specialise in ‘hard to sell’ flats where cladding, insurance and service-charge problems scare away normal buyers and mainstream lenders.
Delay
tell them your mortgage offer is about to expire and demand to understand what's causing the delay.
Delay
There’s nothing wrong with the flat, just timewasters – but each collapse knocks her confidence and adds more months of limbo.
A property litigation firm says they’re increasingly helping buyers sue for property misrepresentation after sellers or agents glossed over serious defects or disputes.
Financial loss
They warned others that if your buyer’s mortgage offer runs out, you can easily lose not just the buyer but your onward purchase and all your upfront fees.
Railroaded into some 3rd party digital ID process… felt uncomfortable.
Delay
On r/HousingUK, another thread titled ‘Why are conveyancers so slow?’ has buyers complaining that even straightforward queries seem to take weeks to answer.
Financial loss
They described the stress as ‘horrendous’, with constant anxiety that the vendors of their onward purchase would run out of patience and pull the plug.
Delay
We were given a 5-day deadline to complete after the lender took 7 weeks to issue the offer. Almost lost the whole chain.
Financial loss
Hidden info
Paid service charges, then received large late fees and admin charges during a period of hardship—felt punitive and disproportionate.
Financial loss
Hidden info
My solicitor told me the apartment I am buying is subject to a Section 106 and that it could cause significant future financial implications. I am now extremely worried and trying to understand the risks.
Hidden info
Nobody had explained that the historic claim would keep causing problems every time someone tried to get a mortgage on the house.
Fall-through risk
We had a £45k down-valuation on a shiny refurbished place – the lender’s surveyor decided it wasn’t worth anywhere near what we’d agreed and the sale collapsed overnight.
Fall-through risk
Our lender’s valuation came back £45,000 under the agreed price; the seller refused to budge and the purchase collapsed.
HSBC instructed a mortgage valuation which came back at £0 and ‘not habitable’ despite another valuation already existing.
Financial loss
The seller we were buying from turned out not to own the house. We lost hundreds in fees.
Financial loss
They’ve paid for surveys, mortgage fees and legal work multiple times and say they ‘don’t know how many more hits’ they can take before giving up.
Hidden info
Our buyer’s lender pulled out because the ground rent rises with the property’s value – we had no idea until the last minute.
The survey uncovered serious structural movement and damp; our lender still valued at the asking price but we decided the risks were too high and walked.
Fall-through risk
Our house sale fell through, through no fault of the agent, and the chain was at risk. They had us back on the market immediately and found new buyers within days.
Delay
A Facebook first-time buyer posted that their mortgage offer was due to expire the following month and the seller still hadn’t even filled out the property information forms.
Conveyancer unavailable
Delay
Uncertainty
Buyer says their purchase stagnated because the lead conveyancer became unavailable and the file had to be moved to a new team, reducing confidence in a pre-Christmas completion.
Hidden info
In ‘Neighbours hindering sale... what can we do?’, posters warn that once you make a formal written complaint about neighbours, you must declare it when you sell.
An equity release referral left us warning others—felt like a bad outcome and poor handling of a sensitive finance product.
We could never get a straight answer on what local search indemnity actually covered, which made us nervous about going ahead after the first sale failed.
Webuyanyhome say that when your sale falls through you’re often left out of pocket and emotionally drained, yet most of the reasons are completely outside your control.
Poor communication
A very old Mumsnet thread simply begins ‘Our house sale has fallen through’ and goes on to describe young ‘property developers’ who ghosted both the agent and their own solicitor.
Financial loss
Conveyancing fraud victims say once the money is transferred to criminals, recovery is almost impossible.
Financial loss
Refund disputes after cancellation: seller says nothing was done but still had to chase for money back.
Delay
Seller says a house sale was held up for around ten weeks waiting for a management pack, with slow email replies and no phone support.
Financial loss
Buyer says estate agent communication failures added cost and hassle (extra solicitor certification demanded).
Delay
Fall-through risk
They say they also lost their onward purchase and had to take the property off the market to fix the defect, which took 12 months.
Hidden info
BLB Solicitors warn that sellers must disclose any neighbour dispute – even historic – and that buyers’ enthusiasm often evaporates once they hear about a ‘troublesome’ neighbour.
Delay
Poor communication
They’re now stuck with the same lawyer on their new purchase and feel like everything is dragging because emails take weeks to get answered.
Financial loss
Felt ‘scammed’ after receiving an invoice to open a file despite only requesting quotes via a third party.
Delay
Fall-through risk
We were eight weeks into selling and buying when our buyer’s personal situation changed and they pulled out; the house we wanted to buy won’t wait for us.
Hidden info
Potential buyers lose interest the moment they see our annual service charge is more than the council tax; we feel like prisoners in our own flat.
Financial loss
On Mumsnet people describe sales falling through at every stage – after offer, after survey, even on the day of exchange – you’re never safe until the money moves.
Delay
Fall-through risk
Our sale collapsed on the day of exchange because the buyer’s solicitor suddenly noticed the leasehold interest wasn’t properly registered on the freehold title, something nobody had picked up in months of conveyancing.
Poor communication
Our estate agent never called unprompted; every update came only after chasing.
Financial loss
Fall-through risk
We were meant to exchange last week with PM Property Lawyers handling everything; now we’ve no idea who has our money or documents.
Our potential new build was down-valued by the mortgage provider; I’m gutted and worried the vendor won’t meet us anywhere near the survey figure.
Hidden info
Lease length and charges unclear — we had to renegotiate late when we discovered short lease and rising charges.
Financial loss
Poor communication
They say clients are left chasing updates and get hit with unexpected costs, even when the deal eventually goes through.
Fall-through risk
our buyers buyer pulled out, no one told us, lost our onward purchase
Hidden info
Our flat’s service charge is now so high that every serious buyer disappears as soon as their solicitor sees the figures.
Delay
They describe being stuck because the lender may also refuse to proceed without the information, so the sale can’t move forward either way.
Poor communication
When the first buyer dropped out they just shrugged and said ‘these things happen’ instead of fighting to keep the deal alive.
Hidden info
Buyer says the estate agent blamed the seller information form for an incorrect advertised service charge, even though the seller had recently paid the higher charge and should have known the true figure.
Financial loss
Fall-through risk
The broker miscalculated the rental stress test and only spotted it after valuation; the deal fell through and we were still billed for their fee.
Financial loss
We’re devastated because the vendors of the house we love have only given us a short grace period to rescue the chain, and finding a new buyer that fast is unlikely.
Delay
Someone using Bates Solicitors to deal with a family estate says nearly three years of handling has been ‘painful’, citing lack of communication, delays on simple tasks and calculation errors.
Delay
Fall-through risk
Our contract with the estate agent was ending just as the sale collapsed; we’d already lost six months and now had two weeks to find a new buyer or lose our onward purchase.
Financial loss
The trade-off was a lower price in return for certainty, but it says a lot that people are willing to sacrifice equity just to finally move.
Analysts say these rising charges are slowing down flat sales because buyers factor the annual bill into affordability and often walk away.
Financial loss
A leaseholder said a simple request to pay in instalments was refused and escalated into extra charges and debt collection fees.
Hidden info
He said buyers wouldn’t touch the flat because of the service-charge liability and management issues attached to it.
Hidden info
A LawHive article explains that if a seller lies about neighbour problems on the TA6, the buyer can potentially sue for misrepresentation once they discover how bad things really are.
Financial loss
A MoneySavingExpert user paid over £300 to their conveyancer for initial work, only for their buyer to pull out the day before final procedures.
Financial loss
We’re devastated – there’s virtually no chance of getting a new offer that fast and it feels like we’re about to lose the house we were buying.
Delay
Hidden info
“Buyer’s solicitor didn’t like something on the title… waiting weeks.”
Financial loss
They took £2,222.0 from my account for a property i never view.
Poor communication
The SRA’s thematic review of residential conveyancing found firms providing ‘slow and inefficient’ services with poor communication and inadequate updates for clients.
Hidden info
Agents told to shape material information guidance. The industry says the rules are confusing, so we bought in a grey zone with hidden facts.
Poor communication
Having an agent who spoke directly to the buyers and explained each step took a lot of stress out of the process after the earlier collapse.
Delay
They contrast months of stagnation with the traditional agent against a much faster sale once they switched, highlighting how weak progression leaves chains vulnerable to collapse.
Delay
Citizens Advice more or less shrugged and said buyers can change their mind right up to exchange, which is maddening when you’ve spent months cooperating in good faith.
They describe being in limbo while residents contact MPs and the media, with no guarantee anything will change.
Financial loss
I have paid for searches again and my solicitor keeps adding admin fees for every small thing.
Financial loss
By the time we saw the old structural report, we’d already spent money on our own survey; we felt misled and dropped out on principle.
Delay
Currently delayed because the buyer’s lawyers take a week to ‘process’ every document.
Every time a surveyor knocks it down, another buyer disappears and we’re left wondering if the price will ever be ‘good enough’.
Financial loss
They are an organised group of scammers.
Hidden info
Bettermove say you *can* sell with a neighbour dispute, but buyers often demand a hefty discount or walk away once they see the history of complaints.
We only found out the flat had no valid EWS1 form when the lender refused to issue a mortgage offer – the agent had listed it like any normal property.
Hidden info
Resident complains a big service-charge increase and poor responsiveness left an entire estate frustrated.
Delay
After a very long 5 months in a 4-property chain, our buyer's solicitors have repeatedly delayed exchange because they keep getting the mortgage agreement number wrong. We are supposed to complete on Friday and I am completely stressed.
Delay
It’s now been over a year since we engaged Let Property to purchase a property - only the seller to withdraw during completion.
Financial loss
Citizens Advice list examples where buyers and sellers lose money when a sale falls through – from deposits mishandled by agents to conveyancers charging full fees despite poor service.
Property marketing failed: sign/visibility issues and poor follow-up meant wasted time and lost momentum.
Hidden info
We were ready to exchange on a flat and then discovered a five-figure annual service charge buried in the small print for heat network and concierge; the sums no longer worked.
our solicitor is not responding with an answer
Delay
We had TR1 forms signed and were agreeing a completion date with PM Law at the end of January. Days later the firm disappeared and now we have no idea who to contact, what’s happening with our file, or how to get the purchase moving again.
Fall-through risk
We’re home sellers in a chain where the buyer’s conveyancer is one of the PM Law firms. Estate agents have told us several related transactions may now collapse if replacement solicitors can’t be found quickly.
Hidden info
A r/HousingUK commenter says their colleague’s flat service charge shot up to £10,000 a year and is now basically unsellable without slashing the price.
“Aggressive and bullied me throughout the whole time.”
Delay
Lender kept asking for the same bank statements over and over, saying their system couldn't open PDFs. Caused huge delays.
Delay
Financial loss
I sent my deposit and the lender’s money to PM Law, we had already exchanged and were due to complete yesterday. I woke up to discover their phones were disconnected and completion wasn’t happening. I’ve got all my money tied up and no idea what happens next.
Delay
Our sale is ready but the conveyancer says they are onboarding our vendor. Four weeks wasted and counting.
Hidden info
We would never have offered on the house if we’d known it had flooded twice in the last decade, but the agent breezily called it ‘a bit of surface water’.
Poor communication
They answered eventually but never actually addressed the questions I had sent.
Financial loss
It feels like I did nothing wrong but still risk losing a decent rate because a seller changed their mind higher up the chain.
Delay
They wanted hundreds of houses at knock-down prices to move tenants out of London, and we felt squeezed and powerless for months while the sale dragged on.
2 of them have been quite insistent on starting the deed of variation now but our freeholder is charging everyone different amounts, its not consistent.
Hidden info
Listed a house no lender will offer mortgage on due to spray foam insulation rotting risk to the roof timbers.
Financial loss
Buyer says the conveyancing fee list feels like paying for every tiny step, adding stress immediately.
Fall-through risk
Poor communication
Our previous sale collapsed and I still blame the solicitor for never chasing anything; now I’m wondering whether to complain formally about them.
Financial loss
They point out that as well as losing their finance, buyers may incur extra legal and valuation fees and face higher interest rates when reapplying, all because timelines drifted.
Financial loss
Even after large price cuts the flat still hadn’t sold, and high ongoing charges plus exit fees made it deeply unattractive to potential buyers.
Hidden info
The valuer noted knotweed within three metres of the boundary and our lender wouldn’t lend until it was fully treated; the seller refused, so we bailed.
Financial loss
Fall-through risk
“Once the deal collapsed… repeatedly refused to refund the money.”
Delay
Fall-through risk
We were FTBs and thought we’d done everything right, but our seller’s onward purchase collapsed and after months of waiting we simply gave up and stayed renting.
Delay
As a broker, it felt like constant back-and-forth with repeated requests and slow progress—seriously delayed cases.
Delay
Fall-through risk
Our house sale collapsed purely because the management company took six weeks to answer a straightforward solicitor enquiry that was needed for the transaction to proceed.
Financial loss
Fall-through risk
The auction service recommended by our agent left us out of pocket when the sale collapsed and we were still charged hefty fees.
Fall-through risk
We’ve had a year of chain collapses and wasted time with other agents; every time someone above us pulled out, the whole process reset.
Delay
When we tried to resurrect the purchase a few months later, we were told the original mortgage offer had expired and we’d have to start again from scratch.
Fall-through risk
Poor communication
The initial deal collapsed because the previous solicitor had let deadlines drift and never properly explained issues to either side.
Delay
Fall-through risk
The chain collapsed three days before completion; in Scotland that meant no penalties, but months of stress and starting over with a new buyer.
Poor communication
They describe the whole experience as ‘no communication, no service, completely unprofessional’, feeling like they were being sold to rather than properly helped onto the ladder.
Local agents reportedly tell them houses and low-charge properties still shift, while high-fee flats struggle to attract serious buyers or achieve asking price.
We believe our details were shared without consent during the process, which then harmed the application. Felt unsafe and unprofessional.
They worry that future buyers will take one look at the bill and either demand a big discount or walk away altogether.
Clients say the difference is simply being kept in the loop – emails answered the same day and clear explanations of what’s needed to get to exchange.
Our file changed fee-earner three times and each new person claimed they 'weren't familiar with the background'. Basic questions had to be answered again and again, and every change added another week to the timeline.
Despite repeated regulatory warnings about email payment fraud, our conveyancer sent our bank details without any security checks or verbal confirmation step. We later learned those basic safeguards are now widely recommended good practice.
Delay
Buyer in a chain says progress stalled because others were still waiting on local authority searches, with uncertainty around timescales.
Fall-through risk
A Trustpilot review for SmoothSale said their previous sale collapsed and threatened their whole chain, but the company got the property re-listed and sold again within a week.
Delay
Fall-through risk
Our house sale fell through and I was devastated. We’d spent months planning the move and even chosen the house we wanted to buy next.
Delay
Our seller’s identity checks dragged on for weeks. We’re now dangerously close to our mortgage offer expiring because of the delay.
Delay
Fall-through risk
A Latimer Lee review simply says the sale fell through because the buyer’s solicitor couldn’t get answers from them and the buyers lost patience waiting.
Delay
We sold last September and put an offer in straight away on our next place; months later the chain is still crawling along and now our buyer’s mortgage offer is about to expire.
Hidden info
The Guardian reported shared-ownership residents whose ‘affordable’ homes now have service charges up to £8,000 a year, making them nearly impossible to sell.
Fall-through risk
We’ve had two sales fall through and I’m starting to feel physically ill with worry. Every time we get close to exchange, someone else in the chain pulls out.
Delay
I’m meant to be moving in with my partner once his house sale completes, but his solicitor is one of the PM Law firms. With the closure, the sale has stalled and we have no idea when—if ever—it will finish.
Delay
Poor communication
I would give zero stars... delays, no communication and me chasing them... almost losing my flat.
Our sale completed and we’ve moved out, but the onward purchase can’t complete because the conveyancer has shut down. We’re living out of boxes with family and don’t know how long this limbo will last.
Hidden info
Another seller says buyers keep backing out of their leasehold sale as soon as they see the £3–6k annual service charges in the paperwork.
A seller says their buyer’s mortgage was withdrawn due to lease ground rent terms, and they’re scrambling to fix it with a deed of variation to save the sale.
Fall-through risk
They say this cautious approach fuels fall-throughs when sellers refuse to drop to the survey figure and buyers can’t stretch further.
Financial loss
Because completion was pushed back, we had to pay extra for movers, storage and unpaid leave.
Fall-through risk
We’d been on the market a year, changed agents and dropped the price repeatedly. We finally found a cash buyer who didn’t even want a survey, then he still pulled out.
The HomeOwners Alliance notes that the biggest share of complaints to the Ombudsman now come from residential conveyancing – buying and selling homes.
Delay
The solicitor acted as if the sale was progressing but had never opened the management pack. Three weeks later we learned they had not even downloaded it from the portal.
Financial loss
They admitted they accepted slightly less than they’d hoped in return for certainty and speed, because another collapse would have finished them off emotionally.
Delay
Our lender wouldn’t extend our mortgage offer after delays in the chain, so even though everyone was finally ready, we no longer had the funding to complete.
Delay
Stuck waiting on management-company solicitors, and our purchase is now eight weeks behind schedule.
Hidden info
final request for payment of £242.28 for the service charge for 2025
Fall-through risk
We joined a Facebook support group for PM Property Lawyers victims. Hundreds of people say they were days from moving when everything stopped.
Financial loss
Hidden info
The Leasehold Advisory Service warns that service charges can rise without a fixed cap, and buyers need to understand not just today’s bill but likely future costs.
Hidden info
Industry pieces stress that councils, leases and charges are now considered core facts – not nice-to-have extras – in listings.
The constant ultimatums from the other side left us feeling bullied; our own solicitor seemed unwilling to push back, so we withdrew the property from sale.
Poor communication
Selling process described as ‘appalling’ with zero ownership — different person each call and no resolution.
Hidden info
They stress you must disclose any serious dispute on the TA6 form or risk a misrepresentation claim later if the buyer discovers how bad things really are with the neighbours.
Land Registry
Poor communication
Post-completion issue
Buyer says their solicitor failed to complete Land Registry registration after purchase and was evasive about which documents had not been submitted, forcing repeated chasing.
Estate sale paperwork reportedly mishandled with important documents lost, requiring resubmission.
Poor communication
Buyer says an estate agent would not go ahead with a viewing despite an AIP being provided, insisting on lender confirmation and suggesting use of the estate agent's own broker.
Fall-through risk
My mortgage offer actually expired once before and the lender kindly extended it, but I know others whose whole chain collapsed when that didn’t happen.
The agency turned complaints back on me and gaslighted me instead of accepting any responsibility.
Fall-through risk
The buyer’s lender refused the mortgage because the lease banned pets and they already had a dog; the whole chain collapsed over a clause we’d never noticed.
They advise keeping a detailed record of every call and email because you may need evidence if you escalate to the Legal Ombudsman.
They feel trapped because it wasn’t a voluntary change of heart — they just couldn’t progress — yet the fee still wouldn’t come back.
A whole new level of deception in the property investment industry to say the least.
“Mortgage offer expired… all they managed to do was make searches.”
Poor communication
“Unresponsive solicitors… you need people you can trust.”
Poor communication
There was almost no communication between seller and agent which made it impossible to judge the situation.
The report he produced undervalued my home by almost £100,000, which caused major issues with my mortgage.
Delay
Our solicitor repeatedly told us they were waiting on 'the other side', but when the estate agent intervened it turned out they had not replied to simple enquiries for nearly three weeks. The buyer began looking at other properties as a result.
The seller was stunned at how much power one valuation report had over the buyer’s ability to proceed.
Delay
Fall-through risk
Seller says the agent mishandled their sale over many months and the buyer walked away the day before completion.
The estate agent’s recommended conveyancing factory was slow and chaotic; we only saved the chain by speaking directly to everyone ourselves.
Financial loss
Hidden info
My leasehold has turned into a financial drain – between service costs and restrictions, it feels like we never saw the full picture upfront.
Poor communication
The previous agent basically disappeared once the ‘sold’ board went up; when the chain broke we had no plan, no updates and no buyer.
The buyer says the process feels like a marathon with vague explanations and no clear timeline for when anything will actually complete.
They admit the flat itself is fine, but the rising charges feel like a trap that future buyers will see straight away in the management pack.
Hidden info
Estate agents told us the ground rent ‘issue’ had been fixed, but the updated terms still looked risky once our solicitor explained them.
Delay
Fall-through risk
Hidden info
Six weeks into the process our second buyer pulled out after their survey, but nobody would share details so we had no idea what scared them off.
Our mortgage offer expired just before exchange because someone in the chain didn’t keep an eye on the dates – now the lender doesn’t have to honour it.
Delay
Poor communication
They say the previous agent ‘did no marketing’ and the experience taught them how much chain progression and chasing really matter.
Delay
Sale hindered because seller’s side couldn’t get timely replies from buyer’s conveyancer to keep deadlines.
Financial loss
The same police warning highlights how payment-diversion fraud hits right near completion, when people are under pressure and moving large sums—exactly when a collapse can be financially devastating.
Delay
We have been going through this sale since August 2024, with a second set of buyers and solicitors who are not responding. We have to move before our buyer's mortgage offer expires and I am at the end of my tether trying to get the solicitors to communicate.
Hidden info
I’ve read so many threads where sales fall apart because of high service charges that I now assume flats are harder to sell if the numbers look steep.
Delay
Our mortgage offer expired because the conveyancers and Land Registry issues dragged on; by the time things were resolved, the lender refused to extend and the deal was dead.
Delay
We were told the solicitor had ordered searches, but when we checked with the authority the request had never been submitted. Our mortgage offer nearly expired waiting for them.
Hidden info
They’re told that if the council holds a record of the complaint, it’s safest to update the buyer, even if the issue is now technically resolved.
Delay
Dreadful. Our buyers are using this shambolic firm we now in month 6 of a simple convayncing empty house no chain
Delay
Poor communication
They praised the conveyancer for sticking with them through months of extra work and continually chasing others when the process kept grinding to a halt.
Server outage at the solicitor’s office left the chain stuck for nearly a week before they resolved their IT issues.
Financial loss
Our surveyor wildly overestimated the cost of some minor damp and movement; the buyers panicked and demanded a huge discount we simply couldn’t afford.
Poor communication
Broker was dismissive and refused to help, then we later passed affordability with a different broker. We’re also concerned our details were shared onward without consent.
Fall-through risk
They describe expired offers as a ‘domino effect’ risk – one missed deadline can destabilise everyone up and down the chain.
Poor communication
A Trustpilot review for Sharman Quinney says the agency showed poor communication and lacked proactive engagement, leaving the client doing most of the chasing.
Fall-through risk
In one Ombudsman case the buyers’ first purchase fell through, then they tried to port their mortgage to another property and ended up in a dispute over whether the lender had agreed to it at all.
Poor communication
The agent was more interested in chasing new listings than dealing with our complicated chain; once it wobbled a bit, they let it collapse instead of fighting for it.
Estate agent contract
Notice period
Fee concern
Seller discovers their estate agent agreement may involve a long marketing term and notice period, creating anxiety about charges and how to exit if the service is poor.
Delay
Fall-through risk
On Trustpilot, a Hodders client says they suffered three collapsed chains over nineteen months and describes the overall process as ‘very painful’.
Financial loss
Even if the asking price is tempting, big annual fees and vague wording about increases can knock thousands off what buyers are willing to offer.
Delay
Financial loss
“Because of their delays… I had to stay… a full year… cost me over £4000.”
Financial loss
Poor communication
A ground floor apartment was flooded with sewage after a soil pipe blockage in the underground car park. Building insurance is being very slow because of poor communication with the contents insurer.
They advise buyers to keep all marketing, TA6 answers and emails, because those documents often prove what was promised when a chain later collapses over hidden issues.
Financial loss
A reviewer alleged money being taken and described the experience as fraudulent with serious financial harm.
Financial loss
Hidden info
They also warn that vague wording about future increases can be a deal-breaker when buyers realise costs could soar after they move in.
Fall-through risk
Another MSE user says their house sale fell through the day after the stamp duty holiday ended because their buyer’s buyer pulled out without explanation.
Delay
The sale eventually completed, but only after extra months of delay and a lot of unnecessary stress.
It warns that these rising charges can slow or even reverse price growth, leaving flats stagnating while houses in the same area continue to sell.
Fall-through risk
I am worried they may withdraw from the purchase
Fall-through risk
In another MSE thread, someone said their sale fell through after survey and they were left deciding whether to fix issues or accept a lower offer from the next buyer.
Hidden info
One first-time buyer group member says they were completely misinformed about how high the service charge would be after the first year.
It was sobering to hear the property described as too risky for a mortgage; we’d thought of it as a bit tired, not effectively unsellable.
Delay
Financial loss
They say it was incredibly stressful to discover everything was off track after months of preparation, and they lost out on the house they’d hoped to buy.
Fall-through risk
One seller says their house sale fell through while they were on holiday – they only found out via email and still haven’t managed to resell.
Land Registry
Complaint escalation
New build
Buyer says a solicitor failed to register a new build property with Land Registry and only acted after written chasing and threats to escalate the complaint.
The same piece highlights confusion around the Building Safety Act, saying around 20% of conveyancers refuse to handle some flat sales because of cladding risks.
The surveyor’s report read like a horror story, and the buyers demanded a huge price cut we simply couldn’t afford to accept.
Fall-through risk
On MSE, a seller says their buyer’s buyer pulled out a week before exchange, and the agent immediately suggested relisting because their onward seller was unlikely to wait.
I inherited my aunt's house which has been rented out for years, but it turns out the garage encroaches onto council land. I can prove the garage has been there since 1964 but as I have not owned it for 12 years, I do not know if I can apply for adverse possession.
Quick Move Now say you can sell with an ongoing neighbour dispute, but only if you declare it – otherwise you risk misrepresentation claims.
Fall-through risk
Our first sale collapsed when the buyers couldn’t get a mortgage approved, and another property in the chain also failed because their funds fell through.
Poor communication
A poster said their buyers gave no real reason for backing out; the solicitor just emailed that they were withdrawing and signed off with a casual ‘sorry’.
Hidden info
“Did not pay final ground rent and service charge… debt collection threats.”
The solicitor incorrectly advised us that planning permission wasn't required for a rear extension noted on the property. After exchange, the council issued an enforcement notice.
Hidden info
The piece warned that doubling ground rents and steep service charges can put buyers off and even make mortgages harder to obtain on some flats.
Financial loss
A 2008 thread titled ‘Fuckity fuckity fuck’ describes a sale collapsing right near the end after the buyers vanished, leaving the sellers over a thousand pounds out of pocket.
Delay
They note that slow paperwork, searches and unresponsive lawyers can drag things out so long that nervous buyers simply walk away.
Delay
Financial loss
If they’d been honest from the start the whole saga could have been avoided – instead we wasted months and legal fees on a deal that was never real.
Delay
Fall-through risk
Our sale fell through before exchange after six months; we were told we might lose our onward purchase and ‘thousands of pounds’ in the chain if we didn’t find a new buyer in two weeks.
Financial loss
The reviewer tells others to avoid them ‘for your own sanity’, feeling stuck and unable to move forward with the extension.
Owners now find their supposedly ‘affordable’ flats incredibly hard to sell, because prospective buyers baulk at the current charges and the risk of future hikes.
Delay
The reviewer says the delays exasperated their lender and the seller’s solicitor and that they would never consider using the firm again.
Incorrect listing
Tenure
Leasehold surprise
Buyer says both the vendor and estate agent said the house was freehold before the offer, but conveyancing revealed it was actually leasehold and therefore more complex.
Hidden info
Our solicitor didn’t warn us about the ground rent clause at all – we only saw the details after completion when the demand arrived.
Poor communication
Consistently sat on our case with no action... lied about what work had been done... rarely responded.
Delay
Financial loss
First buyers were self-employed and couldn’t borrow enough, but they sat on that information for weeks while everyone else carried on paying fees.
Hidden info
A seller says they were charged a large fee just to respond to standard enquiries during a leasehold sale.
Delay
Financial loss
We’d had twelve months of stressful selling and one failed sale before using a quick-sale company just to get the move done.
Fall-through risk
After our house sale fell through just before exchange, Spring stepped in with a guaranteed purchase so we could still move and not lose our new home.
Fall-through risk
One poster said they’d had multiple failed buyers on the same property, each collapse triggered by a different problem: survey, mortgage, then a change of heart.
Hidden info
A buyer thought they were getting a bargain flat, but rising service charges and future works have turned it into a long-term liability.
Financial loss
In another case, neighbours spent more than £200,000 fighting over a 16-inch strip of land – money that could easily have been the difference between moving and being stuck.
Delay
Poor communication
Kept waiting for callbacks that never came; the lack of continuity made the sale feel chaotic and out of control.
Hidden info
Ground rent terms looked small at first, but the doubling clause made the flat borderline unmortgageable once our lender saw the detail.
My experience with Conveyancing Direct has been dreadful, unhelpful, and depressing.
Fall-through risk
Was passed from team to team and due to their incompetence my buyer pulled out
Delay
Poor communication
Communication was terrible and my solicitor went weeks without replying to anything.
Delay
The article warns that overpricing leads to properties sitting on the market for months, with sellers eventually needing steep price cuts to get any interest.
Estate agent promised fast sale; repeated confidence claims, but vendor complains of poor follow-through.
Financial loss
Hidden info
Seller felt misled about service length; poor disclosure meant extra costs later to re-list elsewhere.
The mortgage experience was so bad the lender agreed to compensation. The customer said they’d leave as soon as the fixed period ends.
Our buyer’s mortgage offer expired because they didn’t get it sorted until late in the process. Their lack of commitment took the whole chain down.
Fall-through risk
Our conveyancer seemed out of their depth and avoided our calls; by the time they acted, the chain had already collapsed.
Poor communication
One buyer said the chain was ‘not straightforward’ but the team kept everyone updated and calm – proof that decent communication often prevents a sale from collapsing.
Financial loss
A payments glitch on moving day left one family homeless and paying for hotels and removal firms twice.
Delay
We’re now into month six. Our solicitor keeps saying they’re ‘waiting on the other side’ but can’t give any sort of timeline.
Our buyers pulled out when they realised the house had historic subsidence; the insurer wouldn’t give them cover on normal terms and their lender refused to proceed.
Financial loss
Charged me for sales packs… they never even requested.
Our survey highlighted dangerous electrics and missing fire doors in the block; we walked away because nobody would confirm remedial plans.
A Times article on conveyancing says the system is ‘organised chaos’, with one in three transactions falling through and average timescales stretching to around 185 days.
The seller contrasts this with previous experiences where agents did little more than stick the listing online and hope for the best.
Financial loss
Fall-through risk
I’m so stressed – the sale fell through and I feel like we’re stuck in limbo, unsure whether to relist, rent or just give up.
Delay
This must be the worst legal firm in the country. They just cause endless delays.
They’re advised to consider replacing the managing agent or going to a tribunal, but in the meantime the charges keep mounting month after month.
Price drop
Buyer pulled out
Shared access
Seller says a buyer pulled out just before exchange citing shared access concerns, forcing a relist and eventually a sale around 10000 pounds below the previous agreement.
Hidden info
A HousingUK thread has leaseholders saying annual charges are making their flats ‘impossible to sell’ because no first-time buyer can afford them and investors can’t make the numbers work.
Financial loss
Fall-through risk
We tried to sell our old survey to another buyer after the mortgage fell through, just to recoup a fraction of what we’d lost.
Delay
Seller says a chain-free sale still took many months, with minimal progress and repeated excuses.
We’ve been told the SRA now controls client accounts, but as sellers we still don’t know where our completion monies are or how to get them.
Fall-through risk
“Our buyer withdrew within a day of the chain collapsing. Nightmare.”
Delay
Hidden info
Our 2009 sewage treatment plant was installed with building control approval and complies with regulations, but the buyer's solicitor keeps raising additional queries. We are worried this will delay or jeopardise the sale.
Financial loss
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Hidden info
In another older thread, a buyer walked away from a flat when they discovered the lease allowed big service charge increases at the freeholder’s discretion, with no real cap.
Financial loss
Fall-through risk
On MoneySavingExpert a poster says a friend’s entire chain collapsed because one person’s mortgage offer expired and the lender wouldn’t extend it.
Fall-through risk
Hidden info
A buyer says the estate agent handling a previously failed sale “blatantly lied” and they only discovered late on that the extension had no building control sign-off — the reason the earlier sale collapsed.
Fall-through risk
This is the third time our house sale has collapsed right before completion – every time a different link in the chain breaks and we’re back to square one.
We’re stuck with an agent who hasn’t generated enough viewings, but changing now feels risky when our whole chain is hanging by a thread.
Financial loss
Paid an upfront conveyancing fee, then was told they couldn't act; refund promised but hard to obtain.
Delay
Fall-through risk
Sale fell through after E&M took ~6 weeks to reply to an enquiry needed to proceed.
Our lender would have extended the offer if the solicitor had sent a simple letter in time, but they sat on it and blamed ‘the system’ when it lapsed.
Delay
Poor communication
Weeks of chasing and still no meaningful progress from the conveyancer; the whole chain felt stalled by sheer inactivity.
Hidden info
We offered on a flat that was marketed with an EPC C rating, but the official report is actually F. The agent says they took the seller's word for it.
Delay
This is holding up the sale of my property
We had estate agents valuing around £400k, but Connells knocked £50k off simply because they claimed they couldn’t find comparable sales.
They only sold once a local high-street agent took over, knew the patch and actually progressed the sale rather than just listing it.
Financial loss
Fall-through risk
The Financial Times is now actively asking readers for ‘house moving horror stories’, saying recent research shows huge numbers of failed transactions and chains collapsing.
Delay
Fall-through risk
The first sale fell through after our solicitor took weeks to answer emails and a full month to send the report once searches were back.
Financial loss
They stress that buyers can even refuse to complete if they discover major omissions about a property’s history or disputes before the money changes hands.
Financial loss
Hidden info
A MoneySavingExpert poster says their flat’s service charge is just under £300 a month and they’re starting to suspect it’s the main reason it won’t sell.
Fall-through risk
A Pattinson review says the original sale fell through and the seller was then pushed towards auction, with the agent suggesting they list 20% below market value.
Delay
Poor communication
The reviewer praises their own lawyer’s persistence, saying without constant chasing they might never have reached exchange at all.
Buyer pulled out
Leasehold flat
Market frustration
Seller asks how the process is allowed after a buyer pulled out of a leasehold flat sale, leaving the seller frustrated after accepting a low offer and losing time in a difficult market.
Financial loss
Some owners end up effectively paying to keep an empty flat going each year, slowly burning through their inheritance while the property sits on the market.
Remortgage delay
Help to Buy
Solicitor delay
Buyer says a solicitor delay pushed a Help to Buy remortgage past the intended completion date despite all paperwork being supplied on time.
Our neighbour started parking across our drive once the For Sale sign went up and shouting at viewers about noise and bins.
They ended up questioning whether the valuation reflected the actual house at all, or simply a tick-box exercise.
Financial loss
We’re cash buyers and had already transferred the full purchase price when our PM Law solicitor disappeared from contact. Now the money, the keys and the title are all in limbo and nobody can tell us when this will be fixed.
Hidden info
The managing agent wanted hundreds of pounds for the leasehold information pack, and by the time it arrived the buyer had completely lost interest.
Financial loss
Hidden info
They stress that the TA6 is part of the contract, so glossing over noise, harassment or boundary rows can end in costly legal battles.
Delay
One reviewer says their high street estate agent did nothing for six months – no real progression, no updates – and they only realised how bad it was after switching to a different company.
Selling a leasehold: charged hundreds for standard enquiries and slow responses risk collapsing the chain.
Poor communication
No updates
Conveyancing delay
Buyer says their conveyancer left them in the dark for around a month after searches, with no meaningful updates while enquiries were supposedly being raised.
Financial loss
A 2025 thread ‘House sale fallen though, gutted and totally fed up’ talks about how people end up with solicitor bills and fees to pay every time a buyer pulls out.
Delay
Our solicitor failed to chase the freeholder for basic leasehold information, even though we had paid for the management pack. Weeks passed while they blamed 'third parties' instead of acting.
After a two-year buying journey, it’s exhausting to still be asking whether the sellers actually have authority to sell or if we’ll be back to square one again.
Delay
In ‘Why is my buyer’s mortgage offer taking so long?’, an MSE seller says they’ve heard “it should be out tomorrow” repeated for weeks while the lender keeps asking for more documents.
Delay
A reviewer says their chain-free transaction still dragged on for months and took far longer than expected.
A long list of survey issues, from damp to missing structural support, led the buyer to demand a huge discount and effectively killed the deal.
Hidden info
On a London subreddit, a leaseholder reported a £5,500 annual service charge for a one-bed flat and said residents were furious and struggling to afford it.
Delay
Our mortgage offer expires in a few weeks and the replacement firm still doesn’t have our file from PM Law. If we have to reapply at today’s rates we simply can’t afford the same home.
The lack of any joined-up system meant the broker blamed the solicitor, the solicitor blamed the agent, and we were just left with a failed sale.
Poor communication
They say the buyer chased their own solicitor and it still took over a week to get any response, while both sides’ solicitors claim different things are happening.
Financial loss
I’ve spent money on surveys, searches and removals only to be right back at square one because the buyers walked away before exchange.
We almost completed without anyone checking building regs for the loft conversion; when the lender asked for paperwork that didn’t exist, the buyers walked.
They worry potential buyers will run a mile once they see how high the charges are for such a modest building.
Fall-through risk
Our buyer pulled out in November and we got through a further 3 buyers
Fall-through risk
Our mortgage offer was already in place when the original purchase fell through; the lender would only consider porting it if we jumped through more hoops and the new place met all their criteria again.
Fall-through risk
Our sale collapsed because the electrics and fire doors in the block weren’t up to standard; the surveyor flagged serious safety concerns the seller hadn’t mentioned.
Hidden info
One forum user said service charges on their flat rose from £60 to £180 a month, and they now worry it will be very hard to sell without taking a big hit on price.
The agent promised a professional carpet clean before we moved in but it was clearly just hoovered and left mouldy.
Our buyer’s lender down-valued the house; we couldn’t afford to drop the price by that much and they didn’t have the cash, so the deal just died.
“I was promised an excellent service… I would avoid the entire firm.”
They see buyers who only discover old complaint letters and council reports after moving in, then wonder if they can undo the deal.
Delay
Financial loss
Fall-through risk
Our house sale fell through before exchange after six months; now we’ve got two weeks to find a new buyer or we lose our onward purchase and thousands in fees.
Fall-through risk
Our first buyers pulled out a few days before exchange, saying their circumstances had changed – we’d already packed half the house and now we’re back at step one.
Financial loss
They said the real pain is psychological – doing the whole mortgage application process twice because somebody else changed their mind.
Mortgage declined
New lender
Purchase risk
Buyer says a mortgage was declined and they are now worried whether the decline will affect applying with another bank and delay or jeopardise the purchase.
Delay
Financial loss
We’ve been gazumped once already and know from experience how quickly months of conveyancing and all the associated costs can vanish overnight.
Poor communication
Avoid. I contacted them on 19th June to say our "seller" had withdrawn the property we were buying
Financial loss
Believes they were convinced to pay ground rent based on wrong information and then refused a refund.
We had to walk away after learning our lender treats anything above commercial as ‘high risk’; nobody warned us when we first viewed the property.
Financial loss
Fall-through risk
Three separate chains collapsed for different reasons and every time we had already paid survey, searches and legal fees which we never got back.
Hidden info
Estate agent mis-selling: brochure didn’t state key information we needed — “as seen” listing lacked detail about construction type and risks.
Financial loss
I felt completely broken when the vendor pulled out; the sale falling apart knocked my mental health far more than I expected.
Delay
We were about to put in an offer on another property when our buyer backed out after four weeks, leaving us completely gutted and back at square one.
Hidden info
Another post in The Vault community shows a buyer being turned down for a flat because the service charge was more than 1% of the property’s value each year.
Hidden info
A guidance article explains that boundary disputes usually hinder sales and that it’s best to resolve or at least properly disclose them, otherwise buyers will either walk away or demand a big discount.
Financial loss
Paid for a supposedly ‘lifetime’ mortgage service but still faced extra charges each time, even when we found the deal ourselves. Felt like paying twice for the same thing.
Our first buyer vanished the day before exchange; the agent shrugged and immediately relisted without offering much explanation or support.
The sale took so long that our mortgage product expired; with higher rates we could no longer afford the same property and had to walk away.
On Mumsnet, a buyer says their homebuyer survey valued a £680,000 house at £615,000 – the lender would still lend, but they suddenly felt like they were overpaying massively.
Hidden info
We want to buy a property that has spray foam insulation in the roof and are worried about getting a mortgage approved, even though our loan to value would be under 50 percent and we have funds to remove and replace the roof after completion.
Our buyers had lined up an affordable insurance quote, then the underwriter changed their mind when they saw old subsidence notes; their lender pulled the plug.
Delay
Fall-through risk
One buyer on HousingUK said their house sale took eight months and then fell through because the first-time buyer at the bottom of the chain simply backed out.
Poor communication
They say the buyer’s solicitors stopped responding to everyone — their own client, the estate agent, and both sides’ solicitors — leaving the chain helpless.
Marketing listing quality issues (poor photos, no video as promised) risking damage to letting/sale prospects.
Fall-through risk
By the time they’d argued over indemnity insurance and who should pay, the buyers had lost patience and pulled out.
Our first buyer walked away after their solicitor raised concerns about a garage that was on a separate title; nobody had warned us it might be a problem.
Hidden info
Another MSE user said they’d walked away from a flat purchase after discovering the service charge could be increased at the freeholder’s discretion with no meaningful limit.
The Times reported a surge in complaints to the Solicitors Regulation Authority, with property work singled out as a growing area of consumer frustration.
Financial loss
We lost the house and a non-refundable booking fee because the application was never realistic in the first place.
Very disappointed with the whole sales process... the papers we were sent for signing had the wrong address for the property we were selling.
Poor communication
No one ever answers calls; complaints get no response; basic communication is nonexistent.
Delay
Buyer discovered their solicitor never ordered searches even though they were paid for six weeks earlier.
Financial loss
Fall-through risk
They review the TA6, marketing and correspondence to show how misleading statements lured buyers into chains that later collapsed or left them out of pocket.
Delay
Poor communication
Ongoing false promises and constant chasing over months, with the paying customer feeling ignored.
“We’re now in month 6… simple conveyancing… empty house… no chain.”
Financial loss
The conveyancer assured us the property was freehold, but it was actually leasehold with 63 years remaining. The oversight meant we had to withdraw, losing survey and legal fees.
Delay
Poor communication
Flat purchase felt close to collapsing due to repeated delays and constant chasing for updates.
Hidden info
Financial loss
Buyer says the estate agent advertised a flat with a lower service charge, but solicitor documents later showed the service charge was higher and the buyer was left worried about renegotiating before their mortgage offer expired.
Fall-through risk
We were left with our belongings in boxes and nowhere to go when the seller pulled their property from the market a week before exchange.
Financial loss
Hidden info
Average service charges for flats have risen to £2,300 a year, outpacing wages and inflation.
Delay
Fall-through risk
We’ve been trying to buy a no-chain property with PM Property Lawyers since mid-2025. Now, just as we thought we were nearing the end, the firm has collapsed and our agent says the chain could still fall apart.
Fall-through risk
Someone on the forum said they’d been reading HousingUK threads where people’s house sales collapsed, and you could just feel how extreme the stress levels were.
Hidden info
We knew the charge was ‘a bit high’ when we moved in, but it’s only now we’re trying to sell that we realise how much of a deterrent it is.
Poor communication
Agent failed to send the conveyancing quote on time and ignored follow up calls.
Delay
Poor communication
As first-time buyers we chose Angela Viney for their high rating but our solicitor was nearly impossible to reach, took weeks to reply and sent bundles of paperwork without any clear explanation.
Financial loss
They’d been told the buyer’s mortgage was approved and everything was ‘on track’, and were devastated to lose both the sale and their upfront costs.
Fall-through risk
A Yopa reviewer says their house sale initially fell through with one buyer, but the agent quickly found another and kept them informed throughout the rescue process.